HIPO on NYSE
Hippo Holdings Inc.
American fire company, incorporated in Delaware, listed on NYSE (HIPO)1
In its 2026 annual report the company says: “Hippo Holdings Inc. is a technology-native insurance holding company that, through its subsidiaries, delivers a broad range of insurance products to customers via its owned and partner MGAs which generated $1.1 billion of gross written premium in 2025. The Company offers its services primarily in the United States as of December 31, 2025.”4 It is headquartered in San Jose, California.1
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Last updated Oct 21, 2026.
Overview
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- TickerHIPO on NYSE1
- IndustryFire, Marine & Casualty Insurance1
- HeadquartersSan Jose, California1
- Incorporated inDE2
- Business addressOne Almaden Blvd, Suite 400, San Jose, Ca 951132
- Filer categoryAccelerated filer, Emerging growth company2
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In August 2021, Hippo Enterprises Inc., a Delaware corporation (“Old Hippo”) completed a business combination resulting in Old Hippo becoming a wholly owned subsidiary of, Reinvent Technology Partners Z, a Cayman Islands exempted company and special purpose acquisition company which at that time changed its name to Hippo Holdings Inc.4 From its latest annual report
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2025
Where the money goes
Where each dollar of revenue went, fiscal 2025
- Other costs88¢$410.2M
- Income tax0¢$700.0K
- Profit12¢$57.7M
Out of $468.6M in revenue.5
Where each dollar of operating cash went, fiscal 2025
- Capital spending1¢$100.0K
- Share buybacks99¢$14.5M
Out of $9.2M of cash from operations. Spending exceeded cash from operations; the rest came from savings or borrowing.5
Financial statements
Every line of the income statement as filed: the last 3 fiscal years, latest first.5
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Net earned premium | $380.1M | $272.5M | $107.5M |
| Commission income, net | $51.3M | $63.6M | $63.4M |
| Service and fee income | $11.8M | $11.6M | $15.7M |
| Net investment income | $25.4M | $24.4M | $23.1M |
| Total revenue, net | $468.6M | $372.1M | $209.7M |
| Losses and loss adjustment expenses | $229.9M | $209.0M | $181.7M |
| Insurance related expenses | $131.3M | $88.8M | $79.1M |
| Technology and development expenses | $32.5M | $30.7M | $47.0M |
| Sales and marketing expenses | $33.5M | $51.2M | $80.1M |
| General and administrative expenses | $67.1M | $70.7M | $79.6M |
| Impairment and restructuring charges | $5.0M | $3.6M | $5.5M |
| Gain on sale of business | -$95.0M | -$54.4M | $0 |
| Interest and other (income) expense, net | $1.0M | -$100.0K | -$800.0K |
| Total expenses | $405.3M | $399.5M | $472.2M |
| Income (loss) before income taxes | $63.3M | -$27.4M | -$262.5M |
| Income tax expense | $700.0K | $1.2M | $500.0K |
| Net income (loss) | $62.6M | -$28.6M | -$263.0M |
| Net income attributable to noncontrolling interests, net of tax | $4.9M | $11.9M | $10.1M |
| Net income (loss) attributable to Hippo | $57.7M | -$40.5M | -$273.1M |
| Change in net unrealized gain on investments, net of tax | $200.0K | $4.1M | |
| Comprehensive income (loss) attributable to Hippo | -$40.3M | -$269.0M | |
| Net income (loss) per share attributable to Hippo - basic (in dollars per share) | $2.28 | -$1.64 | -$11.58 |
| Net income (loss) per share attributable to Hippo - diluted (in dollars per share) | $2.22 | -$1.64 | -$11.58 |
| Weighted average shares common shares outstanding - basic (in shares) | 25.3M shares | 24.7M shares | 23.6M shares |
| Weighted average shares common shares outstanding - diluted (in shares) | 26.0M shares | 24.7M shares | 23.6M shares |
No quarter-by-quarter statement was filed.
Every line of the balance sheet as filed: the last 4 fiscal years (annual) or 4 quarters (quarterly), latest first.5
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Fixed maturities available-for-sale, at fair value (amortized cost: $291.7 and $208.3) | $293.4M | $205.7M | ||
| Short-term investments, at fair value (amortized cost: $152.5 and $167.6) | $152.5M | $167.6M | ||
| Total investments | $445.9M | $373.3M | ||
| Cash and cash equivalents | $218.3M | $197.6M | ||
| Restricted cash | $31.8M | $35.2M | ||
| Accounts receivable, net of allowance of $0.2 and $0.6 | $250.1M | $167.0M | ||
| Reinsurance recoverable on paid and unpaid losses and loss adjustment expenses | $346.6M | $285.3M | ||
| Prepaid reinsurance premiums | $353.7M | $274.2M | ||
| Ceding commissions receivable | $98.7M | $79.5M | ||
| Capitalized internal use software | $43.0M | $48.1M | ||
| Intangible assets | $13.8M | $17.0M | ||
| Other assets | $103.6M | $66.2M | ||
| Total assets | $1.9B | $1.5B | ||
| Losses and loss adjustment expense reserve | $420.4M | $350.0M | $322.5M | $293.8M |
| Unearned premiums | $579.7M | $457.9M | ||
| Reinsurance premiums payable | $304.4M | $248.6M | ||
| Provision for commission | $36.3M | $34.3M | ||
| Surplus note | $47.9M | $0 | ||
| Accrued expenses and other liabilities | $80.7M | $87.4M | ||
| Total liabilities | $1.5B | $1.2B | ||
| Common stock, $0.0001 par value; 80,000,000 shares authorized as of both December 31, 2025 and 2024; 25,699,704 and 24,866,803 shares issued and outstanding as of December 31, 2025 and 2024, respectively | $0 | $0 | ||
| Additional paid-in capital | $1.7B | $1.6B | ||
| Accumulated other comprehensive income (loss) | $1.8M | -$2.7M | ||
| Accumulated deficit | -$1.2B | -$1.3B | ||
| Total Hippo stockholders equity | $436.1M | $362.1M | ||
| Noncontrolling interest | $0 | $3.1M | ||
| Total stockholders equity | $436.1M | $365.2M | $384.7M | $593.5M |
| Total liabilities and stockholders equity | $1.9B | $1.5B | ||
| Common stock, shares issued (in shares) | 25.7M shares | 24.9M shares | ||
| Fixed maturities available-for-sale, amortized cost | $291.7M | $208.3M | ||
| Short-term investments, amortized cost | $152.5M | $167.6M | ||
| Accounts receivable, allowance | $200.0K | $600.0K | ||
| Common stock, par value (in dollars per share) | $0.00 | $0.00 | ||
| Common stock, shares authorized (in shares) | 80.0M shares | 80.0M shares | ||
| Common stock, shares outstanding (in shares) | 25.7M shares | 24.9M shares |
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Fixed maturities available-for-sale, at fair value (amortized cost: $291.7 and $208.3) | $293.4M | $205.7M | ||
| Short-term investments, at fair value (amortized cost: $152.5 and $167.6) | $152.5M | $167.6M | ||
| Total investments | $445.9M | $373.3M | ||
| Cash and cash equivalents | $218.3M | $197.6M | ||
| Restricted cash | $31.8M | $35.2M | ||
| Accounts receivable, net of allowance of $0.2 and $0.6 | $250.1M | $167.0M | ||
| Reinsurance recoverable on paid and unpaid losses and loss adjustment expenses | $346.6M | $285.3M | ||
| Prepaid reinsurance premiums | $353.7M | $274.2M | ||
| Ceding commissions receivable | $98.7M | $79.5M | ||
| Capitalized internal use software | $43.0M | $48.1M | ||
| Intangible assets | $13.8M | $17.0M | ||
| Other assets | $103.6M | $66.2M | ||
| Total assets | $1.9B | $1.5B | ||
| Losses and loss adjustment expense reserve | $420.4M | $350.0M | $322.5M | $293.8M |
| Unearned premiums | $579.7M | $457.9M | ||
| Reinsurance premiums payable | $304.4M | $248.6M | ||
| Provision for commission | $36.3M | $34.3M | ||
| Surplus note | $47.9M | $0 | ||
| Accrued expenses and other liabilities | $80.7M | $87.4M | ||
| Total liabilities | $1.5B | $1.2B | ||
| Common stock, $0.0001 par value; 80,000,000 shares authorized as of both December 31, 2025 and 2024; 25,699,704 and 24,866,803 shares issued and outstanding as of December 31, 2025 and 2024, respectively | $0 | $0 | ||
| Additional paid-in capital | $1.7B | $1.6B | ||
| Accumulated other comprehensive income (loss) | $1.8M | -$2.7M | ||
| Accumulated deficit | -$1.2B | -$1.3B | ||
| Total Hippo stockholders equity | $436.1M | $362.1M | ||
| Noncontrolling interest | $0 | $3.1M | ||
| Total stockholders equity | $436.1M | $365.2M | $384.7M | $593.5M |
| Total liabilities and stockholders equity | $1.9B | $1.5B | ||
| Common stock, shares issued (in shares) | 25.7M shares | 24.9M shares | ||
| Fixed maturities available-for-sale, amortized cost | $291.7M | $208.3M | ||
| Short-term investments, amortized cost | $152.5M | $167.6M | ||
| Accounts receivable, allowance | $200.0K | $600.0K | ||
| Common stock, par value (in dollars per share) | $0.00 | $0.00 | ||
| Common stock, shares authorized (in shares) | 80.0M shares | 80.0M shares | ||
| Common stock, shares outstanding (in shares) | 25.7M shares | 24.9M shares |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Every line of the cash flow as filed: the last 3 fiscal years, latest first.5
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Net income (loss) | $62.6M | -$28.6M | -$263.0M |
| Depreciation and amortization | $20.4M | $23.2M | $19.8M |
| Stockbased compensation expense | $29.3M | $38.2M | $57.5M |
| Fair value adjustments | -$600.0K | $1.7M | $4.5M |
| Impairment and restructuring charges | $5.0M | $3.3M | $2.9M |
| Gain on sale of business | -$95.0M | -$54.4M | $0 |
| Other non-cash items | -$8.3M | -$6.2M | -$7.4M |
| Accounts receivable, net | -$85.4M | -$21.9M | -$38.0M |
| Reinsurance recoverables | -$61.3M | -$4.0M | $5.0M |
| Ceding commissions receivable | -$19.2M | -$5.7M | -$28.0M |
| Prepaid reinsurance premiums | -$79.5M | $61.4M | -$25.7M |
| Other assets | -$16.2M | -$6.4M | $6.2M |
| Provision for commission | $2.0M | $9.7M | $19.7M |
| Accrued expenses and other liabilities | $7.4M | -$17.5M | -$5.5M |
| Losses and loss adjustment expense reserves | $70.4M | $27.5M | $28.7M |
| Unearned premiums | $121.8M | $38.7M | $77.9M |
| Reinsurance premiums payable | $55.8M | -$11.5M | $53.0M |
| Net cash provided by (used in) operating activities | $9.2M | $47.5M | -$92.4M |
| Capitalized internal use software costs | -$13.2M | -$11.7M | -$17.1M |
| Purchases of property and equipment | -$100.0K | -$300.0K | -$29.6M |
| Purchases of fixed maturities | -$138.4M | -$97.7M | -$55.3M |
| Maturities of fixed maturities | $51.6M | $49.1M | $15.6M |
| Sales of fixed maturities | $2.9M | $1.4M | $3.2M |
| Purchases of short-term investments | -$287.6M | -$270.1M | -$354.3M |
| Maturities of short-term investments | $299.4M | $286.2M | $471.6M |
| Sales of short-term investments | $8.4M | $200.0K | $26.7M |
| Proceeds from sale of business, net | $65.8M | $67.2M | $0 |
| Other | $0 | $6.0M | -$3.2M |
| Net cash provided by (used in) investing activities | -$11.2M | $30.3M | $57.6M |
| Proceeds from surplus note, net | $47.9M | $0 | $0 |
| Taxes paid related to net share settlement of equity awards | -$9.4M | -$9.9M | -$4.7M |
| Proceeds from issuance of common stock | $3.8M | $6.7M | $2.8M |
| Share repurchases under program | -$14.5M | -$15.6M | -$1.8M |
| Payments of contingent consideration | -$400.0K | -$900.0K | -$1.3M |
| Acquisitions of noncontrolling interests | $0 | -$200.0K | -$3.2M |
| Distributions to noncontrolling interests and other | -$8.1M | -$20.2M | -$6.4M |
| Net cash used in financing activities | $19.3M | -$40.1M | -$14.6M |
| Net increase (decrease) in cash, cash equivalents, and restricted cash | $17.3M | $37.7M | -$49.4M |
No quarter-by-quarter statement was filed.
Corporate structure
Hippo Holdings Inc. sits at the top of its group. 21 entities, 4 countries on record. Switch between the flow chart and the network, and select any entity to see its details.
Major holders of Hippo Holdings Inc.
- BlackRock Filed SCHEDULE 13G on Hippo Holdings Inc., latest Jul 28, 2026 (8 filings since Feb 13, 2023)
- Lennar Foundation, Inc. Filed SCHEDULE 13G on Hippo Holdings Inc., latest Mar 6, 2026
- Lennar Corporation Filed SCHEDULE 13D/A on Hippo Holdings Inc., latest Feb 19, 2026 (5 filings since Apr 12, 2022)
- Thomas B. Akin Filed SCHEDULE 13G/A on Hippo Holdings Inc., latest Feb 12, 2026 (4 filings since Apr 2, 2024)
- Mitsui Sumitomo Insurance Group Filed SC 13D/A on Hippo Holdings Inc., latest Jul 1, 2024 (2 filings since Feb 29, 2024)
- Bond Capital Associates, LLC Filed SC 13D/A on Hippo Holdings Inc., latest Mar 8, 2024 (2 filings since Feb 9, 2022)
- Reinvent Sponsor Z LLC Filed SC 13G/A on Hippo Holdings Inc., latest Feb 14, 2023
- Fifth Wall Ventures Management GP, LLC Filed SC 13G/A on Hippo Holdings Inc., latest Feb 3, 2023
- 683 Capital Management, LLC Filed SC 13G/A on Hippo Holdings Inc., latest Feb 14, 2022
- Alyeska Investment Group, L.P. Filed SC 13G/A on Hippo Holdings Inc., latest Feb 14, 2022
- Third Point LLC Filed SC 13G/A on Hippo Holdings Inc., latest Feb 14, 2022
- Slate Path Capital LP Filed SC 13G on Hippo Holdings Inc., latest Feb 11, 2022
- Hippo Holdings Inc. San Jose, California
- Hippo Analytics Inc. dba Hippo Insurance Services Subsidiary · Delaware, United States
- Hippo Builder Partners LP Subsidiary · Delaware, United States
- Hippo Employee Services Inc. Subsidiary · Delaware, United States
- Hippo JV Holdings Inc. Subsidiary · Delaware, United States
- Hippo M&T – Israel Ltd. Subsidiary · Israel
- Hippo Plus Insurance Services Inc. Subsidiary · Delaware, United States
- Hippo Tech Inc. Subsidiary · Delaware, United States
- Hippo Warranty Solutions Inc. Subsidiary · Delaware, United States
- Masthead Claims Administration Inc. Subsidiary · Delaware, United States
- POD Holdings Inc. Subsidiary · Delaware, United States
- RH Solutions Insurance (Cayman) Ltd. Subsidiary · Cayman Islands
- River Horse Holdings, Inc. Subsidiary · Delaware, United States
- Riverhorse Insurance Services, LLC Subsidiary · Texas, United States
- SH1 Holdings, LLC Subsidiary · Delaware, United States
- Spinnaker Insurance Company Subsidiary · Illinois, United States
- Spinnaker Specialty Insurance Company Subsidiary · Texas, United States
- Swing Development Inc. Subsidiary · Delaware, United States
- Swing Development Sp. z o.o Subsidiary · Poland
- Wingsail Insurance Company Subsidiary · Arizona, United States
- YourHaus, Inc. dba Hippo Home Care Subsidiary · Delaware, United States
Built from subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.
What it owns
What Hippo Holdings Inc. reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
Property and equipment
| Item | Latest | A year before | Change |
|---|---|---|---|
| Computer equipment and software | $102.6M5 Dec 31, 2025 | $95.0M5 Dec 31, 2024 | +8.0% |
| Property and equipment, net | $31.6M5 Dec 31, 2025 | $33.0M5 Dec 31, 2024 | −4.2% |
| Operating-lease assets (leased space) | $1.6M5 Dec 31, 2025 | $4.7M5 Dec 31, 2024 | −66.0% |
Investments
| Item | Latest | A year before | Change |
|---|---|---|---|
| Cash and cash equivalents | $218.3M5 Dec 31, 2025 | $197.6M5 Dec 31, 2024 | +10.5% |
| Debt securities available for sale | $445.9M5 Dec 31, 2025 | $373.3M5 Dec 31, 2024 | +19.4% |
Intangibles and goodwill
| Item | Latest | A year before | Change |
|---|---|---|---|
| Goodwill | $08 Dec 31, 2024 | $08 Dec 31, 2023 | |
| Intangible assets, net (excluding goodwill) | $13.8M5 Dec 31, 2025 | $17.0M5 Dec 31, 2024 | −18.8% |
| Accumulated amortization | $3.5M5 Dec 31, 2025 | $16.2M5 Dec 31, 2024 | −78.4% |
| Finite-lived intangibles, net | $3.3M5 Dec 31, 2025 | $6.5M8 Dec 31, 2024 | −49.2% |
Properties, in its own words
We lease our corporate headquarters located in San Jose, California. We own and occupy an office building in Austin, Texas and also lease facilities under operating leases with various expiration dates in Austin, Texas; San Jose, California; Dallas, Texas; Bedminster, New Jersey; and Warsaw, Poland. We believe that our facilities are adequate to meet our current needs.
Item 2 of the 10-K filed Mar 5, 2026.4
Leadership
Who has led Hippo Holdings Inc., and when. Pick a name to see everywhere that person has worked.
Chair
President
Chief financial officer
Chief operating officer
2025
- Chief executive officerTorben Ostergaard Mar 1, 2024 to now12
- Chief executive officerRichard McCathron Jun 8, 2022 to Mar 1, 202413
- Chief executive officerMichael N. Thompson Jr. Nov 18, 2020 to Nov 18, 202014
- ChairAssaf Wand Jun 12, 2024 to now15
- PresidentRichard McCathron Aug 4, 2021 to May 17, 202316
- Chief financial officerGuy Zeltser Mar 17, 2025 to now17
- Chief financial officerStewart Ellis Aug 4, 2021 to Mar 6, 202518
- Chief financial officerMichael N. Thompson Jr. Nov 18, 2020 to Nov 18, 202014
- Chief operating officerLaura Boettcher Jun 12, 2026 to now19
- Chief operating officerRan Harpaz Jun 8, 2022 to Nov 17, 202220
Board members and other officers (28)
- GM & Chief Insurance, HHIPMichael Stienstra Mar 7, 2024 to now21
- Chief Accounting OfficerAnirudh Badia Mar 16, 2023 to Nov 8, 202422
- Chief Revenue OfficerYuval Harry Mar 16, 2023 to Oct 22, 202423
- OfficerAssaf Wand Aug 4, 2021 to Nov 23, 202124
- Chief Product OfficerAviad Pinkovezky Aug 4, 2021 to Feb 17, 202225
- Chief Technology OfficerRan Harpaz Aug 4, 2021 to May 18, 202226
- Chief Marketing OfficerSimon Fleming-Wood Aug 4, 2021 to May 17, 202327
- SecretaryDavid K. Cohen Nov 18, 2020 to Nov 18, 202028
- Board memberStewart Ellis Jun 5, 2026 to now29
- Board memberLaura J. Hay Oct 3, 2025 to now30
- Board memberSusan Claire Holliday Oct 3, 2025 to now31
- Board memberMark Schaaf Aug 4, 2023 to now32
- Board memberJohn Drake Nichols Aug 25, 2022 to now33
- Board memberAmy Errett Aug 4, 2021 to Aug 4, 202334
- Board memberAssaf Wand Aug 4, 2021 to Nov 23, 202124
- Board memberEric Feder Aug 4, 2021 to now35
- Board memberHugh Frater Aug 4, 2021 to now36
- Board memberLori Dickerson Fouche Aug 4, 2021 to now37
- Board memberNoah Knauf Aug 4, 2021 to Jun 9, 202338
- Board memberRichard McCathron Aug 4, 2021 to now16
- Board memberSam Landman Aug 4, 2021 to now39
- Board memberSandra S. Wijnberg Aug 4, 2021 to now40
- Board memberByron Auguste Nov 18, 2020 to Nov 18, 202041
- Board memberJulie Hanna Nov 18, 2020 to Nov 18, 202042
- Board memberLee Linden Nov 18, 2020 to Nov 18, 202043
- Board memberMark Pincus Nov 18, 2020 to Nov 18, 202044
- Board memberMichael N. Thompson Jr. Nov 18, 2020 to Nov 18, 202014
- Board memberReid Hoffman Nov 18, 2020 to Nov 18, 202045
Subsidiaries and ownership
Subsidiaries (Exhibit 21)
- Hippo Analytics Inc. dba Hippo Insurance Services Delaware3
- Hippo Builder Partners LP Delaware3
- Hippo Employee Services Inc. Delaware3
- Hippo JV Holdings Inc. Delaware3
- Hippo M&T – Israel Ltd. Israel3
- Hippo Plus Insurance Services Inc. Delaware3
- Hippo Tech Inc. Delaware3
- Hippo Warranty Solutions Inc. Delaware3
- Masthead Claims Administration Inc. Delaware3
- POD Holdings Inc. Delaware3
- RH Solutions Insurance (Cayman) Ltd. Cayman Islands3
- River Horse Holdings, Inc. Delaware3
- Riverhorse Insurance Services, LLC Texas3
- SH1 Holdings, LLC Delaware3
- Spinnaker Insurance Company Illinois3
- Spinnaker Specialty Insurance Company Texas3
- Swing Development Inc. Delaware3
- Swing Development Sp. z o.o Poland3
- Wingsail Insurance Company Arizona3
- YourHaus, Inc. dba Hippo Home Care Delaware3
The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.
Former names
Timeline
- Jul 30, 20268-K Results of operations46
- Jun 15, 20268-K Executive or director change47
- Jun 5, 20268-K Shareholder vote48
- Apr 30, 20268-K Results of operations49
- Feb 25, 20268-K Results of operations50
- Nov 5, 20258-K Results of operations51
- Sep 16, 20258-K Executive or director change; Regulation FD disclosure52
- Aug 6, 20258-K Results of operations53
- Jun 16, 20258-K Other events54
- Jun 12, 20258-K Regulation FD disclosure55
- Jun 4, 20258-K Shareholder vote56
- May 7, 20258-K Results of operations57
- Mar 1, 2024New chief executive Torben Ostergaard becomes CEO12
- Jun 8, 2022New chief executive Richard McCathron becomes CEO13
- Nov 18, 2020New chief executive Michael N. Thompson Jr. becomes CEO14
Calendar
Coming up
- Oct 29, 2026 · Before the openReports results for the quarter ending Sep/2026 A year earlier it reported $0.44 a share, on Nov 5, 2025.58
When it reported results
- Jul 30, 2026Reported quarterly or annual results46
- Apr 30, 2026Reported quarterly or annual results49
- Feb 25, 2026Reported quarterly or annual results50
- Nov 5, 2025Reported quarterly or annual results51
- Aug 6, 2025Reported quarterly or annual results53
- May 7, 2025Reported quarterly or annual results57
- Mar 6, 2025Reported quarterly or annual results59
- Nov 8, 2024Reported quarterly or annual results60
Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar
Filings
504 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 46 major events, 304 insider forms, 30 large holders, 104 other. The latest 20:
- Oct 15, 2026144 EDGAR
- Oct 13, 20264 PRIMARY DOCUMENT EDGAR
- Oct 9, 2026144 EDGAR
- Sep 11, 20264 PRIMARY DOCUMENT EDGAR
- Sep 9, 2026144 EDGAR
- Aug 19, 20264 PRIMARY DOCUMENT EDGAR
- Aug 18, 20264 PRIMARY DOCUMENT EDGAR
- Aug 18, 20264 PRIMARY DOCUMENT EDGAR
- Aug 18, 20264 PRIMARY DOCUMENT EDGAR
- Aug 18, 20264 PRIMARY DOCUMENT EDGAR
- Aug 18, 20264 PRIMARY DOCUMENT EDGAR
- Aug 17, 2026144 EDGAR
- Aug 12, 20264 PRIMARY DOCUMENT EDGAR
- Aug 10, 2026144 EDGAR
- Jul 30, 20264 PRIMARY DOCUMENT EDGAR
- Jul 30, 202610-Q EDGAR
- Jul 30, 20268-K EDGAR
- Jul 28, 2026SCHEDULE 13G EDGAR
- Jul 28, 2026144 EDGAR
- Jul 13, 20264 PRIMARY DOCUMENT EDGAR
The 504 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
65 open-market trades by officers, directors and large owners since October 2021: 13 buys and 52 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Sep 9, 2026 | McCathron RichardChief Executive Officer | Sale | 5,000 | $32.23 | $161.2K | Form 4 |
| Aug 17, 2026 | Ostergaard TorbenCEO Spinnaker | Sale | 1,169 | $33.00 | $38.6K | Form 4 |
| Aug 10, 2026 | McCathron RichardChief Executive Officer | Sale | 5,000 | $32.00 | $160.0K | Form 4 |
| Jul 28, 2026 | Zeltser GuyChief Financial Officer | Sale | 1,669 | $30.98 | $51.7K | Form 4 |
| Jul 9, 2026 | McCathron RichardChief Executive Officer | Sale | 5,000 | $28.53 | $142.7K | Form 4 |
| Jun 9, 2026 | McCathron RichardChief Executive Officer | Sale | 5,000 | $25.00 | $125.0K | Form 4 |
| May 15, 2026 | Ostergaard TorbenCEO Spinnaker | Sale | 3,667 | $26.10 | $95.7K | Form 4 |
| May 11, 2026 | McCathron RichardChief Executive Officer | Sale | 5,000 | $27.10 | $135.5K | Form 4 |
| Apr 9, 2026 | McCathron RichardChief Executive Officer | Sale | 5,000 | $26.05 | $130.2K | Form 4 |
| Mar 9, 2026 | McCathron RichardChief Executive Officer | Sale | 5,000 | $25.86 | $129.3K | Form 4 |
| Feb 25, 2026 | Ostergaard TorbenCEO Spinnaker | Sale | 600 | $30.44 | $18.3K | Form 4 |
| Feb 17, 2026 | Ostergaard TorbenCEO Spinnaker | Sale | 6,105 | $28.57 | $174.4K | Form 4 |
| Feb 9, 2026 | McCathron RichardChief Executive Officer | Sale | 5,000 | $29.14 | $145.7K | Form 4 |
| Jan 9, 2026 | McCathron RichardChief Executive Officer | Sale | 5,000 | $31.52 | $157.6K | Form 4 |
| Dec 22, 2025 | Stienstra MichaelGM & Chief Insurance, HHIP | Sale | 3,900 | $31.12 | $121.4K | Form 4 |
| Dec 9, 2025 | McCathron RichardChief Executive Officer | Sale | 5,000 | $29.82 | $149.1K | Form 4 |
| Nov 21, 2025 | Ostergaard TorbenCEO Spinnaker | Sale | 3,645 | $31.99 | $116.6K | Form 4 |
| Nov 18, 2025 | Zeltser GuyChief Financial Officer | Sale | 1,819 | $32.15 | $58.5K | Form 4 |
| Nov 14, 2025 | Zeltser GuyChief Financial Officer | Buy | 665 | $7.23 | $4.8K | Form 4 |
| Sep 17, 2025 | Zeltser GuyChief Financial Officer | Sale | 5,177 | $37.48 | $194.0K | Form 4 |
All 65 trades can be filtered by person here when JavaScript is on.
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
- BlackRockSCHEDULE 13G, 8 filings Feb 13, 2023 to Jul 28, 202661
- Lennar Foundation, Inc.SCHEDULE 13G, 1 filing Mar 6, 202662
- Lennar CorporationSCHEDULE 13D/A, 5 filings Apr 12, 2022 to Feb 19, 202663
- Thomas B. AkinSCHEDULE 13G/A, 4 filings Apr 2, 2024 to Feb 12, 202664
- Mitsui Sumitomo Insurance GroupSC 13D/A, 2 filings Feb 29, 2024 to Jul 1, 202465
- Bond Capital Associates, LLCSC 13D/A, 2 filings Feb 9, 2022 to Mar 8, 202466
- Reinvent Sponsor Z LLCSC 13G/A, 1 filing Feb 14, 202367
- Fifth Wall Ventures Management GP, LLCSC 13G/A, 1 filing Feb 3, 202368
- 683 Capital Management, LLCSC 13G/A, 1 filing Feb 14, 202269
- Alyeska Investment Group, L.P.SC 13G/A, 1 filing Feb 14, 202270
- Third Point LLCSC 13G/A, 1 filing Feb 14, 202271
- Slate Path Capital LPSC 13G, 1 filing Feb 11, 202272
- Weiss Asset Management LPSC 13G/A, 1 filing Feb 4, 202273
- Linden Capital L.P.SC 13G/A, 1 filing Feb 3, 202274
Executive pay
What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.
| Year | Executive | Age | Salary | Total pay |
|---|---|---|---|---|
| 2025 | Richard McCathronPresident and Chief Executive Officer | 54 | $660.0K | $6.0M75 |
| 2025 | Stewart EllisFormer Chief Financial Officer | 50 | $605.0K | $4.1M75 |
| 2025 | Guy ZeltserChief Financial Officer | 38 | $450.0K | $2.1M75 |
| 2025 | Torben OstergaardPresident and CEO, Spinnaker | 56 | $475.0K | $1.4M75 |
| 2025 | Michael StienstraGM & Chief Insurance Officer, HHIP | 41 | $450.0K | $1.3M75 |
| 2024 | Richard McCathronPresident and Chief Executive Officer | 54 | $660.0K | $2.8M75 |
| 2024 | Stewart EllisFormer Chief Financial Officer | 50 | $605.0K | $2.8M75 |
| 2024 | Torben OstergaardPresident and CEO, Spinnaker | 56 | $468.3K | $1.0M75 |
| 2023 | Richard McCathronPresident and Chief Executive Officer | 54 | $645.0K | $2.7M75 |
| 2023 | Stewart EllisFormer Chief Financial Officer | 50 | $591.2K | $2.6M75 |
Held by these funds
The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.
13F reports cover disclosed long positions in U.S. stocks only.
Members of Congress who traded it
1 trades disclosed by members of Congress. “Vs S&P since” is the stock’s change since the trade minus the S&P 500’s.
| Date | Member | Trade | Amount | Vs S&P since | Filing |
|---|---|---|---|---|---|
| Nov 19, 2021 | Marie Newman, House | Buy | $1,001 - $15,000 | −128.2% | Report |
Members report amounts as ranges, not exact figures. Returns are price-only (no dividends).
SEC filer profile
How Hippo Holdings Inc. is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
- Name on EDGARHippo Holdings Inc.1
- CIK0001828105
- Employer ID (EIN)32-06626044
- Filer statusAccelerated filer not an emerging growth company; not a smaller reporting company; not a shell company4
- Incorporated inDelaware4
- Fiscal year endsDecember 311
- Industry code (SIC)6331 Fire, Marine & Casualty Insurance1
- SEC reviewing officeOffice of Finance, Division of Corporation Finance1
- Business addressOne Almaden Blvd, Suite 400, San Jose, CA 951131
- Phone(650) 294-84631
- Shares outstanding26,389,381 as of Jul 24, 202610
- Public float$598.0M as of Jun 30, 20254
- AuditorDeloitte & Touche LLP, Costa Mesa, California PCAOB ID 34; it also attests to the company’s internal control over financial reporting4
- On EDGAR sinceOct 16, 20201
- Filings647 in all: 4 (316), 144 (59), 8-K (57), 3 (36), 425 (28), 10-Q (17), 424B3 (17), SC 13G (17)1
All 38 form types
SC 13G/A (9), 10-K (6), 4/A (6), CORRESP (6), DEF 14A (6), DEFA14A (6), S-8 (6), EFFECT (5), SC 13D/A (5), SCHEDULE 13G/A (5), ARS (4), S-4/A (4), SC 13D (4), UPLOAD (4), SCHEDULE 13D/A (3), SCHEDULE 13G (3), 25-NSE (2), POS AM (2), POS EX (2), S-1 (2), 10-K/A (1), 424B4 (1), 5 (1), 8-A12B (1), 8-K/A (1), CERT (1), D (1), DRS (1), PRE 14A (1), S-4 (1)
- Latest filingsAnnual report (10-K) Mar 5, 2026
Quarterly report (10-Q) Jul 30, 2026
Proxy statement (DEF 14A) Apr 22, 2026
Latest 8-K (8-K) Jul 30, 2026
Securities registered for trading
| Class | Symbol | Exchange |
|---|---|---|
| Common stock, $0.0001 par value per share | HIPO | New York Stock Exchange |
From the cover page of the 10-K filed Mar 5, 2026 (Section 12(b) of the Exchange Act).4
Risk factors and legal proceedings
The risks Hippo Holdings Inc. names in Item 1A of its 10-K filed Mar 5, 2026: 73 risks under these headings, as written.4
- Risks Related to Our Business
- We have a history of net losses and we may not maintain profitability in the future.
- Our success and ability to grow our business depend on retaining and expanding our customer base. If we fail to add new customers or retain current customers, our business, revenue, operating results, and financial condition could be harmed.
- The “Hippo” brand may not become as widely known as incumbents’ or other competitors’ brands or the brand may become tarnished.
- Denial of claims or our failure to accurately and timely pay claims could materially and adversely affect our business, financial condition, results of operations, and our reputation.
- Our limited operating history makes it difficult to evaluate our current business performance, implementation of our business model, and our future prospects.
- We may not be able to manage our growth effectively.
- Intense competition in the segments of the insurance industry in which we operate could negatively affect current financials and our ability to maintain or increase profitability.
- Reinsurance may be unavailable, including at current coverage, limits, or pricing, which may limit our ability to write new or renew existing business. Furthermore, reinsurance subjects our insurance company subsidiaries to counterparty credit and performance risk and may not be adequate to protect us against all losses, each of which could have a material effect on our results of operations and financial condition.
- Failure to maintain our risk-based capital at the required levels could adversely affect the ability of our insurance company subsidiaries to maintain regulatory authority to conduct our business.
- Failure to maintain our financial strength ratings could adversely affect the ability of our insurance company subsidiaries to conduct our business as currently conducted.
- If we are unable to underwrite risks accurately and charge competitive yet profitable rates to our customers, our business, results of operations, and financial condition will be adversely affected.
The other 62 risks
- Our proprietary technology platform, which relies on third-party data, may not operate properly or as we expect it to operate.
- If we fail to properly develop, invest in, deploy, and manage AI Technologies used in our products and services, our business, financial condition, and results of operations could be materially adversely affected.
- Our future success depends on our ability to continue to develop and implement our proprietary technology and to maintain the confidentiality of our trade secrets under this technology.
- New legislation or legal requirements may affect how we communicate with our customers, which could have a material adverse effect on our business model, financial condition, and results of operations.
- We depend on search engines, content based online advertising, and other online sources to attract consumers to our website, which may be affected by third-party interference beyond our control. In addition, our producer and partner distribution channels are significant sources of new customers and could be impacted by third-party interference or other factors. As we grow, our customer acquisition costs may increase.
- We may require additional capital to grow our business, which may not be available on terms acceptable to us or at all.
- Interruptions or delays in the services provided by third-party technology platforms and/or our internet service providers could impair the operability of our website and may cause our business to suffer.
- Security incidents or real or perceived errors, failures, or bugs in our systems or website could impair our operations, result in loss of customers’ personal information, damage our reputation and brand, and harm our business and operating results.
- Misconduct or fraudulent acts by employees, agents, claims vendors, or third parties may expose us to financial loss, disruption of business, regulatory assessments, and reputational harm.
- Our success depends, in part, on our ability to establish and maintain relationships with quality and trustworthy service professionals.
- We may be unable to prevent, monitor, or detect fraudulent activity, including policy acquisitions or payments of claims that are fraudulent in nature.
- We are periodically subject to examinations by our primary state insurance regulators, which could result in adverse examination findings and necessitate remedial actions.
- We are subject to laws and regulations concerning our collection, processing, storage, sharing, disclosure, and use of customer information and other sensitive data, and our actual or perceived (or alleged) failure to comply with data privacy and security laws and regulations could damage our reputation and brand and harm our business and operating results.
- We employ third-party licensed data, software, technologies, and intellectual property for use in our business, and the inability to maintain or use these licenses, or errors or defects in the data, software, technologies, and intellectual property we license could result in increased costs or reduced service levels, which would adversely affect our business, financial condition, and results of operations.
- Failure to protect or enforce our intellectual property rights could harm our business, results of operations, and financial condition.
- Our services utilize third-party open source software components, which may pose particular risks to our proprietary software, technologies, products, and services in a manner that could negatively affect our business.
- We may be unable to prevent or address the misappropriation of our data.
- We rely on the experience and expertise of our CEO, other key executives, highly-specialized insurance experts, key technical employees, and other highly skilled personnel.
- If our customers were to claim that the policies they purchased failed to provide adequate or appropriate coverage, we could face claims that could harm our business, results of operations, and financial condition.
- Our company culture has contributed to our success and if we cannot maintain this culture as we grow, our business could be harmed.
- Our exposure to loss activity and regulation may be greater in states where we currently have more of our customers or where we are domiciled.
- Our product development cycles are complex and subject to regulatory approval, and we may incur significant expenses before we generate revenues, if any, from new or expansion of or changes to existing products.
- Our success depends upon the continued growth in the use of the internet for purchasing of insurance products.
- New lines of business or new products and services may subject us to additional risks.
- Litigation and legal proceedings filed by or against us and our subsidiaries, key vendors, joint ventures, or investments could have a material adverse effect on our business, results of operations, and financial condition.
- Claims by third parties that we infringed their proprietary technology or other intellectual property rights could result in litigation which is expensive to support, and if resolved adversely, could harm our business.
- If we are unable to make acquisitions and investments, or if we are unable to successfully integrate them into our business, our business, results of operations, and financial condition could be adversely affected.
- Our results could be adversely affected by an increase in our effective tax rate as a result of U.S. and foreign tax law changes or by material differences between our forecasted and actual effective tax rates.
- We may not be able to utilize a portion of our net operating loss carryforwards (“NOLs”) to offset future taxable income, which could adversely affect our net income and cash flows.
- Our expansion strategy will subject us to additional costs and risks and our plans may not be successful.
- We are subject to payment processing risk.
- We are exposed to risk through our captive reinsurer, RHS, which takes a share of the risk underwritten of affiliated and non-affiliated insurance carriers for business written through our MGA.
- We are exposed to risk through our admitted and non-admitted insurance carriers, which underwrite insurance on behalf of our MGA and other non-affiliated general agents and managing general agents.
- The failures of our quota-share reinsurance treaties to pass risk transfer for accounting purposes could reduce the existing statutory surplus of the impacted carrier, potentially triggering the need for additional capital infusions.
- Risks Related to Our Industry
- The insurance business, including the market for homeowners’ insurance, is historically cyclical in nature, and we may experience periods with excess underwriting capacity and unfavorable premium rates, which could adversely affect our business.
- Our actual incurred losses may be greater than our loss and loss adjustment expense reserves, which could have a material adverse effect on our financial condition and results of operations.
- Severe weather events and other catastrophes, including the effects of climate change, global pandemics, and terrorism, are inherently unpredictable and may have a material adverse effect on our financial results and financial condition.
- We are subject to extensive insurance industry regulations.
- A regulatory environment that requires rate increases and product forms to be approved and that can dictate underwriting practices and mandate participation in loss sharing arrangements may adversely affect our results of operations and financial condition.
- State insurance regulators impose additional reporting requirements regarding enterprise risk on insurance holding company systems, with which we must comply as an insurance holding company.
- The increasing adoption by states of cybersecurity regulations has imposed, and could impose additional, compliance burdens on us and expose us to additional liability.
- Our businesses, results of operations and financial condition could be adversely affected by ongoing international conflicts and related disruptions in the global economy.
- We expect our results of operations to fluctuate on a quarterly and annual basis. In addition, our operating results and operating metrics are subject to seasonality and volatility, which could result in fluctuations in our quarterly revenues and operating results or in perceptions of our business prospects.
- Adverse economic factors, including recession, inflation, tariffs and trade wars, periods of high unemployment or lower economic activity could result in the sale of fewer policies than expected or an increase in the frequency of claims and premium defaults, and even the falsification of claims, or a combination of these effects, which, in turn, could affect our growth and ability to maintain profitability.
- Our results of operations and financial condition may be adversely impacted by environmental, social and governance (“ESG”) requirements.
- Our results of operations and financial condition may be adversely affected due to limitations in the analytical models used to assess and predict our exposure to catastrophe losses.
- Our insurance company subsidiaries are subject to minimum capital and surplus requirements, and failure to meet these requirements could subject us to regulatory action.
- Our insurance company subsidiaries are subject to assessments and other surcharges from state guaranty funds and mandatory state insurance facilities, which may affect our ability to maintain profitability.
- Performance of our investment portfolio is subject to a variety of investment risks that may adversely affect our financial results.
- Unexpected changes in the interpretation of our coverage or provisions, including loss limitations and exclusions in our policies, could have a material adverse effect on our financial condition and results of operations.
- Risks Related to Ownership of Our Common Stock
- There may not be an active trading market for our common stock, and there can be no assurance that the Company will be able to comply with the continued listing standards of the NYSE or another reputable stock exchange, which may make it more difficult for our stockholders to sell our securities.
- The market price of our common stock may be highly volatile, which could cause the value of your investment to decline.
- If securities or industry analysts do not publish or cease publishing research or reports about us, our business, or our markets, or if they adversely change their recommendations or publish negative reports regarding our business or our stock, our stock price and trading volume could materially decline.
- Some provisions of our Certificate of Incorporation and Bylaws and Delaware law may have anti-takeover effects that could discourage an acquisition of us by others, even if an acquisition would be beneficial to our stockholders, and they may prevent attempts by our stockholders to replace or remove our current management.
- Applicable insurance laws may make it difficult to effect a change of control.
- Our Certificate of Incorporation designates the Court of Chancery of the State of Delaware as the exclusive forum for certain litigation that may be initiated by our stockholders, which could limit our stockholders’ ability to obtain a favorable judicial forum for disputes with us.
- Claims for indemnification by our directors and officers may reduce our available funds to satisfy successful third-party claims against us and may reduce the amount of money available to us.
- Failure to establish and maintain effective internal controls in accordance with Section 404 of the Sarbanes-Oxley Act could have a material adverse effect on our business and stock price.
- We depend on the ability of our subsidiaries to transfer funds to us to meet our obligations, and our insurance company subsidiaries’ ability to transfer funds to us is restricted by law.
- We do not currently expect to pay any cash dividends.
- The requirements of being a public company, including compliance with the reporting requirements of the Exchange Act, the requirements of the Sarbanes-Oxley Act and the Dodd-Frank Act, and the listing standards of NYSE, may strain our resources, increase our costs, and divert management’s attention, and we may be unable to comply with these requirements in a timely or cost-effective manner. In addition, key members of our management team have limited experience managing a public company.
- Sales of a substantial number of shares of our common stock by our existing stockholders in the public market could cause our stock price to fall.
Legal proceedings
See Note 13 to the Consolidated Financial Statements under “Legal Proceedings” for description of legal proceedings affecting the Company.
The opening of Item 3, Legal Proceedings.4
Sources
The numbers on this page point here. Each one links to the record it came from.
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- 15SEC EDGARAssaf Wand, Chair
- 16SEC EDGARRichard McCathron, President
- 17SEC EDGARGuy Zeltser, Chief financial officer
- 18
- 19
- 20SEC EDGARRan Harpaz, Chief operating officer
- 21
- 22
- 23SEC EDGARYuval Harry, Chief Revenue Officer
- 24SEC EDGARAssaf Wand, Officer
- 25
- 26SEC EDGARRan Harpaz, Chief Technology Officer
- 27
- 28SEC EDGARDavid K. Cohen, Secretary
- 29SEC EDGARStewart Ellis, Board member
- 30SEC EDGARLaura J. Hay, Board member
- 31SEC EDGARSusan Claire Holliday, Board member
- 32SEC EDGARMark Schaaf, Board member
- 33SEC EDGARJohn Drake Nichols, Board member
- 34SEC EDGARAmy Errett, Board member
- 35SEC EDGAREric Feder, Board member
- 36SEC EDGARHugh Frater, Board member
- 37SEC EDGARLori Dickerson Fouche, Board member
- 38SEC EDGARNoah Knauf, Board member
- 39SEC EDGARSam Landman, Board member
- 40SEC EDGARSandra S. Wijnberg, Board member
- 41SEC EDGARByron Auguste, Board member
- 42SEC EDGARJulie Hanna, Board member
- 43SEC EDGARLee Linden, Board member
- 44SEC EDGARMark Pincus, Board member
- 45SEC EDGARReid Hoffman, Board member
- 46SEC EDGARResults of operations
- 47SEC EDGARExecutive or director change
- 48SEC EDGARShareholder vote
- 49SEC EDGARResults of operations
- 50SEC EDGARResults of operations
- 51SEC EDGARResults of operations
- 52
- 53SEC EDGARResults of operations
- 54SEC EDGAROther events
- 55SEC EDGARRegulation FD disclosure
- 56SEC EDGARShareholder vote
- 57SEC EDGARResults of operations
- 58NasdaqNasdaq calendar
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