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INTR on Nasdaq

Inter&Co

Logo: Inter&Co, Public domain, via Wikimedia Commons4

Brazilian fintech company

Inter&Co is a Brazilian fintech company based in Belo Horizonte, Minas Gerais. It is active in Brazil and the United States.3 Its shares trade on Nasdaq under the symbol INTR.1 Wikipedia text CC BY-SA 4.0

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Last updated Oct 21, 2026.

Overview

6.4BRevenue, fiscal 20245
972.8MNet income, fiscal 20245

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  • TickerINTR on Nasdaq1
  • Industryfinancial sector1
  • HeadquartersE91
  • Websiteus.inter.co
  • Incorporated inCayman Islands6
  • Business addressAv. Barbacena, 1219, 22Nd Floor, Belo Horizonte, D5 30 190-1316
  • Filer categoryLarge accelerated filer6

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Inter&Co is a Brazilian fintech company based in Belo Horizonte, Minas Gerais. It is active in Brazil and the United States.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from. Figures are in BRL, the currency the company reports in.

Key numbers, fiscal 2024

15.2%Net margin5
34.7%Revenue growth, 20245
10.7%Return on equity5
3.7B BRLFree cash flow5

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Business segments

Banking brought in 89% of the revenue Inter&Co broke down this way in fiscal 2025.

  1. Banking7.3B BRL889%up 30% from 2024
  2. Marketplace407.4M BRL85%up 26% from 2024
  3. Investments258.5M BRL83%up 1% from 2024
  4. Insurance brokerage234.7M BRL83%up 25% from 2024
Business segments by year
Business segments202320242025
Banking4.3B BRL5.6B BRL7.3B BRL
Marketplace254.6M BRL322.1M BRL407.4M BRL
Investments157.3M BRL255.7M BRL258.5M BRL
Insurance brokerage173.2M BRL188.4M BRL234.7M BRL

Where the money goes

Where each dollar of revenue went, fiscal 2024

  • Cost of revenue2¢143.4M BRL
  • Other costs27¢1.7B BRL
  • Interest52¢3.3B BRL
  • Income tax4¢232.7M BRL
  • Profit15¢972.8M BRL

Out of 6.4B BRL in revenue.5

Where each dollar of operating cash went, fiscal 2024

  • Capital spending2¢82.0M BRL
  • Dividends paid2¢82.1M BRL
  • Share buybacks1¢19.0M BRL
  • Kept or used elsewhere95¢3.6B BRL

Out of 3.8B BRL of cash from operations.5

Financial statements

Revenue9101156.4B BRL in 2024+799% since 2019
02.0B BRL4.0B BRL6.0B BRL8.0B BRL2019: 712.2M BRL712.2M BRL20192020: 1.0B BRL1.0B BRL2020+42%2021: 2.2B BRL2.2B BRL2021+120%2022: 3.6B BRL3.6B BRL2022+60%2023: 4.8B BRL4.8B BRL2023+33%2024: 6.4B BRL6.4B BRL2024+35%
Net income910115972.8M BRL in 2024+3103% since 2019
-500.0M BRL0500.0M BRL1.0B BRL2019: 30.4M BRL30.4M BRL20192020: 30.7M BRL30.7M BRL2020+1%2021: -55.1M BRL-55.1M BRL20212022: -14.1M BRL-14.1M BRL2022−74%2023: 352.3M BRL352.3M BRL20232024: 972.8M BRL972.8M BRL2024+176%

Every line of the income statement as filed: the last 3 fiscal years, latest first.8

Period ending2025-12-312024-12-312023-12-31
Interest income8.6B BRL5.1B BRL4.5B BRL
Interest expense-6.0B BRL-3.3B BRL-2.9B BRL
Income from securities and derivatives3.6B BRL2.6B BRL1.6B BRL
Net interest income and income from securities, derivatives and foreign exchange6.3B BRL4.5B BRL3.3B BRL
Net revenues from services and commissions2.0B BRL1.8B BRL1.3B BRL
Cost of sales-182.2M BRL-143.4M BRL-135.6M BRL
Other revenue301.2M BRL333.6M BRL287.0M BRL
Revenues8.4B BRL6.4B BRL4.8B BRL
Impairment losses on financial assets-2.4B BRL-1.8B BRL-1.5B BRL
Administrative expenses-2.2B BRL-1.8B BRL-1.5B BRL
Personnel expenses-1.1B BRL-937.8M BRL-790.7M BRL
Tax expense other than income tax expense-728.7M BRL-477.0M BRL-326.6M BRL
Depreciation and amortization-340.7M BRL-208.8M BRL-160.4M BRL
Income from equity interests in associates0 BRL-2.5M BRL-32.0M BRL
Income before income tax1.6B BRL1.2B BRL439.8M BRL
Income tax-226.9M BRL-232.7M BRL-87.6M BRL
Net income for the year1.4B BRL972.8M BRL352.3M BRL
Owners of the Company1.3B BRL907.1M BRL302.3M BRL
Non-controlling interest-84.9M BRL-65.7M BRL-49.9M BRL
Basic earnings (loss) per share2.98 BRL2.08 BRL0.75 BRL
Diluted earnings (loss) per share2.96 BRL2.07 BRL0.75 BRL

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Corporate structure

Inter&Co sits at the top of its group. 2 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of Inter&Co

  • Inter&Co E9
    • Inter Subsidiary · Belo Horizonte

Built from subsidiaries, stakes and holdings from Wikidata (CC0); major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What Inter&Co reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Property and equipment, net369.9M BRL5 Dec 31, 2024167.5M BRL5 Dec 31, 2023+120.8%

Investments

ItemLatestA year beforeChange
Cash and cash equivalents1.1B BRL5 Dec 31, 20244.3B BRL5 Dec 31, 2023−74.0%

The story

Inter&Co was co-founded on January 26, 1994, by Brazilian billionaire Rubens Menin in Belo Horizonte, Brazil. Originally established as a traditional bank in the 1990s, the company transitioned into a digital bank by 2015. Since then, it has expanded its offerings beyond traditional banking services to include a digital banking super app, which provides services such as money transfers, bill payments, savings, investments, and shopping rewards.

In 2023, Inter&Co set up its U.S. headquarters in Miami and completed the acquisition of Granito in 2024 to enhance its operations in the U.S. market. On July 17, 2024, Alexandre Riccio was appointed as CEO of Inter&Co Brazil, with João Vitor Menin transitioning to the Global CEO role.

On September 14, 2023, Inter&Co announced a partnership with Orlando City SC and Orlando Pride to become their official financial services provider. This marked the company's first collaboration with an NWSL club and its second with an MLS team, following a partnership with New York City FC in 2022. As part of this initiative, Exploria Stadium was renamed Inter & Co Stadium under a one-year naming rights agreement. This made Inter&Co the first Latin American financial institution to secure naming rights for a major U.S. stadium. On July 23, 2026, it was announced that the stadium would be renamed to Inter.co Stadium.

According to data cited by CNN Brasil in 2025, Inter&Co became the most searched Brazilian banking brand in the United States on Google.

From Wikipedia’s article on Inter&Co, shared under CC BY-SA 4.0.7

Leadership

Who has led Inter&Co, and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. De Oliveira Alexandre Riccio2026–now
  2. Menin Teixeira De Souza Joao Vitor Nazareth2026–now

Chief financial officer

  1. Stel Santiago Horacio2026–now
Board members and other officers (11)

Subsidiaries and ownership

Subsidiaries

From Wikidata.1

Former names

  • Inter Platform, Inc.May 25, 2021 to Apr 12, 20226

Timeline

  1. Mar 18, 2026New chief executive Menin Teixeira De Souza Joao Vitor Nazareth becomes CEO13
  2. Mar 18, 2026New chief executive De Oliveira Alexandre Riccio becomes CEO12
  3. Jun 2022Went public Listed on NASDAQ1

Calendar

Coming up

  1. Nov 12, 2026Reports results for the quarter ending Sep/2026 A year earlier it reported $0.14 a share, on Nov 13, 2025.26

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

265 filings to the SEC since October 2021: 5 annual reports, 19 insider forms, 18 large holders, 223 other. The latest 20:

  1. Oct 13, 20266-K EDGAR
  2. Sep 16, 20266-K EDGAR
  3. Sep 15, 2026SCHEDULE 13G/A EDGAR
  4. Sep 9, 20266-K EDGAR
  5. Sep 9, 20266-K EDGAR
  6. Sep 3, 20266-K EDGAR
  7. Aug 20, 20266-K EDGAR
  8. Aug 5, 20266-K EDGAR
  9. Aug 5, 20266-K EDGAR
  10. Jul 17, 20266-K EDGAR
  11. Jul 17, 2026SCHEDULE 13G/A EDGAR
  12. Jul 16, 20266-K EDGAR
  13. Jun 29, 20266-K EDGAR
  14. Jun 5, 20266-K EDGAR
  15. May 26, 2026SCHEDULE 13G/A EDGAR
  16. May 22, 20266-K EDGAR
  17. May 11, 20266-K EDGAR
  18. May 7, 20266-K EDGAR
  19. May 7, 20266-K EDGAR
  20. May 6, 20263 EDGAR

The 265 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

SEC filer profile

How Inter&Co is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARInter & Co, Inc.2
  • CIK0001864163
  • Filer statusLarge accelerated filer not an emerging growth company; not a shell company33
  • Incorporated inCayman Islands33
  • Fiscal year endsDecember 312
  • Industry code (SIC)6029 Commercial Banks, NEC2
  • SEC reviewing officeOffice of Finance, Division of Corporation Finance2
  • Business addressAv. Barbacena, 1219, 22Nd Floor, Belo Horizonte, D5 30 190-1312
  • Phone55 31 2138 79782
  • Shares outstanding117,037,105 Ordinary Shares shares; 324,284,558 Preference Shares shares as of Dec 31, 202533
  • AuditorKPMG Auditores Independentes Ltda., Belo Horizonte, Brazil PCAOB ID 1124; it also attests to the company’s internal control over financial reporting33
  • On EDGAR sinceMay 25, 20212
  • Filings269 in all: 6-K (169), 3 (19), 425 (16), 144 (15), SCHEDULE 13G/A (9), SC 13G (6), 20-F (5), CORRESP (3)2
    All 24 form types

    POS AM (3), SC 13G/A (3), UPLOAD (3), 424B2 (2), 6-K/A (2), DRSLTR (2), EFFECT (2), S-8 (2), 8-A12B (1), CERT (1), DRS (1), DRS/A (1), F-3ASR (1), F-4 (1), F-4/A (1), F-4MEF (1)

  • Latest filingsAnnual report (20-F) Apr 30, 2026

Securities registered for trading

ClassSymbolExchange
Class A common shares, par value of US$0.0000025 per shareINTRThe NASDAQ Global Select Market

From the cover page of the 20-F filed Apr 30, 2026 (Section 12(b) of the Exchange Act).33

Sources

The numbers on this page point here. Each one links to the record it came from.

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