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JFIN on Nasdaq

Jiayin Group Inc.

Jiayin Group Inc. is a finance services company in the Cayman Islands, listed on Nasdaq (JFIN).1

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Last updated Oct 21, 2026.

Overview

$889.8MRevenue, fiscal 20252
$219.6MNet income, fiscal 20252

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  • TickerJFIN on Nasdaq1
  • IndustryFinance Services1
  • HeadquartersE91
  • Incorporated inCayman Islands3
  • Business address26Th Floor,Building No.1,Youyou Century, Plaza,428 South Yanggao Road,Pudong, Shanghai, 2001223
  • Filer categoryAccelerated filer3

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The origin of our business can be traced back to 2011. Mr. Dinggui Yan, our founder, director and chief executive officer, commenced a consumer finance platform in 2011 through several entities controlled by him in China. In June 2015, Mr. Dinggui Yan acquired Shanghai Jiayin Technology Co., Ltd., or Jiayin Technology, a shell company previously known as Furen Technology Limited and listed on the National Equities Exchange and Quotations Co., Ltd., or the NEEQ.4 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

28.9%Operating margin2
24.7%Net margin2
12.0%Revenue growth, 20252
34.6%Return on equity2
0.12×Debt to equity2
$89.0MFree cash flow2

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Research and development7¢$61.1M
  • Other costs63¢$560.8M
  • Income tax5¢$48.3M
  • Profit25¢$219.6M

Out of $889.8M in revenue.2

Where each dollar of operating cash went, fiscal 2025

  • Capital spending51¢$90.8M
  • Share buybacks9¢$15.8M
  • Kept or used elsewhere41¢$73.1M

Out of $179.8M of cash from operations.2

Financial statements

Revenue56789102$889.8M in 2025+178% since 2019
0$250.0M$500.0M$750.0M$1.0B2019: $320.3M$320.3M20192020: $199.3M$199.3M2020−38%2021: $279.4M$279.4M2021+40%2022: $474.3M$474.3M2022+70%2023: $770.0M$770.0M2023+62%2024: $794.7M$794.7M2024+3%2025: $889.8M$889.8M2025+12%
Operating income56789102$257.0M in 2025+235% since 2019
0$100.0M$200.0M$300.0M2019: $76.8M$76.8M20192020: $46.3M$46.3M2020−40%2021: $67.8M$67.8M2021+46%2022: $171.4M$171.4M2022+153%2023: $187.7M$187.7M2023+10%2024: $171.0M$171.0M2024−9%2025: $257.0M$257.0M2025+50%
Net income56789102$219.6M in 2025+190% since 2019
0$100.0M$200.0M$300.0M2019: $75.8M$75.8M20192020: $38.8M$38.8M2020−49%2021: $74.1M$74.1M2021+91%2022: $171.0M$171.0M2022+131%2023: $182.8M$182.8M2023+7%2024: $144.7M$144.7M2024−21%2025: $219.6M$219.6M2025+52%

Every line of the income statement as filed: the last 3 fiscal years, latest first.2

Period ending2025-12-312024-12-312023-12-31
Facilitation and servicing-1.2B CNY-2.0B CNY-2.0B CNY
Sales and marketing-2.4B CNY-1.9B CNY-1.5B CNY
General and administrative-302.5M CNY-221.0M CNY-214.9M CNY
Research and development-427.1M CNY-372.4M CNY-296.3M CNY
Allowance for uncollectible receivables, contract assets, prepaid expenses and other current assets and others-31.5M CNY-12.2M CNY-72.8M CNY
Total operating costs and expenses-4.4B CNY-4.6B CNY-4.1B CNY
Income (Loss) from operations1.8B CNY1.2B CNY1.3B CNY
Gain from de-recognition of liabilities280.2M CNY
Loss from disposal of subsidiaries-14.4M CNY-2.0M CNY
Impairment of long-term investments-51.9M CNY-91.2M CNY
Interest income, net8.9M CNY18.3M CNY12.9M CNY
Other income, net67.1M CNY95.4M CNY14.8M CNY
Income before income taxes and share of loss from equity method investments1.9B CNY1.3B CNY1.5B CNY
Income tax expense-337.7M CNY-238.9M CNY-247.6M CNY
Share of loss from equity method investments-2.0M CNY
Net loss attributable to non-controlling interests-9.0K CNY-10.0K CNY-43.0K CNY
Net income attributable to Jiayin Group Inc.1.5B CNY1.1B CNY1.3B CNY
Basic net income per share7.35 CNY4.97 CNY6.06 CNY
Diluted net income per share7.35 CNY4.97 CNY6.06 CNY
- Basic208.9M shares212.4M shares214.0M shares
- Diluted208.9M shares212.4M shares214.0M shares
Net income (loss)1.5B CNY1.1B CNY1.3B CNY
Fair value changes and foreign currency translation adjustments3.9M CNY-3.2M CNY-7.1M CNY
Comprehensive income1.5B CNY1.1B CNY1.3B CNY
Comprehensive (loss) income attributable to non-controlling interests101.0K CNY21.0K CNY-99.0K CNY
Comprehensive income1.5B CNY1.1B CNY1.3B CNY
Net revenue6.2B CNY5.8B CNY5.5B CNY

Compare Jiayin Group Inc. with another company

Corporate structure

Jiayin Group Inc. sits at the top of its group. 1 entity, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of Jiayin Group Inc.

  • Jiayin Group Inc. E9

Built from major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What Jiayin Group Inc. reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Property and equipment, before depreciation1.4B CNY2 Dec 31, 2025146.5M CNY2 Dec 31, 2024+886.0%
Accumulated depreciation117.6M CNY2 Dec 31, 2025102.1M CNY2 Dec 31, 2024+15.2%
Property and equipment, net$189.8M2 Dec 31, 2025$6.1M10 Dec 31, 2024+3019.9%
Operating-lease assets (leased space)$4.5M2 Dec 31, 2025$7.2M10 Dec 31, 2024−38.3%

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$8.8M2 Dec 31, 2025$74.1M10 Dec 31, 2024−88.1%
Long-term investments$43.2M2 Dec 31, 2025$22.2M10 Dec 31, 2024+94.3%

Leadership

Who has led Jiayin Group Inc., and when. Pick a name to see everywhere that person has worked.

Chief executive

  1. Dinggui Yan2026–now

Chief financial officer

  1. Chunlin Fan2026–now
Board members and other officers (9)

Timeline

  1. Mar 18, 2026New chief executive Dinggui Yan becomes CEO11

Calendar

Coming up

  1. Nov 24, 2026Reports results for the quarter ending Sep/202619

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

107 filings to the SEC since October 2021: 5 annual reports, 14 insider forms, 6 large holders, 82 other. The latest 20:

  1. Sep 8, 2026144/A EDGAR
  2. Sep 8, 2026144/A EDGAR
  3. Sep 2, 2026144 EDGAR
  4. Sep 2, 2026144 EDGAR
  5. Aug 28, 20266-K EDGAR
  6. Jul 23, 20266-K EDGAR
  7. Jul 9, 20263 EDGAR
  8. Jul 2, 20266-K EDGAR
  9. Jun 24, 20264 EDGAR
  10. Jun 24, 20264 EDGAR
  11. Jun 24, 20264 EDGAR
  12. Jun 23, 20266-K EDGAR
  13. Jun 4, 20263 EDGAR
  14. May 15, 20266-K EDGAR
  15. Apr 28, 202620-F EDGAR
  16. Mar 31, 20266-K EDGAR
  17. Mar 18, 20263 EDGAR
  18. Mar 18, 20263 EDGAR
  19. Mar 18, 20263 EDGAR
  20. Mar 18, 20263 EDGAR

The 107 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 28. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
Dimensional Fund Advisors LP100,648$288.5K0.0%−23,932
Renaissance Technologies LLC86,174$246.5K0.0%−46,126
Trexquant Investment LP71,740$205.2K0.0%−13,039
Susquehanna International Group, Llp54,683$156.4K0.0%+21,337
Jane Street Group, LLC45,881$131.2K0.0%+26,851
Ramsey Quantitative Systems41,390$118.4K0.1%New
Goldman Sachs Group Inc26,824$76.7K0.0%+13,042
Healthcare Of Ontario Pension Plan Trust Fund25,900$74.1K0.0%−1,000
American Century Companies Inc24,076$68.9K0.0%−3,821
Morgan Stanley23,191$66.3K0.0%−25,397
Ariadne Wealth Management, LP18,679$53.4K0.0%New
Leonteq Securities AG15,000$42.9K0.0%No change
XTX Topco Ltd11,882$34.0K0.0%+789
Allworth Financial LP4,953$14.2K0.0%−30
Tidemark, LLC4,725$13.5K0.0%No change
First Command Advisory Services, Inc.2,664$7.6K0.0%No change
UBS Group AG1,519$4.3K0.0%+1,450
Wells Fargo & Company/mn935$2.7K0.0%No change
Royal Bank Of Canada398$1.0K0.0%+261
Russell Investments Group, Ltd.310$8870.0%No change
Larson Financial Group LLC270$7720.0%No change
BlackRock, Inc.222$6350.0%No change
Simplex Trading, LLC131$3740.0%New
Osaic Holdings, Inc.120$3450.0%No change
Basepoint Wealth LLC100$2860.0%New

13F reports cover disclosed long positions in U.S. stocks only.

SEC filer profile

How Jiayin Group Inc. is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARJiayin Group Inc.1
  • CIK0001743102
  • Filer statusAccelerated filer not an emerging growth company; not a shell company4
  • Incorporated inPeople’s Republic of China4
  • Fiscal year endsDecember 311
  • Industry code (SIC)6199 Finance Services1
  • SEC reviewing officeOffice of Finance, Division of Corporation Finance1
  • Business address26Th Floor,Building No.1,Youyou Century, Plaza,428 South Yanggao Road,Pudong, Shanghai, 200122, China1
  • Phone86 21608287321
  • Shares outstanding101,318,184 Common Class A shares; 108,000,000 Common Class B shares as of Dec 31, 20254
  • AuditorDeloitte Touche Tohmatsu Certified Public Accountants LLP, Shanghai, the People’s Republic of China PCAOB ID 1113; it also attests to the company’s internal control over financial reporting4
  • On EDGAR sinceJul 30, 20181
  • Filings194 in all: 6-K (56), CORRESP (23), UPLOAD (22), 144 (19), 3 (11), F-1/A (9), SC 13G/A (8), 20-F (7)1
    All 26 form types

    DRSLTR (5), EFFECT (5), DRS/A (4), 4 (3), F-3/A (3), 144/A (2), F-3 (2), F-6 (2), F-6/A (2), S-8 (2), SC 13G (2), 424B4 (1), 424B5 (1), 8-A12B (1), 8-A12B/A (1), CERT (1), DRS (1), F-1 (1)

  • Latest filingsAnnual report (20-F) Apr 28, 2026

Securities registered for trading

ClassSymbolExchange
American Depositary SharesJFINThe Nasdaq Stock Market LLC

From the cover page of the 20-F filed Apr 28, 2026 (Section 12(b) of the Exchange Act).4

Sources

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