NATL on NYSE

NCR Atleos Corp

American calculating and accounting machines company based in Germantown2

In its 2026 annual report the company says: “NCR Atleos Corporation is an industry-leading financial technology company providing self-directed banking solutions to a global customer base including financial institutions, merchants, manufacturers, retailers and consumers. Our comprehensive solutions enable the acceleration of self-directed banking through automated teller machine and interactive teller machine technology, including software, services, hardware and our proprietary Allpoint network.”5 Its shares trade on NYSE under the symbol NATL.2

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Last updated Oct 21, 2026.

Overview

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  • TickerNATL on NYSE2
  • IndustryCalculating & Accounting Machines (No Electronic Computers)2
  • HeadquartersGermantown, United States2
  • Incorporated inMD3
  • Business address864 Spring Street Nw, Atlanta, Ga 303083
  • Filer categoryLarge accelerated filer3
  • Legal formStock Corporation2
  • LEI9845005FC3S0VA7147412
  • StatusActive2
  • LEI statusIssued and current2
  • Registered address20370 SENECA MEADOWS PARKWAY, 20876 Germantown, United States2
  • Registered withBusiness Services (Maryland Department of Assessments and Taxation), D244276682

NCR Atleos Corporation (“Atleos,” the “Company,” “we,” “us,” and “our”) is an industry-leading financial technology company providing self-directed banking solutions to a global customer base including financial institutions, merchants, manufacturers, retailers and consumers. Self-directed banking is a rapidly growing, secular trend that allows banking customers to transact seamlessly between various channels all for the same transaction. Our comprehensive solutions enable the acceleration of self-directed banking through automated teller machine (“ATM”) and interactive teller machine (“ITM”) technology, including software, services, hardware and our proprietary Allpoint network. While we provide all our solutions on a modular basis, we have also assembled these capabilities into a turnkey, end-to-end platform which we have branded “ATM as a Service.” On October 16, 2023, we completed ou…5 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

11.0%Operating margin6
3.7%Net margin6
1.1%Revenue growth, 20256
40.2%Return on equity6
6.63×Debt to equity6
$239.0MFree cash flow6

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Products and services

Recurring revenue brought in 71% of the revenue NCR Atleos Corp broke down this way in fiscal 2025.

  1. Recurring revenue$3.1B671%down 2% from 2024
  2. All other products and services$1.3B629%up 8% from 2024
Products and services by year
Products and services2022202320242025
Recurring revenue$2.8B$3.0B$3.1B$3.1B
All other products and services$1.3B$1.2B$1.2B$1.3B

Business segments

Self-Service Banking Segments brought in 67% of the revenue NCR Atleos Corp broke down this way in fiscal 2025.

  1. Self-Service Banking Segments$2.9B667%up 7% from 2024
  2. Network$1.3B629%down 1% from 2024
  3. T&T$168.0M64%down 13% from 2024
Business segments by year
Business segments2022202320242025
Self-Service Banking Segments$2.6B$2.6B$2.7B$2.9B
Network$1.2B$1.3B$1.3B$1.3B
T&T$219.0M$196.0M$194.0M$168.0M

Regions

United States brought in 45% of the revenue NCR Atleos Corp broke down this way in fiscal 2025.

  1. United States$2.0B645%up 1% from 2024
  2. EMEA$1.4B631%up 3% from 2024
  3. Americas (Excluding United States)$541.0M612%up 5% from 2024
  4. APJ$488.0M611%down 7% from 2024
Regions by year
Regions2022202320242025
United States$1.9B$1.9B$1.9B$2.0B
EMEA$1.2B$1.2B$1.3B$1.4B
Americas (Excluding United States)$511.0M$534.0M$517.0M$541.0M
APJ$524.0M$511.0M$525.0M$488.0M

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Research and development2¢$70.0M
  • Selling, general and admin12¢$513.0M
  • Other costs82¢$3.6B
  • Income tax1¢$27.0M
  • Profit4¢$162.0M

Out of $4.4B in revenue.6

Where each dollar of operating cash went, fiscal 2025

  • Capital spending33¢$117.0M
  • Share buybacks8¢$28.0M
  • Kept or used elsewhere59¢$211.0M

Out of $356.0M of cash from operations.6

Financial statements

Revenue786$4.4B in 2025+23% since 2021
0$2.0B$4.0B$6.0B2021: $3.5B$3.5B20212022: $4.1B$4.1B2022+16%2023: $4.2B$4.2B2023+2%2024: $4.3B$4.3B2024+3%2025: $4.4B$4.4B2025+1%
Operating income786$478.0M in 2025+93% since 2021
0$200.0M$400.0M$600.0M2021: $248.0M$248.0M20212022: $258.0M$258.0M2022+4%2023: $263.0M$263.0M2023+2%2024: $437.0M$437.0M2024+66%2025: $478.0M$478.0M2025+9%
Net income786$162.0M in 2025−13% since 2021
-$200.0M-$100.0M0$100.0M$200.0M2021: $186.0M$186.0M20212022: $99.0M$99.0M2022−47%2023: -$150.0M-$150.0M20232024: $80.0M$80.0M20242025: $162.0M$162.0M2025+102%

Every line of the income statement as filed: the last 3 fiscal years (annual) or 4 quarters (quarterly), latest first.6

Period ending2025-12-312024-12-312023-12-31
Total revenue$4.4B$4.3B$4.2B
Selling, general and administrative expenses$513.0M$521.0M$585.0M
Research and development expenses$70.0M$62.0M$80.0M
Total operating expenses$3.9B$3.9B$3.9B
Income from operations$478.0M$437.0M$263.0M
Loss on extinguishment of debt$0-$24.0M$0
Interest expense-$270.0M-$309.0M-$90.0M
Other (expense) income, net-$19.0M$21.0M-$84.0M
Income before income taxes$189.0M$125.0M$89.0M
Income tax expense$27.0M$44.0M$237.0M
Net income (loss)$162.0M$81.0M-$148.0M
Net income attributable to noncontrolling interests$0$1.0M$2.0M
Net income (loss) attributable to Atleos$162.0M$80.0M-$150.0M
Basic (in dollars per share)$2.20$1.11-$2.12
Diluted (in dollars per share)$2.14$1.08-$2.12
Basic (in shares)73.5M shares72.2M shares70.6M shares
Diluted (in shares)75.6M shares74.2M shares70.6M shares

Compare NCR Atleos Corp with another company

Corporate structure

NCR Atleos Corp sits at the top of its group. 128 entities, 55 countries on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of NCR Atleos Corp

  • NCR Atleos Corp Germantown, Maryland, United States
    • ATM Deployer Services LLC Subsidiary · Delaware, United States
    • ATM National, LLC Subsidiary · Delaware, United States
    • Cardpoint GmbH Subsidiary · Germany
    • Cardtronics ATM Pty Ltd Subsidiary · Australia
    • CARDTRONICS AUSTRALASIA PTY LTD Subsidiary · Melbourne, Australia
    • Cardtronics Australia Pty Ltd. Subsidiary · Australia
    • Cardtronics Canada Armoured Car Inc. Subsidiary · Canada
    • Cardtronics Canada ATM Management Partnership Subsidiary · Canada
    • Cardtronics Canada ATM Processing Partnership Subsidiary · Canada
    • Cardtronics Canada Holdings Inc. Subsidiary · Canada
    • Cardtronics Canada Limited Partnership Subsidiary · Canada
    • Cardtronics Canada Operations Inc. Subsidiary · Canada
    • Cardtronics Canada, Ltd. Subsidiary · Canada
    • Cardtronics Holdings Australia Pty Ltd Subsidiary · Australia
    • Cardtronics Holdings Limited Subsidiary · United Kingdom
    • Cardtronics Inc. Jordan LLC (Jordan) Subsidiary · Jordan
    • Cardtronics India LLP Subsidiary · India
    • Cardtronics Ireland Limited Subsidiary · Ireland
    • Cardtronics Limited Subsidiary · United Kingdom
    • Cardtronics Management Services Limited Subsidiary · United Kingdom
    • Cardtronics Mexico, S.A. de C.V. Subsidiary · Mexico
    • Cardtronics New Zealand (Holdings) Limited Subsidiary · New Zealand
    • Cardtronics NZ Limited Subsidiary · New Zealand
    • Cardtronics Spain, Sociedad Limitada Subsidiary · Spain
    • Cardtronics UK Limited Subsidiary · United Kingdom
    • and 102 more

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What NCR Atleos Corp reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Property and equipment, net$511.0M6 Dec 31, 2025$474.0M6 Dec 31, 2024+7.8%
Finance-lease assets$14.0M6 Dec 31, 2025$6.0M6 Dec 31, 2024+133.3%
Operating-lease assets (leased space)$177.0M6 Dec 31, 2025$144.0M6 Dec 31, 2024+22.9%

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$456.0M6 Dec 31, 2025$419.0M6 Dec 31, 2024+8.8%
Debt securities available for sale$9.0M6 Dec 31, 2025$6.0M6 Dec 31, 2024+50.0%

Intangibles and goodwill

ItemLatestA year beforeChange
Goodwill$2.0B6 Dec 31, 2025$1.9B6 Dec 31, 2024+0.4%
Intangible assets, net (excluding goodwill)$498.0M6 Dec 31, 2025$550.0M6 Dec 31, 2024−9.5%
Finite-lived intangibles, gross$986.0M6 Dec 31, 2025$944.0M6 Dec 31, 2024+4.4%
Accumulated amortization$488.0M6 Dec 31, 2025$394.0M6 Dec 31, 2024+23.9%

Inventory

ItemLatestA year beforeChange
Inventory, total$342.0M6 Dec 31, 2025$307.0M6 Dec 31, 2024+11.4%
Finished goods$92.0M6 Dec 31, 2025$65.0M6 Dec 31, 2024+41.5%

Properties, in its own words

As of December 31, 2025, Atleos operated 316 facilities consisting of approximately 3.1 million square feet in 56 countries throughout the world, which are generally used by all of Atleos’ operating segments. On a square footage basis, 7% of these facilities are owned and 93% are leased. Within the total facility portfolio, Atleos operates three research and development and manufacturing facilities totaling 0.4 million square feet, 69% of which is leased. The remaining 2.7 million square feet of space includes office, repair, and warehousing space and other miscellaneous sites, and is 96% leased.

Atleos is headquartered in Atlanta, Georgia, USA. Our address at our corporate headquarters is 864 Spring Street Northwest, Atlanta, Georgia, 30308 USA.

Item 2 of the 10-K filed Feb 27, 2026.5

Leadership

Who has led NCR Atleos Corp, and when. Pick a name to see everywhere that person has worked.

Board members and other officers (16)

Subsidiaries and ownership

Subsidiaries (Exhibit 21)

  • ATM Deployer Services LLC Delaware4
  • ATM National, LLC Delaware4
  • CATM Africa Holdings Limited United Kingdom4
  • CATM Europe Holdings Limited United Kingdom4
  • CATM Holdings LLC Delaware4
  • Cardpoint GmbH Germany4
  • Cardtronics ATM Pty Ltd Australia4
  • Cardtronics Australasia Pty Ltd Australia4
  • Cardtronics Australia Pty Ltd. Australia4
  • Cardtronics Canada ATM Management Partnership Canada4
  • Cardtronics Canada ATM Processing Partnership Canada4
  • Cardtronics Canada Armoured Car Inc. Canada4
  • Cardtronics Canada Holdings Inc. Canada4
  • Cardtronics Canada Limited Partnership Canada4
  • Cardtronics Canada Operations Inc. Canada4
  • Cardtronics Canada, Ltd. Canada4
  • Cardtronics Holdings Australia Pty Ltd Australia4
  • Cardtronics Holdings Limited United Kingdom4
  • Cardtronics Holdings, LLC Delaware4
  • Cardtronics Inc. Jordan LLC (Jordan) Jordan4
  • Cardtronics India LLP India4
  • Cardtronics Ireland Limited Ireland4
  • Cardtronics Limited United Kingdom4
  • Cardtronics Management Services Limited United Kingdom4
All 125 listed subsidiaries
  • Cardtronics Mexico, S.A. de C.V. Mexico4
  • Cardtronics NZ Limited New Zealand4
  • Cardtronics New Zealand (Holdings) Limited New Zealand4
  • Cardtronics Pty Ltd. Australia4
  • Cardtronics Spain, Sociedad Limitada Spain4
  • Cardtronics UK Limited United Kingdom4
  • Cardtronics USA, Inc. Delaware4
  • Cardtronics, Inc. Delaware4
  • Cardtronics, Inc. (Kuwait Branch) Kuwait4
  • Cardtronics, Inc. (Oman Branch) Oman4
  • Cashzone Greece Single Member P.C. Greece4
  • Cashzone Portugal, Unipessoal, Lda. Portugal4
  • Clip Money, Inc. Canada4
  • Columbus Merchant Services, LLC Delaware4
  • DC Payments Mexico, S.A. de CV. Mexico4
  • DSM Services S.A. de C.V. Mexico4
  • Data Pathing Holdings LLC Delaware4
  • Digital Insight India Products Private Limited India4
  • Global Assurance Limited Bermuda4
  • I-Design Multimedia Limited United Kingdom4
  • Moon Inc. Delaware4
  • N. Timms & Co. (Private) Ltd Zimbabwe4
  • NCR (Bahrain) W.L.L. Bahrain4
  • NCR (Beijing) Financial Equipment System Co., Ltd. China4
  • NCR (Guangzhou) Technology Co., Ltd. China4
  • NCR (Hellas) Single Member S.A. Greece4
  • NCR (Hong Kong) Limited Hong Kong4
  • NCR (Kenya) Limited Kenya4
  • NCR (Macau) Limited China4
  • NCR (Malaysia) Sdn Bhd Malaysia4
  • NCR (Nigeria) PLC Nigeria4
  • NCR (Schweiz) GmbH Switzerland4
  • NCR (Shanghai) Technology Services Ltd. China4
  • NCR (Thailand) Limited Thailand4
  • NCR ATM EG LLC Egypt4
  • NCR ATM Holding Corporation Delaware4
  • NCR ATM International LLC Delaware4
  • NCR ATM Lebanon SARL Lebanon4
  • NCR ATM Pakistan (SMC-Private) Limited Pakistan4
  • NCR ATM Polska SPOL z.o.o. Poland4
  • NCR ATM South Africa Pty. Ltd. South Africa4
  • NCR ATM d.o.o. Beograd Serbia4
  • NCR Argentina S.R.L. Argentina4
  • NCR Atleos Canada Receivables GP Corp. Canada4
  • NCR Atleos Canada Receivables LP Canada4
  • NCR Atleos Government Systems LLC Delaware4
  • NCR Atleos Guam, Inc. Guam4
  • NCR Atleos Receivables LLC Delaware4
  • NCR Atleos SA Holdings (RF) Pty Ltd (South Africa) South Africa4
  • NCR Belgium Co., SNC Belgium4
  • NCR Bilisim Sistemleri, L.S. Turkey4
  • NCR Brasil Ltda Brazil4
  • NCR Cebu Development Center, Inc. Philippines4
  • NCR Ceska Republika spol. S.r.o. Czech Republic4
  • NCR Chile Industrial y Comercial Limitada Chile4
  • NCR Colombia Ltda Colombia4
  • NCR Comercial E Inversiones Limitada Chile4
  • NCR Corporation (Philippines) Philippines4
  • NCR Corporation India Private Limited India4
  • NCR Dominicana SRL Dominican Republic4
  • NCR Dutch Holdings B.V. Netherlands4
  • NCR Financial Solutions Group Limited United Kingdom4
  • NCR Foreign Investco 1, LLC Delaware4
  • NCR France, SNC France4
  • NCR Ghana Limited Ghana4
  • NCR Global Holdings Limited Ireland4
  • NCR Global Solutions Limited Ireland4
  • NCR GmbH Germany4
  • NCR Iberia Unipessoal, Lda. Portugal4
  • NCR Indonesia LLC Delaware4
  • NCR International (South Africa) (Pty) Ltd. South Africa4
  • NCR Italia Holdings LLC Delaware4
  • NCR Italia S.r.l. Italy4
  • NCR Japan Ltd. Japan4
  • NCR Magyarorszag Informacio-Technologiai Kft. Hungary4
  • NCR Oesterreich Ges.m.b.H. Austria4
  • NCR Payments and Services Malaysia Sdn Bhd Malaysia4
  • NCR Qatar LLC Qatar4
  • NCR Singapore Pte Ltd. Singapore4
  • NCR Solutions (Middle East) LLLC Delaware4
  • NCR Systems Taiwan Ltd. Taiwan4
  • NCR UK Group Financing Limited United Kingdom4
  • NCR Ukraine Limited Ukraine4
  • NCR Zimbabwe (Private) Ltd Zimbabwe4
  • NCR del Peru SAC Peru4
  • New Wave ATM Installations Limited United Kingdom4
  • PT NCR Indonesia Indonesia4
  • Papeles y Suministros del Cuaca S.A. Colombia4
  • Perativ Holdings Canada Inc. Canada4
  • Perativ Inc. Canada4
  • Perativ Technologies Inc. Canada4
  • Quantor Holding LLC Delaware4
  • Radiant Systems Co. Ltd. Thailand4
  • Retalix Technology (Beijing) Co. Ltd. China4
  • Spark ATM Systems (Pty) Ltd. South Africa4
  • Sunwin Services Group (2010) Limited United Kingdom4
  • TIAGN I Brasil Servicos De Tecnologia Ltda Brazil4
  • TIAGN I Guatemala, Sociedad Anonima Guatemala4
  • TIAGN I, Inc. Delaware4
  • TIAGN Peru S.A.C. Peru4
  • USA Payment Systems, Inc. Delaware4

The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.

Former names

  • NCR Atleos, LLCJun 6, 2023 to Oct 10, 20233
  • NCR ATMCo, LLCMay 10, 2023 to Jul 21, 20233

Timeline

  1. Aug 5, 20268-K Results of operations30
  2. Jun 30, 20268-K Shareholder vote; Regulation FD disclosure31
  3. Jun 18, 20268-K Other events32
  4. May 21, 20268-K Shareholder vote33
  5. May 6, 20268-K Results of operations34
  6. Mar 12, 20268-K Entered a material agreement; Regulation FD disclosure35
  7. Mar 5, 20268-K Regulation FD disclosure36
  8. Feb 26, 20268-K Results of operations37
  9. Feb 26, 20268-K Entered a material agreement; Regulation FD disclosure38
  10. Dec 19, 20258-K Executive or director change39
  11. Nov 5, 20258-K Results of operations; Regulation FD disclosure40
  12. Oct 28, 20258-K Bylaws or fiscal year changed41
  13. Oct 18, 2023New chief executive Timothy Charles Oliver becomes CEO11
  14. Oct 6, 2023Founded NCR Atleos Corp is founded2

Calendar

Coming up

  1. Nov 4, 2026 · Before the openReports results for the quarter ending Sep/2026 A year earlier it reported $1 a share, on Nov 5, 2025.42

When it reported results

  1. Aug 5, 2026Reported quarterly or annual results30
  2. May 6, 2026Reported quarterly or annual results34
  3. Feb 26, 2026Reported quarterly or annual results37
  4. Nov 5, 2025Reported quarterly or annual results40
  5. Aug 6, 2025Reported quarterly or annual results43
  6. May 7, 2025Reported quarterly or annual results44
  7. Mar 3, 2025Reported quarterly or annual results45
  8. Nov 12, 2024Reported quarterly or annual results46

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

258 filings to the SEC since October 2021: 4 annual reports, 10 quarterly reports, 46 major events, 126 insider forms, 13 large holders, 59 other. The latest 20:

  1. Oct 2, 20264 EDGAR
  2. Oct 2, 20264 EDGAR
  3. Aug 12, 2026SCHEDULE 13G EDGAR
  4. Aug 5, 202610-Q EDGAR
  5. Aug 5, 20268-K EDGAR
  6. Jul 1, 20264 EDGAR
  7. Jun 30, 20268-K EDGAR
  8. Jun 18, 2026425 EDGAR
  9. Jun 18, 20268-K EDGAR
  10. Jun 18, 2026425 EDGAR
  11. May 27, 2026DEFM14A EDGAR
  12. May 26, 20264 EDGAR
  13. May 26, 20264 EDGAR
  14. May 26, 20264 EDGAR
  15. May 26, 20264 EDGAR
  16. May 26, 20264 EDGAR
  17. May 26, 20264 EDGAR
  18. May 21, 20268-K EDGAR
  19. May 12, 2026425 EDGAR
  20. May 7, 202610-Q EDGAR

The 258 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

5 open-market trades by officers, directors and large owners since October 2021: 1 buys and 4 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Nov 19, 2025Frymire Michelle MDirectorSale8,786$35.02$307.7KForm 4
Mar 6, 2025Reece Joseph EDirectorBuy4,000$25.59$102.4KForm 4
Dec 6, 2024DuVall Andrew RChief Accounting OfficerSale450$33.48$15.1KForm 4
Nov 21, 2024DuVall Andrew RChief Accounting OfficerSale300$30.80$9.2KForm 4
Dec 7, 2023DuVall Andrew RChief Accounting OfficerSale83$22.00$1.8KForm 4

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Executive pay

What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.

YearExecutiveAgeSalaryTotal pay
2025Timothy C. Oliver$900.0K$10.3M53
2025Andrew Wamser$550.0K$4.8M53
2025Stuart Mackinnon$600.0K$3.6M53
2025Ricardo J. Nuñez$525.0K$2.2M53
2025Andrea Burson$375.0K$1.2M53
2025Paul J. Campbell$131.5K$1.2M53
2024Chief Executive Officer$800.0K$8.7M53
2024Chief Operating Officer$500.0K$2.9M53
2024Former Chief Financial Officer$475.0K$2.5M53
2024Chief Legal OfficerGeneral$500.0K$2.1M53
2023Chief Executive Officer$661.9K$9.0M53
2023Counseland Secretary$143.8K$2.1M53
2023Chief Operating Officer$430.6K$1.6M53
2023Former Chief Financial Officer$350.7K$992.1K53

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
BlackRock, Inc.10,823,638$469.9M0.0%+242,664
Vanguard Portfolio Management LLC4,284,704$186.0M0.0%+57,482
Bank Of America Corp /de/3,967,979$172.2M0.0%+2,106,546
Vanguard Capital Management LLC3,320,280$144.1M0.0%+5,159
State Street Corp2,952,190$128.2M0.0%+125,928
Engine Capital Management, LP2,581,525$112.1M10.9%No change
Alliancebernstein L.P.2,289,210$99.8M0.0%+1,170,688
Goldman Sachs Group Inc2,094,272$90.9M0.0%+869,630
Geode Capital Management, LLC2,082,141$90.4M0.0%+324,547
Fuller & Thaler Asset Management, Inc.2,011,636$87.3M0.2%−102,782
Dimensional Fund Advisors LP1,735,877$75.3M0.0%+99,794
Alta Fox Capital Management, LLC1,560,889$67.8M13.6%No change
Citigroup Inc1,340,611$58.2M0.0%+452,848
Millennium Management LLC1,143,132$49.6M0.0%+648,443
Man Group plc1,138,646$49.4M0.1%+728,646
AQR Arbitrage LLC1,148,113$49.2M0.8%+363,877
Charles Schwab Investment Management Inc1,121,928$48.7M0.0%−112,169
Coliseum Capital Management, LLC1,071,128$46.5M4.0%−453,597
Soros Fund Management LLC1,033,562$44.9M0.7%+303,213
Hudson Bay Capital Management LP992,914$43.1M0.2%New
BNP PARIBAS ASSET MANAGEMENT Holding S.A.917,919$39.8M0.0%+180,139
Victory Capital Management Inc905,527$39.3M0.0%−710,231
TIG Advisors, LLC831,361$36.1M1.7%New
Northern Trust Corp820,453$35.6M0.0%−11,943
Morgan Stanley701,547$30.5M0.0%−177,120

13F reports cover disclosed long positions in U.S. stocks only.

SEC filer profile

How NCR Atleos Corp is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARNCR Atleos Corp1
  • CIK0001974138
  • Employer ID (EIN)92-35885605
  • Filer statusLarge accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company5
  • Incorporated inMaryland5
  • Fiscal year endsDecember 311
  • Industry code (SIC)3578 Calculating & Accounting Machines (No Electronic Computers)1
  • SEC reviewing officeOffice of Technology, Division of Corporation Finance1
  • Business address864 Spring Street Nw, Atlanta, GA 303081
  • Phone(832) 308-49991
  • Shares outstanding73,896,934 as of Jul 31, 202610
  • Public float$2.1B as of Jun 30, 20255
  • AuditorPricewaterhouseCoopers LLP, Atlanta, Georgia PCAOB ID 238; it also attests to the company’s internal control over financial reporting5
  • On EDGAR sinceMay 10, 20231
  • Filings258 in all: 4 (103), 8-K (44), 3 (20), 425 (20), 10-Q (10), CORRESP (9), 144 (6), UPLOAD (6)1
    All 26 form types

    SC 13G/A (4), 10-K (3), 4/A (3), ARS (3), DEF 14A (3), DEFA14A (3), SC 13G (3), SCHEDULE 13G (3), SCHEDULE 13G/A (3), 10-12B/A (2), 8-K/A (2), S-8 (2), 10-12B (1), 10-K/A (1), CERT (1), DEFM14A (1), DRS (1), SEC STAFF ACTION (1)

  • Latest filingsAnnual report (10-K) Feb 27, 2026
    Quarterly report (10-Q) Aug 5, 2026
    Proxy statement (DEF 14A) Apr 3, 2026
    Latest 8-K (8-K) Aug 5, 2026

Securities registered for trading

ClassSymbolExchange
Common Stock, par value $0.01 per shareNATLNew York Stock Exchange

From the cover page of the 10-K filed Feb 27, 2026 (Section 12(b) of the Exchange Act).5

Risk factors and legal proceedings

The risks NCR Atleos Corp names in Item 1A of its 10-K filed Feb 27, 2026: 47 risks under these headings, as written.5

  • Risks Associated with our Strategy & Technology
  • Risks Associated with our Business Operations
  • Risks Associated with our Finance & Accounting
  • Risks Associated with Law & Compliance
  • Risks Associated with the Spin-Off
  • Risks Associated with Atleos Common Stock
  • If we are unsuccessful in growing our business, our operating results could be adversely impacted.
  • If we do not develop and introduce new solutions in the competitive, rapidly changing environment in which we do business, our business results may be impacted.
  • If we do not compete effectively within the technology industry, we will not be successful.
  • If we do not successfully integrate acquisitions or effectively manage alliance activities, we may not drive future growth.
  • Our multinational operations, including in new and emerging markets, expose us to business and legal risks.
  • Our business may be adversely impacted by domestic and global economic and credit conditions.
The other 41 risks
  • Tariffs and other trade measures could adversely affect our results of operations, financial position and cash flows.
  • We are subject to certain significant risks and uncertainties from the payments-related business and industry, including the loss of revenue from decreased usage of our ATMs by users for their financial transactions or changes in the fees charged in connection with such transactions.
  • We maintain a significant amount of vault cash, which is necessary to operate our business, involves risk of loss and is subject to cost fluctuations based on interest rate movements.
  • If we do not retain key employees, or attract quality new and replacement employees, we may not be able to meet our business objectives.
  • Defects, errors, installation difficulties or development delays could expose us to potential liability, harm our reputation and adversely impact our business.
  • If third-party suppliers upon which we rely are not able to fulfill our needs, our ability to timely bring our products to market could be affected.
  • A major natural disaster or catastrophic event could have a materially adverse effect on our business, financial condition and results of operations, or have other adverse consequences.
  • Our historical and ongoing manufacturing activities subject us to environmental exposures.
  • Climate change could adversely impact our business long-term.
  • Data protection, cybersecurity and data privacy issues could adversely impact our business.
  • The degree to which we are leveraged may materially and adversely impact our business, financial condition and results of operations.
  • The terms of the documents governing our indebtedness include financial and other covenants that could restrict or limit our financial and business operations.
  • Despite our current levels of debt, we may still incur substantially more debt, including secured debt, and similar liabilities, which would increase the risks described in these risk factors relating to indebtedness.
  • If we are unable to continue to access or renew financing sources and obtain capital, our ability to maintain and grow our business may be adversely impaired.
  • Our cash flows may not be sufficient to service our indebtedness, and if we are unable to satisfy our obligations under our indebtedness, we may be required to seek other financing alternatives, which may not be successful.
  • The agreements governing certain of our indebtedness provide that our borrowings will bear interest at a variable rate which subjects us to interest rate risk, which could cause our debt service obligations or other costs of capital to increase significantly.
  • The terms governing our trade receivables facility, including the length of term, financial and other covenants, and obligations to remit collections on the sold receivables, could restrict or otherwise limit our financial and business operations.
  • A lowering or withdrawal of the ratings assigned to our debt securities by rating agencies may increase our future capital costs and reduce our access to capital.
  • Our pension liabilities could adversely impact our liquidity and financial condition.
  • We may be required to write down the value of certain significant assets, which would adversely impact our operating results.
  • A failure or inability to protect our intellectual property, and other issues related to our and third-party intellectual property, especially third-party intellectual property infringement claims, could have a material and adverse effect on our business, results of operations and financial condition.
  • Changes to our tax rates and additional income tax liabilities could impact profitability.
  • In the normal course of business, we are subject to proceedings, lawsuits, claims and other matters, the outcomes of which are not predictable and could result in material and adverse impacts on our operating results and financial position; we are also subject to diverse and complex laws and regulations which are rapidly changing and subject to many possible changes in the future and may create a substantial burden on us, and substantially increase costs to our organization or could have an impact on our future operating results.
  • Changes to cryptocurrency regulations could impact profitability.
  • RISKS RELATED TO THE SPIN-OFF
  • If Atleos is unable to satisfy the requirements of Section 404 of the Sarbanes-Oxley Act, or its internal control over financial reporting is not effective, the reliability of Atleos’ financial statements may be questioned and Atleos’ stock price may suffer.
  • Voyix may fail to perform under various transaction agreements that were executed as part of the spin-off or Atleos may fail to have necessary systems and services in place when Voyix is no longer obligated to provide services under the various agreements.
  • Under applicable tax law, Atleos may be liable for certain tax liabilities of Voyix following the spin-off if Voyix were to fail to pay such taxes.
  • In connection with Atleos’ spin-off from NCR, Voyix has and will indemnify Atleos for certain liabilities. However, there can be no assurance that the indemnity will be sufficient to insure Atleos against the full amount of such liabilities, or that Voyix’s ability to satisfy its indemnification obligation will not be impaired in the future.
  • In connection with our separation, Atleos has and will assume, and indemnify Voyix for, certain liabilities. If we are required to make payments pursuant to these indemnities to Voyix, we would need to meet those obligations and our financial results could be adversely impacted.
  • If the distribution of shares of Atleos, together with certain related transactions, does not qualify as a reorganization within the meaning of sections 368(a)(1)(D) and 355 of the Code that is generally tax-free for U.S. federal income tax purposes, you and Voyix could be subject to significant U.S. federal income tax liability and, in certain circumstances, Atleos could be required to indemnify Voyix for material taxes pursuant to indemnification obligations under the tax matters agreement.
  • To preserve the tax-free treatment to Voyix and its stockholders of the distribution and certain related transactions, under the tax matters agreement, Atleos is restricted from taking certain actions after the distribution that could adversely impact the intended U.S. federal income tax treatment of the distribution and such related transactions.
  • The spin-off and related internal restructuring transactions may expose Atleos to potential liabilities arising out of state and federal fraudulent conveyance laws and legal dividend requirements.
  • Certain of Atleos’ executive officers and directors may have actual or potential conflicts of interest because of their previous positions at NCR.
  • RISKS RELATED TO ATLEOS COMMON STOCK
  • Atleos’ stock price may fluctuate significantly.
  • Any sales of substantial amounts of shares of Atleos common stock in the public market or the perception that such sales might occur may cause the market price of Atleos common stock to decline.
  • Atleos cannot guarantee the timing, amount or payment of dividends on its common stock.
  • Your percentage of ownership in Atleos may be diluted in the future.
  • While Atleos has instituted a share repurchase program, Atleos may not continue to repurchase our common stock pursuant to our share repurchase program, and any such repurchases could diminish Atleos’ cash reserves and may not enhance long-term stockholder value.
  • Certain provisions in Atleos’ charter and bylaws, and of Maryland law, may prevent or delay an acquisition of Atleos, which could decrease the trading price of the common stock.
  • Atleos’ bylaws contain an exclusive forum provision that could limit a stockholder’s ability to bring a claim in a judicial forum that the stockholder believes is favorable for such disputes and may discourage lawsuits against Atleos and any of our directors, officers or other employees.
  • We could be subject to actions or proposals from stockholders that do not align with our business strategies or the interests of our other stockholders.

Legal proceedings

Information regarding legal proceedings is included in Item 8 of Part II of this Report as part of Note 9, “Commitments and Contingencies”, of the Notes to Consolidated Financial Statements and is incorporated herein by reference.

The opening of Item 3, Legal Proceedings.5

Sources

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