ORI on NYSE

Old Republic International

Logo: Old Republic International, Public domain, via Wikimedia Commons6

American property insurance and title insurance company

Old Republic International Corporation is an American property insurance and title insurance company. The company is headquartered in Chicago, Illinois.3 Its shares trade on NYSE under the symbol ORI.1 Wikipedia text CC BY-SA 4.0

$39.64 up 0.97 (2.51%)Price as of Oct 16, 2026 at 19:58 UTC

Last updated Oct 21, 2026.

Overview

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  • TickerORI on NYSE1
  • Industryinsurance1
  • HeadquartersChicago1
  • Websitewww.oldrepublic.com
  • Legal formDelaware corporation1
  • Incorporated inDE7
  • Business address307 N Michigan Ave, Chicago, Il 606017
  • Filer categoryLarge accelerated filer7
  • LEI549300IV6O2YY2A1KH374
  • StatusActive4
  • LEI statusIssued and current4
  • Registered addressC/O THE PRENTICE-HALL CORPORATION SYSTEM, INC., 19808 Wilmington, United States4
  • Registered withDivision of Corporations, Department of State, 7049194

Old Republic International Corporation is an American property insurance and title insurance company. The company is headquartered in Chicago, Illinois.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

10.2%Net margin9
11.0%Revenue growth, 20259
15.8%Return on equity9

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Other costs87¢$8.0B
  • Income tax3¢$242.1M
  • Profit10¢$935.4M

Out of $9.1B in revenue.9

Where each dollar of operating cash went, fiscal 2025

  • Dividends paid67¢$782.6M
  • Share buybacks11¢$123.8M
  • Kept or used elsewhere22¢$257.9M

Out of $1.2B of cash from operations.9

Financial statements

Revenue101112139$9.1B in 2025+22% since 2019
0$2.5B$5.0B$7.5B$10.0B2019: $7.5B$7.5B20192020: $7.2B$7.2B2020−4%2021: $9.3B$9.3B2021+30%2022: $8.1B$8.1B2022−13%2023: $7.3B$7.3B2023−10%2024: $8.2B$8.2B2024+13%2025: $9.1B$9.1B2025+11%
Net income101112139$935.4M in 2025−11% since 2019
0$500.0M$1.0B$1.5B$2.0B2019: $1.1B$1.1B20192020: $558.6M$558.6M2020−47%2021: $1.5B$1.5B2021+175%2022: $686.4M$686.4M2022−55%2023: $598.6M$598.6M2023−13%2024: $852.7M$852.7M2024+42%2025: $935.4M$935.4M2025+10%

Every line of the income statement as filed: the last 3 fiscal years (annual) or 8 quarters (quarterly), latest first.9

Period ending2025-12-312024-12-312023-12-31
Net premiums earned$7.8B$7.0B$6.4B
Title, escrow, and other fees$264.1M$284.4M$261.8M
Total premiums and fees$8.1B$7.3B$6.7B
Net investment income$708.7M$673.1M$578.3M
Other income$194.9M$177.6M$163.1M
Total operating revenues$9.0B$8.2B$7.4B
Consolidated net realized investment gains (losses)$202.0M$88.8M-$67.0M
Unrealized from changes in fair value of equity securities-$22.3M-$18.9M-$123.9M
Total net investment gains (losses)$179.7M$69.9M-$190.9M
Total revenues$9.1B$8.2B$7.3B
Loss and loss adjustment expenses$3.4B$3.0B$2.6B
Dividends to policyholders$16.2M$23.5M$16.5M
Underwriting, acquisition, and other expenses$4.5B$4.0B$3.8B
Interest and other charges$70.3M$77.3M$70.5M
Total expenses$8.0B$7.2B$6.5B
Income before income taxes$1.2B$1.1B$747.4M
Current$225.2M$205.2M$186.2M
Deferred$16.8M$11.7M-$37.4M
Total income taxes$242.1M$216.9M$148.7M
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest$941.9M$852.7M$598.6M
Comprehensive Income (Loss), Net of Tax, Attributable to Noncontrolling Interest$6.5M$0$0
Net income to shareholders$935.4M$852.7M$598.6M
Net income per share: basic (in dollars per share)$3.82$3.30$2.12
Net income per share: diluted (in dollars per share)$3.72$3.24$2.10
Weighted average number of shares outstanding, basic245.1M shares258.0M shares282.7M shares
Weighted Average Number of Shares Outstanding, Diluted251.3M shares262.9M shares285.5M shares

Compare Old Republic International with another company

Corporate structure

Old Republic International sits at the top of its group. 112 entities, 4 countries on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of Old Republic International

  • VANGUARD GROUP INC Filed SCHEDULE 13G/A on Old Republic International, latest Mar 27, 2026 (5 filings since Feb 10, 2022)
  • ORI 401(k) Savings & Profit Sharing Plan Filed SC 13G on Old Republic International, latest Feb 12, 2024 (3 filings since Feb 15, 2022)
  • BlackRock Filed SC 13G/A on Old Republic International, latest Jan 24, 2024 (4 filings since Feb 1, 2022)
  • State Street Corporation Filed SC 13G/A on Old Republic International, latest Jan 22, 2024 (3 filings since Feb 11, 2022)
  • Old Republic International Chicago, Illinois, United States
    • American Business & Mercantile Insurance Mutual, Inc. Subsidiary · Delaware, United States
    • American First Title & Trust Company Subsidiary · Oklahoma, United States
    • American Guaranty Title Insurance Company Subsidiary · Oklahoma, United States
    • Attorneys’ Title Fund Services, Inc. Subsidiary · Florida, United States
    • BITCO Construction Group, Inc. Subsidiary · Delaware, United States
    • BITCO Construction Insurance Agency of New York, Inc. Subsidiary · New York, United States
    • BITCO Construction Insurance Agency, Inc. Subsidiary · California, United States
    • BITCO Corporation Subsidiary · Delaware, United States
    • BITCO General Insurance Corporation Subsidiary · Iowa, United States
    • BITCO National Insurance Company Subsidiary · Iowa, United States
    • Brummel Brothers, Inc. Subsidiary · Illinois, United States
    • Compass Abstract, Inc. Subsidiary · Pennsylvania, United States
    • D.I.S.C.C. Enterprise, Ltd. Subsidiary · British Columbia, Canada
    • Employers General Insurance Group, Inc. Subsidiary · Delaware, United States
    • eRecording Partners Network, LLC Subsidiary · Minnesota, United States
    • Genesis Abstract, LLC Subsidiary · Pennsylvania, United States
    • Great West Casualty Company Subsidiary · Nebraska, United States
    • Guardian Consumer Services, Inc. Subsidiary · Texas, United States
    • iMarc, Inc. Subsidiary · New Hampshire, United States
    • Inter Capital Company of Chicago Subsidiary · Delaware, United States
    • Inter Capital Group, Inc. Subsidiary · Delaware, United States
    • Inter Capital Realty Corporation Subsidiary · Delaware, United States
    • Inter West Assurance, Ltd. Subsidiary · North Carolina, United States
    • Joe Morton & Sons, Inc. Subsidiary · Nebraska, United States
    • L.T. Service Corp. Subsidiary · New York, United States
    • and 86 more

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What Old Republic International reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Investments

ItemLatestA year beforeChange
Debt securities available for sale$12.7B9 Dec 31, 2025$12.1B9 Dec 31, 2024+5.1%

Intangibles and goodwill

ItemLatestA year beforeChange
Goodwill$173.2M9 Dec 31, 2025$179.6M9 Dec 31, 2024−3.6%

Properties, in its own words

The principal executive offices of the Company are located in the Company-owned Old Republic Building in Chicago, Illinois. Certain smaller buildings are owned by Old Republic and its subsidiaries in various parts of the nation and are primarily used for its business. Other operations of the Company and its subsidiaries are directed from leased premises. See Note 14 in the Notes to Consolidated Financial Statements for a summary of all material lease obligations.

Item 2 of the 10-K filed Feb 26, 2026.18

Leadership

Who has led Old Republic International, and when. Pick a name to see everywhere that person has worked.

Board members and other officers (37)

Subsidiaries and ownership

Subsidiaries (Exhibit 21)

  • American Business & Mercantile Insurance Mutual, Inc. Delaware8
  • American First Title & Trust Company Oklahoma8
  • American Guaranty Title Insurance Company Oklahoma8
  • Attorneys’ Title Fund Services, Inc. Florida8
  • BITCO Construction Group, Inc. Delaware8
  • BITCO Construction Insurance Agency of New York, Inc. New York8
  • BITCO Construction Insurance Agency, Inc. California8
  • BITCO Corporation Delaware8
  • BITCO General Insurance Corporation Iowa8
  • BITCO National Insurance Company Iowa8
  • Brummel Brothers, Inc. Illinois8
  • Compass Abstract, Inc. Pennsylvania8
  • D.I.S.C.C. Enterprise, Ltd. British Columbia (Canada)8
  • Employers General Insurance Group, Inc. Delaware8
  • Genesis Abstract, LLC Pennsylvania8
  • Great West Casualty Company Nebraska8
  • Guardian Consumer Services, Inc. Texas8
  • Inter Capital Company of Chicago Delaware8
  • Inter Capital Group, Inc. Delaware8
  • Inter Capital Realty Corporation Delaware8
  • Inter West Assurance, Ltd. North Carolina8
  • Joe Morton & Sons, Inc. Nebraska8
  • L.T. Service Corp. New York8
  • Lenders Inspection Company Oklahoma8
All 113 listed subsidiaries
  • Lex Terrae National Title Services, Inc. New Jersey8
  • Lex Terrae, Ltd. New York8
  • Manufacturers Alliance Insurance Company Pennsylvania8
  • Mara Escrow Company California8
  • Mid Atlantic States Investment Company Delaware8
  • Minnehoma Automobile Association, Inc. Florida8
  • Mississippi Valley Title Services Company Mississippi8
  • National General Agency, Inc. Texas8
  • OLD REPUBLIC INTERNATIONAL CORPORATION Delaware8
  • ORHP Management Company Illinois8
  • ORI Great West Holding, Inc. Delaware8
  • ORT Ancillary Services, Inc. Minnesota8
  • Old Republic Accident & Health Security Assurance Company, IC Vermont8
  • Old Republic Accident & Health, Inc. Delaware8
  • Old Republic Aerospace, Inc. Delaware8
  • Old Republic Allied Management Company Delaware8
  • Old Republic Central Title, Inc. Delaware8
  • Old Republic Cyber Assurance Company, IC Vermont8
  • Old Republic Cyber, Inc. Delaware8
  • Old Republic Diversified Services, Inc. Minnesota8
  • Old Republic Eastern Title, Inc. Delaware8
  • Old Republic Environmental, Inc Delaware8
  • Old Republic Escrow of Vancouver, Inc. Washington8
  • Old Republic Excess & Surplus Assurance Company, IC Vermont8
  • Old Republic Excess & Surplus, Inc. Delaware8
  • Old Republic Exchange Company California8
  • Old Republic General Insurance Corporation Illinois8
  • Old Republic Home Protection Company, Inc. California8
  • Old Republic Inland Marine Company, IC Vermont8
  • Old Republic Inland Marine, Inc. Delaware8
  • Old Republic Insurance Company Pennsylvania8
  • Old Republic Insured Automotive Services, Inc. Oklahoma8
  • Old Republic Lawyers Specialty Insurance Company, IC Vermont8
  • Old Republic Lawyers Specialty Insurance, Inc. Delaware8
  • Old Republic Life Insurance Company Illinois8
  • Old Republic Life Insurance Group, Inc. Delaware8
  • Old Republic Mercantile Insurance Company Vermont8
  • Old Republic National Services Group, Inc. Illinois8
  • Old Republic National Title Holding Company Delaware8
  • Old Republic National Title Insurance Company Florida8
  • Old Republic National Title Services, Inc. Delaware8
  • Old Republic Professional Liability, Inc. Delaware8
  • Old Republic Residual Market Insurance Company North Carolina8
  • Old Republic Residual Market Services, Inc. Delaware8
  • Old Republic Risk Management, Inc. Delaware8
  • Old Republic Security Assurance Company Illinois8
  • Old Republic Security Holdings, Inc. Delaware8
  • Old Republic Specialty Insurance Company, IC Vermont8
  • Old Republic Specialty Insurance Group, Inc. Delaware8
  • Old Republic Specialty Insurance Underwriters, Inc. Delaware8
  • Old Republic Surety Company Wisconsin8
  • Old Republic Surety Group, Inc. Delaware8
  • Old Republic Title Companies, Inc. Delaware8
  • Old Republic Title Company California8
  • Old Republic Title Company of Conroe Texas8
  • Old Republic Title Company of Nevada Nevada8
  • Old Republic Title Company of Oklahoma Oklahoma8
  • Old Republic Title Company of Oregon Oregon8
  • Old Republic Title Company of St. Louis, Inc. Missouri8
  • Old Republic Title Company of Tennessee Tennessee8
  • Old Republic Title Holding Company, Inc. California8
  • Old Republic Title Information Concepts, Inc. California8
  • Old Republic Title Insurance Agency, Inc. Arizona8
  • Old Republic Title Insurance Companies, Inc. Delaware8
  • Old Republic Title Insurance Group, Inc. Delaware8
  • Old Republic Title Tech Companies, Inc. Delaware8
  • Old Republic Title and Escrow of Hawaii, Ltd. Hawaii8
  • Old Republic Title, Ltd. Delaware8
  • Old Republic Union Insurance Company Illinois8
  • Old Republic Western Title, Inc. Delaware8
  • Orion Technologies, Inc. Delaware8
  • PMA Companies, Inc. Pennsylvania8
  • PMA Holdings, Ltd. Bermuda8
  • PMA Insurance SPC Cayman Islands8
  • PMA Management Corp. Pennsylvania8
  • PMA Management Corp. of New England, Inc. Connecticut8
  • Pennsylvania Manufacturers Association Insurance Company Pennsylvania8
  • Pennsylvania Manufacturers Indemnity Company Pennsylvania8
  • Pennsylvania Manufacturers International Insurance, Ltd. Bermuda8
  • RQ Holdings, Inc. Texas8
  • RamQuest Software, Inc. Texas8
  • Republic Credit Indemnity Companies, Inc. Delaware8
  • Republic Equity Credit Services, Inc. Illinois8
  • Republic Insured Credit Services, Inc. Delaware8
  • Sentry Abstract Company Pennsylvania8
  • Troon Management Corporation Pennsylvania8
  • eRecording Partners Network, LLC Minnesota8
  • iMarc, Inc. New Hampshire8
  • op2 Solutions, Inc. Texas8

The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.

Timeline

  1. Jul 23, 20268-K Results of operations66
  2. Jul 1, 20268-K Regulation FD disclosure67
  3. May 27, 20268-K Shareholder vote68
  4. May 18, 20268-K Entered a material agreement; New debt or obligation69
  5. Apr 23, 20268-K Results of operations70
  6. Jan 22, 20268-K Results of operations71
  7. Dec 12, 20258-K Other events72
  8. Oct 24, 20258-K Results of operations73
  9. Aug 19, 20258-K Regulation FD disclosure74
  10. Jul 24, 20258-K Results of operations75
  11. May 28, 20258-K Shareholder vote76
  12. May 19, 20258-K Other events77
  13. May 9, 2016New chief executive Craig R. Smiddy becomes CEO19
  14. Mar 23, 2004New chief executive Aldo C. Zucaro becomes CEO20
  15. Jan 3, 1994Went public Listed on NYSE1
  16. Mar 6, 1969Founded Old Republic International is founded4

Calendar

Coming up

  1. Oct 22, 2026 · Before the openReports results for the quarter ending Sep/2026 A year earlier it reported $1.11 a share, on Oct 23, 2025.78

When it reported results

  1. Jul 23, 2026Reported quarterly or annual results66
  2. Apr 23, 2026Reported quarterly or annual results70
  3. Jan 22, 2026Reported quarterly or annual results71
  4. Oct 24, 2025Reported quarterly or annual results73
  5. Jul 24, 2025Reported quarterly or annual results75
  6. Apr 25, 2025Reported quarterly or annual results79
  7. Jan 23, 2025Reported quarterly or annual results80
  8. Oct 24, 2024Reported quarterly or annual results81

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

361 filings to the SEC since October 2021: 6 annual reports, 15 quarterly reports, 52 major events, 189 insider forms, 15 large holders, 84 other. The latest 20:

  1. Sep 3, 20264 EDGAR
  2. Sep 1, 2026144 EDGAR
  3. Aug 13, 20264 EDGAR
  4. Aug 11, 2026144 EDGAR
  5. Jul 31, 20264 EDGAR
  6. Jul 31, 202610-Q EDGAR
  7. Jul 30, 2026144 EDGAR
  8. Jul 30, 20264 EDGAR
  9. Jul 28, 2026144 EDGAR
  10. Jul 23, 20268-K EDGAR
  11. Jul 16, 2026N-PX EDGAR
  12. Jul 13, 202611-K EDGAR
  13. Jul 6, 202613F-HR EDGAR
  14. Jul 1, 20268-K EDGAR
  15. Jun 29, 2026NT 11-K EDGAR
  16. May 27, 20268-K EDGAR
  17. May 18, 20268-K CURRENT REPORT EDGAR
  18. May 14, 20264 EDGAR
  19. May 14, 2026424B5 PROSPECTUS SUPPLEMENT EDGAR
  20. May 14, 2026FWP FREE WRITING PROSPECTUS EDGAR

The 361 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

64 open-market trades by officers, directors and large owners since October 2021: 40 buys and 24 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Sep 1, 2026MONROE CAROLYNSVP - Title InsuranceSale4,386$42.01$184.3KForm 4
Aug 11, 2026MONROE CAROLYNSVP - Title InsuranceSale1,788$42.26$75.6KForm 4
Jul 29, 2026LANGE JEFFREYSVPUnderwriting & DistributionSale14,075$43.76$615.9KForm 4
Jul 28, 2026OBERST STEPHEN JExecutive Vice PresidentSale13,125$43.96$577.0KForm 4
May 12, 2026MONROE CAROLYNSVP - Title InsuranceSale13,330$38.76$516.7KForm 4
May 1, 2026Risch TheraceDirectorBuy300$39.90$12.0KForm 4
Mar 2, 2026Smith John EricDirectorBuy1,135$43.10$48.9KForm 4
Feb 2, 2026MONROE CAROLYNSVP - Title InsuranceSale5,526$39.28$217.1KForm 4
Nov 14, 2025MONROE CAROLYNSVP - Title InsuranceSale6,680$44.54$297.5KForm 4
Nov 3, 2025Risch TheraceDirectorBuy1,000$39.14$39.1KForm 4
Sep 2, 2025Risch TheraceDirectorBuy1,500$39.90$59.9KForm 4
Aug 21, 2025OBERST STEPHEN JExecutive Vice PresidentSale4,797$39.29$188.5KForm 4
Jul 31, 2025MONROE CAROLYNSVP - Title InsuranceSale6,849$36.52$250.1KForm 4
May 1, 2025MONROE CAROLYNSVP - Title InsuranceSale10,601$37.38$396.3KForm 4
May 1, 2025LANGE JEFFREYSVPUnderwriting & DistributionSale8,117$37.41$303.7KForm 4
Mar 11, 2025DARE THOMASSrVP Secretary General CounselSale27,457$36.50$1.0MForm 4
Mar 3, 2025Sodaro Frank JosephSr. VP. & CFOSale3,104$38.84$120.6KForm 4
Mar 3, 2025Smiddy Craig RPresident & CEOSale5,296$38.60$204.5KForm 4
Feb 4, 2025MONROE CAROLYNSVP - Title InsuranceSale9,188$36.35$333.9KForm 4
Jan 31, 2025LANGE JEFFREYSVPUnderwriting & DistributionSale1,098$36.56$40.1KForm 4

All 64 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

  • VANGUARD GROUP INCSCHEDULE 13G/A, 5 filings Feb 10, 2022 to Mar 27, 202682
  • 401(k) Savings &. Profit Sharing Plan OriSC 13G, 3 filings Feb 15, 2022 to Feb 12, 202483
  • BlackRockSC 13G/A, 4 filings Feb 1, 2022 to Jan 24, 202484
  • State Street CorporationSC 13G/A, 3 filings Feb 11, 2022 to Jan 22, 202485

Executive pay

What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.

YearExecutiveAgeSalaryTotal pay
2025President and ChiefExecutive Officer$990.4K$8.2M86
2025Executive VicePresident and Treasurer$643.3K$3.5M86
2025Senior VicePresident — Title$731.1K$3.2M86
2025Senior Vice Presidentand Chief Financial Officer$612.3K$3.0M86
2024President and ChiefExecutive Officer$985.0K$7.7M86
2024Executive VicePresident and Treasurer$630.0K$3.4M86
2024Senior VicePresident — Title$684.1K$2.9M86
2024Senior Vice Presidentand Chief Financial Officer$590.0K$2.9M86
2023President and ChiefExecutive Officer$926.7K$5.9M86
2023Executive VicePresident and Treasurer$589.3K$2.6M86
2023Senior Vice Presidentand Chief Financial Officer$560.7K$2.2M86

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
BlackRock, Inc.26,307,760$1.1B0.0%−4,267
Bank of New York Mellon Corp12,015,139$491.7M0.1%−226,114
Vanguard Portfolio Management LLC11,598,362$474.6M0.0%−420,336
State Street Corp10,059,212$411.6M0.0%−25,036
Vanguard Capital Management LLC9,909,365$405.5M0.0%−41,882
Geode Capital Management, LLC7,824,678$320.6M0.0%+138,699
Charles Schwab Investment Management Inc7,495,748$306.7M0.0%+594,559
Dimensional Fund Advisors LP6,994,582$286.2M0.1%+272,808
Victory Capital Management Inc6,249,664$255.7M0.1%−680,861
Aqr Capital Management LLC5,037,110$206.1M0.1%−746,560
Hamlin Capital Management, LLC4,665,045$190.9M4.3%−73,921
First Trust Advisors LP4,060,586$166.2M0.1%+1,237,041
Morgan Stanley3,133,860$128.2M0.0%+44,826
Captrust Financial Advisors2,758,825$112.9M0.2%−70,608
Northern Trust Corp2,703,211$110.6M0.0%−9,367
Raymond James Financial Inc2,625,610$107.4M0.0%−500,974
Invesco Ltd.2,583,763$105.7M0.0%+1,462,921
Norges Bank2,398,290$98.1M0.0%New
Goldman Sachs Group Inc1,786,650$73.1M0.0%+159,640
GQG Partners LLC1,760,732$72.0M0.1%−1,771,471
Vanguard Fiduciary Trust Co1,411,758$57.8M0.0%+1,294
Gotham Asset Management, LLC1,325,249$54.2M0.1%+437,705
Quantinno Capital Management LP1,246,510$51.0M0.1%+71,980
Miller Howard Investments Inc /ny1,110,934$45.5M1.2%−548,016
TCTC Holdings, LLC979,241$40.1M1.1%No change

13F reports cover disclosed long positions in U.S. stocks only.

Members of Congress who traded it

6 trades disclosed by members of Congress. “Vs S&P since” is the stock’s change since the trade minus the S&P 500’s.

DateMemberTradeAmountVs S&P sinceFiling
May 12, 2025Jefferson ShreveRepublican, HouseSale$15,001 - $50,000+30.4%Report
May 12, 2022Virginia FoxxRepublican, HouseSale$15,001 - $50,000+24.0%Report
Apr 6, 2022Virginia FoxxRepublican, HouseBuy$1,001 - $15,000−17.2%Report
Mar 7, 2022Virginia FoxxRepublican, HouseBuy$1,001 - $15,000−32.2%Report
Mar 1, 2022Virginia FoxxRepublican, HouseBuy$15,001 - $50,000−29.2%Report
Mar 7, 2021Virginia FoxxRepublican, HouseBuy$1,001 - $15,000−20.6%Report

Members report amounts as ranges, not exact figures. Returns are price-only (no dividends).

SEC filer profile

How Old Republic International is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGAROLD REPUBLIC INTERNATIONAL CORP2
  • CIK0000074260
  • Employer ID (EIN)36-267817118
  • Filer statusLarge accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company18
  • Incorporated inDelaware18
  • Fiscal year endsDecember 312
  • Industry code (SIC)6351 Surety Insurance2
  • SEC reviewing officeOffice of Finance, Division of Corporation Finance2
  • Business address307 N Michigan Ave, Chicago, IL 606012
  • Phone31234681002
  • Shares outstanding241,432,922 as of Jun 30, 202616
  • Public float$8.8B as of Jun 30, 202518
  • AuditorKPMG LLP, Chicago, Illinois PCAOB ID 185; it also attests to the company’s internal control over financial reporting18
  • On EDGAR sinceJan 28, 19942
  • Filings1,680 in all: 4 (667), 8-K (227), SC 13G/A (104), 10-Q (98), SC 13G (71), 11-K (67), 13F-HR (51), 10-K/A (46)2
    All 51 form types

    5 (44), 3 (36), DEF 14A (33), 10-K (30), 144 (22), CORRESP (19), UPLOAD (17), 424B5 (16), S-3ASR (12), S-8 (12), 4/A (11), ARS (8), FWP (7), S-8 POS (7), PX14A6G (6), 10-Q/A (5), 8-A12B/A (5), 8-K/A (5), PRE 14A (5), 10-K405/A (4), DEFA14A (4), 10-K405 (3), 13F-HR/A (3), N-PX (3), NT 11-K (3), S-3/A (3), 3/A (2), 424B2 (2), 424B3 (2), 424B7 (2), 8A12BEF (2), EFFECT (2), S-3 (2), S-4 (2), S-4/A (2), 11-K/A (1), 15-12G (1), 25-NSE (1), 5/A (1), 8-A12B (1), DEFR14A (1), NT 10-K (1), SCHEDULE 13G/A (1)

  • Latest filingsAnnual report (10-K) Feb 26, 2026
    Quarterly report (10-Q) Jul 31, 2026
    Proxy statement (DEF 14A) Mar 31, 2026
    Latest 8-K (8-K) Jul 23, 2026

Securities registered for trading

ClassSymbolExchange
Common Stock / $1 par valueORINew York Stock Exchange

From the cover page of the 10-K filed Feb 26, 2026 (Section 12(b) of the Exchange Act).18

Risk factors and legal proceedings

The risks Old Republic International names in Item 1A of its 10-K filed Feb 26, 2026: 23 risks under these headings, as written.18

  • In evaluating the Company, the factors described below should be considered carefully. The occurrence or reoccurrence of one or more of these events could significantly and adversely affect the Company’s business, financial condition, and results of operations.
  • RISKS RELATING TO OLD REPUBLIC AND ITS BUSINESSES
  • Old Republic’s loss reserves are based on estimates, and if these prove to be inadequate to cover its actual insured losses, Old Republic’s business, financial condition, and results of operations could be adversely affected.
  • If the Company is unable to accurately underwrite risks and charge competitive yet profitable rates to its policyholders and customers, the Company’s business, financial condition, and results of operations could be materially and adversely affected.
  • If the Company is unable to realize its investment objectives, its financial condition and results of operations may be adversely affected.
  • Losses due to nonperformance or defaults by counterparties can have a material adverse effect on the Company’s profitability or sources of liquidity.
  • The Company’s status as a holding company with no direct operations could adversely affect its liquidity and its ability to service debt and pay dividends.
  • Old Republic may not be able to maintain paying dividends at current rates, or at all.
  • Technology, security breaches or failures, including cybersecurity incidents, and emerging types of artificial intelligence (AI) could disrupt the Company’s operations, result in financial losses, the loss of critical and confidential information, or expose the Company to additional liabilities, which could adversely affect its reputation and results of operations.
  • The Company may suffer losses from litigation, which could materially and adversely affect its financial condition and business operations.
  • The Company competes with a large number of companies in the insurance industry for premium revenues.
  • If the Company’s investments in new operating companies are unsuccessful, the Company’s expectations for top- and bottom-line growth may not be met.
The other 12 risks
  • If the Company is unable to keep pace with the technological advancements in the insurance industry, its ability to compete effectively could be impaired.
  • Old Republic is subject to extensive governmental regulation, and if the Company fails to comply with these regulations, it can be subject to penalties, including fines and suspensions, which may adversely affect the Company’s realization of its business objectives as well as its financial condition, results of operations, and reputation.
  • Climate change could have a material adverse effect on Old Republic’s business and investments.
  • Catastrophic losses, including those caused by natural disasters such as earthquakes or man-made events such as terrorist attacks, are inherently unpredictable and could cause the Company to suffer material financial losses.
  • If the Company is not able to obtain reinsurance on favorable terms, its business, financial condition, and results of operations could be adversely affected.
  • Losses due to defaults by insureds with which the Company has entered into risk-sharing arrangements could adversely affect its profitability.
  • The Title Insurance segment’s products and services and claims experience may suffer as a result of deteriorations in the real estate market.
  • A significant portion of the Title Insurance segment’s business is generated by independent title agents. If this segment’s products and services become less attractive to these independent title agents, or if there is a decrease in the amount of title industry business placed by independent title agents, it could have a material adverse impact on this segment.
  • Because independent title agents issue a significant portion of the Title Insurance segment's policies and operate with substantial independence from the business, the independent operations of these title agents could adversely affect the financial condition and profitability of this segment.
  • Regulation of title insurance rates could adversely affect the Title Insurance segment.
  • The Title Insurance segment’s business may be adversely affected by business or regulatory conditions that disproportionately affect Florida.
  • A title failure or other claim on a large commercial title policy could adversely affect the Title Insurance segment and the Company.

Legal proceedings

Legal proceedings against the Company and its subsidiaries routinely arise in the normal course of business and usually pertain to claim matters related to insurance policies and contracts issued by its insurance subsidiaries. At December 31, 2025, the Company had no material non-claim litigation exposures in its consolidated business.

The opening of Item 3, Legal Proceedings.18

Sources

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