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FFBC on Nasdaq

First Financial Bank

Logo: EEJCC, CC BY-SA 4.0, via Wikimedia Commons5

Regional bank headquartered in Cincinnati, Ohio

First Financial Bancorp is a regional bank headquartered in Cincinnati, Ohio, with its operations centers in the northern Cincinnati suburb of Springdale, and Greensburg, Indiana. Founded in 1863, First Financial has the sixth oldest national bank charter and has 131 locations throughout Ohio, Indiana, Kentucky, and Illinois. First Financial acquired Irwin Financial Corp and its subsidiaries through a government assisted transaction on September 18, 2009.3 Its shares trade on Nasdaq under the symbol FFBC.1 Wikipedia text CC BY-SA 4.0

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Last updated Oct 21, 2026.

Overview

1863Founded1

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  • TickerFFBC on Nasdaq1
  • IndustryNational Commercial Banks1
  • HeadquartersCincinnati1
  • Websitewww.bankatfirst.com
  • Incorporated inOH6
  • Business address255 East Fifth Street, Suite 900, Cincinnati, Oh 452026
  • Filer categoryLarge accelerated filer6
  • Legal formCommercial Bank4
  • LEIMV4O55SH8HO6KQSGW0134
  • StatusActive4
  • LEI statusIssued and current4
  • Registered address255 E 5th St, 45202 Cincinnati, United States4
  • Registered withFederal Deposit Insurance Corporation, 66004

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First Financial Center Cincinnati
Photo: EEJCC, CC BY-SA 4.0, via Wikimedia Commons9

First Financial Bancorp is a regional bank headquartered in Cincinnati, Ohio, with its operations centers in the northern Cincinnati suburb of Springdale, and Greensburg, Indiana. Founded in 1863, First Financial has the sixth oldest national bank charter and has 131 locations throughout Ohio, Indiana, Kentucky, and Illinois.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Financial statements

Net income1011121314$255.6M in 2025+29% since 2019
0$100.0M$200.0M$300.0M2019: $198.1M$198.1M20192020: $155.8M$155.8M2020−21%2021: $205.2M$205.2M2021+32%2022: $217.6M$217.6M2022+6%2023: $255.9M$255.9M2023+18%2024: $228.8M$228.8M2024−11%2025: $255.6M$255.6M2025+12%

Every line of the income statement as filed: the last 3 fiscal years, latest first.14

Period ending2025-12-312024-12-312023-12-31
Loans and leases, including fees$819.2M$836.5M$743.8M
Taxable$148.0M$124.9M$125.5M
Tax-exempt$9.0M$10.8M$13.9M
Total interest on investment securities$157.0M$135.8M$139.4M
Other earning assets$25.7M$29.8M$19.8M
Total interest income$1.0B$1.0B$903.0M
Deposits$310.8M$331.1M$202.0M
Short-term borrowings$24.8M$38.9M$53.4M
Long-term borrowings$24.3M$20.1M$19.8M
Total interest expense$359.9M$390.1M$275.2M
Net interest income$642.0M$612.0M$627.8M
Provision for credit losses - loan and lease$36.5M$49.2M$43.1M
Provision for Other Credit Losses$1.1M-$1.6M$33.0K
Net interest income after provision for credit losses$604.4M$564.4M$584.7M
Service charges on deposit accounts$31.4M$29.3M$27.3M
Investment Banking, Advisory, Brokerage, and Underwriting Fees and Commissions$32.6M$28.7M$26.1M
Bankcard income$14.2M$14.4M$14.0M
Client derivative fees$7.8M$4.7M$5.2M
Foreign exchange income$65.7M$56.1M$54.1M
Operating Lease, Lease Income$80.0M$67.6M$51.3M
Net gains from sales of loans$24.9M$17.9M$13.2M
Net gain (loss) on investment securities-$22.3M-$22.6M-$1.1M
Other$23.2M$27.4M$22.3M
Total noninterest income$257.4M$223.6M$212.4M
Salaries and employee benefits$315.9M$304.4M$292.7M
Net occupancy$24.2M$23.1M$23.0M
Furniture and equipment$14.8M$14.4M$13.5M
Data processing$37.8M$35.2M$35.9M
Marketing$10.2M$9.0M$9.6M
Communication$3.0M$3.2M$2.7M
Professional services$14.8M$14.1M$9.9M
Amortization of tax credit investments$1.1M$14.4M$1.3M
State intangible tax$5.6M$2.5M$3.9M
FDIC assessments$11.2M$11.2M$11.9M
Intangible amortization$11.0M$9.5M$10.4M
Operating Lease, Expense$53.7M$44.3M$32.5M
Other$37.2M$34.3M$31.0M
Total noninterest expenses$540.5M$519.6M$478.5M
Income before income taxes$321.3M$268.3M$318.6M
Income tax expense$65.7M$39.5M$62.7M
Net income$255.6M$228.8M$255.9M
Basic$2.68$2.42$2.72
Diluted$2.66$2.40$2.69
Average common shares outstanding - basic95.3M shares94.4M shares93.9M shares
Average common shares outstanding - diluted96.2M shares95.4M shares95.1M shares

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Corporate structure

First Financial Bank is part of a group headed by First Financial Bancorp. 35 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of First Financial Bank

  • First Financial Bancorp Cincinnati, Ohio, United States
    • First Financial Bank Cincinnati, Ohio, United States
      • FCB Bancorp Statutory Trust I Subsidiary · Delaware, United States
      • First Financial Collateral, Inc. Subsidiary · Indiana, United States
      • First Financial Preferred Capital, Inc. Subsidiary · Ohio, United States
      • First Franchise Capital Corporation Subsidiary · Indiana, United States
      • IHE Funding Corp. II Subsidiary · Delaware, United States
      • Irwin Home Equity Corporation Subsidiary · Indiana, United States
      • MainSource Statutory Trust I Subsidiary · Connecticut, United States
      • MainSource Statutory Trust II Subsidiary · Connecticut, United States
      • MainSource Statutory Trust III Subsidiary · Delaware, United States
      • MainSource Statutory Trust IV Subsidiary · Delaware, United States
      • MSB Holdings of Nevada, Inc. Subsidiary · Nevada, United States
      • MSB Investments of Nevada, Inc. Subsidiary · Nevada, United States
      • MSB of Nevada, LLC Subsidiary · Nevada, United States
      • New York Systems Exchange, Inc. Subsidiary · Ohio, United States
      • Oak Street Funding LLC Subsidiary · Delaware, United States
      • Oak Street Holdings Corporation Subsidiary · Delaware, United States
      • Oak Street Servicing, LLC Subsidiary · Delaware, United States
      • OSF Insurance Receivables, LLC Subsidiary · Indiana, United States
      • PRC SFG II, LLC Subsidiary · Ohio, United States
      • PRC SFG, LLC Subsidiary · Ohio, United States
      • SFG Titling Co. Subsidiary · Ohio, United States
      • Summit Continental Leasing, LLC Subsidiary · Ohio, United States
      • Summit Financial Services, Inc.-Consolidated Subsidiary · Ohio, United States
      • Summit Funding Group, Inc. Subsidiary · Ohio, United States
      • Summit MFR Leasing II, LLC Subsidiary · Ohio, United States
      • and 8 more

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; subsidiaries, stakes and holdings from Wikidata (CC0); major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What First Financial Bank reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Property and equipment, before depreciation$351.5M14 Dec 31, 2025$333.5M14 Dec 31, 2024+5.4%
Accumulated depreciation$146.8M14 Dec 31, 2025$135.6M14 Dec 31, 2024+8.3%
Property and equipment, net$204.8M14 Dec 31, 2025$198.0M14 Dec 31, 2024+3.4%
Finance-lease assets$910.0K14 Dec 31, 2025$1.3M14 Dec 31, 2024−29.1%
Operating-lease assets (leased space)$48.6M14 Dec 31, 2025$49.9M14 Dec 31, 2024−2.5%

Investments

ItemLatestA year beforeChange
Debt securities available for sale$4.0B14 Dec 31, 2025$3.2B14 Dec 31, 2024+24.8%
Debt securities held to maturity$58.5M14 Dec 31, 2025$77.0M14 Dec 31, 2024−23.9%
Loans, net of allowance$13.2B14 Dec 31, 2025$11.6B14 Dec 31, 2024+14.1%
Deposits held (banks)$16.4B14 Dec 31, 2025$14.3B14 Dec 31, 2024+14.6%

Intangibles and goodwill

ItemLatestA year beforeChange
Goodwill$1.1B14 Dec 31, 2025$1.0B14 Dec 31, 2024+9.1%
Intangible assets, net (excluding goodwill)$118.8M14 Dec 31, 2025$79.3M14 Dec 31, 2024+49.9%
Finite-lived intangibles, gross$203.4M14 Dec 31, 2025$150.6M14 Dec 31, 2024+35.0%
Accumulated amortization$84.5M14 Dec 31, 2025$71.3M14 Dec 31, 2024+18.5%

Properties, in its own words

At December 31, 2025, the Company operated 134 full service banking centers, 28 of which are leased facilities. Our core banking operating markets are located within the four state region of Ohio, Indiana, Kentucky and Illinois. First Financial's executive office is a leased facility located in Cincinnati, Ohio and we operate 62 banking centers in Ohio, three banking centers in Illinois, 58 banking centers in Indiana and 11 banking centers in Kentucky. In addition, we operate our Commercial Finance division, responsible for our insurance lending business and franchise lending business, from a non-banking center location in Indianapolis, Indiana, our leasing business from a non-banking center location in Mason, Ohio, and our insurance premium finance division from a non-banking center in Lincolnshire, Illinois.

Item 2 of the 10-K filed Feb 19, 2026.18

The story

First Financial Bank, N.A., was founded in 1863 as the First National Bank of Hamilton and was granted charter number 56 on August 10, 1863, under the National Bank Act. The bank opened its first branch in Hamilton, Ohio and started business on August 15, 1863. In 1923, the bank's name was changed to First National Bank and Trust Company of Hamilton when the trust division was created.

In 1980, the First National Bank of Hamilton consolidated operations with the First National Bank of Middletown to form the First National Bank of Southwestern Ohio. The acquisition of smaller institutions allowed it to expand outside Butler County. First Financial Bancorp, a holding company, was formed in 1983.

In 2008, First Financial Bancorp relocated its headquarters to Norwood while the headquarters for the bank remained in Hamilton. The following year, the holding company moved their headquarters to the Atrium One building in Downtown Cincinnati before finally settling into the Chemed Center building, renamed First Financial Center, in 2011.

In July 2017, First Financial agreed to purchase Greensburg, Indiana based MainSource Bank for $1 billion, making First Financial the fourth-largest bank in Cincinnati, and the second-largest local bank. The combined organization will continue to be called First Financial Bancorp. The acquisition was finalized on April 2, 2018. All MainSource computer systems and deposits were transitioned to First Financial on May 29, 2018.

In June 2025, First Financial announced that it has entered into a definitive agreement to acquire Westfield Bancorp, in a cash and stock transaction, from Ohio Farmers Insurance Company.

In December 2025, it was announced that First Financial had received regulatory approval to complete its acquisition of BankFinancial, a Chicago-based financial institution. The all-stock transaction, valued at approximately $142 million and expected to close in early 2026 subject to shareholder approval, expanded First Financial’s operations into the Chicagoland area, where BankFinancial operated 18 financial centres.

From Wikipedia’s article on First Financial Bank (Ohio), shared under CC BY-SA 4.0.7

Leadership

Who has led First Financial Bank, and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. Claude E. Davis2006–2018
  2. Archie M. Brown Jr.2018–now

Chair

  1. Claude E. Davis2018–2019

President

  1. Claude E. Davis2006–2014
  2. Kevin T. Langford2014–2015
  3. Anthony M. Stollings2014–2018
  4. Bradley J. Ringwald2015–2018
  5. C. Douglas Lefferson2015–2016
  6. Richard S. Dennen2015–2022
  7. Paul C. Silva2016–2018
  8. Archie M. Brown Jr.2019–2021
  9. Financial Bancorp /oh/ First2021–2023
  10. Gregory A. Harris2023–now

Chief financial officer

  1. J. Franklin Hall2006–2013
  2. Anthony M. Stollings2013–2014
  3. John M. Gavigan2017–2018

Chief operating officer

  1. C. Douglas Lefferson2006–2013
  2. Anthony M. Stollings2014–2018
  3. John M. Gavigan2020–2023
197019801990200020102020
Board members and other officers (58)

Subsidiaries and ownership

Parent company

Subsidiaries (Exhibit 21)

  • FCB Bancorp Statutory Trust I Delaware8
  • First Financial Bank Ohio8
  • First Financial Collateral, Inc. Indiana8
  • First Financial Preferred Capital, Inc. Ohio8
  • First Franchise Capital Corporation Indiana8
  • IHE Funding Corp. II Delaware8
  • Irwin Home Equity Corporation Indiana8
  • MSB Holdings of Nevada, Inc. Nevada8
  • MSB Investments of Nevada, Inc. Nevada8
  • MSB of Nevada, LLC Nevada8
  • MainSource Statutory Trust I Connecticut8
  • MainSource Statutory Trust II Connecticut8
  • MainSource Statutory Trust III Delaware8
  • MainSource Statutory Trust IV Delaware8
  • New York Systems Exchange, Inc. Ohio8
  • OSF Insurance Receivables, LLC Indiana8
  • Oak Street Funding LLC Delaware8
  • Oak Street Holdings Corporation Delaware8
  • Oak Street Servicing, LLC Delaware8
  • PRC SFG II, LLC Ohio8
  • PRC SFG, LLC Ohio8
  • SFG Titling Co. Ohio8
  • Summit Continental Leasing, LLC Ohio8
  • Summit Financial Services, Inc.-Consolidated Ohio8
All 34 listed subsidiaries
  • Summit Funding Group, Inc. Ohio8
  • Summit MFR Leasing II, LLC Ohio8
  • Summit MFR Leasing, LLC Ohio8
  • Summit RFG Corp. Ohio8
  • Summit-Northlake Canadian Leasing Corporation Ohio8
  • Westfield Asset Management, LLC Ohio8
  • Westfield Credit Corp. Ohio8
  • Westfield Mortgage Company, LLC Ohio8
  • Yellow Cardinal Corporate Finance, LLC Ohio8
  • Yellow Cardinal M & A Services, Inc. Ohio8

From Wikidata.1 The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.

Timeline

  1. Sep 15, 20268-K Executive or director change; Regulation FD disclosure92
  2. Jul 27, 20268-K Regulation FD disclosure93
  3. Jul 21, 20268-K Entered a material agreement; Results of operations; Regulation FD disclosure94
  4. May 29, 20268-K Executive or director change; Shareholder vote95
  5. May 22, 20268-K Regulation FD disclosure96
  6. Apr 23, 20268-K Results of operations; Other events97
  7. Feb 2, 20268-K Regulation FD disclosure98
  8. Jan 28, 20268-K Results of operations99
  9. Jan 2, 20268-K Completed an acquisition or sale; Other events100
  10. Dec 15, 20258-K Other events101
  11. Dec 11, 20258-K Regulation FD disclosure102
  12. Nov 10, 20258-K Entered a material agreement; New debt or obligation; Other events103
  13. Apr 3, 2018New chief executive Archie M. Brown Jr. becomes CEO19
  14. Apr 25, 2006New chief executive Claude E. Davis becomes CEO20
  15. 1863Founded Founded1

Calendar

Coming up

  1. Oct 27, 2026 · After the closeReports results for the quarter ending Sep/2026 A year earlier it reported $0.76 a share, on Oct 23, 2025.104

When it reported results

  1. Jul 21, 2026Reported quarterly or annual results94
  2. Apr 23, 2026Reported quarterly or annual results97
  3. Jan 28, 2026Reported quarterly or annual results99
  4. Oct 23, 2025Reported quarterly or annual results105
  5. Jul 24, 2025Reported quarterly or annual results106
  6. Apr 24, 2025Reported quarterly or annual results107
  7. Jan 23, 2025Reported quarterly or annual results108
  8. Oct 24, 2024Reported quarterly or annual results109

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

566 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 62 major events, 386 insider forms, 25 large holders, 73 other. The latest 20:

  1. Oct 1, 20264 PRIMARY DOCUMENT EDGAR
  2. Oct 1, 20264 PRIMARY DOCUMENT EDGAR
  3. Oct 1, 20264 PRIMARY DOCUMENT EDGAR
  4. Oct 1, 20264 PRIMARY DOCUMENT EDGAR
  5. Sep 28, 2026EFFECT EDGAR
  6. Sep 28, 2026424B3 EDGAR
  7. Sep 23, 2026S-4/A EDGAR
  8. Sep 23, 20263 PRIMARY DOCUMENT EDGAR
  9. Sep 23, 20263 PRIMARY DOCUMENT EDGAR
  10. Sep 22, 20264 PRIMARY DOCUMENT EDGAR
  11. Sep 16, 20264/A PRIMARY DOCUMENT EDGAR
  12. Sep 16, 20264/A PRIMARY DOCUMENT EDGAR
  13. Sep 16, 20264/A PRIMARY DOCUMENT EDGAR
  14. Sep 16, 20264/A PRIMARY DOCUMENT EDGAR
  15. Sep 16, 20264/A PRIMARY DOCUMENT EDGAR
  16. Sep 16, 20264/A PRIMARY DOCUMENT EDGAR
  17. Sep 16, 20264/A PRIMARY DOCUMENT EDGAR
  18. Sep 16, 20264 PRIMARY DOCUMENT EDGAR
  19. Sep 16, 20264 PRIMARY DOCUMENT EDGAR
  20. Sep 16, 20264 PRIMARY DOCUMENT EDGAR

The 566 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

49 open-market trades by officers, directors and large owners since October 2021: 5 buys and 44 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Sep 3, 2026Brown Archie MPresident & CEOSale5,000$32.93$164.7KForm 4
Aug 26, 2026OBRIEN THOMAS MURRAYDirectorSale16,088$32.77$527.2KForm 4
Aug 3, 2026Crawley Scott TController & Prin Actg OfficerSale2,700$34.16$92.2KForm 4
Jul 31, 2026ANDERSON JAMES MChief Financial OfficerSale4,000$33.73$134.9KForm 4
Jun 8, 2026Brown Archie MPresident & CEOSale10,000$30.93$309.3KForm 4
May 29, 2026MORRIS DAWN CDirectorSale740$30.90$22.9KForm 4
May 1, 2026DAVIS CLAUDE EDirectorSale26,123$30.45$795.4KForm 4
Apr 29, 2026ANDERSON JAMES MChief Financial OfficerSale4,263$30.00$127.9KForm 4
Mar 16, 2026Shank James RChief Internal AuditorSale3,420$27.10$92.7KForm 4
Feb 27, 2026Shank James RChief Internal AuditorSale320$28.24$9.0KForm 4
Feb 13, 2026Woods Karen BGeneral Counsel & CAOSale10,000$30.28$302.8KForm 4
Feb 4, 2026Dennen Richard SChief Corp. Banking OfficerSale20,000$30.20$604.0KForm 4
Feb 2, 2026Harris Gregory APresident, Wealth ManagementSale1,821$29.43$53.6KForm 4
Dec 16, 2025Brown Archie MPresident & CEOSale11,500$26.80$308.2KForm 4
Dec 16, 2025Brown Archie MPresident & CEOSale11,500$26.80$308.2KForm 4
Nov 5, 2025Warzala Gary WDirectorSale45$23.52$1.1KForm 4
Sep 30, 2025Arvia Anne LDirectorBuy618$25.25$15.6KForm 4
Aug 25, 2025Myers Malcolm AChief Transformation OfficerSale1,017$26.51$27.0KForm 4
Aug 22, 2025OBRIEN THOMAS MURRAYDirectorSale7,383$26.54$195.9KForm 4
Aug 14, 2025Brown Archie MPresident & CEOSale12,500$24.79$309.9KForm 4

All 49 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Executive pay

What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.

YearExecutiveAgeSalaryTotal pay
2025Archie M. BrownChief Executive Officer65$893.0K$3.3M118
2025James M. AndersonChief Financial Officer$560.3K$1.6M118
2025Richard S. DennenChief Corporate Banking Officer$555.6K$1.5M118
2025Karen B. WoodsGeneral Counsel and Chief Administrative Officer$450.0K$1.2M118
2025Amanda M. NeeleyChief Consumer Banking & Strategy Officer$450.0K$1.2M118
2024Archie M. BrownChief Executive Officer65$863.9K$3.3M118
2024James M. AndersonChief Financial Officer$523.5K$1.6M118
2024Richard S. DennenChief Corporate Banking Officer$538.6K$1.6M118
2024Karen B. WoodsGeneral Counsel and Chief Administrative Officer$432.1K$1.3M118
2024Amanda M. NeeleyChief Consumer Banking & Strategy Officer$421.9K$1.2M118
2023Archie M. BrownChief Executive Officer65$845.4K$3.4M118
2023Richard S. DennenChief Corporate Banking Officer$526.2K$1.6M118
2023James M. AndersonChief Financial Officer$494.0K$1.5M118
2023Karen B. WoodsGeneral Counsel and Chief Administrative Officer$418.6K$1.3M118
2023Amanda M. NeeleyChief Consumer Banking & Strategy Officer$411.4K$1.2M118

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
BlackRock, Inc.15,274,013$516.7M0.0%+71,426
Dimensional Fund Advisors LP6,646,133$224.8M0.0%+28,611
Vanguard Portfolio Management LLC6,371,386$215.5M0.0%+110,117
State Street Corp5,801,004$196.2M0.0%+275,851
Nomura Asset Management International Inc.5,041,306$170.5M0.3%−438,755
Vanguard Capital Management LLC4,535,506$153.4M0.0%+51,112
Fort Washington Investment Advisors Inc /oh/3,089,306$104.5M0.5%+337,837
Geode Capital Management, LLC2,806,791$95.0M0.0%+170,522
Bahl & Gaynor LLC1,902,947$64.4M0.3%+547,204
Fuller & Thaler Asset Management, Inc.1,891,413$64.0M0.2%+73,214
Vaughan Nelson Investment Management, L.P.1,640,706$55.5M0.5%+419,116
Jpmorgan Chase & Co1,614,631$54.9M0.0%−283,965
Victory Capital Management Inc1,521,580$51.5M0.0%+8,173
Bank Of America Corp /de/1,436,966$48.6M0.0%+200,185
Northern Trust Corp1,415,587$47.9M0.0%+87,918
Charles Schwab Investment Management Inc1,365,225$46.2M0.0%−1,884
Morgan Stanley1,311,735$44.4M0.0%+72,565
Brown Advisory Inc1,256,208$42.5M0.1%+185,308
Bank of New York Mellon Corp1,206,482$40.8M0.0%+22,707
Goldman Sachs Group Inc1,146,470$38.8M0.0%+421,776
First Financial Bank - Trust Division836,135$28.3M2.0%+14,763
Bridgeway Capital Management, LLC807,189$27.3M0.5%+28,789
Nuveen, LLC713,150$24.1M0.0%+34,506
Fisher Asset Management, LLC701,916$23.7M0.0%−11,585
Manufacturers Life Insurance Company, The696,665$23.6M0.0%−845

13F reports cover disclosed long positions in U.S. stocks only.

SEC filer profile

How First Financial Bank is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARFIRST FINANCIAL BANCORP /OH/2
  • CIK0000708955
  • Employer ID (EIN)31-104200118
  • Filer statusLarge accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company18
  • Incorporated inOhio18
  • Fiscal year endsDecember 312
  • Industry code (SIC)6021 National Commercial Banks2
  • SEC reviewing officeOffice of Finance, Division of Corporation Finance2
  • Business address255 East Fifth Street, Suite 900, Cincinnati, OH 452022
  • Phone87732295302
  • Shares outstanding104,968,940 as of Aug 5, 202616
  • Public float$2.3B as of Jun 30, 202518
  • On EDGAR sinceMay 8, 19952
  • Filings3,285 in all: 4 (2,153), 8-K (405), 4/A (139), 10-Q (95), SC 13G/A (73), 3 (64), 144 (35), DEF 14A (32)2
    All 51 form types

    10-K (31), 5 (31), 11-K (27), 425 (19), SC 13G (16), DEFA14A (12), PRE 14A (12), 424B5 (11), 8-K/A (11), S-4 (10), 3/A (9), 424B3 (8), S-8 (8), UPLOAD (8), S-3ASR (7), SCHEDULE 13G (7), EFFECT (6), FWP (6), S-4/A (6), CORRESP (5), ARS (4), POS AM (4), DEFR14A (3), S-8 POS (3), SC TO-I/A (3), 305B2 (2), PRER14A (2), S-3 (2), SCHEDULE 13G/A (2), 10-C (1), 25-NSE (1), 424B7 (1), 5/A (1), 8-A12B (1), 8-A12G/A (1), CERTNAS (1), D (1), NO ACT (1), NT 10-Q (1), S-3/A (1), S-3D (1), SC TO-C (1), SC TO-I (1)

  • Latest filingsAnnual report (10-K) Feb 19, 2026
    Quarterly report (10-Q) Aug 6, 2026
    Proxy statement (DEF 14A) Apr 16, 2026
    Latest 8-K (8-K) Sep 15, 2026

Securities registered for trading

ClassSymbolExchange
Common stock, No par valueFFBCThe NASDAQ Stock Market LLC

From the cover page of the 10-K filed Feb 19, 2026 (Section 12(b) of the Exchange Act).18

Risk factors and legal proceedings

The risks First Financial Bank names in Item 1A of its 10-K filed Feb 19, 2026: 4 risks under these headings, as written.18

  • Risks Related to Economic and Market Conditions
  • Risks Related to Our Business
  • Risks Related to the Legal and Regulatory Environment
  • General Risk Factors

Legal proceedings

We are from time to time engaged in various litigation matters including the defense of claims of improper or fraudulent loan practices or lending violations, and other matters, and we have a number of unresolved claims pending. In addition, as part of the ordinary course of business, we are parties to litigation involving claims to the ownership of funds in particular accounts, the collection of delinquent accounts, challenges to security interests in collateral, and foreclosure interests, that are incidental to our regular business activities. While the ultimate liability with respect to these other litigation matters and claims cannot be determined at this time, we believe that damages, if any, and other amounts relating to pending matters, such as costs, are not likely to be material to our consolidated financial position or results of operations. Reserves are established for these various matters of litigation, when appropriate under FASB ASC Topic 450, Contingencies, based in part upon the advice of legal counsel.

The opening of Item 3, Legal Proceedings.18

Sources

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