FVCB on Nasdaq
FVCBankcorp, Inc.
In its 2026 annual report the company says: “The Company is a registered bank holding company headquartered in Fairfax, Virginia. We operate primarily through our sole subsidiary, FVCbank, a community oriented, locally-owned and managed commercial bank organized under the laws of the Commonwealth of Virginia. We serve the banking needs of commercial businesses, nonprofit organizations, professional service entities, and their respective owners and employees located in the greater Washington, D.C. and Baltimore metropolitan areas.”3
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Last updated Oct 21, 2026.
Overview
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- TickerFVCB on Nasdaq1
- IndustryState Commercial Banks1
- HeadquartersFairfax, Virginia1
- Incorporated inVA2
- Business address11325 Random Hills Road, Suite 240, Fairfax, Va 220302
- Filer categoryAccelerated filer, Smaller reporting company2
- Legal formCorporation
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The Company is a registered bank holding company headquartered in Fairfax, Virginia. We operate primarily through our sole subsidiary, FVCbank (the "Bank"), a community oriented, locally-owned and managed commercial bank organized under the laws of the Commonwealth of Virginia. We serve the banking needs of commercial businesses, nonprofit organizations, professional service entities, and their respective owners and employees located in the greater Washington, D.C. and Baltimore metropolitan areas. The Company was established as the holding company for the Bank in 2015.3 From its latest annual report
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2025
What sells
Revenue by product, business segment and region, as the company reports it to the SEC.
Products and services
Service charges on deposit accounts brought in 71% of the revenue FVCBankcorp, Inc. broke down this way in fiscal 2025.
Products and services by year
| Products and services | 2024 | 2025 |
|---|---|---|
| Service charges on deposit accounts | $1.1M | $1.2M |
| Fees Exchange And Other Service Charges | $367.0K | $500.0K |
Where the money goes
Where each dollar of revenue went, fiscal 2025
- Income tax22¢$6.2M
- Profit78¢$22.1M
Out of $1.8M in revenue.4
Where each dollar of operating cash went, fiscal 2025
- Capital spending0¢$47.0K
- Dividends paid9¢$2.2M
- Share buybacks28¢$6.7M
- Kept or used elsewhere63¢$15.0M
Out of $23.9M of cash from operations.4
Financial statements
Every line of the income statement as filed: the last 2 fiscal years, latest first.4
| Period ending | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Interest and fees on loans | $108.9M | $106.7M |
| Interest and dividends on securities held-to-maturity | $6.0K | $6.0K |
| Interest and dividends on securities available-for-sale | $3.6M | $3.7M |
| Dividends on restricted stock | $450.0K | $611.0K |
| Interest on deposits at other financial institutions | $5.4M | $2.3M |
| Total interest and dividend income | $118.4M | $113.3M |
| Interest on deposits | $52.0M | $53.2M |
| Interest on federal funds purchased | $0 | $2.0K |
| Interest on short-term debt | $1.5M | $3.5M |
| Interest on subordinated notes | $1.1M | $1.0M |
| Total interest expense | $54.6M | $57.7M |
| Net Interest Income | $63.8M | $55.6M |
| Provision for credit losses | $1.6M | $6.0K |
| Net interest income after provision for (recovery of) credit losses | $62.2M | $55.6M |
| Total noninterest income | $3.6M | $2.5M |
| Service charges on deposit accounts | $1.2M | $1.1M |
| BOLI income | $289.0K | $397.0K |
| Income from minority membership interests | $1.2M | $376.0K |
| Gain on termination of derivative instruments | $91.0K | $0 |
| Other income | $762.0K | $635.0K |
| Salaries and employee benefits | $20.1M | $18.8M |
| Occupancy and equipment expense | $2.1M | $2.0M |
| Data processing and network administration | $2.2M | $2.7M |
| Internet banking and software expense | $3.5M | $3.0M |
| State franchise taxes | $2.3M | $2.4M |
| FDIC insurance | $1.1M | $1.3M |
| Marketing, business development and advertising | $796.0K | $969.0K |
| Loan Processing Fee (Income) | $1.1M | $899.0K |
| Directors Fees | $630.0K | $637.0K |
| Core deposit intangible amortization | $125.0K | $165.0K |
| Other operating expenses | $3.6M | $3.0M |
| Total noninterest expenses | $37.6M | $35.8M |
| Net income | $22.1M | $15.1M |
| Net income before income tax expense | $28.2M | $22.3M |
| Income tax expense | $6.2M | $7.2M |
| Earnings per share, basic | $1.22 | $0.83 |
| Earnings per share, diluted | $1.21 | $0.82 |
No quarter-by-quarter statement was filed.
Every line of the balance sheet as filed: the last 3 fiscal years (annual) or 3 quarters (quarterly), latest first.4
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Cash and due from banks | $5.7M | $8.2M | |
| Interest-bearing deposits at other financial institutions | $121.9M | $82.8M | |
| Securities held-to-maturity (fair value of $262 thousand and $256 thousand at December 31, 2025 and 2024, respectively), net of allowance for credit losses of $0 and $0 at December 31, 2025 and 2024, respectively | $265.0K | $265.0K | |
| Securities available-for-sale, at fair value | $153.2M | $156.5M | |
| Restricted stock, at cost | $5.4M | $8.2M | |
| Loans, net of allowance for credit losses of $18.9 million and $18.1 million at December 31, 2025 and 2024, respectively | $1.9B | $1.9B | |
| Premises and equipment, net | $693.0K | $858.0K | |
| Accrued interest receivable | $10.3M | $10.3M | |
| Prepaid expenses | $3.3M | $3.4M | |
| Deferred tax assets, net | $12.3M | $13.3M | |
| Goodwill and intangibles, net | $7.3M | $7.4M | |
| Bank owned life insurance | $9.5M | $9.2M | |
| Operating lease right-of-use assets | $6.1M | $7.1M | |
| Other assets | $34.0M | $39.3M | |
| Total assets | $2.3B | $2.2B | |
| Nonnterest-bearing | $363.2M | $365.7M | |
| Interest-bearing checking | $741.0M | $623.8M | |
| Deposits, Savings Deposits | $331.0M | $383.1M | |
| Time deposits | $277.0M | $248.2M | |
| Total deposits | $2.0B | $1.9B | |
| Other borrowed funds | $0 | $50.0M | |
| Subordinated notes, net of issuance costs | $18.8M | $18.7M | |
| Accrued interest payable | $2.1M | $2.5M | |
| Operating lease liabilities | $6.5M | $7.6M | |
| Reserves for unfunded commitments | $471.0K | $510.0K | |
| Accrued expenses and other liabilities | $13.6M | $13.6M | |
| Total liabilities | $2.0B | $2.0B | |
| Preferred stock, $0.01 par value | $0 | $0 | |
| Common stock, $0.01 par value | $179.0K | $182.0K | |
| Additional paid-in capital | $122.1M | $127.5M | |
| Retained earnings | $150.9M | $131.0M | |
| Accumulated other comprehensive (loss), net | -$19.6M | -$23.3M | |
| Total shareholders' equity | $253.6M | $235.4M | $217.1M |
| Total liabilities and shareholders' equity | $2.3B | $2.2B | |
| Deposits, Wholesale | $285.0M | $249.9M | |
| Debt Securities, Held-to-Maturity, Fair Value | $262.0K | $256.0K | |
| Securities held to maturity, allowance for credit losses | $0 | $0 | |
| Allowance for loan losses | $18.9M | $18.1M | $18.9M |
| Preferred stock, par value (in dollars per share) | $0.01 | $0.01 | |
| Shares authorized | 1.0M shares | 1.0M shares | |
| Shares issued and outstanding | 0 shares | 0 shares | |
| Preferred stock, shares outstanding (in shares) | 0 shares | 0 shares | |
| Common stock, par value (in dollars per share) | $0.01 | $0.01 | |
| Shares authorized | 20.0M shares | 20.0M shares | |
| Shares issued and outstanding | 17.9M shares | 18.2M shares | |
| Common stock, shares outstanding (in shares) | 17.9M shares | 18.2M shares |
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Cash and due from banks | $5.7M | $8.2M | |
| Interest-bearing deposits at other financial institutions | $121.9M | $82.8M | |
| Securities held-to-maturity (fair value of $262 thousand and $256 thousand at December 31, 2025 and 2024, respectively), net of allowance for credit losses of $0 and $0 at December 31, 2025 and 2024, respectively | $265.0K | $265.0K | |
| Securities available-for-sale, at fair value | $153.2M | $156.5M | |
| Restricted stock, at cost | $5.4M | $8.2M | |
| Loans, net of allowance for credit losses of $18.9 million and $18.1 million at December 31, 2025 and 2024, respectively | $1.9B | $1.9B | |
| Premises and equipment, net | $693.0K | $858.0K | |
| Accrued interest receivable | $10.3M | $10.3M | |
| Prepaid expenses | $3.3M | $3.4M | |
| Deferred tax assets, net | $12.3M | $13.3M | |
| Goodwill and intangibles, net | $7.3M | $7.4M | |
| Bank owned life insurance | $9.5M | $9.2M | |
| Operating lease right-of-use assets | $6.1M | $7.1M | |
| Other assets | $34.0M | $39.3M | |
| Total assets | $2.3B | $2.2B | |
| Nonnterest-bearing | $363.2M | $365.7M | |
| Interest-bearing checking | $741.0M | $623.8M | |
| Deposits, Savings Deposits | $331.0M | $383.1M | |
| Time deposits | $277.0M | $248.2M | |
| Total deposits | $2.0B | $1.9B | |
| Other borrowed funds | $0 | $50.0M | |
| Subordinated notes, net of issuance costs | $18.8M | $18.7M | |
| Accrued interest payable | $2.1M | $2.5M | |
| Operating lease liabilities | $6.5M | $7.6M | |
| Reserves for unfunded commitments | $471.0K | $510.0K | |
| Accrued expenses and other liabilities | $13.6M | $13.6M | |
| Total liabilities | $2.0B | $2.0B | |
| Preferred stock, $0.01 par value | $0 | $0 | |
| Common stock, $0.01 par value | $179.0K | $182.0K | |
| Additional paid-in capital | $122.1M | $127.5M | |
| Retained earnings | $150.9M | $131.0M | |
| Accumulated other comprehensive (loss), net | -$19.6M | -$23.3M | |
| Total shareholders' equity | $253.6M | $235.4M | $217.1M |
| Total liabilities and shareholders' equity | $2.3B | $2.2B | |
| Deposits, Wholesale | $285.0M | $249.9M | |
| Debt Securities, Held-to-Maturity, Fair Value | $262.0K | $256.0K | |
| Securities held to maturity, allowance for credit losses | $0 | $0 | |
| Allowance for loan losses | $18.9M | $18.1M | $18.9M |
| Preferred stock, par value (in dollars per share) | $0.01 | $0.01 | |
| Shares authorized | 1.0M shares | 1.0M shares | |
| Shares issued and outstanding | 0 shares | 0 shares | |
| Preferred stock, shares outstanding (in shares) | 0 shares | 0 shares | |
| Common stock, par value (in dollars per share) | $0.01 | $0.01 | |
| Shares authorized | 20.0M shares | 20.0M shares | |
| Shares issued and outstanding | 17.9M shares | 18.2M shares | |
| Common stock, shares outstanding (in shares) | 17.9M shares | 18.2M shares |
Every line of the cash flow as filed: the last 2 fiscal years, latest first.4
| Period ending | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Net income | $22.1M | $15.1M |
| Depreciation | $212.0K | $280.0K |
| Provision for credit losses | $1.6M | $6.0K |
| Net amortization of premium of securities | $189.0K | $237.0K |
| Net accretion of deferred loan costs, fees, and other acquisition accounting adjustments | -$487.0K | -$1.4M |
| Gain (loss) on derivative termination | $91.0K | $0 |
| Income from minority membership interests | -$1.2M | -$376.0K |
| Amortization of subordinated debt issuance costs | $55.0K | $59.0K |
| Core deposit intangible amortization | $125.0K | $165.0K |
| Tax Credit Amortization | $126.0K | -$150.0K |
| Equity-based compensation expense | $854.0K | $789.0K |
| BOLI income | -$289.0K | -$397.0K |
| Deferred income tax (benefit) expense | -$29.0K | $1.3M |
| Increase in accrued interest receivable, prepaid expenses and other assets | $1.4M | $2.5M |
| Increase (decrease) in accrued interest payable, accrued expenses and other liabilities | -$558.0K | $121.0K |
| Net Cash Provided by (Used in) Operating Activities, Total | $23.9M | $18.2M |
| Decrease in interest-bearing deposits at other financial institutions | -$39.2M | -$30.3M |
| Payments to Acquire Debt Securities, Available-for-Sale | $2.9M | $1.9M |
| Proceeds from sales or maturity of securities available-for-sale | $0 | $1.0M |
| Proceeds from repayments, calls and maturities of securities available-for-sale | $16.1M | $14.5M |
| Net redemption of restricted stock | $2.7M | $1.3M |
| Net increase in loans | -$71.4M | -$41.1M |
| Proceeds from Life Insurance Policy | $0 | $47.8M |
| Purchases of premises and equipment, net | -$47.0K | -$141.0K |
| Net cash used in investing activities | -$94.7M | -$8.9M |
| Net increase in non-maturing deposits | $62.7M | $78.9M |
| Net increase (decrease) in time deposits | $63.9M | -$53.6M |
| Issuance and Redemption of subordinated debt, net | $0 | -$984.0K |
| Net decrease in FHLB advances | -$50.0M | -$35.0M |
| Payment, Tax Withholding, Share-Based Payment Arrangement | -$53.0K | -$179.0K |
| Repurchases of common stock | -$6.7M | $0 |
| Payments of Ordinary Dividends, Common Stock | $2.2M | $0 |
| Common stock issuance | $545.0K | $1.7M |
| Net cash provided by (used in) financing activities | $68.3M | -$9.2M |
| Net increase (decrease) in cash and cash equivalents | -$2.5M | $119.0K |
No quarter-by-quarter statement was filed.
Corporate structure
FVCBankcorp, Inc. sits at the top of its group. 1 entity, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.
Major holders of FVCBankcorp, Inc.
- ENDEAVOUR CAPITAL ADVISORS INC Filed SCHEDULE 13G/A on FVCBankcorp, Inc., latest Aug 14, 2026 (4 filings since Feb 14, 2022)
- Fourthstone LLC Filed SCHEDULE 13G/A on FVCBankcorp, Inc., latest Aug 14, 2026 (5 filings since Feb 14, 2023)
- BlackRock Filed SCHEDULE 13G on FVCBankcorp, Inc., latest Jul 28, 2026 (6 filings since Jan 31, 2024)
- AllianceBernstein Filed SCHEDULE 13G/A on FVCBankcorp, Inc., latest May 18, 2026 (2 filings since Nov 15, 2024)
- FJ Capital Management LLC Filed SCHEDULE 13G/A on FVCBankcorp, Inc., latest Aug 13, 2025 (7 filings since May 16, 2023)
- VANGUARD GROUP INC Filed SCHEDULE 13G/A on FVCBankcorp, Inc., latest Apr 30, 2025 (2 filings since Jan 30, 2025)
- FVCBankcorp, Inc. Fairfax, Virginia
Built from major holders from Schedules 13D and 13G. Each entity in the chart links to its source.
What it owns
What FVCBankcorp, Inc. reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
Property and equipment
| Item | Latest | A year before | Change |
|---|---|---|---|
| Property and equipment, before depreciation | $8.2M4 Dec 31, 2025 | $8.1M4 Dec 31, 2024 | +0.7% |
| Accumulated depreciation | $7.5M4 Dec 31, 2025 | $7.2M4 Dec 31, 2024 | +3.1% |
| Property and equipment, net | $693.0K4 Dec 31, 2025 | $858.0K4 Dec 31, 2024 | −19.2% |
| Operating-lease assets (leased space) | $6.1M4 Dec 31, 2025 | $7.1M4 Dec 31, 2024 | −14.9% |
Investments
| Item | Latest | A year before | Change |
|---|---|---|---|
| Loans, net of allowance | $1.9B4 Dec 31, 2025 | $1.9B4 Dec 31, 2024 | +3.8% |
| Deposits held (banks) | $2.0B4 Dec 31, 2025 | $1.9B4 Dec 31, 2024 | +6.8% |
Intangibles and goodwill
| Item | Latest | A year before | Change |
|---|---|---|---|
| Goodwill | $7.2M4 Dec 31, 2025 | $7.2M4 Dec 31, 2024 | 0% |
| Finite-lived intangibles, gross | $2.2M4 Dec 31, 2025 | $2.2M4 Dec 31, 2024 | 0% |
| Accumulated amortization | $2.0M4 Dec 31, 2025 | $1.9M4 Dec 31, 2024 | +6.6% |
| Finite-lived intangibles, net | $138.0K4 Dec 31, 2025 | $263.0K7 Dec 31, 2024 | −47.5% |
Properties, in its own words
Our executive offices and the main office of the Bank are located at 11325 Random Hills Road, Fairfax, Virginia, 22030. In addition to our main office, we also maintain eight additional branch offices in Arlington, Virginia; the independent city of Manassas, Virginia; Reston, Fairfax County, Virginia; Springfield, Fairfax County, Virginia; Montgomery County and Baltimore, Maryland; and Washington, D.C. We also maintain an operations center in Manassas. We lease all but one location; our branch located in Baltimore, Maryland. We also lease a loan production office in Towson, Maryland.
We are committed to being highly selective in our branching decisions, and we intend to continue to explore opportunities for establishing additional strategically located branches in the Washington and Baltimore MSAs based primarily on commercial deposit and loan potential and demographic support. We typically establish branches as necessary to provide support for established business development professionals with substantial books of business and customer relationships. We believe that upon expiration of each of our leases we will be able to extend the leases on satisfactory terms or relocate to another acceptable location.
Item 2 of the 10-K filed Mar 16, 2026.3
Leadership
Who has led FVCBankcorp, Inc., and when. Pick a name to see everywhere that person has worked.
Chief executive
Chief financial officer
Chief operating officer
- Chief executive officerDavid W. Pijor Sep 13, 2018 to now12
- ChairDavid W. Pijor Sep 13, 2018 to now12
- PresidentPatricia A. Ferrick Sep 13, 2018 to Oct 16, 201813
- PresidentGilbert Kennedy Oct 16, 2018 to Oct 16, 201814
- Chief financial officerJennifer L. Deacon Sep 13, 2018 to now15
- Chief operating officerB. Todd Dempsey Sep 13, 2018 to Aug 22, 202416
Board members and other officers (16)
- Chief Lending OfficerBriggs Alissa Curry Mar 12, 2024 to now17
- Chief Credit OfficerMichael G. Nassy Sep 13, 2018 to now18
- Senior Deposit OfficerSharon L. Jackson Sep 13, 2018 to now19
- Chief Credit OfficerWilliam G. Byers Sep 13, 2018 to Feb 20, 202420
- Board memberMarc N. Duber Oct 6, 2022 to now21
- Board memberMeena Krishnan Feb 1, 2021 to now22
- Board memberDaniel M. Testa Sep 13, 2018 to now23
- Board memberDevin Satz Sep 13, 2018 to now24
- Board memberL. Burwell Gunn Sep 13, 2018 to now25
- Board memberLawrence W. Schwartz Sep 13, 2018 to now26
- Board memberPatricia A. Ferrick Sep 13, 2018 to now13
- Board memberPhillip R. Wills Iii. Sep 13, 2018 to now27
- Board memberScott Laughlin Sep 13, 2018 to now28
- Board memberSidney G. Simmonds Sep 13, 2018 to now29
- Board memberSteven M. Wiltse Sep 13, 2018 to now30
- Board memberMorton A. Bender Oct 22, 2018 to Mar 29, 202131
Named in SEC Form D filings
People the company listed in its private-offering notices.
- Executive OfficerAlissa Curry Briggs named Feb 19, 202632
Timeline
- Jul 21, 20268-K Results of operations; Other events33
- May 21, 20268-K Shareholder vote34
- May 5, 20268-K Regulation FD disclosure35
- Apr 21, 20268-K Results of operations; Other events36
- Mar 20, 20268-K Other events37
- Feb 12, 20268-K Entered a material agreement; New debt or obligation; Regulation FD disclosure38
- Jan 20, 20268-K Results of operations39
- Nov 10, 20258-K Regulation FD disclosure40
- Oct 21, 20258-K Results of operations; Other events41
- Jul 22, 20258-K Results of operations42
- Jul 17, 20258-K Other events43
- Jun 2, 20258-K Shareholder vote44
- Sep 13, 2018New chief executive David W. Pijor becomes CEO12
Calendar
Coming up
- Oct 20, 2026Reports results for the quarter ending Sep/2026 A year earlier it reported $0.31 a share, on Oct 21, 2025.45
When it reported results
- Jul 21, 2026Reported quarterly or annual results33
- Apr 21, 2026Reported quarterly or annual results36
- Jan 20, 2026Reported quarterly or annual results39
- Oct 21, 2025Reported quarterly or annual results41
- Jul 22, 2025Reported quarterly or annual results42
- Apr 22, 2025Reported quarterly or annual results46
- Jan 23, 2025Reported quarterly or annual results47
- Oct 22, 2024Reported quarterly or annual results48
Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar
Filings
402 filings to the SEC since October 2021: 6 annual reports, 15 quarterly reports, 50 major events, 264 insider forms, 26 large holders, 1 private raises, 40 other. The latest 20:
- Sep 3, 2026144 EDGAR
- Aug 25, 20264 EDGAR
- Aug 24, 20264 EDGAR
- Aug 14, 2026SCHEDULE 13G/A EDGAR
- Aug 14, 2026SCHEDULE 13G/A EDGAR
- Aug 6, 202610-Q EDGAR
- Jul 28, 2026SCHEDULE 13G EDGAR
- Jul 21, 20268-K EDGAR
- Jul 1, 20264 EDGAR
- Jun 24, 20264 EDGAR
- Jun 24, 20264 EDGAR
- Jun 24, 20264 EDGAR
- Jun 1, 20264 EDGAR
- May 21, 20268-K EDGAR
- May 18, 2026SCHEDULE 13G/A EDGAR
- May 15, 2026SCHEDULE 13G/A EDGAR
- May 14, 2026DEFA14A EDGAR
- May 7, 202610-Q EDGAR
- May 5, 20268-K EDGAR
- May 4, 20264 EDGAR
The 402 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
166 open-market trades by officers, directors and large owners since October 2021: 4 buys and 162 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Aug 24, 2026 | Jackson Sharon L.EVP, Chief Banking Officer | Sale | 1,400 | $18.62 | $26.1K | Form 4 |
| Aug 21, 2026 | Laughlin ScottDirector | Sale | 8,100 | $18.55 | $150.3K | Form 4 |
| May 1, 2026 | Jackson Sharon L.EVP, Chief Banking Officer | Sale | 1,500 | $15.64 | $23.5K | Form 4 |
| Mar 17, 2026 | Wills Phillip R. IIIDirector | Sale | 11,462 | $14.81 | $169.8K | Form 4 |
| Mar 2, 2026 | Nassy Michael G.Sr EVP, Chief Credit Officer | Sale | 3,100 | $15.56 | $48.2K | Form 4 |
| Feb 26, 2026 | SCHWARTZ LAWRENCE WDirector | Sale | 21,483 | $15.66 | $336.4K | Form 4 |
| Feb 26, 2026 | SCHWARTZ LAWRENCE WDirector | Sale | 21,483 | $15.66 | $336.4K | Form 4 |
| Feb 25, 2026 | Jackson Sharon L.EVP, Chief Banking Officer | Sale | 1,000 | $15.49 | $15.5K | Form 4 |
| Feb 25, 2026 | Wills Phillip R. IIIDirector | Sale | 4,800 | $15.48 | $74.3K | Form 4 |
| Feb 24, 2026 | Wills Phillip R. IIIDirector | Sale | 10,200 | $15.44 | $157.5K | Form 4 |
| Nov 19, 2025 | Nassy Michael G.Sr EVP, Chief Credit Officer | Sale | 1,000 | $12.23 | $12.2K | Form 4 |
| Sep 2, 2025 | Jackson Sharon L.EVP, Chief Banking Officer | Sale | 2,000 | $13.52 | $27.0K | Form 4 |
| Aug 22, 2025 | Satz DevinDirector | Sale | 7,000 | $13.47 | $94.3K | Form 4 |
| Aug 18, 2025 | SCHWARTZ LAWRENCE WDirector | Sale | 4,000 | $12.83 | $51.3K | Form 4 |
| Aug 13, 2025 | Satz DevinDirector | Sale | 5,000 | $13.01 | $65.0K | Form 4 |
| Aug 12, 2025 | Satz DevinDirector | Sale | 5,000 | $12.84 | $64.2K | Form 4 |
| Jul 31, 2025 | Laughlin ScottDirector | Sale | 1,151 | $12.84 | $14.8K | Form 4 |
| Jul 28, 2025 | Jackson Sharon L.EVP, Chief Banking Officer | Sale | 653 | $13.31 | $8.7K | Form 4 |
| May 14, 2025 | Jackson Sharon L.EVP, Chief Banking Officer | Sale | 1,600 | $11.86 | $19.0K | Form 4 |
| Dec 11, 2024 | Nassy Michael G.Sr EVP, Chief Credit Officer | Sale | 1,000 | $14.15 | $14.2K | Form 4 |
All 166 trades can be filtered by person here when JavaScript is on.
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
- ENDEAVOUR CAPITAL ADVISORS INCSCHEDULE 13G/A, 4 filings Feb 14, 2022 to Aug 14, 202649
- Fourthstone LLCSCHEDULE 13G/A, 5 filings Feb 14, 2023 to Aug 14, 202650
- BlackRockSCHEDULE 13G, 6 filings Jan 31, 2024 to Jul 28, 202651
- AllianceBernsteinSCHEDULE 13G/A, 2 filings Nov 15, 2024 to May 18, 202652
- FJ Capital Management LLCSCHEDULE 13G/A, 7 filings May 16, 2023 to Aug 13, 202553
- VANGUARD GROUP INCSCHEDULE 13G/A, 2 filings Jan 30, 2025 to Apr 30, 202554
Executive pay
What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.
| Year | Executive | Age | Salary | Total pay |
|---|---|---|---|---|
| 2025 | David W. PijorChief Executive Officer | $877.5K | $1.8M55 | |
| 2025 | Patricia A. FerrickPresident | $526.5K | $1.0M55 | |
| 2025 | Michael G. NassySenior Executive Vice President & Chief Credit Officer | 51 | $366.3K | $598.5K55 |
| 2024 | David W. PijorChief Executive Officer | $810.0K | $1.5M55 | |
| 2024 | Patricia A. FerrickPresident | $486.0K | $823.9K55 | |
| 2024 | Michael G. NassySenior Executive Vice President & Chief Credit Officer | 51 | $350.2K | $473.2K55 |
Money raised
Private offerings the company reported to the SEC on Form D.
- Feb 11, 2026Raised $25 million in a private offering of debt Form D: 18 investors so far Form D
Held by these funds
The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.
13F reports cover disclosed long positions in U.S. stocks only.
SEC filer profile
How FVCBankcorp, Inc. is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
- Name on EDGARFVCBankcorp, Inc.1
- CIK0001675644
- Employer ID (EIN)47-50202833
- Filer statusAccelerated filer not an emerging growth company; a smaller reporting company; not a shell company3
- Incorporated inVirginia3
- Fiscal year endsDecember 311
- Industry code (SIC)6022 State Commercial Banks1
- SEC reviewing officeOffice of Finance, Division of Corporation Finance1
- Business address11325 Random Hills Road, Suite 240, Fairfax, VA 220301
- Phone703-436-38001
- Shares outstanding18,034,205 as of Aug 3, 202611
- Public float$192.1M as of Jun 30, 20253
- AuditorYOUNT, HYDE & BARBOUR, P.C., Winchester, Virginia PCAOB ID 613; it also attests to the company’s internal control over financial reporting3
- On EDGAR sinceJun 28, 20161
- Filings589 in all: 4 (340), 8-K (84), 144 (26), 10-Q (24), 3 (21), SCHEDULE 13G/A (11), 10-K (8), 4/A (8)1
All 35 form types
DEF 14A (8), SC 13G (8), DEFA14A (5), SC 13G/A (5), ARS (4), CORRESP (4), D (4), SCHEDULE 13G (4), 425 (3), EFFECT (2), S-8 (2), SC 13D (2), UPLOAD (2), 10-K/A (1), 144/A (1), 424B3 (1), 424B4 (1), 8-A12B (1), 8-K/A (1), CERT (1), DRS (1), FWP (1), NT 10-K (1), S-1 (1), S-1/A (1), S-4 (1), S-4/A (1)
- Latest filingsAnnual report (10-K) Mar 16, 2026
Quarterly report (10-Q) Aug 6, 2026
Proxy statement (DEF 14A) Apr 7, 2026
Latest 8-K (8-K) Jul 21, 2026
Securities registered for trading
| Class | Symbol | Exchange |
|---|---|---|
| Common Stock, $0.01 par value | FVCB | The Nasdaq Stock Market, LLC |
From the cover page of the 10-K filed Mar 16, 2026 (Section 12(b) of the Exchange Act).3
Risk factors and legal proceedings
The risks FVCBankcorp, Inc. names in Item 1A of its 10-K filed Mar 16, 2026: 36 risks under these headings, as written.3
- Risks Related to the Economy, Financial Markets, Interest Rates and Liquidity
- Our business and operations may be materially adversely affected by weak economic conditions.
- We are subject to interest rate risk, which could adversely affect our profitability.
- Inflation can have an adverse impact on our business and on our customers.
- Insufficient liquidity could impair our ability to fund operations and meet our obligations as they become due, and could materially adversely affect our growth, business, profitability and financial condition.
- We may not be able to retain or grow our core deposit base, which could adversely impact our funding costs.
- Unrealized losses in our securities portfolio could affect liquidity.
- Credit Risks
- We are subject to credit risk, which could adversely affect our profitability.
- A substantial portion of our loans are and will continue to be real estate related loans in the Washington, D.C. and Baltimore metropolitan areas. Adverse changes in the real estate market or economy in this area could lead to higher levels of problem loans and charge-offs, adversely affecting our earnings and financial condition.
- Increases to our nonperforming assets or other problem assets will have an adverse effect on our earnings.
- Our concentrations of loans may create a greater risk of loan defaults and losses.
The other 26 risks
- Regulatory requirements affecting our loans secured by commercial real estate could limit our ability to leverage our capital and adversely affect our growth and profitability.
- Our portfolio of loans to small and mid-sized community-based businesses may increase our credit risk.
- Our government contractor customers, and businesses in the Washington, D.C. metropolitan area in general, may be adversely impacted by reductions in spending by the federal government and/or a budget impasse.
- We have extended off-balance sheet commitments to borrowers which expose us to credit and interest rate risk.
- Our allowance for credit losses may be inadequate to absorb actual losses in the loan portfolio, which could have a material adverse effect on our business, financial condition, and results of operations.
- Strategic Risks
- We provide banking services to customers who do business in the cannabis industry and the strict enforcement of federal laws regarding cannabis could likely result in our inability to continue to provide banking services to these customers and we could have legal action taken against us by the federal government.
- We operate in a highly competitive market and face increasing competition from a variety of traditional and new financial services providers, which could adversely impact our profitability.
- The success of our growth strategy depends, in part, on our ability to identify and retain individuals with experience and relationships in our market.
- We may not be able to successfully manage continued growth.
- We may face risks with respect to future expansion or acquisition activity.
- New lines of business, products, product enhancements or services may subject us to additional risk.
- Operational Risks
- We depend on information technology and telecommunications systems of third parties, and any systems failures, interruptions, or breaches of security could adversely affect our operations and financial condition.
- We are subject to cybersecurity risks and security breaches and may incur increasing costs in an effort to minimize those risks and to respond to cyber incidents, and we may experience harm to our reputation and liability exposure from security breaches.
- Failure to keep up with the rapid technological changes in the financial services industry could have a material adverse effect on our competitive position and profitability.
- Our risk management framework may not be effective in mitigating risks and/or losses to us.
- We are at risk of increased losses from fraud.
- We may be adversely affected by the soundness of other financial institutions.
- Litigation and regulatory actions, including possible enforcement actions, could subject us to significant fines, penalties, judgments or other requirements resulting in increased expenses or restrictions on our business activities.
- Risks Related to Our Securities
- We may need to raise additional capital in the future, and we may not be able to do so.
- Our ability to pay dividends is limited and we may be unable to pay future dividends.
- Risks Related to Our Industry
- We operate in a highly regulated industry and the laws and regulations that govern our operations, corporate governance, executive compensation, and financial accounting or reporting, including changes in them or our failure to comply with them, may adversely affect our results of operations.
- We are subject to an extensive body of accounting rules and best practices. Periodic changes to such rules may change the treatment and recognition of critical financial line items and affect our profitability.
- Regulatory initiatives regarding bank capital requirements may require heightened capital.
- Our use of third party vendors and our other ongoing third party business relationships are subject to increasing regulatory requirements and attention.
- General Risks
- Severe weather, natural disasters, geopolitical conditions, trade restrictions and tariffs, and acts of war or terrorism, public health issues, and other external events could significantly impact our business.
- The development and use of Artificial Intelligence (“AI”) presents risks and challenges that may adversely impact our business.
Legal proceedings
In the ordinary course of our operations, we become party to various legal proceedings. Currently, we are not party to any material legal proceedings, and no such proceedings are, to management's knowledge, threatened against us.
The opening of Item 3, Legal Proceedings.3
Sources
The numbers on this page point here. Each one links to the record it came from.
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- 13SEC EDGARPatricia A. Ferrick, President
- 14SEC EDGARGilbert Kennedy, President
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- 21SEC EDGARMarc N. Duber, Board member
- 22SEC EDGARMeena Krishnan, Board member
- 23SEC EDGARDaniel M. Testa, Board member
- 24SEC EDGARDevin Satz, Board member
- 25SEC EDGARL. Burwell Gunn, Board member
- 26SEC EDGARLawrence W. Schwartz, Board member
- 27SEC EDGARPhillip R. Wills Iii., Board member
- 28SEC EDGARScott Laughlin, Board member
- 29SEC EDGARSidney G. Simmonds, Board member
- 30SEC EDGARSteven M. Wiltse, Board member
- 31SEC EDGARMorton A. Bender, Board member
- 32
- 33SEC EDGARResults of operations; Other events
- 34SEC EDGARShareholder vote
- 35SEC EDGARRegulation FD disclosure
- 36SEC EDGARResults of operations; Other events
- 37SEC EDGAROther events
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- 39SEC EDGARResults of operations
- 40SEC EDGARRegulation FD disclosure
- 41SEC EDGARResults of operations; Other events
- 42SEC EDGARResults of operations
- 43SEC EDGAROther events
- 44SEC EDGARShareholder vote
- 45NasdaqNasdaq calendar
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