Private company

Federal Home Loan Bank of New York

Federal Home Loan Bank of New York is a federal and federally-sponsored credit agencies company.1

Last updated Oct 21, 2026.

Overview

  • IndustryFederal & Federally-Sponsored Credit Agencies1
  • HeadquartersNew York, New York1
  • Incorporated inUnited States2
  • Business address101 Park Avenue, 6Th Floor, New York, Ny 101782
  • Filer categoryNon-accelerated filer2

Loan Bank Act of 1932. Each FHLBank is a cooperative owned by member institutions located within a defined geographic district.3 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Financial statements

Net income45678$599.8M in 2025+27% since 2019
0$200.0M$400.0M$600.0M$800.0M2019: $472.6M$472.6M20192020: $442.4M$442.4M2020−6%2021: $265.5M$265.5M2021−40%2022: $417.4M$417.4M2022+57%2023: $751.1M$751.1M2023+80%2024: $738.5M$738.5M2024−2%2025: $599.8M$599.8M2025−19%
Fiscal year20192020202120222023202420252026
Interest$3.1B4$1.2B5$425.0M6$2.1B6$7.4B6
Income before tax$295.0M6$463.9M7$834.7M8$820.6M8$666.5M8
Net income$472.6M4$442.4M5$265.5M6$417.4M7$751.1M8$738.5M8$599.8M8
Earnings per share$8.524$7.225$5.426$8.407$12.158$12.018$10.398
Shares (weighted, basic)49.0M shares649.7M shares761.8M shares861.5M shares857.7M shares8

Compare Federal Home Loan Bank of New York with another company

What it owns

What Federal Home Loan Bank of New York reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Property and equipment, net$84.5M8 Dec 31, 2025$79.0M8 Dec 31, 2024+7.0%
Finance-lease assets$1.5M8 Dec 31, 2025$2.0M8 Dec 31, 2024−23.5%
Operating-lease assets (leased space)$44.3M8 Dec 31, 2025$49.5M8 Dec 31, 2024−10.6%

Investments

ItemLatestA year beforeChange
Loans, net of allowance$2.6B8 Dec 31, 2025$2.3B8 Dec 31, 2024+12.8%

Properties, in its own words

At December 31, 2025, we occupied approximately 73,294 square feet of leased office space at 101 Park Avenue, New York, New

York as the Bank’s headquarters, 52,041 square feet of leased office space in Jersey City, New Jersey, principally as an operations

The rest of Item 2

center, and 2,521 square feet of leased office space in Washington, D.C.

Item 2 of the 10-K filed Mar 20, 2026.3

Timeline

  1. Oct 13, 20268-K New debt or obligation12
  2. Oct 8, 20268-K Other events13
  3. Oct 8, 20268-K New debt or obligation14
  4. Oct 6, 20268-K New debt or obligation15
  5. Oct 1, 20268-K New debt or obligation16
  6. Sep 29, 20268-K New debt or obligation17
  7. Sep 24, 20268-K New debt or obligation18
  8. Sep 22, 20268-K New debt or obligation19
  9. Sep 18, 20268-K Executive or director change; Other events20
  10. Sep 17, 20268-K New debt or obligation21
  11. Sep 15, 20268-K New debt or obligation22
  12. Sep 14, 20268-K Other events23

Calendar

Coming up

  1. Around Oct 22, 2026Next results, estimated About a quarter after its last report. The company hasn't announced the date.

When it reported results

  1. Jul 23, 2026Reported quarterly or annual results24
  2. Apr 23, 2026Reported quarterly or annual results25
  3. Feb 20, 2026Reported quarterly or annual results26
  4. Oct 23, 2025Reported quarterly or annual results27
  5. Jul 23, 2025Reported quarterly or annual results28
  6. Apr 24, 2025Reported quarterly or annual results29
  7. Feb 20, 2025Reported quarterly or annual results30
  8. Oct 24, 2024Reported quarterly or annual results31

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

639 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 614 major events, 5 other. The latest 20:

  1. Oct 13, 20268-K EDGAR
  2. Oct 8, 20268-K EDGAR
  3. Oct 8, 20268-K EDGAR
  4. Oct 6, 20268-K EDGAR
  5. Oct 1, 20268-K EDGAR
  6. Sep 29, 20268-K EDGAR
  7. Sep 24, 20268-K EDGAR
  8. Sep 22, 20268-K EDGAR
  9. Sep 18, 20268-K EDGAR
  10. Sep 17, 20268-K EDGAR
  11. Sep 15, 20268-K EDGAR
  12. Sep 14, 20268-K EDGAR
  13. Sep 8, 20268-K EDGAR
  14. Sep 3, 20268-K EDGAR
  15. Aug 27, 20268-K EDGAR
  16. Aug 25, 20268-K EDGAR
  17. Aug 25, 20268-K EDGAR
  18. Aug 20, 20268-K EDGAR
  19. Aug 19, 20268-K EDGAR
  20. Aug 18, 20268-K EDGAR

The 639 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

SEC filer profile

How Federal Home Loan Bank of New York is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARFederal Home Loan Bank of New York1
  • CIK0001329842
  • Employer ID (EIN)13-64009463
  • Filer statusNon-accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company3
  • Incorporated inUnited States1
  • Fiscal year endsDecember 311
  • Industry code (SIC)6111 Federal & Federally-Sponsored Credit Agencies1
  • SEC reviewing officeOffice of Finance, Division of Corporation Finance1
  • Business address101 Park Avenue, 6Th Floor, New York, NY 101781
  • Phone212-681-60001
  • Shares outstanding76,872,866 as of Jul 31, 202611
  • Public float$0 as of Jun 30, 20258
  • AuditorPricewaterhouseCoopers LLP, New York, New York PCAOB ID 238; it also attests to the company’s internal control over financial reporting3
  • On EDGAR sinceJun 30, 20051
  • Filings2,652 in all: 8-K (2,504), 10-Q (63), 8-K/A (42), 10-K (21), UPLOAD (7), CORRESP (5), CT ORDER (3), 10-12G (1)1
    All 14 form types

    10-12G/A (1), 10-K/A (1), 10-Q/A (1), 15-12G (1), 8-A12G (1), NO ACT (1)

  • Latest filingsAnnual report (10-K) Mar 20, 2026
    Quarterly report (10-Q) Aug 6, 2026
    Latest 8-K (8-K) Oct 13, 2026

Risk factors and legal proceedings

The risks Federal Home Loan Bank of New York names in Item 1A of its 10-K filed Mar 20, 2026: 36 risks under these headings, as written.3

  • Market and Economic Risks
  • A prolonged downturn in the economy, including the U.S. housing market, and related U.S. government monetary and fiscal
  • policies, could adversely affect the FHLBNY’s business activities and results of operations.
  • Changes in interest rates or an inability to successfully manage interest-rate risk could have a material adverse effect on
  • FHLBNY’s net interest income.
  • Changes to the credit ratings of consolidated obligations could adversely affect the FHLBNY’s ability to access the capital markets,
  • our primary source of funding, on acceptable terms, which could adversely affect the financial condition and results of operations
  • of the Bank.
  • Legislative and Regulatory Risks
  • Changes in the legislative and regulatory environment could negatively affect the FHLBNY business operations, results of
  • operations, the reputation and the value of the Bank’s membership.
  • Changes in the perception, regulation, or status of the GSEs and the related effect on debt issuance could reduce demand for, or
The other 26 risks
  • increase the cost of, the FHLBNY’s debt and adversely affect the Bank’s financial condition and results of operations.
  • A failure to meet minimum regulatory capital requirements could affect the FHLBNY’s ability to pay dividends or repurchase or
  • redeem members’ capital stock, which may cause a decrease in members’ demand for advances or difficulties in retaining existing
  • members and attracting new members.
  • Business Risks
  • Increased competition or reduced demand could adversely affect the FHLBNY’s financial condition, results of operations, and
  • primary business activity, which is to provide financial products and services to members and housing associates.
  • A loss or change of business activities with large members, consolidation of membership, or regulatory changes in membership
  • rules could adversely affect the FHLBNY’s financial condition and results of operations.
  • Natural disasters, including those resulting from significant climate change, could adversely affect the members and business of
  • Credit Risks
  • An increase in credit risk exposure from advances, mortgage loans, or other credit products or FHLBank member failures could
  • adversely affect the FHLBNY’s financial condition, results of operations, and reputation.
  • Defaults by one or more institutional counterparties on their obligations to the FHLBNY could adversely affect our financial
  • condition and results of operations.
  • Financial difficulties at one FHLBank could require the other FHLBanks to make payment of principal and interest on the
  • consolidated obligations issued on that FHLBank’s behalf, which could adversely affect the FHLBNY’s financial condition and
  • results of operations.
  • Liquidity Risks
  • Disruptions in the short-term capital markets or changes to the regulatory environment could have an adverse effect on the
  • FHLBNY’s ability to refinance our consolidated obligations or to manage our liquidity positions to meet members’ needs on
  • acceptable terms.
  • Operational Risks
  • Failure, breach, or cyberattack of the information systems of the FHLBNY could disrupt the FHLBNY’s business or result in
  • significant losses or reputational damage.
  • A failure of the FHLBNY’s business and financial models to produce reliable results could adversely affect the Bank’s business,
  • financial condition, results of operations, and risk management.
  • Failures of critical vendors and other third parties could disrupt the FHLBNY’s ability to conduct and manage our business.
  • Failures at the Office of Finance could disrupt the FHLBNY’s ability to conduct and manage their businesses.
  • The inability to attract and retain skilled key personnel could adversely affect the business and operations of the FHLBNY.

Legal proceedings

The Bank is not aware of any legal proceedings that are expected to have a material effect on its financial condition or results of

operations or that are otherwise material to the Bank, and such risk factors are incorporated by reference herein.

The opening of Item 3, Legal Proceedings.3

Sources

The numbers on this page point here. Each one links to the record it came from.

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    SEC EDGAROther events
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    SEC EDGAROther events
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  31. 31