Private company

Howard Bancorp Inc

Howard Bancorp Inc is an American state commercial bank, incorporated in Maryland.1 It is headquartered in Baltimore, Maryland.1

Last updated Oct 21, 2026.

Overview

  • IndustryState Commercial Banks1
  • HeadquartersBaltimore, Maryland1
  • Incorporated inMD2
  • Business address3301 Boston Street, Baltimore, Md 212242
  • Filer categoryAccelerated filer, Smaller reporting company2

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2020

-803.0%Net margin3
-23.0%Revenue growth, 20203
-5.8%Return on equity3
0.10×Debt to equity3
$59.5MFree cash flow3

Where the money goes

Where each dollar of revenue went, fiscal 2020

  • Interest78¢$12.8M
  • Income tax22¢$3.6M

Out of $2.1M in revenue.3 The company lost money this year.

Where each dollar of operating cash went, fiscal 2020

  • Capital spending2¢$1.2M
  • Share buybacks11¢$6.7M
  • Kept or used elsewhere87¢$52.8M

Out of $60.7M of cash from operations.3

Financial statements

Revenue453$2.1M in 2020+205% since 2016
0$1.0M$2.0M$3.0M2016: $694.0K$694.0K20162017: $923.0K$923.0K2017+33%2018: $2.2M$2.2M2018+140%2019: $2.7M$2.7M2019+24%2020: $2.1M$2.1M2020−23%
Net income67453-$17.0M in 2020
-$20.0M-$10.0M0$10.0M$20.0M2014: $10.4M$10.4M20142015: $1.1M$1.1M2015−89%2016: $5.3M$5.3M2016+364%2017: $7.2M$7.2M2017+36%2018: -$3.8M-$3.8M20182019: $16.9M$16.9M20192020: -$17.0M-$17.0M2020
Fiscal year2014201520162017201820192020
Revenue$694.0K4$923.0K5$2.2M3$2.7M3$2.1M3
Interest$2.4M6$3.1M7$4.6M4$5.2M5$13.8M3$22.1M3$12.8M3
Income tax$6.9M6$973.0K7$2.9M4$3.2M5-$897.0K3$5.2M3$3.6M3
Net income$10.4M6$1.1M7$5.3M4$7.2M5-$3.8M3$16.9M3-$17.0M3
Earnings per share$2.536$0.167$0.744$0.755-$0.223$0.893-$0.913
Earnings per share (diluted)$2.486$0.167$0.734$0.755-$0.223$0.893-$0.913

Compare Howard Bancorp Inc with another company

What it owns

What Howard Bancorp Inc reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Property and equipment, before depreciation$51.5M3 Dec 31, 2020$51.2M3 Dec 31, 2019+0.6%
Accumulated depreciation$10.4M3 Dec 31, 2020$8.5M3 Dec 31, 2019+22.0%
Property and equipment, net$41.1M3 Dec 31, 2020$42.7M3 Dec 31, 2019−3.7%
Operating-lease assets (leased space)$13.2M3 Dec 31, 2020$14.1M3 Dec 31, 2019−6.1%

Investments

ItemLatestA year beforeChange
Debt securities available for sale$375.4M3 Dec 31, 2020$215.5M3 Dec 31, 2019+74.2%
Debt securities held to maturity$7.2M3 Dec 31, 2020$7.8M3 Dec 31, 2019−6.5%
Loans, net of allowance$1.8B3 Dec 31, 2020$1.7B3 Dec 31, 2019+6.4%
Deposits held (banks)$2.0B3 Dec 31, 2020$1.7B3 Dec 31, 2019+15.2%

Intangibles and goodwill

ItemLatestA year beforeChange
Goodwill$31.4M3 Dec 31, 2020$65.9M3 Dec 31, 2019−52.3%
Finite-lived intangibles, net$5.8M3 Dec 31, 2020$8.5M3 Dec 31, 2019−31.6%

Leadership

Who has led Howard Bancorp Inc, and when. Pick a name to see everywhere that person has worked.

Board members and other officers (38)

Timeline

  1. Jan 24, 20228-K Completed an acquisition or sale; Listing notice or transfer; Change to shareholders' rights52
  2. Nov 9, 20218-K Shareholder vote; Regulation FD disclosure53
  3. Nov 5, 20218-K Other events54
  4. Oct 20, 20218-K Results of operations55
  5. May 24, 2012New chief executive Mary Ann Scully becomes CEO9

Calendar

When it reported results

  1. Oct 20, 2021Reported quarterly or annual results55

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

51 filings to the SEC since October 2021: 1 quarterly reports, 4 major events, 32 insider forms, 14 other. The latest 20:

  1. Feb 3, 202215-12B EDGAR
  2. Jan 25, 2022EFFECT EDGAR
  3. Jan 25, 2022EFFECT EDGAR
  4. Jan 25, 2022EFFECT EDGAR
  5. Jan 25, 2022EFFECT EDGAR
  6. Jan 25, 20224/A PRIMARY DOCUMENT EDGAR
  7. Jan 25, 20224 PRIMARY DOCUMENT EDGAR
  8. Jan 25, 20224/A PRIMARY DOCUMENT EDGAR
  9. Jan 25, 20224/A PRIMARY DOCUMENT EDGAR
  10. Jan 25, 20224 PRIMARY DOCUMENT EDGAR
  11. Jan 25, 20224 PRIMARY DOCUMENT EDGAR
  12. Jan 25, 20224 PRIMARY DOCUMENT EDGAR
  13. Jan 25, 20224 PRIMARY DOCUMENT EDGAR
  14. Jan 25, 20224 PRIMARY DOCUMENT EDGAR
  15. Jan 25, 20224 PRIMARY DOCUMENT EDGAR
  16. Jan 25, 20224 PRIMARY DOCUMENT EDGAR
  17. Jan 25, 20224 PRIMARY DOCUMENT EDGAR
  18. Jan 25, 20224 PRIMARY DOCUMENT EDGAR
  19. Jan 25, 20224 PRIMARY DOCUMENT EDGAR
  20. Jan 25, 20224 PRIMARY DOCUMENT EDGAR

The 51 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

SEC filer profile

How Howard Bancorp Inc is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARHoward Bancorp Inc1
  • CIK0001390162
  • Filer statusAccelerated filer<br>smaller reporting company1
  • Incorporated inMaryland1
  • Fiscal year endsDecember 311
  • Industry code (SIC)6022 State Commercial Banks1
  • Business address3301 Boston Street, Baltimore, MD 212241
  • Phone410-750-00201
  • Shares outstanding18,813,210 as of Nov 5, 202156
  • Public float$140.0M as of Jun 30, 20203
  • On EDGAR sinceJan 17, 20071
  • Filings924 in all: 4 (543), 8-K (112), 3 (43), 10-Q (30), 4/A (24), 425 (23), SC 13G/A (17), EFFECT (14)1
    All 41 form types

    CORRESP (12), UPLOAD (10), 10-K (9), DEF 14A (9), DEFA14A (8), POS AM (7), 424B3 (6), SC 13G (5), S-1/A (4), S-3 (4), SC 13D/A (4), 8-K/A (3), D (3), S-4 (3), S-4/A (3), S-8 (3), S-8 POS (3), 10-Q/A (2), 3/A (2), 424B5 (2), 5 (2), PRE 14A (2), SC 13D (2), 144 (1), 15-12B (1), 25-NSE (1), 8-A12B (1), CERTNAS (1), DEFM14A (1), REGDEX (1), RW (1), S-1 (1), S-3/A (1)

  • Latest filingsAnnual report (10-K) Mar 16, 2021
    Quarterly report (10-Q) Nov 9, 2021
    Proxy statement (DEF 14A) Apr 13, 2021
    Latest 8-K (8-K) Jan 24, 2022

Sources

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    SEC EDGAROther events
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