FCCO on Nasdaq
FIRST COMMUNITY CORP /SC/
FIRST COMMUNITY CORP /SC/ is an American state commercial bank based in Lexington, listed on Nasdaq (FCCO).1
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Last updated Oct 21, 2026.
Overview
Compare with LAKELAND FINANCIAL CORP, Community West Bancshares or FIRST US BANCSHARES, INC., or pick any stock.
- TickerFCCO on Nasdaq1
- IndustryState Commercial Banks1
- HeadquartersLexington, South Carolina1
- Incorporated inSC2
- Business address5455 Sunset Blvd, Lexington, Sc 290722
- Filer categoryNon-accelerated filer, Smaller reporting company2
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The Bank is also regulated and examined by the South Carolina Board of Financial Institutions (the “S.C. Board”).3 From its latest annual report
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2025
Where the money goes
Where each dollar of revenue went, fiscal 2025
- Interest58¢$35.0M
- Income tax9¢$5.7M
- Profit32¢$19.2M
Out of $922.0K in revenue.4
Where each dollar of operating cash went, fiscal 2025
- Capital spending6¢$1.1M
- Dividends paid25¢$4.8M
- Kept or used elsewhere69¢$12.8M
Out of $18.7M of cash from operations.4
Financial statements
Every line of the income statement as filed: the last 3 fiscal years, latest first.4
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Loans, including fees | $73.7M | $66.4M | $52.3M |
| Investment securities - taxable | $15.5M | $16.1M | $16.7M |
| Investment securities non-taxable | $1.4M | $1.4M | $1.5M |
| Other short-term investments and CDs | $6.5M | $5.5M | $2.2M |
| Total interest income | $97.1M | $89.4M | $72.7M |
| Deposits | $31.2M | $31.2M | $16.6M |
| Securities sold under agreement to repurchase | $2.7M | $2.2M | $1.7M |
| Other borrowed money | $1.1M | $4.0M | $5.6M |
| Total interest expense | $35.0M | $37.4M | $23.8M |
| Net interest income | $62.0M | $52.0M | $48.9M |
| Provision for credit losses | $770.0K | $809.0K | $1.1M |
| Net interest income after provision for credit losses | $61.3M | $51.2M | $47.8M |
| Deposit service charges | $922.0K | $952.0K | $963.0K |
| Mortgage banking income | $3.3M | $2.4M | $1.4M |
| Investment advisory fees and non-deposit commissions | $7.6M | $6.2M | $4.5M |
| Loss on sale of securities | -$1.2M | ||
| Gain on sale of other real estate owned | $127.0K | $151.0K | |
| Loss on sale of other assets | -$5.0K | ||
| Other non-recurring income | $190.0K | $105.0K | $121.0K |
| Other | $4.9M | $4.4M | $4.5M |
| Total non-interest income | $16.9M | $14.0M | $10.4M |
| Salaries and employee benefits | $31.9M | $29.3M | $25.9M |
| Occupancy | $3.1M | $3.1M | $3.2M |
| Equipment | $1.6M | $1.5M | $1.6M |
| Marketing and public relations | $1.8M | $1.5M | $1.5M |
| FDIC insurance assessments | $1.1M | $1.2M | $904.0K |
| Other real estate expense (income) | $138.0K | $103.0K | -$112.0K |
| Amortization of intangibles | $158.0K | $158.0K | $158.0K |
| Merger | $1.3M | ||
| Other | $12.2M | $10.7M | $10.1M |
| Total non-interest expense | $53.3M | $47.5M | $43.1M |
| Net income before tax | $24.9M | $17.8M | $15.0M |
| Income tax expense | $5.7M | $3.8M | $3.2M |
| Net income | $19.2M | $14.0M | $11.8M |
| Basic earnings per common share | $2.51 | $1.83 | $1.56 |
| Diluted earnings per common share | $2.47 | $1.81 | $1.55 |
No quarter-by-quarter statement was filed.
Every line of the balance sheet as filed: the last 4 fiscal years (annual) or 4 quarters (quarterly), latest first.4
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Cash and due from banks | $23.9M | $26.4M | ||
| Interest-bearing bank balances | $137.2M | $123.5M | ||
| Investment securities available-for-sale | $294.1M | $279.6M | ||
| Investment securities held-to-maturity, fair value of $188,563 and $196,040 at December 31, 2025 and December 31, 2024, respectively, net of allowance for credit losses-investments | $195.1M | $209.4M | ||
| Other investments, at cost | $2.9M | $2.7M | ||
| Loans held-for-sale | $10.7M | $9.7M | ||
| Loans held-for-investment | $1.3B | $1.2B | ||
| Less, allowance for credit losses | $13.8M | $13.1M | $12.3M | $11.3M |
| Net loans held-for-investment | $1.3B | $1.2B | ||
| Property and equipment - net | $29.3M | $30.0M | ||
| Lease right-of-use asset | $2.2M | $2.5M | ||
| Bank owned life insurance | $31.8M | $31.0M | ||
| Other real estate owned | $168.0K | $543.0K | ||
| Intangible assets | $289.0K | $446.0K | $604.0K | |
| Goodwill | $14.6M | $14.6M | $14.6M | |
| Other assets | $18.1M | $20.4M | ||
| Total assets | $2.1B | $2.0B | ||
| Non-interest bearing | $467.3M | $462.7M | ||
| Interest bearing | $1.3B | $1.2B | ||
| Total deposits | $1.7B | $1.7B | ||
| Securities sold under agreements to repurchase | $107.2M | $103.1M | ||
| Junior subordinated debt | $15.0M | $15.0M | ||
| Lease liability | $2.4M | $2.6M | ||
| Other liabilities | $16.1M | $16.9M | ||
| Total liabilities | $1.9B | $1.8B | ||
| Common stock, par value $1.00 per share; 20,000,000 shares authorized; issued and outstanding 7,693,215 at December 31, 2025, and 7,644,424 at December 31, 2024 | $7.7M | $7.6M | ||
| Nonvested restricted stock and stock units | $3.1M | $2.6M | ||
| Additional paid in capital | $94.9M | $93.8M | ||
| Retained earnings | $80.3M | $65.8M | ||
| Accumulated other comprehensive loss | -$18.4M | -$25.5M | ||
| Total shareholders equity | $167.6M | $144.5M | $131.1M | $118.4M |
| Total liabilities and shareholders equity | $2.1B | $2.0B | ||
| Debt Securities, Held-to-Maturity, Fair Value | $188.6M | $196.0M | ||
| Preferred Stock, Par or Stated Value Per Share | $1.00 | $1.00 | ||
| Preferred Stock, Shares Authorized | 10.0M shares | 10.0M shares | ||
| Preferred Stock, Shares Issued | 0 shares | 0 shares | ||
| Preferred Stock, Shares Outstanding | 0 shares | 0 shares | ||
| Common Stock, Par or Stated Value Per Share | $1.00 | $1.00 | ||
| Common Stock, Shares Authorized | 20.0M shares | 20.0M shares | ||
| Common Stock, Shares, Issued | 7.7M shares | 7.6M shares | ||
| Common Stock, Shares, Outstanding | 7.7M shares | 7.6M shares |
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Cash and due from banks | $23.9M | $26.4M | ||
| Interest-bearing bank balances | $137.2M | $123.5M | ||
| Investment securities available-for-sale | $294.1M | $279.6M | ||
| Investment securities held-to-maturity, fair value of $188,563 and $196,040 at December 31, 2025 and December 31, 2024, respectively, net of allowance for credit losses-investments | $195.1M | $209.4M | ||
| Other investments, at cost | $2.9M | $2.7M | ||
| Loans held-for-sale | $10.7M | $9.7M | ||
| Loans held-for-investment | $1.3B | $1.2B | ||
| Less, allowance for credit losses | $13.8M | $13.1M | $12.3M | $11.3M |
| Net loans held-for-investment | $1.3B | $1.2B | ||
| Property and equipment - net | $29.3M | $30.0M | ||
| Lease right-of-use asset | $2.2M | $2.5M | ||
| Bank owned life insurance | $31.8M | $31.0M | ||
| Other real estate owned | $168.0K | $543.0K | ||
| Intangible assets | $289.0K | $446.0K | $604.0K | |
| Goodwill | $14.6M | $14.6M | $14.6M | |
| Other assets | $18.1M | $20.4M | ||
| Total assets | $2.1B | $2.0B | ||
| Non-interest bearing | $467.3M | $462.7M | ||
| Interest bearing | $1.3B | $1.2B | ||
| Total deposits | $1.7B | $1.7B | ||
| Securities sold under agreements to repurchase | $107.2M | $103.1M | ||
| Junior subordinated debt | $15.0M | $15.0M | ||
| Lease liability | $2.4M | $2.6M | ||
| Other liabilities | $16.1M | $16.9M | ||
| Total liabilities | $1.9B | $1.8B | ||
| Common stock, par value $1.00 per share; 20,000,000 shares authorized; issued and outstanding 7,693,215 at December 31, 2025, and 7,644,424 at December 31, 2024 | $7.7M | $7.6M | ||
| Nonvested restricted stock and stock units | $3.1M | $2.6M | ||
| Additional paid in capital | $94.9M | $93.8M | ||
| Retained earnings | $80.3M | $65.8M | ||
| Accumulated other comprehensive loss | -$18.4M | -$25.5M | ||
| Total shareholders equity | $167.6M | $144.5M | $131.1M | $118.4M |
| Total liabilities and shareholders equity | $2.1B | $2.0B | ||
| Debt Securities, Held-to-Maturity, Fair Value | $188.6M | $196.0M | ||
| Preferred Stock, Par or Stated Value Per Share | $1.00 | $1.00 | ||
| Preferred Stock, Shares Authorized | 10.0M shares | 10.0M shares | ||
| Preferred Stock, Shares Issued | 0 shares | 0 shares | ||
| Preferred Stock, Shares Outstanding | 0 shares | 0 shares | ||
| Common Stock, Par or Stated Value Per Share | $1.00 | $1.00 | ||
| Common Stock, Shares Authorized | 20.0M shares | 20.0M shares | ||
| Common Stock, Shares, Issued | 7.7M shares | 7.6M shares | ||
| Common Stock, Shares, Outstanding | 7.7M shares | 7.6M shares |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Every line of the cash flow as filed: the last 3 fiscal years, latest first.4
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Net income | $19.2M | $14.0M | $11.8M |
| Depreciation | $1.7M | $1.7M | $1.8M |
| Net premium amortization AFS | -$2.9M | -$3.1M | -$2.5M |
| Net premium amortization HTM | -$698.0K | -$626.0K | -$575.0K |
| Provision for credit losses | $770.0K | $809.0K | $1.1M |
| Write-downs of other real estate owned | $125.0K | $79.0K | $44.0K |
| Gain on sale of other real estate owned | -$127.0K | -$151.0K | |
| Originations of HFS loans | -$115.5M | -$79.4M | -$50.3M |
| Sales of HFS loans | $117.7M | $76.5M | $49.0M |
| Gain on sale of HFS loans | -$3.3M | -$2.4M | -$1.4M |
| Amortization of intangibles | $158.0K | $158.0K | $158.0K |
| Loss on sale of securities | $1.2M | ||
| Loss on fair value of equity investments | -$2.0K | -$20.0K | -$19.0K |
| Accretion on acquired loans | -$81.0K | ||
| Loss on sale of other assets | $5.0K | ||
| Stock-based compensation | $1.2M | $753.0K | $794.0K |
| Decrease (increase) in other assets | $1.5M | $1.3M | -$1.6M |
| (Decrease) increase in other liabilities | -$1.1M | $1.9M | $3.7M |
| Net cash provided by operating activities | $18.7M | $11.6M | $13.0M |
| Proceeds from sale of securities available-for-sale | $38.7M | ||
| Purchase of investment securities available-for-sale | -$42.5M | -$17.7M | -$6.0M |
| (Purchase) sale of other investment securities | -$303.0K | $1.8M | -$2.6M |
| Maturity/call of investment securities available-for-sale | $38.3M | $27.6M | $21.9M |
| Maturity/call of investment securities held-to-maturity | $15.0M | $8.4M | $12.1M |
| Increase in loans | -$90.5M | -$86.6M | -$153.0M |
| Proceeds from sale of other real estate owned | $377.0K | $419.0K | |
| Purchase of property and equipment | -$1.1M | -$1.1M | -$1.1M |
| Net disposal of property and equipment | $30.0K | ||
| Net cash used by investing activities | -$80.8M | -$67.6M | -$89.7M |
| Increase in deposit accounts | $73.6M | $164.9M | $125.6M |
| Decrease in federal funds borrowed | -$22.0M | ||
| Advances from the Federal Home Loan Bank | $289.0M | ||
| Repayment of advances from the Federal Home Loan Bank | -$90.0M | -$249.0M | |
| Increase (decrease) in securities sold under agreements to repurchase | $4.1M | $40.2M | -$5.9M |
| Proceeds from dividend reinvestment plan | $386.0K | $410.0K | $438.0K |
| Dividends paid on common stock | -$4.8M | -$4.4M | -$4.2M |
| Net cash provided by financing activities | $73.4M | $111.1M | $133.9M |
| Net increase in cash and cash equivalents | $11.2M | $55.1M | $57.3M |
| Cash paid during the period for: interest | $33.8M | $33.2M | $20.8M |
| Income Taxes | $5.5M | $3.8M | $3.6M |
| Unrealized gain on securities available-for-sale, net of tax | $7.3M | $1.4M | $2.9M |
| Adoption of ASU 2016-13 (CECL transition) | $337.0K | ||
| Transfer of loans to other real estate owned | $44.0K | ||
| Recognition of operating lease right of use asset | $835.0K | ||
| Recognition of operating lease liability | $835.0K | ||
| Termination of operating lease right of use asset | $476.0K | ||
| Termination of operating lease liability | $510.0K |
No quarter-by-quarter statement was filed.
Corporate structure
FIRST COMMUNITY CORP /SC/ sits at the top of its group. 1 entity, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.
Major holders of FIRST COMMUNITY CORP /SC/
- Fourthstone LLC Filed SCHEDULE 13G/A on FIRST COMMUNITY CORP /SC/, latest Aug 14, 2026 (6 filings since Feb 14, 2023)
- BlackRock Filed SCHEDULE 13G on FIRST COMMUNITY CORP /SC/, latest Jul 28, 2026 (3 filings since Jan 31, 2024)
- VANGUARD GROUP INC Filed SCHEDULE 13G/A on FIRST COMMUNITY CORP /SC/, latest Mar 26, 2026 (5 filings since Feb 13, 2024)
- FJ Capital Management LLC Filed SCHEDULE 13G/A on FIRST COMMUNITY CORP /SC/, latest Feb 5, 2025 (3 filings since May 20, 2024)
- Manulife Financial Filed SC 13G/A on FIRST COMMUNITY CORP /SC/, latest Feb 13, 2024 (3 filings since Feb 16, 2022)
- Ameriprise Financial Filed SC 13G/A on FIRST COMMUNITY CORP /SC/, latest Feb 14, 2022
- FIRST COMMUNITY CORP /SC/ Lexington, South Carolina
Built from major holders from Schedules 13D and 13G. Each entity in the chart links to its source.
What it owns
What FIRST COMMUNITY CORP /SC/ reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
Property and equipment
| Item | Latest | A year before | Change |
|---|---|---|---|
| Property and equipment, before depreciation | $48.1M4 Dec 31, 2025 | $47.4M4 Dec 31, 2024 | +1.5% |
| Accumulated depreciation | $18.7M4 Dec 31, 2025 | $17.4M4 Dec 31, 2024 | +7.6% |
| Property and equipment, net | $29.3M4 Dec 31, 2025 | $30.0M4 Dec 31, 2024 | −2.1% |
| Operating-lease assets (leased space) | $2.2M4 Dec 31, 2025 | $2.5M4 Dec 31, 2024 | −11.5% |
Investments
| Item | Latest | A year before | Change |
|---|---|---|---|
| Debt securities available for sale | $294.1M4 Dec 31, 2025 | $279.6M4 Dec 31, 2024 | +5.2% |
| Debt securities held to maturity | $195.1M4 Dec 31, 2025 | $209.4M4 Dec 31, 2024 | −6.8% |
| Loans, net of allowance | $1.3B4 Dec 31, 2025 | $1.2B4 Dec 31, 2024 | +7.4% |
| Deposits held (banks) | $1.7B4 Dec 31, 2025 | $1.7B4 Dec 31, 2024 | +4.4% |
Intangibles and goodwill
| Item | Latest | A year before | Change |
|---|---|---|---|
| Goodwill | $14.6M4 Dec 31, 2025 | $14.6M4 Dec 31, 2024 | 0% |
| Finite-lived intangibles, gross | $3.9M4 Dec 31, 2025 | $3.9M4 Dec 31, 2024 | 0% |
| Accumulated amortization | $3.6M4 Dec 31, 2025 | $3.5M4 Dec 31, 2024 | +4.6% |
| Finite-lived intangibles, net | $289.0K4 Dec 31, 2025 | $446.0K4 Dec 31, 2024 | −35.2% |
Properties, in its own words
Our principal place of business as well as the Bank’s is located at 5455 Sunset Boulevard, Lexington, South Carolina 29072. In addition, we currently operate 21 full-service offices located in the South Carolina counties of Lexington County (6 offices), Richland County (4 offices), Newberry County (2 offices), Kershaw County (1 office), Aiken County (1 office), Greenville County (2 offices), Anderson County (1 office), Pickens County (1 office), York County (1 office), and in the Georgia counties of Richmond County (1 office) and Columbia County (1 office). All of these properties are owned by the Bank except for the downtown Augusta, Georgia (Richmond County), Greenville, South Carolina, and York County, South Carolina full-service branch offices, which are leased by the Bank. Although the properties owned are generally considered adequate, we have a continuing program of modernization, expansion and, when necessary, occasional replacement of facilities.
Item 2 of the 10-K filed Mar 16, 2026.3
Leadership
Who has led FIRST COMMUNITY CORP /SC/, and when. Pick a name to see everywhere that person has worked.
Chief executive
President
Chief financial officer
Chief operating officer
- Chief executive officerMichael C. Crapps Feb 16, 2007 to now12
- ChairJames C. Leventis Mar 16, 2007 to Aug 29, 200713
- PresidentMichael C. Crapps Feb 16, 2007 to now12
- Chief financial officerDonald Shawn Jordan Dec 19, 2019 to now14
- Chief financial officerJoseph G. Sawyer Feb 16, 2006 to Mar 14, 201915
- Chief operating officerSarah Donley Jan 3, 2025 to now16
- Chief operating officerTanya A. Butts Mar 12, 2018 to Feb 22, 202417
Board members and other officers (31)
- Executive Vice PresidentFred Joseph Deutsch Feb 2, 2026 to now18
- Executive Vice PresidentJoseph Andrew Painter Jan 9, 2024 to now19
- Executive Vice PresidentVaughan R. Dozier Jr. Jan 9, 2024 to now20
- Executive Vice PresidentRobin D. Brown Jan 19, 2017 to now21
- Executive Vice PresidentTanya A. Butts Jan 25, 2017 to Feb 21, 202522
- Senior Vice PresidentDavid K. Proctor Jan 13, 2006 to Jul 26, 201923
- Senior Vice PresidentTed J. Nissen Feb 7, 2006 to now24
- Board memberJonathan W. Been Jan 12, 2026 to now25
- Board memberFred Joseph Deutsch Feb 2, 2026 to now18
- Board memberTed J. Nissen Feb 26, 2026 to now26
- Board memberRay E. Jones Jan 4, 2021 to now27
- Board memberJan H. Hollar May 28, 2021 to now28
- Board memberMickey Layden Jun 5, 2019 to now29
- Board memberJane S. Sosebee Jun 7, 2019 to now30
- Board memberEdward J. Tarver May 23, 2017 to Jan 2, 202431
- Board memberE. Leland Reynolds Feb 3, 2014 to now32
- Board memberJ. Randolph Potter Feb 3, 2014 to Feb 26, 201933
- Board memberPaul S. Simon Feb 3, 2014 to Mar 7, 201734
- Board memberAlexander Snipe Jr. Mar 16, 2012 to now35
- Board memberJames C. Leventis Dec 20, 2011 to May 17, 201236
- Board memberLoretta R. Whitehead Dec 20, 2011 to Feb 16, 201637
- Board memberRichard K. Bogan Dec 20, 2011 to Feb 26, 201938
- Board memberHinton G. Davis Feb 4, 2009 to Feb 4, 200939
- Board memberGeorge H. Fann Jr. Feb 9, 2009 to Jul 26, 201840
- Board memberMichael C. Crapps Feb 16, 2007 to now12
- Board memberAnita B. Easter Jan 20, 2006 to Feb 27, 201941
- Board memberChimin J. Chao Feb 1, 2006 to now42
- Board memberW. James Kitchens Jr. Feb 1, 2006 to now43
- Board memberO. A. Ethridge Feb 14, 2006 to Mar 7, 201744
- Board memberMitchell M. Willoughby Mar 2, 2006 to Feb 26, 202045
- Board memberRoderick M. Todd Jr. Jun 13, 2006 to now46
Timeline
- Oct 2, 20268-K Executive or director change47
- Oct 1, 20268-K Regulation FD disclosure48
- Sep 16, 20268-K Executive or director change49
- Sep 8, 20268-K Regulation FD disclosure50
- Aug 19, 20268-K Executive or director change51
- Aug 10, 20268-K Regulation FD disclosure52
- Jul 27, 20268-K Regulation FD disclosure53
- Jul 22, 20268-K Results of operations; Executive or director change54
- May 29, 20268-K Regulation FD disclosure55
- May 21, 20268-K Shareholder vote56
- May 7, 20268-K Other events57
- Apr 22, 20268-K Results of operations58
- Feb 16, 2007New chief executive Michael C. Crapps becomes CEO12
Calendar
Coming up
- Oct 21, 2026 · Before the openReports results for the quarter ending Sep/2026 A year earlier it reported $0.72 a share, on Oct 22, 2025.59
When it reported results
- Jul 22, 2026Reported quarterly or annual results54
- Apr 22, 2026Reported quarterly or annual results58
- Jan 28, 2026Reported quarterly or annual results60
- Oct 22, 2025Reported quarterly or annual results61
- Jul 23, 2025Reported quarterly or annual results62
- Apr 23, 2025Reported quarterly or annual results63
- Jan 22, 2025Reported quarterly or annual results64
- Oct 16, 2024Reported quarterly or annual results65
Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar
Filings
362 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 63 major events, 220 insider forms, 21 large holders, 38 other. The latest 20:
- Oct 6, 20263 PRIMARY DOCUMENT EDGAR
- Oct 6, 20263 PRIMARY DOCUMENT EDGAR
- Oct 6, 20264 PRIMARY DOCUMENT EDGAR
- Oct 2, 20268-K EDGAR
- Oct 2, 20264 PRIMARY DOCUMENT EDGAR
- Oct 2, 20264 PRIMARY DOCUMENT EDGAR
- Oct 1, 20268-K EDGAR
- Oct 1, 20264 PRIMARY DOCUMENT EDGAR
- Oct 1, 20264 PRIMARY DOCUMENT EDGAR
- Oct 1, 20264 PRIMARY DOCUMENT EDGAR
- Sep 16, 20268-K EDGAR
- Sep 8, 20268-K EDGAR
- Sep 4, 20264 PRIMARY DOCUMENT EDGAR
- Aug 26, 20264 PRIMARY DOCUMENT EDGAR
- Aug 24, 20264 PRIMARY DOCUMENT EDGAR
- Aug 19, 20268-K EDGAR
- Aug 14, 2026SCHEDULE 13G/A EDGAR
- Aug 12, 202610-Q EDGAR
- Aug 10, 20268-K EDGAR
- Jul 28, 2026SCHEDULE 13G EDGAR
The 362 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
16 open-market trades by officers, directors and large owners since October 2021: 10 buys and 6 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Sep 3, 2026 | Been Jonathan WDirector | Sale | 14,800 | $34.05 | $503.9K | Form 4 |
| Aug 25, 2026 | Sosebee Jane SDirector | Buy | 1,250 | $33.95 | $42.4K | Form 4 |
| Aug 24, 2026 | Deutsch Fred JosephExecutive Vice President | Sale | 7,936 | $34.00 | $269.8K | Form 4 |
| Aug 21, 2026 | Deutsch Fred JosephExecutive Vice President | Sale | 963 | $34.00 | $32.7K | Form 4 |
| Jul 28, 2026 | Deutsch Fred JosephExecutive Vice President | Sale | 10,000 | $34.52 | $345.1K | Form 4 |
| Feb 2, 2026 | REYNOLDS E. LELANDDirector | Buy | 500 | $29.67 | $14.8K | Form 4 |
| Sep 11, 2025 | TODD RODERICK M JRDirector | Sale | 1,679 | $28.00 | $47.0K | Form 4 |
| Feb 26, 2024 | Sosebee Jane SDirector | Buy | 2,500 | $16.40 | $41.0K | Form 4 |
| May 22, 2023 | REYNOLDS E. LELANDDirector | Buy | 500 | $16.50 | $8.2K | Form 4 |
| May 19, 2023 | CRAPPS MICHAEL CPresident and CEO | Buy | 650 | $17.00 | $11.1K | Form 4 |
| Feb 22, 2023 | Hollar Jan HDirector | Buy | 2,000 | $19.60 | $39.2K | Form 4 |
| Oct 24, 2022 | REYNOLDS E. LELANDDirector | Buy | 565 | $18.50 | $10.5K | Form 4 |
| Mar 21, 2022 | REYNOLDS E. LELANDDirector | Buy | 1,000 | $21.94 | $21.9K | Form 4 |
| Mar 21, 2022 | REYNOLDS E. LELANDDirector | Sale | 268 | $21.42 | $5.7K | Form 4 |
| Jan 25, 2022 | Tarver Edward J. | Buy | 500 | $21.12 | $10.6K | Form 4 |
| Jan 21, 2022 | Layden MickeyDirector | Buy | 1,000 | $21.18 | $21.2K | Form 4 |
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
- Fourthstone LLCSCHEDULE 13G/A, 6 filings Feb 14, 2023 to Aug 14, 202666
- BlackRockSCHEDULE 13G, 3 filings Jan 31, 2024 to Jul 28, 202667
- VANGUARD GROUP INCSCHEDULE 13G/A, 5 filings Feb 13, 2024 to Mar 26, 202668
- FJ Capital Management LLCSCHEDULE 13G/A, 3 filings May 20, 2024 to Feb 5, 202569
- Manulife FinancialSC 13G/A, 3 filings Feb 16, 2022 to Feb 13, 202470
- Ameriprise FinancialSC 13G/A, 1 filing Feb 14, 202271
Held by these funds
The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.
13F reports cover disclosed long positions in U.S. stocks only.
SEC filer profile
How FIRST COMMUNITY CORP /SC/ is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
- Name on EDGARFIRST COMMUNITY CORP /SC/1
- CIK0000932781
- Employer ID (EIN)57-10107513
- Filer statusNon-accelerated filer not an emerging growth company; a smaller reporting company; not a shell company3
- Incorporated inSouth Carolina3
- Fiscal year endsDecember 311
- Industry code (SIC)6022 State Commercial Banks1
- SEC reviewing officeOffice of Finance, Division of Corporation Finance1
- Business address5455 Sunset Blvd, Lexington, SC 290721
- Phone80395122651
- Shares outstanding9,399,731 as of Aug 12, 202610
- Public float$178.8M as of Jun 30, 20253
- AuditorElliott Davis, LLC, Charleston, South Carolina PCAOB ID 1493
- On EDGAR sinceAug 1, 19961
- Filings1,250 in all: 4 (591), 8-K (239), 10-Q (65), SC 13G/A (36), DEF 14A (30), 10QSB (26), 5 (26), 3 (23)1
All 45 form types
10-K (21), 425 (19), 11-K (16), CORRESP (16), DEFA14A (15), UPLOAD (12), SC 13G (11), ARS (10), 4/A (8), S-1/A (7), S-4/A (7), S-8 (7), 10KSB (6), EFFECT (6), 8-K/A (5), S-4 (5), SCHEDULE 13G/A (5), 424B3 (4), SCHEDULE 13G (4), 10KSB/A (3), 10KSB40 (3), S-3D (3), 3/A (2), 424B1 (2), D (2), PRE 14A (2), S-1 (2), S-3 (2), 10QSB/A (1), 144 (1), 144/A (1), 424B4 (1), FWP (1), RW (1), S-1MEF (1), S-2 (1), S-2/A (1)
- Latest filingsAnnual report (10-K) Mar 16, 2026
Quarterly report (10-Q) Aug 12, 2026
Proxy statement (DEF 14A) Apr 7, 2026
Latest 8-K (8-K) Oct 2, 2026
Securities registered for trading
| Class | Symbol | Exchange |
|---|---|---|
| Common stock, $1.00 par value per share | FCCO | NASDAQ |
From the cover page of the 10-K filed Mar 16, 2026 (Section 12(b) of the Exchange Act).3
Risk factors and legal proceedings
The risks FIRST COMMUNITY CORP /SC/ names in Item 1A of its 10-K filed Mar 16, 2026: 51 risks under these headings, as written.3
- Economic and Geographic-Related Risks
- Our business may be adversely affected by economic conditions generally.
- Credit and Interest Rate Risk
- Our decisions regarding credit risk and allowance for credit losses may materially and adversely affect our business.
- We may have higher credit losses than we have allowed for in our allowance for credit losses.
- We have a concentration of credit exposure in commercial real estate and challenges faced by the commercial real estate market could adversely affect our business, financial condition, and results of operations.
- Imposition of limits by the bank regulators on commercial and multi-family real estate lending activities could curtail our growth and adversely affect our earnings.
- Repayment of our commercial business loans is often dependent on the cash flows of the borrower, which may be unpredictable, and the collateral securing these loans may fluctuate in value.
- Our focus on lending to small to mid-sized community-based businesses may increase our credit risk.
- Our underwriting decisions may materially and adversely affect our business.
- We depend on the accuracy and completeness of information about clients and counterparties and our financial condition could be adversely affected if we rely on misleading information.
- If we fail to effectively manage credit risk and interest rate risk, our business and financial condition will suffer.
The other 41 risks
- Changes in prevailing interest rates may reduce our profitability.
- Capital and Liquidity Risks
- Changes in the financial markets could impair the value of our investment portfolio.
- The Bank is subject to strict capital requirements, which could be amended to be more stringent, in the future.
- Risks Related to Our Industry
- Inflationary pressures and rising prices may affect our results of operations and financial condition.
- The Federal Reserve has implemented significant economic strategies that have affected interest rates, inflation, asset values, and the shape of the yield curve.
- Adverse developments affecting the financial services industry, such as the 2023 and 2024 bank failures or concerns involving liquidity, may have a material adverse effect on our operations.
- Higher FDIC deposit insurance premiums and assessments could adversely affect our financial condition.
- We could experience a loss due to competition with other financial institutions or non-bank companies.
- We may be adversely affected by the soundness of other financial institutions.
- Failure to keep pace with technological change could adversely affect our business.
- The development and use of AI presents risks and challenges that may adversely impact our business.
- New lines of business or new products and services may subject us to additional risk.
- Consumers may decide not to use banks to complete their financial transactions.
- Brokered deposits and other wholesale funding sources may be unavailable, more costly, or subject to regulatory restrictions, which could adversely affect our liquidity and net interest income.
- Risks Related to Our Strategy
- We may be adversely affected by risks associated with future mergers and acquisitions, including execution risk, which could disrupt our business and dilute shareholder value.
- We may be exposed to difficulties in combining the operations of acquired businesses into our own operations, which may prevent us from achieving the expected benefits from our acquisition activities.
- New or acquired banking office facilities and other facilities may not be profitable.
- Risks Related to Our Human Capital
- We are dependent on key individuals, and the loss of one or more of these key individuals could curtail our growth and adversely affect our prospects.
- Operational Risks
- A failure in or breach of our operational or security systems or infrastructure, or those of our third-party vendors and other service providers or other third parties, including as a result of cyber attacks, could disrupt our businesses, result in the disclosure or misuse of confidential or proprietary information, damage our reputation, increase our costs, and cause losses.
- Our information systems may experience failure, interruption or breach in security.
- Increased fraud risk could adversely impact our business
- Our use of third-party vendors and our other ongoing third-party business relationships are subject to increasing regulatory requirements and attention.
- Negative public opinion surrounding the Bank and the financial institutions industry generally could damage our reputation and adversely impact our earnings.
- Legal, Accounting, Regulatory and Compliance Risks
- We are subject to extensive regulation that could restrict our activities, have an adverse impact on our operations, and impose financial requirements or limitations on the conduct of our business.
- Consumer lending laws may restrict our ability to originate certain mortgage loans or increase our risk of liability with respect to such loans and could increase our cost of doing business.
- We are subject to fair lending laws, and failure to comply with these laws could lead to material penalties.
- Changes in accounting standards could materially affect our financial statements.
- The Federal Reserve may require us to commit capital resources to support the Bank.
- We face risks related to the adoption of future legislation and potential changes in federal regulatory agency leadership, policies, and priorities.
- We are party to various claims and lawsuits incidental to our business. Litigation is subject to many uncertainties such that the expenses and ultimate exposure with respect to many of these matters cannot be ascertained.
- From time to time, we are, or may become, involved in suits, legal proceedings, information-gatherings, investigations and proceedings by governmental and self-regulatory agencies that may lead to adverse consequences.
- We could be adversely affected by changes in tax laws and regulations or the interpretations of such laws and regulations.
- Our ability to realize deferred tax assets may be reduced, which may adversely impact our results of operations.
- Risks Related to an Investment in Our Common Stock
- Our ability to pay cash dividends is limited, and we may be unable to pay future dividends even if we desire to do so.
- Our stock price may be volatile, which could result in losses to our investors and litigation against us.
- Future sales of our stock by our shareholders or the perception that those sales could occur may cause our stock price to decline.
- Economic and other circumstances may require us to raise capital at times or in amounts that are unfavorable to us. If we have to issue shares of common stock, they will dilute the percentage ownership interest of existing shareholders and may dilute the book value per share of our common stock and adversely affect the terms on which we may obtain additional capital.
- Provisions of our articles of incorporation and bylaws, South Carolina law, and state and federal banking regulations, could delay or prevent a takeover by a third party.
- General Risk Factors
- Evolving ESG expectations could increase costs and risks
- Climate change could have a material adverse impact on us and our customers.
- Our historical operating results may not be indicative of our future operating results.
- A downgrade of the U.S. credit rating could negatively impact our business, results of operations and financial condition.
Legal proceedings
In the ordinary course of operations, we may be a party to various legal proceedings from time to time. We do not believe that there is any pending or threatened proceeding against us, which, if determined adversely, would have a material effect on our business, results of operations, or financial condition.
The opening of Item 3, Legal Proceedings.3
Sources
The numbers on this page point here. Each one links to the record it came from.
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- 13SEC EDGARJames C. Leventis, Chair
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- 24SEC EDGARTed J. Nissen, Senior Vice President
- 25SEC EDGARJonathan W. Been, Board member
- 26SEC EDGARTed J. Nissen, Board member
- 27SEC EDGARRay E. Jones, Board member
- 28SEC EDGARJan H. Hollar, Board member
- 29SEC EDGARMickey Layden, Board member
- 30SEC EDGARJane S. Sosebee, Board member
- 31SEC EDGAREdward J. Tarver, Board member
- 32SEC EDGARE. Leland Reynolds, Board member
- 33SEC EDGARJ. Randolph Potter, Board member
- 34SEC EDGARPaul S. Simon, Board member
- 35SEC EDGARAlexander Snipe Jr., Board member
- 36SEC EDGARJames C. Leventis, Board member
- 37SEC EDGARLoretta R. Whitehead, Board member
- 38SEC EDGARRichard K. Bogan, Board member
- 39SEC EDGARHinton G. Davis, Board member
- 40SEC EDGARGeorge H. Fann Jr., Board member
- 41SEC EDGARAnita B. Easter, Board member
- 42SEC EDGARChimin J. Chao, Board member
- 43SEC EDGARW. James Kitchens Jr., Board member
- 44SEC EDGARO. A. Ethridge, Board member
- 45SEC EDGARMitchell M. Willoughby, Board member
- 46SEC EDGARRoderick M. Todd Jr., Board member
- 47SEC EDGARExecutive or director change
- 48SEC EDGARRegulation FD disclosure
- 49SEC EDGARExecutive or director change
- 50SEC EDGARRegulation FD disclosure
- 51SEC EDGARExecutive or director change
- 52SEC EDGARRegulation FD disclosure
- 53SEC EDGARRegulation FD disclosure
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- 55SEC EDGARRegulation FD disclosure
- 56SEC EDGARShareholder vote
- 57SEC EDGAROther events
- 58SEC EDGARResults of operations
- 59NasdaqNasdaq calendar
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