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JETMF on OTC

Global Crossing Airlines Group Inc.

American air transportation company based in Miami, incorporated in Delaware1

In its 2026 annual report the company says: “Global Crossing Airlines Group Inc. operates a US Part 121 domestic flag and supplemental airline using the Airbus A320 family of aircraft.”5 Its shares trade on OTC under the symbol JETMF.1

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Last updated Oct 21, 2026.

Overview

$246.3MRevenue, fiscal 20252
-$3.1MNet income, fiscal 20252

Compare with Republic Airways Holdings, Allegiant Air or Hawaiian Airlines, or pick any stock.

  • TickerJETMF on OTC1
  • IndustryAir Transportation, Scheduled1
  • HeadquartersMiami, Florida1
  • Incorporated inDE3
  • Business address4200 Nw 36Th Street, Building 5A, Miami Int'L Airport, 4Th Floor, Miami, Fl 331663
  • Filer category, Emerging growth company3
  • Legal formCorporation

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Global Crossing Airlines Group Inc. (“GlobalX” or the “Company”) operates a US Part 121 domestic flag and supplemental airline using the Airbus A320 family of aircraft (“A320”). GlobalX’s business model is to (1) provide services on an Aircraft, Crew, Maintenance and Insurance (“ACMI”) basis using wet lease contracts to airlines whereby we provide aircraft, crew, maintenance and insurance to customers, and (2) on a Full Service (“Charter”) basis whereby we provide passenger aircraft charter services to customers by charging an “all-in” fee that includes fuel, insurance, landing fees, navigation fees and most other operational fees and costs. GlobalX operates within the United States, Europe, Canada, the Caribbean Islands, and Central and South America.5 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

3.6%Operating margin2
-1.2%Net margin2
10.1%Revenue growth, 20252
$16.5MFree cash flow2

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Products and services

ACMI brought in 69% of the revenue Global Crossing Airlines Group Inc. broke down this way in fiscal 2025.

  1. ACMI$175.8M269%up 43% from 2024
  2. Charter$62.3M224%down 35% from 2024
  3. Other Product and Service$8.3M23%up 59% from 2024
  4. Other Services$8.3M23%up 59% from 2024
Products and services by year
Products and services20242025
ACMI$123.1M$175.8M
Charter$95.5M$62.3M
Other Product and Service$5.2M$8.3M
Other Services$5.2M$8.3M

Regions

United States brought in 96% of the revenue Global Crossing Airlines Group Inc. broke down this way in fiscal 2025.

  1. United States$237.0M296%
  2. Outside the United States$9.3M24%
Regions by year
Regions2025
United States$237.0M
Outside the United States$9.3M

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Other costs100¢$246.3M
  • Income tax0¢$18.0K

Out of $246.3M in revenue.2 The company lost money this year.

Where each dollar of operating cash went, fiscal 2025

  • Capital spending41¢$11.6M
  • Dividends paid2¢$468.0K
  • Kept or used elsewhere57¢$16.0M

Out of $28.1M of cash from operations.2

Financial statements

Revenue6782$246.3M in 2025+1624% since 2021
0$100.0M$200.0M$300.0M2021: $14.3M$14.3M20212022: $97.1M$97.1M2022+579%2023: $160.1M$160.1M2023+65%2024: $223.8M$223.8M2024+40%2025: $246.3M$246.3M2025+10%
Operating income6782$8.9M in 2025
-$20.0M-$10.0M0$10.0M2021: -$17.2M-$17.2M20212022: -$11.2M-$11.2M2022−35%2023: -$15.9M-$15.9M2023+41%2024: -$1.1M-$1.1M2024−93%2025: $8.9M$8.9M2025
Net income6782-$3.1M in 2025−85% since 2021
-$30.0M-$20.0M-$10.0M02021: -$19.8M-$19.8M20212022: -$15.8M-$15.8M2022−20%2023: -$21.0M-$21.0M2023+33%2024: -$11.5M-$11.5M2024−45%2025: -$3.1M-$3.1M2025−73%

Every line of the income statement as filed: the last 2 fiscal years, latest first.2

Period ending2025-12-312024-12-31
Revenue$246.3M$223.8M
Salaries, Wages, & Benefits$80.5M$67.8M
Aircraft Fuel$15.3M$23.8M
Maintenance, materials and repairs$19.1M$13.2M
Depreciation and amortization$12.0M$6.3M
Contracted ground and aviation services$18.2M$19.6M
Travel$9.5M$11.2M
Insurance$5.2M$6.2M
Aircraft Rent$57.4M$57.7M
Other$20.2M$19.1M
Total Operating Expenses$237.4M$224.9M
Operating Income (Loss)$8.9M-$1.1M
Interest Expense$11.5M$9.0M
Loss in Canada Jetlines Operations Ltd.$1.3M
Total Non-Operating Expenses$11.5M$10.3M
Loss before income taxes-$2.6M-$11.4M
Income tax expense$18.0K$2.0K
Net Loss-$2.6M-$11.4M
Net Income attributable to Noncontrolling Interest$433.0K$87.0K
Net Loss attributable to the Company-$3.1M-$11.5M
Basic-$0.05-$0.19
Diluted-$0.05-$0.19
Weighted average number of shares outstanding64.1M shares60.4M shares
Fully diluted shares outstanding64.1M shares60.4M shares

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Corporate structure

Global Crossing Airlines Group Inc. sits at the top of its group. 8 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of Global Crossing Airlines Group Inc.

  • Galloway Capital Partners, LLC Filed SCHEDULE 13D/A on Global Crossing Airlines Group Inc., latest Apr 10, 2026 (3 filings since May 22, 2025)
  • Krzysztof W. Jamroz Filed SCHEDULE 13D on Global Crossing Airlines Group Inc., latest Jan 8, 2026
  • Red Oak Partners, LLC Filed SCHEDULE 13D/A on Global Crossing Airlines Group Inc., latest Nov 12, 2025 (7 filings since Mar 17, 2023)
  • Joseph Dagrosa Jr. Filed SC 13G/A on Global Crossing Airlines Group Inc., latest Feb 14, 2024 (2 filings since Feb 15, 2023)
  • AXAR CAPITAL MANAGEMENT L.P. Filed SC 13D/A on Global Crossing Airlines Group Inc., latest Dec 26, 2023 (2 filings since Aug 30, 2023)
  • Alterna Capital Partners LLC Filed SC 13G on Global Crossing Airlines Group Inc., latest Mar 31, 2023
  • Edward J. Wegel Filed SC 13D on Global Crossing Airlines Group Inc., latest Mar 7, 2023
  • Global Crossing Airlines Group Inc. Miami, Florida
    • Charter Air Solutions, LLC Subsidiary · Montana, United States
    • Global Crossing Airlines Holdings, Inc. Subsidiary · Delaware, United States
    • Global Crossing Airlines Operations, LLC Subsidiary · Florida, United States
    • Global Crossing Airlines, Inc Subsidiary · Delaware, United States
    • GlobalX Air Tours, LLC Subsidiary · Florida, United States
    • GlobalX Travel Technologies, Inc Subsidiary · Delaware, United States
    • MSN 3101 Acquisition LLC Subsidiary · Delaware, United States

Built from subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What Global Crossing Airlines Group Inc. reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Accumulated depreciation$4.9M2 Dec 31, 2025$1.8M2 Dec 31, 2024+169.0%
Property and equipment, net$33.6M2 Dec 31, 2025$10.3M2 Dec 31, 2024+225.7%
Finance-lease assets$48.9M2 Dec 31, 2025$27.5M2 Dec 31, 2024+77.8%
Operating-lease assets (leased space)$72.8M2 Dec 31, 2025$89.8M2 Dec 31, 2024−18.9%

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$16.7M2 Dec 31, 2025$12.3M2 Dec 31, 2024+35.2%
Stakes in other companies (equity method)$02 Dec 31, 2025$02 Dec 31, 2024

Intangibles and goodwill

ItemLatestA year beforeChange
Finite-lived intangibles, gross$400.0K2 Dec 31, 2025$02 Dec 31, 2024
Accumulated amortization$38.0K2 Dec 31, 2025$300.0K2 Dec 31, 2024−87.3%

Leadership

Who has led Global Crossing Airlines Group Inc., and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. Edward J. Wegel2022–2023

Chief financial officer

  1. Ryan Goepel2022–2023
2025
Board members and other officers (14)

Named in SEC Form D filings

People the company listed in its private-offering notices.

  • DirectorDeborah Allan Robinson named Apr 12, 202227
  • DirectorT. Allan McArtor named Apr 12, 202227

Subsidiaries and ownership

Subsidiaries (Exhibit 21)

  • Charter Air Solutions, LLC Montana, United States4
  • Global Crossing Airlines Holdings, Inc. Delaware, United States4
  • Global Crossing Airlines Operations, LLC Florida, United States4
  • Global Crossing Airlines, Inc Delaware, United States4
  • GlobalX Air Tours, LLC Florida, United States4
  • GlobalX Travel Technologies, Inc Delaware, United States4
  • MSN 3101 Acquisition LLC Delaware, United States4

The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.

Timeline

  1. Aug 17, 20268-K Executive or director change28
  2. Aug 14, 20268-K Results of operations29
  3. May 12, 20268-K Results of operations; Regulation FD disclosure30
  4. Mar 9, 20268-K Results of operations; Regulation FD disclosure31
  5. Dec 12, 20258-K Executive or director change; Shareholder vote; Regulation FD disclosure32
  6. Nov 12, 20258-K Results of operations; Regulation FD disclosure33
  7. Aug 15, 20258-K Results of operations; Regulation FD disclosure34
  8. Jul 16, 20258-K Entered a material agreement; New debt or obligation; Regulation FD disclosure35
  9. May 9, 20258-K Other events36
  10. Dec 11, 20248-K Executive or director change; Other events37
  11. Nov 25, 20248-K Executive or director change; Shareholder vote; Other events38
  12. Mar 13, 20248-K Executive or director change; Other events39
  13. Feb 25, 2022New chief executive Edward J. Wegel becomes CEO13

Calendar

Coming up

  1. Around Nov 16, 2026Next results, estimated About a quarter after its last report. The company hasn't announced the date.

When it reported results

  1. Aug 14, 2026Reported quarterly or annual results29
  2. May 12, 2026Reported quarterly or annual results30
  3. Mar 9, 2026Reported quarterly or annual results31
  4. Nov 12, 2025Reported quarterly or annual results33
  5. Aug 15, 2025Reported quarterly or annual results34
  6. Mar 7, 2024Reported quarterly or annual results40
  7. Nov 9, 2023Reported quarterly or annual results41
  8. Sep 6, 2023Reported quarterly or annual results42

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

194 filings to the SEC since October 2021: 7 annual reports, 14 quarterly reports, 35 major events, 74 insider forms, 17 large holders, 1 private raises, 46 other. The latest 20:

  1. Sep 9, 20264 EDGAR
  2. Sep 8, 20264 PRIMARY DOCUMENT EDGAR
  3. Sep 8, 20263/A PRIMARY DOCUMENT EDGAR
  4. Aug 17, 20268-K EDGAR
  5. Aug 14, 20268-K EDGAR
  6. Aug 13, 202610-Q EDGAR
  7. Aug 7, 2026SEC STAFF ACTION EDGAR
  8. Aug 7, 20264 EDGAR
  9. Jun 10, 202610-K/A EDGAR
  10. May 12, 20268-K EDGAR
  11. May 7, 202610-Q EDGAR
  12. Apr 14, 20264/A EDGAR
  13. Apr 10, 2026SCHEDULE 13D/A EDGAR
  14. Mar 30, 20264/A EDGAR
  15. Mar 27, 20264 EDGAR
  16. Mar 16, 2026144 EDGAR
  17. Mar 9, 20268-K EDGAR
  18. Mar 5, 202610-K EDGAR
  19. Feb 20, 2026144 EDGAR
  20. Jan 8, 2026SCHEDULE 13D EDGAR

The 194 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

82 open-market trades by officers, directors and large owners since October 2021: 10 buys and 72 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Mar 23, 2026Goepel RyanSee RemarksSale15,549$0.44$6.8KForm 4
Mar 23, 2026Goepel RyanSee RemarksSale65,549$0.43$28.3KForm 4
Mar 23, 2026Goepel RyanSee RemarksSale15,549$0.44$6.8KForm 4
Mar 16, 2026Goepel RyanSee RemarksSale30,051$0.40$12.0KForm 4
Mar 16, 2026Goepel RyanSee RemarksSale113,385$0.44$49.5KForm 4
Mar 16, 2026Goepel RyanSee RemarksSale30,051$0.40$12.0KForm 4
Feb 20, 2026Goepel RyanSee RemarksSale113,329$0.48$54.4KForm 4
Feb 20, 2026Goepel RyanSee RemarksSale113,329$0.48$54.4KForm 4
Feb 20, 2026Goepel RyanSee RemarksSale113,329$0.48$54.4KForm 4
Feb 3, 2026Goepel RyanSee RemarksSale286,666$0.60$172.0KForm 4
Nov 7, 2025Red Oak Partners, LLC10% ownerSale398,020$0.71$282.6KForm 4
Aug 29, 2025Goepel RyanSee RemarksSale45,000$0.66$29.7KForm 4
Jun 16, 2025Goepel RyanSee RemarksSale118,500$0.60$71.1KForm 4
May 30, 2025Goepel RyanSee RemarksSale20,000$0.60$12.0KForm 4
May 27, 2025Goepel RyanSee RemarksSale12,045$0.64$7.7KForm 4
Feb 20, 2025Red Oak Partners, LLC10% ownerBuy800,000$0.73$584.0KForm 4
Dec 19, 2024Red Oak Partners, LLC10% ownerSale1,162,500$0.46$534.8KForm 4
Dec 19, 2024Jamroz Krzysztof W.DirectorBuy1,162,500$0.46$534.8KForm 4
Oct 18, 2024Red Oak Partners, LLC10% ownerBuy436,630$0.60$262.0KForm 4
Sep 2, 2024Red Oak Partners, LLC10% ownerBuy2,325,000$0.46$1.1MForm 4

All 82 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Executive pay

What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.

YearExecutiveAgeSalaryTotal pay
2024Ryan Goepel51$345.8K$529.2K50
2024Edward J. Wegel$194.3K50
2024Chris Jamroz51$184.1K50
2023Former Chairman and Former Chief Executive Officer$350.0K$604.4K50
2023PresidentChief Financial Officer$282.3K$543.1K50

Funding

Where the company's money came from, by calendar year: private offerings filed with the SEC, federal grants, loans, contracts and other assistance from USAspending.gov, and PPP loans from the SBA. Each bar links to the records below.

Money received by year$5.8M 2022–2022
Money received by yearMoney received by year, 2022–2022: $5.8M in all. Private raises (Form D) $5.8M.$0$2M$4M$6M2022 · Private raises (Form D): $5.8M2022
Figures by year
YearPrivate raises (Form D)Total
2022$5.8M$5.8M

Private raises

Private offerings the company reported to the SEC on Form D. The amount is what the latest filing says was sold so far, charted in the year of the first sale. Covers filings since Oct 1, 2021.

  1. Mar 28, 2022Raised $5.8 million in a private offering of debt27 Form D: 5 investors so far Form D

SEC filer profile

How Global Crossing Airlines Group Inc. is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARGlobal Crossing Airlines Group Inc.1
  • CIK0001846084
  • Employer ID (EIN)86-22261375
  • Filer statusNon-accelerated filer an emerging growth company; a smaller reporting company; not a shell company5
  • Incorporated inDelaware5
  • Fiscal year endsDecember 311
  • Industry code (SIC)4512 Air Transportation, Scheduled1
  • SEC reviewing officeOffice of Energy & Transportation, Division of Corporation Finance1
  • Business address4200 Nw 36Th Street, Building 5A, Miami Int'L Airport, 4Th Floor, Miami, FL 331661
  • Phone78675185031
  • Shares outstanding51,725,365 Undesignated Common Stock shares; 5,537,313 Class A Nonvoting Common Stock shares; 9,089,107 Class B Nonvoting Common Stock shares as of Mar 2, 20265
  • Public float$27.2M as of Jun 30, 20255
  • AuditorRosenberg Rich Baker Berman P.A., Somerset, New Jersey PCAOB ID 89; no auditor attestation of internal control over financial reporting5
  • On EDGAR sinceFeb 16, 20211
  • Filings210 in all: 4 (54), 8-K (32), 3 (15), 10-Q (14), UPLOAD (12), CORRESP (7), S-1/A (7), DRSLTR (6)1
    All 37 form types

    10-K (5), DRS/A (5), SCHEDULE 13D/A (5), DEF 14A (4), 8-K/A (3), D (3), S-8 (3), SC 13D (3), SC 13G (3), SC 13G/A (3), 10-K/A (2), 144 (2), 4/A (2), 5 (2), S-1 (2), SCHEDULE 13D (2), SEC STAFF LETTER (2), 3/A (1), 424B3 (1), 425 (1), 8-A12B (1), 8-A12B/A (1), 8-A12G (1), DEFA14A (1), DEL AM (1), DRS (1), EFFECT (1), SC 13D/A (1), SEC STAFF ACTION (1)

  • Latest filingsAnnual report (10-K) Mar 5, 2026
    Quarterly report (10-Q) Aug 13, 2026
    Proxy statement (DEF 14A) Oct 28, 2025
    Latest 8-K (8-K) Aug 17, 2026

Risk factors and legal proceedings

The risks Global Crossing Airlines Group Inc. names in Item 1A of its 10-K filed Mar 5, 2026: 43 risks under these headings, as written.5

  • We have a limited operating history, which makes it difficult to forecast our revenue and evaluate our business and future prospects.
  • We have a history of net losses, we anticipate increasing operating expenses in the future, and we may not be able to achieve and, if achieved, maintain profitability.
  • Our ability to purchase or lease aircraft on favorable terms will have a significant impact on our operating performance, need for capital and profitability.
  • Our business has grown rapidly, and we may fail to manage our growth effectively.
  • If we fail to implement our business strategy successfully, our business, results of operations and financial condition will be materially adversely affected.
  • Our reputation and business could be adversely affected in the event of an emergency, accident or similar public incident involving our aircraft or personnel.
  • We may face unanticipated obstacles to the execution of GlobalX’s business plan.
  • We may require additional capital, which may not be available on terms acceptable to us or at all.
  • We rely on third-party specialists and other commercial partners to perform functions integral to our operations.
  • Our business may become subject to disruption due to unscheduled maintenance and variability in fuel costs.
  • We operate a limited number of aircraft types.
  • Our quarterly results of operations fluctuate due to a number of factors, including seasonality.
The other 31 risks
  • Threatened or actual terrorist attacks or security concerns involving airlines could have a material adverse effect on our business, results of operations and financial condition.
  • General economic conditions may reduce the demand for our services.
  • Inflation may have an adverse impact on our business, results of operations and financial condition.
  • We may become involved in litigation that may materially adversely affect us.
  • Increased labor costs, union disputes, employee strikes and other labor-related disruption, may adversely affect our business, results of operations and financial condition.
  • Many factors could affect our ability to control our costs and to maintain a low cost structure.
  • We rely heavily on technology and automated systems to operate our business and any failure of these technologies or systems or failure by their operators could harm our business.
  • Unauthorized breach of our information technology infrastructure could compromise the personally identifiable information of our passengers, prospective passengers or personnel and expose us to liability, damage our reputation and have a material adverse effect on our business, results of operations and financial condition.
  • Failure to comply with applicable environmental laws and regulations could have a material adverse effect on our business, results of operations and financial condition.
  • Changes in legislation, regulation and government policy have affected, and may in the future have a material adverse effect on, our business.
  • Non-compliance with regulations and guidelines for minimizing aircraft emissions and their impact on climate change.
  • We have a significant amount of aircraft-related fixed obligations that could impair our liquidity and thereby harm our business, results of operations and financial condition.
  • Rising maintenance and repair costs could adversely affect cash flow and results of operation.
  • We may face difficulties in recruiting and hiring our workforce.
  • The airline industry is particularly sensitive to changes in economic conditions.
  • Risks associated with our presence in international emerging markets, including political or economic instability, and failure to adequately comply with existing legal requirements, may materially adversely affect us.
  • We face limits on foreign ownership and control.
  • We are subject to extensive regulation by the FAA, the DOT, the TSA, CBP and other U.S. and foreign governmental agencies, compliance with which could cause us to incur increased costs and adversely affect our business, results of operations and financial condition.
  • We do not know whether an active, liquid and orderly market will develop for our common stock or what the market price of our common stock will be, and, as a result, it may be difficult for you to sell your shares of our common stock.
  • Until our common stock is listed on a qualified national securities exchange or our common stock price exceeds $5 per share, our common stock will be considered a “penny stock” and will not qualify for exemption from the “penny stock” restrictions, which may make it more difficult for you to sell your shares.
  • We will require additional capital in the future and raising additional capital may cause dilution to our existing stockholders, restrict our operations or require us to relinquish rights to our business assets.
  • If securities analysts do not publish research or reports about our business or if they publish negative evaluations of our stock, then the price of our stock could decline.
  • Insiders will continue to have substantial influence over us, which could limit your ability to affect the outcome of key transactions, including a change of control.
  • Exercise of our warrants or conversion of our Class A Non-Voting Common Stock may dilute the ownership interest of existing stockholders.
  • We do not intend to pay cash dividends for the foreseeable future.
  • Our corporate charter and Bylaws include provisions limiting voting and ownership by non-U.S. citizens.
  • We are an “emerging growth company” and a “smaller reporting company” and the reduced disclosure requirements applicable to emerging growth companies may make our common stock less attractive to investors.
  • We incur increased costs as a result of operating as a public company, and our management will be required to devote substantial time to new compliance initiatives and corporate governance practices.
  • Delaware law and provisions in our Certificate of Incorporation and Bylaws might discourage, delay, or prevent a change in control of our company or changes in our management and, therefore, depress the trading price of our common stock.
  • We may experience volatility in the trading price of our shares due to fluctuations in our quarterly operating results or other factors.
  • Our disclosure controls and procedures may not prevent or detect all errors or acts of fraud.

Legal proceedings

On October 8, 2021, a former executive of the Company, Mr. Mark Morabito, was alleged to have committed insider trading by transferring shares to his spouse while in possession of undisclosed material information. Consequently (i) Mr. Morabito resigned as a director and officer of the Company on December 12, 2019; (ii) the Company underwent an organizational restructuring with a change of leadership of the Company and the moving of the headquarters of the Company to the United States in June 2020; and (iii) the Company adopted an Insider Trading Policy applicable to all employees, directors and officers. Mr. Morabito (joined by GlobalX) appealed to the British Columbia Court of Appeal regarding an abuse of process hearing. The British Columbia Court of Appeal ruled in favor of Mr. Morabito (and GlobalX) and ordered a new hearing on the abuse of process matter be held in front a new panel of British Columbia Securities Commission. On July 25, 2025, GlobalX and Mr. Morabito entered into a settlement agreement pursuant to which the parties agreed that GlobalX would pay Mr. Morabito approximately $4,000. Pursuant to the terms of the settlement agreement, in the third quarter of 2025 GlobalX paid the full settlement amount and Mr. Morabito has since filed a satisfaction of judgment in the British Columbia Court of Appeal, effectively settling this issue.

There have been no material changes in our risk factors from those disclosed above in “Part I. Item 1A. Risk Factors”.

The opening of Item 3, Legal Proceedings.5

Sources

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