JKHY on Nasdaq

Jack Henry & Associates

Logo: Jack Henry, Public domain, via Wikimedia Commons5

American financial technology company

Jack Henry & Associates, also known as Jack Henry, is an American financial technology company that provides a broad range of technology solutions and payment processing services primarily for community and regional banks and credit unions. Its offerings include core processing platforms, digital and mobile banking products, payment products, and related software and services delivered through on-premises, private-cloud, and public-cloud environments. The company serves approximately 7,200 financial institutions and other corporate entities.3 Its shares trade on Nasdaq under the symbol JKHY.1 Wikipedia text CC BY-SA 4.0

Price unavailable

Last updated Oct 21, 2026.

Overview

$2.5BRevenue, fiscal 20266
$502.8MNet income, fiscal 20266
1976Founded1

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  • TickerJKHY on Nasdaq1
  • IndustryServices-Computer Integrated Systems Design1
  • HeadquartersMonett1
  • Founded inMonett1
  • Websitewww.jackhenry.com
  • Incorporated inDE7
  • Business addressPo Box 807, 663 Hwy 60, Monett, Mo 65708-08077
  • Filer categoryLarge accelerated filer7
  • Legal formCorporation4
  • LEI529900X1QS8C54W0JB214
  • StatusActive4
  • LEI statusLapsed (not renewed)4
  • Registered addressc/o NATIONAL REGISTERED AGENTS, INC., 160 GREENTREE DR STE 101, 19904 Dover, United States4
  • Registered withDivision of Corporations, Department of State, 20726124

Jack Henry & Associates, also known as Jack Henry, is an American financial technology company that provides a broad range of technology solutions and payment processing services primarily for community and regional banks and credit unions. Its offerings include core processing platforms, digital and mobile banking products, payment products, and related software and services delivered through on-premises, private-cloud, and public-cloud environments. The company serves approximately 7,200 financial institutions and other corporate entities. Jack Henry stock trades on the NASDAQ exchange under the symbol JKHY, and is a component of the S&P 500.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2026

25.0%Operating margin6
19.8%Net margin6
7.1%Revenue growth, 20266
24.5%Return on equity6
0.02×Debt to equity6
$694.9MFree cash flow6

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Products and services

Processing brought in 43% of the revenue Jack Henry & Associates broke down this way in fiscal 2026.

  1. Processing$1.1B643%up 8% from 2025
  2. Outsourcing & Cloud$816.1M632%up 8% from 2025
  3. In-House Support$336.8M613%down 5% from 2025
  4. Product Delivery and Service$295.1M612%up 17% from 2025
Products and services by year
Products and services202420252026
Processing$939.6M$1.0B$1.1B
Outsourcing & Cloud$682.1M$756.9M$816.1M
In-House Support$355.1M$353.1M$336.8M
Product Delivery and Service$238.7M$251.7M$295.1M

Business segments

Payments brought in 37% of the revenue Jack Henry & Associates broke down this way in fiscal 2026.

  1. Payments$936.0M637%up 7% from 2025
  2. Core$768.5M630%up 5% from 2025
  3. Complementary$752.2M630%up 8% from 2025
  4. Corporate Services$87.7M63%up 18% from 2025
Business segments by year
Business segments202420252026
Payments$817.7M$873.5M$936.0M
Core$685.3M$732.9M$768.5M
Complementary$636.1M$694.8M$752.2M
Corporate Services$76.5M$74.1M$87.7M

Where the money goes

Where each dollar of revenue went, fiscal 2026

  • Cost of revenue56¢$1.4B
  • Research and development7¢$176.4M
  • Selling, general and admin12¢$299.2M
  • Income tax6¢$150.0M
  • Profit20¢$502.8M

Out of $2.5B in revenue.6

Where each dollar of operating cash went, fiscal 2026

  • Capital spending9¢$67.1M
  • Dividends paid22¢$170.4M
  • Share buybacks59¢$448.2M
  • Kept or used elsewhere10¢$76.3M

Out of $762.0M of cash from operations.6

Financial statements

Revenue10111213146$2.5B in 2026+64% since 2019
0$1.0B$2.0B$3.0B2019: $1.6B$1.6B20192020: $1.7B$1.7B2020+9%2021: $1.8B$1.8B2021+4%2022: $1.9B$1.9B2022+11%2023: $2.1B$2.1B2023+7%2024: $2.2B$2.2B2024+7%2025: $2.4B$2.4B2025+7%2026: $2.5B$2.5B2026+7%
Operating income10111213146$635.0M in 2026+83% since 2019
0$200.0M$400.0M$600.0M$800.0M2019: $347.3M$347.3M20192020: $380.6M$380.6M2020+10%2021: $398.7M$398.7M2021+5%2022: $474.6M$474.6M2022+19%2023: $480.7M$480.7M2023+1%2024: $489.4M$489.4M2024+2%2025: $568.7M$568.7M2025+16%2026: $635.0M$635.0M2026+12%
Net income10111213146$502.8M in 2026+85% since 2019
0$200.0M$400.0M$600.0M2019: $271.9M$271.9M20192020: $296.7M$296.7M2020+9%2021: $311.5M$311.5M2021+5%2022: $362.9M$362.9M2022+17%2023: $366.6M$366.6M2023+1%2024: $381.8M$381.8M2024+4%2025: $455.7M$455.7M2025+19%2026: $502.8M$502.8M2026+10%

Every line of the income statement as filed: the last 3 fiscal years, latest first.6

Period ending2026-06-302025-06-302024-06-30
REVENUE$2.5B$2.4B$2.2B
Cost of Revenue$1.4B$1.4B$1.3B
Research and Development$176.4M$162.8M$148.3M
Selling, General, and Administrative$299.2M$283.1M$278.4M
Total Expenses$1.9B$1.8B$1.7B
OPERATING INCOME$635.0M$568.7M$489.4M
Interest Income$23.1M$27.8M$25.0M
Interest Expense$5.4M$10.4M$16.4M
TOTAL INTEREST INCOME$17.8M$17.3M$8.6M
INCOME BEFORE INCOME TAXES$652.8M$586.0M$498.0M
PROVISION FOR INCOME TAXES$150.0M$130.3M$116.2M
NET INCOME$502.8M$455.7M$381.8M
Basic earnings per share$7.00$6.25$5.24
Weighted average shares outstanding for basic earnings per share71.9M shares72.9M shares72.9M shares
Diluted earnings per share$6.98$6.24$5.23
Weighted average shares outstanding for diluted earnings per share72.0M shares73.0M shares73.0M shares

Compare Jack Henry & Associates with another company

Corporate structure

Jack Henry & Associates sits at the top of its group. 8 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of Jack Henry & Associates

  • Jack Henry & Associates Monett, Missouri, United States
    • Goldleaf Insurance, LLC Subsidiary · Tennessee, United States
    • iPay Technologies, LLC Subsidiary · Kentucky, United States
    • JHA Money Center, Inc. Subsidiary · Missouri, United States
    • JHA Payment Solutions, Inc. Subsidiary · Washington, United States
    • Payrailz, LLC Subsidiary · Delaware, United States
    • Profitstars, LLC Subsidiary · Missouri, United States
    • Towne Services, Inc. Subsidiary · Georgia, United States

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What Jack Henry & Associates reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Land$11.5M6 Jun 30, 2026$16.4M6 Jun 30, 2025−29.7%
Buildings and improvements$92.2M6 Jun 30, 2026$138.9M6 Jun 30, 2025−33.7%
Aircraft$67.9M6 Jun 30, 2026$25.0M6 Jun 30, 2025+172.0%
Leasehold improvements$42.4M6 Jun 30, 2026$50.4M6 Jun 30, 2025−15.9%
Construction in progress$16.8M6 Jun 30, 2026$3.8M6 Jun 30, 2025+341.8%
Property and equipment, before depreciation$659.7M6 Jun 30, 2026$720.9M6 Jun 30, 2025−8.5%
Accumulated depreciation$439.2M6 Jun 30, 2026$499.9M6 Jun 30, 2025−12.1%
Property and equipment, net$220.5M6 Jun 30, 2026$221.0M6 Jun 30, 2025−0.2%
Operating-lease assets (leased space)$31.8M6 Jun 30, 2026$44.8M6 Jun 30, 2025−28.9%

Intangibles and goodwill

ItemLatestA year beforeChange
Goodwill$827.7M6 Jun 30, 2026$804.8M6 Jun 30, 2025+2.9%

Properties, in its own words

We own 154 acres located in Monett, Missouri on which we maintain eight office buildings, plus shipping and receiving, security, and maintenance buildings. We also own buildings in Allen, Texas; Birmingham, Alabama; Angola, Indiana; Shawnee Mission, Kansas; and Springfield, Missouri. Our owned facilities represent approximately 653,000 square feet of office space in five states. We have 16 leased office facilities in 13 states, which total approximately 402,000 square feet. All our owned and leased office facilities are for normal business purposes.

We own five aircraft. Many of our clients are located in communities that do not have an easily accessible commercial airline service. We primarily use our aircraft in connection with implementation, sales of systems and internal requirements for day-to-day operations. Transportation costs for implementation and other client services are billed to our clients. We lease property, including real estate and related facilities, at the Monett, Missouri regional airport.

Item 2 of the 10-K filed Aug 28, 2026.20

The story

Jack Henry was founded in 1976 by Jack Henry and Jerry Hall, who initially rented space in an engine repair shop for $40 a month. The company was incorporated in 1977 and generated $115,222 in revenue that year.

In 1985, an initial public offering made Jack Henry a public company trading 3,125,000 common shares on the NASDAQ exchange under the symbol JKHY.

In 1992, Jack Henry began acquiring companies to expand its product offering and client base. Three years later, the company added a core outsourcing option through an acquisition.

In 2000, Jack Henry acquired San Diego-based Symitar and became a significant provider in the credit union market.

In 2004, Jack Henry launched ProfitStars.

In 2012, Jack Henry surpassed $1 billion in annual revenue. The company crossed $2 billion in annual revenue in fiscal 2023, reporting $2.08 billion in revenue for the year ended June 30, 2023, compared with $1.94 billion in fiscal 2022.

In November 2018, S&P Dow Jones Indices announced that Jack Henry & Associates would be added to the S&P 500.

In 2021, the company was recognized by Forbes as one of America's "Best Large Employers" for the fourth time.

Read the full text

In 2022, Jack Henry introduced a new brand. On August 31, 2022, it acquired Payrailz, a digital payments company, for $230.2 million.

On September 30, 2025, Jack Henry acquired substantially all the assets of Victor Technologies, an embedded payments technology provider, for $42.39 million in cash.

In 2026, Jack Henry marked its 50th anniversary as a company. As of March 31, 2026, it employed approximately 7,300 full-time and part-time associates nationwide.

In 2026, Jack Henry was included in three Newsweek workplace rankings: America's Greatest Workplaces, America's Greatest Workplaces in Financial Services, and America's Greatest Workplaces by State for Missouri. The company received five-star ratings in the national and financial-services rankings and a four-and-a-half-star rating in the Missouri ranking.

Finance

The key financial trends for Jack Henry & Associates, Inc. are as follows, based on selected fiscal years:

For fiscal 2026, GAAP revenue increased 7.1% and GAAP operating income increased 11.7% for the fiscal year ended June 30, 2026, compared to the prior fiscal year. Non-GAAP adjusted revenue increased 7.3% and non-GAAP adjusted operating income increased 11.6% for the fiscal year ended June 30, 2026, compared to the prior fiscal year.1

GAAP EPS was $6.98 per diluted share for the fiscal year ended June 30, 2026, compared to $6.24 per diluted share in the prior fiscal year representing growth of 11.9%. Cash and cash equivalents were $12.1 million at June 30, 2026, and $102.0 million at June 30, 2025.

Debt outstanding for credit facilities was $40 million at June 30, 2026, and $0 at June 30, 2025. Stock repurchases for fiscal year ended June 30, 2026, were $448 million at an average price of $152 per share.ended March 31, 2026, Jack Henry reported revenue of $636.2 million, up 8.7% from the same quarter in fiscal 2025, and net income of $122.9 million, or $1.71 per diluted share. Services and support revenue increased 10.4% to $365.1 million, while processing revenue increased 6.6% to $271.1 million.

From Wikipedia’s article on Jack Henry & Associates, shared under CC BY-SA 4.0.8

Leadership

Who has led Jack Henry & Associates, and when. Pick a name to see everywhere that person has worked.

Board members and other officers (27)

Subsidiaries and ownership

Subsidiaries (Exhibit 21)

  • Goldleaf Insurance, LLC Tennessee9
  • JHA Money Center, Inc. Missouri9
  • JHA Payment Solutions, Inc. Washington9
  • Payrailz, LLC Delaware9
  • Profitstars, LLC Missouri9
  • Towne Services, Inc. Georgia9
  • iPay Technologies, LLC Kentucky9

The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.

Former names

  • HENRY JACK & ASSOCIATES INCNov 14, 1995 to Mar 16, 20237

Timeline

  1. Aug 24, 20268-K Executive or director change59
  2. Aug 18, 20268-K Results of operations60
  3. Aug 11, 20268-K Results of operations61
  4. Jun 4, 20268-K Executive or director change; Regulation FD disclosure62
  5. May 12, 20268-K Other events63
  6. May 5, 20268-K Results of operations64
  7. Apr 28, 20268-K Results of operations65
  8. Mar 26, 20268-K Entered a material agreement; Ended a material agreement; New debt or obligation66
  9. Feb 3, 20268-K Results of operations67
  10. Jan 27, 20268-K Results of operations68
  11. Nov 14, 20258-K Executive or director change; Shareholder vote69
  12. Nov 4, 20258-K Results of operations70
  13. Aug 6, 2024New chief executive Gregory R. Adelson becomes CEO21
  14. Sep 13, 2016New chief executive David B. Foss becomes CEO22
  15. Jan 10, 2006New chief executive John F. Prim becomes CEO23
  16. Jan 3, 1994Went public Listed on NASDAQ1
  17. 1976Founded Founded in Monett1

Calendar

Coming up

  1. Nov 3, 2026Reports results for the quarter ending Sep/2026 A year earlier it reported $1.97 a share, on Nov 4, 2025.71

When it reported results

  1. Aug 18, 2026Reported quarterly or annual results60
  2. Aug 11, 2026Reported quarterly or annual results61
  3. May 5, 2026Reported quarterly or annual results64
  4. Apr 28, 2026Reported quarterly or annual results65
  5. Feb 3, 2026Reported quarterly or annual results67
  6. Jan 27, 2026Reported quarterly or annual results68
  7. Nov 4, 2025Reported quarterly or annual results70
  8. Oct 28, 2025Reported quarterly or annual results72

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

327 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 63 major events, 193 insider forms, 20 large holders, 31 other. The latest 20:

  1. Oct 2, 2026ARS ARS - JKHY 2026 ANNUAL REPORT EDGAR
  2. Oct 2, 2026DEFA14A DEFA14A - PROXY NOTICE FY2026 EDGAR
  3. Oct 2, 2026DEF 14A JKHY - DEF 14A - JKHY PROXY STATEMENT FY2026 EDGAR
  4. Sep 1, 20264 EDGAR
  5. Aug 31, 20264 EDGAR
  6. Aug 31, 20264 EDGAR
  7. Aug 31, 20264 EDGAR
  8. Aug 31, 20264 EDGAR
  9. Aug 31, 20264 EDGAR
  10. Aug 28, 202610-K 10-K - JKHY - 2026.06.30 FY2026 EDGAR
  11. Aug 25, 20263 EDGAR
  12. Aug 24, 2026144 EDGAR
  13. Aug 24, 20268-K 8-K - JKHY - 2026.08.20 - ANNOUNCING NEW DIRECTOR EDGAR
  14. Aug 18, 20268-K 8-K - JKHY - 2026.06.30 - Q4 FY26 PRESS RELEASE EDGAR
  15. Aug 11, 20268-K 8-K - JKHY - 2026.08.11 - Q4 FY26 DECONVERSION REVENUE EDGAR
  16. Aug 6, 20264 EDGAR
  17. Aug 6, 20264 EDGAR
  18. Aug 6, 20264 EDGAR
  19. Aug 6, 20264 EDGAR
  20. Aug 6, 20264 EDGAR

The 327 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

16 open-market trades by officers, directors and large owners since October 2021: 4 buys and 12 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
May 14, 2026Adelson Gregory R.President & CEOBuy2,000$133.42$266.8KForm 4
May 14, 2026Carsley MimiCFO and TreasurerBuy375$134.12$50.3KForm 4
Dec 1, 2025Foss David BDirectorSale20,000$174.92$3.5MForm 4
Nov 10, 2025McLachlan Shanon G.COOSale227$160.83$36.5KForm 4
Aug 4, 2025Foss David BDirectorSale5,780$167.28$966.9KForm 4
May 13, 2025Swearingen Renee AnnSr VP & Chief Accounting OfficSale1,010$179.10$180.9KForm 4
May 13, 2025McLachlan Shanon G.COOSale246$179.42$44.1KForm 4
May 12, 2025Foss David BDirectorSale15,000$180.74$2.7MForm 4
May 12, 2025Morgan Craig KeithCLO & SecretarySale5,000$180.16$900.8KForm 4
Nov 19, 2024Foss David BDirectorSale18,770$171.32$3.2MForm 4
Dec 18, 2023Zengel Stacey E.Senior Vice PresidentSale326$165.10$53.8KForm 4
May 25, 2023WIMSETT THOMAS ADirectorBuy2,000$145.51$291.0KForm 4
Mar 14, 2023Kelly Laura G.DirectorBuy1,000$145.29$145.3KForm 4
Nov 22, 2022Foss David BDirectorSale16,000$188.10$3.0MForm 4
Mar 23, 2022Foss David BDirectorSale3,247$188.08$610.7KForm 4
Mar 7, 2022Adelson Gregory R.President & CEOSale4,400$185.23$815.0KForm 4

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Executive pay

What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.

YearExecutiveAgeSalaryTotal pay
2026Gregory R. AdelsonPresident and Chief Executive Officer$762.5K$8.4M81
2026Mimi L. CarsleyChief Financial Officer and Treasurer$541.6K$4.6M81
2026Shanon G. McLachlanSenior Vice President and Chief Operating Officer$486.0K$2.4M81
2026Craig K. MorganChief Legal Officer and Secretary$496.9K$2.2M81
2026Renee A. SwearingenSenior Vice President and Chief Accounting Officer$319.9K$859.8K81
2025Gregory R. AdelsonPresident and Chief Executive Officer$750.0K$7.0M81
2025Mimi L. CarsleyChief Financial Officer and Treasurer$525.5K$3.1M81
2025Shanon G. McLachlanSenior Vice President and Chief Operating Officer$450.0K$1.9M81
2025Craig K. MorganChief Legal Officer and Secretary$445.2K$1.8M81
2024Gregory R. AdelsonPresident and Chief Executive Officer$580.8K$3.2M81
2024Mimi L. CarsleyChief Financial Officer and Treasurer$496.4K$2.8M81
2024Craig K. MorganChief Legal Officer and Secretary$434.3K$1.8M81

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
Kayne Anderson Rudnick Investment Management LLC5,213,188$718.1M2.2%−246,452
BlackRock, Inc.5,121,763$705.5M0.0%−836,292
Vanguard Capital Management LLC4,644,613$639.7M0.0%−35,797
State Street Corp3,703,621$510.1M0.0%−251,343
Vanguard Portfolio Management LLC3,559,401$490.3M0.0%−32,566
Geode Capital Management, LLC2,753,826$378.8M0.0%+451,683
Morgan Stanley2,374,832$327.1M0.0%−309,016
Arrowstreet Capital, Limited Partnership2,105,562$290.0M0.1%+1,676,639
CIBC Bancorp USA Inc.1,908,794$262.9M0.3%−1,736
Invesco Ltd.1,881,300$259.1M0.0%+28,481
Van Eck Associates Corp1,308,353$180.2M0.1%+1,243,526
Wells Fargo & Company/mn1,288,860$177.5M0.0%−92,855
Neuberger Berman Group LLC1,194,453$164.5M0.1%+108,207
UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC1,171,662$161.4M0.0%−286,439
Norges Bank1,000,164$137.8M0.0%New
TD Asset Management Inc928,659$127.9M0.1%+104,834
Dimensional Fund Advisors LP871,646$120.1M0.0%+119,621
Epoch Investment Partners, Inc.829,619$114.3M0.7%+148,032
First Trust Advisors LP776,966$107.0M0.1%+42,668
Raymond James Financial Inc761,841$104.9M0.0%−51,785
UBS Group AG733,400$101.0M0.0%−122,563
Charles Schwab Investment Management Inc664,587$91.5M0.0%+1,339
Bank of New York Mellon Corp636,479$87.7M0.0%+179
Northern Trust Corp619,764$85.4M0.0%−111,578
Stifel Financial Corp514,611$70.9M0.1%−12,650

13F reports cover disclosed long positions in U.S. stocks only.

Members of Congress who traded it

16 trades disclosed by members of Congress. “Vs S&P since” is the stock’s change since the trade minus the S&P 500’s.

DateMemberTradeAmountVs S&P sinceFiling
Jun 16, 2026Gilbert Ray Cisneros, Jr.Democratic, HouseBuy$1,001 - $15,000+18.2%Report
Apr 14, 2026Gilbert Ray Cisneros, Jr.Democratic, HouseSale$1,001 - $15,000+7.8%Report
Nov 18, 2025Gilbert Ray Cisneros, Jr.Democratic, HouseBuy$1,001 - $15,000−21.5%Report
Nov 12, 2025Gilbert Ray Cisneros, Jr.Democratic, HouseBuy$1,001 - $15,000−19.3%Report
Jul 16, 2025Lisa C. McClainRepublican, HouseSale$1,001 - $15,000+35.5%Report
Jul 10, 2025Lisa C. McClainRepublican, HouseBuy$1,001 - $15,000−36.2%Report
May 3, 2024Tommy TubervilleRepublican, SenateSale$1,001 - $15,000+55.6%Report
Apr 5, 2024Tommy TubervilleRepublican, SenateBuy$1,001 - $15,000−56.8%Report
Dec 28, 2023Jared MoskowitzDemocratic, HouseSale$1,001 - $15,000+66.4%Report
Dec 28, 2023Jared MoskowitzDemocratic, HouseSale$1,001 - $15,000+66.4%Report
Oct 16, 2023Tommy TubervilleRepublican, SenateSale$1,001 - $15,000+71.2%Report
Apr 10, 2023Daniel S. GoldmanDemocratic, HouseSale$1,001 - $15,000+83.2%Report
Dec 18, 2020Dean Phillips, HouseSale$1,001 - $15,000+112.2%Report
Oct 13, 2020Greg Gianforte, HousePartial sale$1,001 - $15,000+123.8%Report
Sep 23, 2020Dean Phillips, HouseBuy$1,001 - $15,000−141.1%Report
May 7, 2020Greg Gianforte, HouseBuy$100,001 - $250,000−183.2%Report

Members report amounts as ranges, not exact figures. Returns are price-only (no dividends).

SEC filer profile

How Jack Henry & Associates is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARJACK HENRY & ASSOCIATES INC2
  • CIK0000779152
  • Employer ID (EIN)43-112838520
  • Filer statusLarge accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company20
  • Incorporated inDelaware20
  • Fiscal year endsJune 302
  • Industry code (SIC)7373 Services-Computer Integrated Systems Design2
  • SEC reviewing officeOffice of Technology, Division of Corporation Finance2
  • Business addressPo Box 807, 663 Hwy 60, Monett, MO 65708-08072
  • Phone41723566522
  • Shares outstanding70,112,608 shares as of Aug 12, 202620
  • Public float$13.1B as of Dec 31, 202520
  • AuditorPricewaterhouseCoopers LLP, Kansas City, Missouri PCAOB ID 238; it also attests to the company’s internal control over financial reporting20
  • On EDGAR sinceFeb 9, 19952
  • Filings1,379 in all: 4 (700), 8-K (253), 10-Q (94), SC 13G/A (64), 10-K (32), DEF 14A (31), 11-K (26), 3 (26)2
    All 39 form types

    8-K/A (19), SC 13G (19), S-8 (14), SC 13D/A (12), ARS (11), 144 (9), UPLOAD (7), 3/A (6), DEFA14A (6), 4/A (5), SCHEDULE 13G/A (5), 5 (4), CORRESP (4), PRE 14A (4), SCHEDULE 13G (4), 10-K/A (3), 10-Q/A (3), SC 13D (3), NT 10-K (2), NT 10-Q (2), 10-12B (1), 11-K/A (1), 424B4 (1), DEFR14A (1), S-1 (1), S-1/A (1), S-3 (1), S-4 (1), S-4/A (1), S-4MEF (1), S-8 POS (1)

  • Latest filingsAnnual report (10-K) Aug 28, 2026
    Quarterly report (10-Q) May 7, 2026
    Proxy statement (DEF 14A) Oct 2, 2026
    Latest 8-K (8-K) Aug 24, 2026

Securities registered for trading

ClassSymbolExchange
Common Stock ($0.01 par value)JKHYNasdaq Global Select Market

From the cover page of the 10-K filed Aug 28, 2026 (Section 12(b) of the Exchange Act).20

Risk factors and legal proceedings

The risks Jack Henry & Associates names in Item 1A of its 10-K filed Aug 28, 2026: 25 risks under these headings, as written.20

  • Business and Operating Risks
  • Data security breaches, failures, or other incidents could damage our reputation and business.
  • Failure to maintain sufficient technological infrastructure or an operational failure in our outsourcing facilities could expose us to damage claims, increase regulatory scrutiny, and cause us to lose clients.
  • Failures associated with payment transactions could result in financial loss.
  • Failures of third-party service providers we rely upon could lead to financial loss.
  • We operate in highly competitive and rapidly evolving markets and our business will be adversely affected if we fail to compete effectively.
  • Failure to achieve favorable renewals of service contracts could negatively affect our business.
  • If we fail to adapt our products and services to changes in technology and the markets we serve, we could lose existing clients and be unable to attract new business.
  • The increasing adoption of artificial intelligence (AI), machine learning (ML), and generative artificial intelligence into our products introduces significant and evolving risks that could lead to unintended consequences, result in reputational harm, and increased litigation.
  • Software defects or problems with installations and updates may harm our business and reputation and expose us to potential liability.
  • Expansion of services to non-traditional clients could expose us to new risks.
  • Regulatory and Compliance Risks
The other 15 risks
  • The software and services we provide to our clients are subject to government regulation that could hinder the development of our business, increase costs, or impose constraints on the way we conduct our operations.
  • Compliance with data privacy and cybersecurity laws, regulations, and rules may adversely impact our expenses, development, and strategy.
  • Failure to comply or readily address compliance and regulatory rule changes made by payment card networks could adversely affect our business.
  • Economic Conditions Risks
  • Natural disasters, public health crises, wars, acts of terrorism, other armed conflict, and workforce shortages could adversely affect our results of operations.
  • Our business may be adversely impacted by general U.S. and global market and economic conditions or specific conditions in the financial services industry.
  • Consolidation and failures of financial institutions will continue to reduce the number of our clients and potential clients.
  • Acquisition Risks
  • Our selective pursuit of strategic transactions may be limited by market conditions, which could impact our ability to complement our organic growth.
  • Any transactions we pursue subject us to operational, financial, and integration risks.
  • Intellectual Property Risks
  • If others claim that we have infringed their intellectual property rights, we could be liable for significant damages or could be required to change our processes.
  • Our failure to protect our intellectual property and proprietary rights may adversely affect our competitive position.
  • General Risk Factors
  • A material weakness in our internal controls could have a material adverse effect on us.
  • The loss of key associates and difficulties in hiring and retaining associates could adversely affect our business.
  • Unfavorable resolution of tax contingencies or unfavorable future tax law changes could adversely affect our tax expense.
  • The impairment of a significant portion of our goodwill and intangible assets would adversely affect our results of operations.
  • Changes in interest rates could increase our borrowing costs or result in decreased interest income.

Legal proceedings

We are subject to various routine legal proceedings and claims arising in the ordinary course of our business. In the opinion of management, any liabilities resulting from current lawsuits are not expected, either individually or in the aggregate, to have a material adverse effect on our consolidated financial statements. In accordance with U.S. generally accepted accounting principles ("U.S. GAAP"), we record a liability when it is both probable that a liability has been incurred and the amount of the loss can be reasonably estimated. These liabilities are reviewed at least quarterly and adjusted to reflect the impacts of negotiations, settlements, rulings, advice of legal counsel, and other information and events pertaining to a particular case or proceeding.

The opening of Item 3, Legal Proceedings.20

Sources

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