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GFED on NASDAQ

Guaranty Federal Bancshares

Logo: gbankmo.com5

American community bank

Guaranty Bank was a community bank established in 1913. The bank operated beneath its holding company, Guaranty Federal Bancshares, Inc. The bank invests deposits attracted from the general public. It is headquartered in Springfield, Mo. and operated branches in Greene, Christian and Jasper counties as well as a loan production office in Webster County.3 Its shares trade on NASDAQ under the symbol GFED.1 It ceased to exist in 2022.1 Wikipedia text CC BY-SA 4.0

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Last updated Oct 21, 2026.

Overview

1913Founded1

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  • TickerGFED on NASDAQ1
  • Industryfinancial services1
  • HeadquartersSpringfield1
  • Websitewww.gbankmo.com
  • Legal formDelaware corporation1
  • Incorporated inDE6
  • Business address1341 West Battlefield, Springfield, Mo 658076
  • Filer categoryNon-accelerated filer, Smaller reporting company6
  • LEI5493007M655SNRCPIO454
  • StatusActive4
  • LEI statusLapsed (not renewed)4
  • Registered addressC/O THE CORPORATION TRUST COMPANY, 19801 Wilmington, United States4
  • Registered withDivision of Corporations, Department of State, 27489474

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Guaranty Bank was a community bank established in 1913. The bank operated beneath its holding company, Guaranty Federal Bancshares, Inc. The bank invests deposits attracted from the general public. It is headquartered in Springfield, Mo. and operated branches in Greene, Christian and Jasper counties as well as a loan production office in Webster County.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2021

589.4%Net margin8
22.9%Revenue growth, 20218
10.9%Return on equity8
$18.3MFree cash flow8

Where the money goes

Where each dollar of revenue went, fiscal 2021

  • Interest33¢$6.5M
  • Income tax14¢$2.7M
  • Profit54¢$10.6M

Out of $1.8M in revenue.8

Where each dollar of operating cash went, fiscal 2021

  • Capital spending4¢$769.0K
  • Dividends paid14¢$2.6M
  • Kept or used elsewhere82¢$15.7M

Out of $19.1M of cash from operations.8

Financial statements

Revenue910118$1.8M in 2021+59% since 2016
0$1.0M$2.0M$3.0M2016: $1.1M$1.1M20162017: $1.2M$1.2M2017+5%2018: $2.0M$2.0M2018+69%2019: $1.7M$1.7M2019−15%2020: $1.5M$1.5M2020−14%2021: $1.8M$1.8M2021+23%
Net income12910118$10.6M in 2021+86% since 2015
0$5.0M$10.0M$15.0M2015: $5.7M$5.7M20152016: $5.6M$5.6M2016−2%2017: $5.2M$5.2M2017−8%2018: $7.3M$7.3M2018+42%2019: $9.4M$9.4M2019+28%2020: $6.8M$6.8M2020−27%2021: $10.6M$10.6M2021+56%
Fiscal year2015201620172018201920202021
Revenue$1.1M9$1.2M10$2.0M11$1.7M8$1.5M8$1.8M8
Interest$4.3M12$4.2M9$6.1M10$9.9M11$13.5M8$9.6M8$6.5M8
Income before tax$13.3M8
Income tax$2.5M12$2.0M9$2.6M10$1.9M11$1.7M8$1.2M8$2.7M8
Net income$5.7M12$5.6M9$5.2M10$7.3M11$9.4M8$6.8M8$10.6M8
Earnings per share$1.3212$1.289$1.1810$1.6611$2.148$1.588$2.458
Earnings per share (diluted)$1.3012$1.279$1.1610$1.6411$2.118$1.578$2.448
Shares (weighted, basic)4.3M shares8
Shares (weighted, diluted)4.4M shares8

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Corporate structure

Guaranty Federal Bancshares sits at the top of its group. 1 entity, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of Guaranty Federal Bancshares

  • Guaranty Federal Bancshares Springfield, Missouri, United States

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What Guaranty Federal Bancshares reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Property and equipment, before depreciation$32.7M8 Dec 31, 2021$32.6M8 Dec 31, 2020+0.2%
Accumulated depreciation$15.9M8 Dec 31, 2021$14.7M8 Dec 31, 2020+8.1%
Property and equipment, net$16.8M8 Dec 31, 2021$17.9M8 Dec 31, 2020−6.2%
Operating-lease assets (leased space)$8.0M8 Dec 31, 2021$8.5M8 Dec 31, 2020−5.1%

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$130.6M8 Dec 31, 2021$148.4M8 Dec 31, 2020−12.0%
Debt securities available for sale$151.4M8 Dec 31, 2021$164.1M8 Dec 31, 2020−7.7%
Stakes in other companies (equity method)$5.4M8 Dec 31, 2021$5.7M8 Dec 31, 2020−5.9%
Loans, net of allowance$811.5M8 Dec 31, 2021$742.1M8 Dec 31, 2020+9.3%
Deposits held (banks)$1.0B8 Dec 31, 2021$938.7M8 Dec 31, 2020+8.3%

Intangibles and goodwill

ItemLatestA year beforeChange
Goodwill$1.4M8 Dec 31, 2021$1.4M8 Dec 31, 20200%
Finite-lived intangibles, gross$3.5M8 Dec 31, 2021$3.5M8 Dec 31, 20200%
Accumulated amortization$2.0M8 Dec 31, 2021$1.5M8 Dec 31, 2020+31.9%
Finite-lived intangibles, net$1.5M8 Dec 31, 2021$2.0M8 Dec 31, 2020−23.5%

The story

In 1913, St. Louis Saving and Building Association moved to Springfield and changed its name to Guaranty Savings and Loan Association.

In 1935, the name was changed again to Guaranty Federal Savings and Loan Association.

In 1979, the company’s first banking center was founded.

In 1995, Guaranty Federal Savings Bank was formed in the reorganization of Guaranty Federal Savings & Loan Association.

In 2001, the company began offering online banking.

In 2003, the company changed its name from Guaranty Federal Savings Bank to Guaranty Bank.

In 2022, the company was acquired by QCR Holdings in a cash and stock deal valued at approximately $144 million.

From Wikipedia’s article on Guaranty Federal Bancshares, shared under CC BY-SA 4.0.7

Leadership

Who has led Guaranty Federal Bancshares, and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. Shaun A. Burke2006–2022

President

  1. Shaun A. Burke2006–2022

Chief financial officer

  1. Bruce Winston2006
  2. Carter M. Peters2008–2022

Chief operating officer

  1. Carter M. Peters2009–2010
  2. Mark McFatridge2010–2012
  3. Robin E. Robeson2012–2020
197019801990200020102020
Board members and other officers (23)

Timeline

  1. Apr 1, 2022Dissolved Dissolved1
  2. Apr 1, 20228-K Completed an acquisition or sale; Listing notice or transfer; Change to shareholders' rights44
  3. Mar 23, 20228-K Regulation FD disclosure; Other events45
  4. Mar 22, 20228-K Shareholder vote; Other events46
  5. Mar 8, 20228-K Other events47
  6. Jan 24, 20228-K Results of operations48
  7. Jan 3, 20228-K Other events49
  8. Nov 9, 20218-K Entered a material agreement; Regulation FD disclosure50
  9. Oct 21, 20218-K Results of operations51
  10. Oct 1, 20218-K Other events52
  11. Mar 28, 2006New chief executive Shaun A. Burke becomes CEO16
  12. Apr 10, 1995Went public Listed on NASDAQ1
  13. 1913Founded Founded1

Calendar

When it reported results

  1. Jan 24, 2022Reported quarterly or annual results48
  2. Oct 21, 2021Reported quarterly or annual results51

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

49 filings to the SEC since October 2021: 1 annual reports, 1 quarterly reports, 9 major events, 21 insider forms, 4 large holders, 13 other. The latest 20:

  1. Feb 14, 2023SC 13G/A SEC SCHEDULE 13G EDGAR
  2. Feb 8, 2023SC 13G/A EDGAR
  3. Apr 19, 202215-12G EDGAR
  4. Apr 5, 20224 EDGAR
  5. Apr 5, 20224 EDGAR
  6. Apr 5, 20224 EDGAR
  7. Apr 5, 20224 EDGAR
  8. Apr 5, 20224 EDGAR
  9. Apr 5, 20224 EDGAR
  10. Apr 5, 20224 EDGAR
  11. Apr 5, 20224 EDGAR
  12. Apr 5, 20224 EDGAR
  13. Apr 5, 20224 EDGAR
  14. Apr 5, 20224 EDGAR
  15. Apr 5, 20224 EDGAR
  16. Apr 5, 20224 EDGAR
  17. Apr 5, 2022SC 13D/A EDGAR
  18. Apr 1, 2022S-8 POS EDGAR
  19. Apr 1, 2022S-8 POS EDGAR
  20. Apr 1, 2022S-8 POS EDGAR

The 49 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

SEC filer profile

How Guaranty Federal Bancshares is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARGUARANTY FEDERAL BANCSHARES INC2
  • CIK0001046203
  • Employer ID (EIN)43-17927172
  • Filer statusNon-accelerated filer<br>smaller reporting company2
  • Incorporated inDelaware2
  • Fiscal year endsDecember 312
  • Industry code (SIC)6022 State Commercial Banks2
  • Business address1341 West Battlefield, Springfield, MO 658072
  • Phone41752043332
  • Shares outstanding4,384,878 as of Mar 1, 20228
  • Public float$73.3M as of Jun 30, 20218
  • On EDGAR sinceSep 23, 19972
  • Filings841 in all: 4 (379), 8-K (189), 10-Q (73), DEF 14A (25), 10-K (23), SC 13G/A (21), 3 (20), SC 13G (13)2
    All 37 form types

    4/A (8), 425 (8), CORRESP (8), S-1/A (8), S-8 (7), S-8 POS (7), SC 13D/A (7), 8-K/A (6), SC 13D (6), DEFA14A (4), UPLOAD (4), EFFECT (3), S-1 (3), 10-K405 (2), 10-Q/A (2), 8-A12G (2), 15-12G (1), 25-NSE (1), 3/A (1), 424B1 (1), 424B3 (1), D (1), DEFM14A (1), FWP (1), NTN 10Q (1), POS AM (1), PRE 14A (1), S-3 (1), S-3/A (1)

  • Latest filingsAnnual report (10-K) Mar 11, 2022
    Quarterly report (10-Q) Nov 5, 2021
    Proxy statement (DEF 14A) Apr 12, 2021
    Latest 8-K (8-K) Apr 1, 2022

Sources

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