Overview
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- TickerPCB on Nasdaq1
- IndustryState Commercial Banks1
- HeadquartersLos Angeles, California1
- Business address3701 Wilshire Blvd, Suite 900, Los Angeles, Ca 900102
- Filer categoryAccelerated filer, Smaller reporting company2
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PCB Bancorp is a California corporation incorporated in 2007 as a registered bank holding company subject to the Bank Holding Company Act of 1956, as amended (“BHCA”), to serve as the holding company for PCB Bank (the “Bank”), which was founded in 2003. The Company has no material operations other than those of the Bank.3 From its latest annual report
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2025
What sells
Revenue by product, business segment and region, as the company reports it to the SEC.
Products and services
Account Analysis Fees brought in 31% of the revenue PCB BANCORP broke down this way in fiscal 2025.
Products and services by year
| Products and services | 2023 | 2024 | 2025 |
|---|---|---|---|
| Account Analysis Fees | $951.0K | $949.0K | $889.0K |
| Products And Services, Wire Transfer Fees | $625.0K | $626.0K | $699.0K |
| Non-Sufficient Funds Charges | $328.0K | $385.0K | $428.0K |
| Products And Services, Debit Card Fees | $339.0K | $340.0K | $396.0K |
| Products And Services, Other Service Charges | $211.0K | $248.0K | $264.0K |
| Monthly Service Fees | $107.0K | $108.0K | $120.0K |
| Other Deposit Related Fees | $89.0K | $103.0K | $103.0K |
Where the money goes
Where each dollar of revenue went, fiscal 2025
- Income tax29¢$15.0M
- Profit71¢$37.5M
Out of $2.9M in revenue.4
Where each dollar of operating cash went, fiscal 2025
- Capital spending8¢$2.2M
- Dividends paid43¢$11.5M
- Share buybacks27¢$7.1M
- Kept or used elsewhere22¢$5.8M
Out of $26.6M of cash from operations.4
Financial statements
Every line of the income statement as filed: the last 3 fiscal years, latest first.4
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Loans, including fees | $180.3M | $164.3M | $136.0M |
| Tax-exempt investment securities | $87.0K | $102.0K | $126.0K |
| Taxable investment securities | $5.8M | $5.2M | $4.6M |
| Other interest-earning assets | $11.3M | $11.2M | $10.5M |
| Total interest income | $197.5M | $180.8M | $151.2M |
| Deposits | $92.3M | $90.5M | $62.2M |
| Other borrowings | $1.4M | $1.7M | $508.0K |
| Total interest expense | $93.7M | $92.2M | $62.7M |
| Net interest income | $103.9M | $88.6M | $88.5M |
| Provision (reversal) for credit losses | $4.0M | $3.4M | -$132.0K |
| Net interest income after provision (reversal) for credit losses | $99.8M | $85.2M | $88.6M |
| Service charges and fees on deposits | $1.5M | $1.5M | $1.5M |
| Loan servicing income | $2.9M | $3.4M | $3.3M |
| Bank-owned life insurance income | $1.0M | $949.0K | $753.0K |
| Gain on sale of loans | $4.6M | $3.8M | $3.6M |
| Other income | $1.7M | $1.5M | $1.6M |
| Total noninterest income | $11.8M | $11.1M | $10.7M |
| Salaries and employee benefits | $36.6M | $35.7M | $34.6M |
| Occupancy and equipment | $9.2M | $9.1M | $7.9M |
| Professional fees | $2.8M | $3.4M | $3.1M |
| Marketing and business promotion | $2.1M | $1.9M | $2.3M |
| Data processing | $1.3M | $1.5M | $1.6M |
| Director fees and expenses | $898.0K | $906.0K | $756.0K |
| Regulatory assessments | $1.5M | $1.3M | $1.1M |
| Other expenses | $4.8M | $6.3M | $4.7M |
| Total noninterest expense | $59.2M | $60.0M | $56.1M |
| Income before income taxes | $52.5M | $36.3M | $43.3M |
| Income tax expense | $15.0M | $10.5M | $12.6M |
| Net income | $37.5M | $25.8M | $30.7M |
| Preferred stock dividends | $300.0K | $834.0K | $0 |
| Net income available to common shareholders | $37.2M | $25.0M | $30.7M |
| Earnings per common share, basic (in dollars per share) | $2.59 | $1.75 | $2.14 |
| Earnings per common share, diluted (in dollars per share) | $2.58 | $1.74 | $2.12 |
| Weighted-average common shares outstanding, basic (in shares) | 14.2M shares | 14.2M shares | 14.3M shares |
| Weighted-average common shares outstanding, diluted (in shares) | 14.3M shares | 14.3M shares | 14.4M shares |
No quarter-by-quarter statement was filed.
Every line of the balance sheet as filed: the last 5 fiscal years (annual) or 5 quarters (quarterly), latest first.4
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2022-05-31 |
|---|---|---|---|---|---|
| Cash and due from banks | $25.3M | $27.1M | |||
| Interest-bearing deposits in other financial institutions | $181.8M | $171.7M | |||
| Total cash and cash equivalents | $207.1M | $198.8M | |||
| Securities available-for-sale, at fair value (amortized cost of $167,053 and $159,742, respectively, and allowance for credit losses of $0 and $0, respectively, at December 31, 2025 and 2024) | $160.0M | $146.3M | |||
| Loans held-for-sale | $12.1M | $6.3M | |||
| Loans held-for-investment, net of deferred loan costs (fees) | $2.8B | $2.6B | |||
| Allowance for credit losses on loans | -$33.4M | -$30.6M | -$27.5M | -$24.9M | |
| Net loans held-for-investment | $2.8B | $2.6B | |||
| Premises and equipment, net | $8.2M | $8.3M | |||
| Federal Home Loan Bank and other restricted stock, at cost | $15.0M | $14.0M | |||
| Bank-owned life insurance | $32.8M | $31.8M | |||
| Deferred tax assets, net | $9.2M | $7.2M | |||
| Servicing assets | $5.6M | $5.8M | $6.7M | $7.3M | |
| Operating lease assets | $17.2M | $17.3M | |||
| Accrued interest receivable | $10.7M | $10.5M | |||
| Other assets | $16.9M | $18.9M | |||
| Total assets | $3.3B | $3.1B | |||
| Noninterest-bearing demand | $555.6M | $547.9M | |||
| Savings, NOW and money market accounts | $676.1M | $466.9M | |||
| Time deposits of $250,000 or less | $855.1M | $935.9M | |||
| Time deposits of more than $250,000 | $708.6M | $665.1M | |||
| Total deposits | $2.8B | $2.6B | |||
| Other short-term borrowings | $0 | $15.0M | |||
| Federal Home Loan Bank advances | $34.0M | $0 | $39.0M | ||
| Operating lease liabilities | $19.0M | $18.7M | |||
| Accrued interest payable and other liabilities | $43.3M | $50.7M | |||
| Total liabilities | $2.9B | $2.7B | |||
| Series C, senior non-cumulative perpetual, $1,000 per share liquidation preference, 69,141 and 69,141 shares issued and outstanding at December 31, 2025 and 2024, respectively | $69.1M | $69.1M | |||
| Common stock, 60,000,000 shares authorized, no par value; issued and outstanding 14,230,428 and 14,380,651 shares, respectively, and included 90,850 and 119,100 shares of unvested restricted stock, respectively, at December 31, 2025 and 2024 | $139.3M | $143.2M | |||
| Retained earnings | $186.5M | $160.8M | |||
| Accumulated other comprehensive loss, net | -$4.9M | -$9.3M | |||
| Total shareholders equity | $390.0M | $363.8M | $348.9M | $335.4M | |
| Total liabilities and shareholders equity | $3.3B | $3.1B | |||
| Amortized cost | $167.1M | $159.7M | |||
| Allowance for credit losses | $0 | $0 | |||
| Preferred stock, authorized (in shares) | 10.0M shares | 10.0M shares | |||
| Preferred stock, liquidation preference per share (in dollars per share) | $1.0K | $1.0K | $1.0K | ||
| Preferred stock, issued (in shares) | 69.1K shares | 69.1K shares | |||
| Preferred stock, outstanding (in shares) | 69.1K shares | 69.1K shares | |||
| Common stock, authorized (in shares) | 60.0M shares | 60.0M shares | |||
| Common stock, issued (in shares) | 14.2M shares | 14.4M shares | |||
| Common stock, outstanding (in shares) | 14.2M shares | 14.4M shares | |||
| Unvested restricted stock (in shares) | 90.8K shares | 119.1K shares |
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2022-05-31 |
|---|---|---|---|---|---|
| Cash and due from banks | $25.3M | $27.1M | |||
| Interest-bearing deposits in other financial institutions | $181.8M | $171.7M | |||
| Total cash and cash equivalents | $207.1M | $198.8M | |||
| Securities available-for-sale, at fair value (amortized cost of $167,053 and $159,742, respectively, and allowance for credit losses of $0 and $0, respectively, at December 31, 2025 and 2024) | $160.0M | $146.3M | |||
| Loans held-for-sale | $12.1M | $6.3M | |||
| Loans held-for-investment, net of deferred loan costs (fees) | $2.8B | $2.6B | |||
| Allowance for credit losses on loans | -$33.4M | -$30.6M | -$27.5M | -$24.9M | |
| Net loans held-for-investment | $2.8B | $2.6B | |||
| Premises and equipment, net | $8.2M | $8.3M | |||
| Federal Home Loan Bank and other restricted stock, at cost | $15.0M | $14.0M | |||
| Bank-owned life insurance | $32.8M | $31.8M | |||
| Deferred tax assets, net | $9.2M | $7.2M | |||
| Servicing assets | $5.6M | $5.8M | $6.7M | $7.3M | |
| Operating lease assets | $17.2M | $17.3M | |||
| Accrued interest receivable | $10.7M | $10.5M | |||
| Other assets | $16.9M | $18.9M | |||
| Total assets | $3.3B | $3.1B | |||
| Noninterest-bearing demand | $555.6M | $547.9M | |||
| Savings, NOW and money market accounts | $676.1M | $466.9M | |||
| Time deposits of $250,000 or less | $855.1M | $935.9M | |||
| Time deposits of more than $250,000 | $708.6M | $665.1M | |||
| Total deposits | $2.8B | $2.6B | |||
| Other short-term borrowings | $0 | $15.0M | |||
| Federal Home Loan Bank advances | $34.0M | $0 | $39.0M | ||
| Operating lease liabilities | $19.0M | $18.7M | |||
| Accrued interest payable and other liabilities | $43.3M | $50.7M | |||
| Total liabilities | $2.9B | $2.7B | |||
| Series C, senior non-cumulative perpetual, $1,000 per share liquidation preference, 69,141 and 69,141 shares issued and outstanding at December 31, 2025 and 2024, respectively | $69.1M | $69.1M | |||
| Common stock, 60,000,000 shares authorized, no par value; issued and outstanding 14,230,428 and 14,380,651 shares, respectively, and included 90,850 and 119,100 shares of unvested restricted stock, respectively, at December 31, 2025 and 2024 | $139.3M | $143.2M | |||
| Retained earnings | $186.5M | $160.8M | |||
| Accumulated other comprehensive loss, net | -$4.9M | -$9.3M | |||
| Total shareholders equity | $390.0M | $363.8M | $348.9M | $335.4M | |
| Total liabilities and shareholders equity | $3.3B | $3.1B | |||
| Amortized cost | $167.1M | $159.7M | |||
| Allowance for credit losses | $0 | $0 | |||
| Preferred stock, authorized (in shares) | 10.0M shares | 10.0M shares | |||
| Preferred stock, liquidation preference per share (in dollars per share) | $1.0K | $1.0K | $1.0K | ||
| Preferred stock, issued (in shares) | 69.1K shares | 69.1K shares | |||
| Preferred stock, outstanding (in shares) | 69.1K shares | 69.1K shares | |||
| Common stock, authorized (in shares) | 60.0M shares | 60.0M shares | |||
| Common stock, issued (in shares) | 14.2M shares | 14.4M shares | |||
| Common stock, outstanding (in shares) | 14.2M shares | 14.4M shares | |||
| Unvested restricted stock (in shares) | 90.8K shares | 119.1K shares |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Every line of the cash flow as filed: the last 3 fiscal years, latest first.4
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Net income | $37.5M | $25.8M | $30.7M |
| Depreciation of premises and equipment | $2.2M | $2.3M | $2.2M |
| Net amortization of premiums on securities | $146.0K | $159.0K | $209.0K |
| Net accretion of discounts on loans | -$2.8M | -$2.8M | -$2.2M |
| Net accretion of deferred loan fees | -$1.4M | -$1.2M | -$1.1M |
| Amortization of servicing assets | $2.1M | $1.8M | $1.9M |
| Provision (reversal) for credit losses | $4.0M | $3.4M | -$132.0K |
| Bank-owned life insurance income | -$1.0M | -$949.0K | -$753.0K |
| Deferred tax expense (benefit) | -$3.8M | -$8.0M | $4.1M |
| Share-based compensation | $973.0K | $504.0K | $488.0K |
| Gain on sale of loans | -$4.6M | -$3.8M | -$3.6M |
| Originations of loans held-for-sale | -$92.2M | -$74.0M | -$69.0M |
| Proceeds from sales of and principal collected on loans held-for-sale | $90.9M | $77.9M | $87.4M |
| Change in accrued interest receivable and other assets | $2.2M | -$3.7M | -$934.0K |
| Change in accrued interest payable and other liabilities | -$7.6M | $21.6M | $14.1M |
| Net cash provided by operating activities | $26.6M | $39.0M | $63.3M |
| Purchase of securities available-for-sale | -$31.7M | -$23.5M | -$17.3M |
| Proceeds from maturities, calls, and paydowns of securities available-for-sale | $24.2M | $19.8M | $17.9M |
| Proceeds from sales of and principal collected on loans held-for-sale previously classified as held-for-investment | $0 | $676.0K | $5.1M |
| Net increase in loans held-for-investment | -$189.6M | -$305.3M | -$261.4M |
| Purchase of loans held-for-investment | $0 | $0 | -$15.7M |
| Purchase of Federal Home Loan Bank and other restricted stock | -$936.0K | -$1.3M | -$2.5M |
| Proceeds from sale of other real estate owned | $0 | $3.0M | $0 |
| Purchases of premises and equipment | -$2.2M | -$4.1M | -$1.3M |
| Investment in private equity | $0 | $1.0M | $0 |
| Net cash used in investing activities | -$200.1M | -$311.7M | -$275.3M |
| Net increase in deposits | $179.6M | $264.2M | $305.6M |
| Net change in short-term Federal Home Loan Bank advances and other borrowings | $19.0M | $15.0M | -$20.0M |
| Proceeds from long-term Federal Home Loan Bank advances | $0 | $50.0M | $39.0M |
| Repayment of long-term Federal Home Loan Bank advances | $0 | -$89.0M | $0 |
| Stock options exercised | $2.3M | $353.0K | $1.4M |
| Restricted stock surrendered due to employee tax liability | -$81.0K | -$3.0K | -$2.0K |
| Stock repurchase excise tax | -$8.0K | -$62.0K | $0 |
| Repurchase of common stock | -$7.1M | -$222.0K | -$8.8M |
| Cash dividends paid on preferred stock | -$346.0K | -$772.0K | $0 |
| Cash dividends paid on common stock | -$11.5M | -$10.3M | -$9.9M |
| Net cash provided by financing activities | $181.9M | $229.2M | $307.2M |
| Net increase (decrease) in cash and cash equivalents | $8.3M | -$43.5M | $95.3M |
| Interest paid | $92.8M | $85.8M | $47.8M |
| Income taxes paid | $23.1M | $6.4M | $4.3M |
| Loans transferred to loans held-for-sale | $0 | $676.0K | $0 |
| Loans transferred to other real estate owned | $0 | $94.0K | $593.0K |
| Right-of-use assets obtained in exchange for lease obligations | $3.0M | $973.0K | $15.3M |
No quarter-by-quarter statement was filed.
Corporate structure
PCB BANCORP sits at the top of its group. 1 entity on record. Switch between the flow chart and the network, and select any entity to see its details.
Major holders of PCB BANCORP
- Sang Young Lee Filed SC 13D/A on PCB BANCORP, latest Sep 9, 2024 (3 filings since Nov 1, 2022)
- BlackRock Filed SC 13G/A on PCB BANCORP, latest Jan 29, 2024 (2 filings since Feb 3, 2023)
- Don Rhee Filed SC 13D on PCB BANCORP, latest Mar 16, 2023
- EJF Capital LP Filed SC 13G/A on PCB BANCORP, latest Feb 14, 2023 (2 filings since Feb 25, 2022)
- PCB BANCORP Los Angeles, California
Built from major holders from Schedules 13D and 13G. Each entity in the chart links to its source.
What it owns
What PCB BANCORP reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
Property and equipment
| Item | Latest | A year before | Change |
|---|---|---|---|
| Property and equipment, before depreciation | $23.5M4 Dec 31, 2025 | $23.6M4 Dec 31, 2024 | −0.2% |
| Accumulated depreciation | $15.3M4 Dec 31, 2025 | $15.3M4 Dec 31, 2024 | +0.2% |
| Property and equipment, net | $8.2M4 Dec 31, 2025 | $8.3M4 Dec 31, 2024 | −1.0% |
| Operating-lease assets (leased space) | $17.2M4 Dec 31, 2025 | $17.3M4 Dec 31, 2024 | −0.6% |
Investments
| Item | Latest | A year before | Change |
|---|---|---|---|
| Cash and cash equivalents | $207.1M4 Dec 31, 2025 | $198.8M4 Dec 31, 2024 | +4.2% |
| Loans, net of allowance | $2.8B4 Dec 31, 2025 | $2.6B4 Dec 31, 2024 | +7.2% |
| Deposits held (banks) | $2.8B4 Dec 31, 2025 | $2.6B4 Dec 31, 2024 | +6.9% |
Properties, in its own words
As of December 31, 2025, the Company’s headquarters office is located at 3701 Wilshire Boulevard, Suite 900, Los Angeles, California 90010. This office is located in the Wilshire Center/Koreatown District of Los Angeles and houses the Company’s management unit, including compliance and Bank Security Act groups, information technology, SBA lending management, branch management, CRE and C&I lending groups, credit administration and administrative groups. The lease expires in September 2033. The Bank leases all of its branch locations with expiration dates ranging from 2026 through 2035.
As of December 31, 2025, the Bank maintained 15 branch locations, with seven in Los Angeles County (three in Koreatown, Rowland Heights, Downtown Fashion District, Cerritos, and Torrance), two in Orange County (Fullerton and Irvine), three on the East Coast (Bayside, New York; and Englewood Cliffs and Palisades Park, New Jersey), two in Texas (Carrollton and Dallas) and one in Georgia (Suwanee).
Item 2 of the 10-K filed Mar 16, 2026.3
Leadership
Who has led PCB BANCORP, and when. Pick a name to see everywhere that person has worked.
Chief executive
President
Chief financial officer
20202025
- Chief executive officerHenry Kim Aug 9, 2018 to now12
- PresidentHenry Kim Aug 9, 2018 to now12
- Chief financial officerTimothy Chang Feb 26, 2019 to now13
Board members and other officers (18)
- EVP & CHIEF BANKING OFFICERDavid W. Kim Jan 4, 2022 to Dec 20, 202414
- OfficerAndrew Chung Aug 9, 2018 to Dec 20, 202415
- OfficerBrian Bang Aug 9, 2018 to now16
- OfficerJohn Ju Aug 9, 2018 to Jan 29, 202017
- OfficerJustin Chon Aug 9, 2018 to Mar 2, 202318
- OfficerMimi Lee Aug 9, 2018 to Dec 4, 202319
- OfficerTimothy Chang Aug 9, 2018 to Aug 9, 201820
- Board memberSarah Jun May 25, 2023 to May 25, 202321
- Board memberDaniel Cho Jan 15, 2021 to Sep 6, 202422
- Board memberJanice Chung Nov 2, 2021 to Jun 11, 202423
- Board memberDon Rhee Aug 9, 2018 to now24
- Board memberHaeyoung Cho Aug 9, 2018 to now25
- Board memberHenry Kim Aug 9, 2018 to now12
- Board memberHong Kyun Park Aug 9, 2018 to Oct 26, 202326
- Board memberKijun Ahn Aug 9, 2018 to Oct 26, 202327
- Board memberKwang Jin Chung Aug 9, 2018 to Jan 7, 202028
- Board memberSang Young Lee Aug 9, 2018 to now29
- Board memberSuk Won Youn Aug 9, 2018 to Feb 13, 202030
Former names
- PACIFIC CITY FINANCIAL CORPJan 11, 2008 to Jul 2, 20192
Timeline
- Sep 28, 20268-K Regulation FD disclosure; Other events31
- Sep 24, 20268-K Executive or director change32
- Jul 24, 20268-K Regulation FD disclosure33
- Jul 23, 20268-K Results of operations; Regulation FD disclosure; Other events34
- May 27, 20268-K Shareholder vote35
- Apr 23, 20268-K Results of operations; Regulation FD disclosure; Other events36
- Jan 29, 20268-K Results of operations; Regulation FD disclosure; Other events37
- Oct 23, 20258-K Results of operations; Regulation FD disclosure; Other events38
- Jul 24, 20258-K Earlier financial statements no longer reliable39
- Jul 24, 20258-K Results of operations; Regulation FD disclosure; Other events40
- May 29, 20258-K Shareholder vote41
- May 23, 20258-K Listing notice or transfer; Regulation FD disclosure42
- Aug 9, 2018New chief executive Henry Kim becomes CEO12
Calendar
Coming up
- Oct 22, 2026Reports results for the quarter ending Sep/2026 A year earlier it reported $0.78 a share, on Oct 23, 2025.43
When it reported results
- Jul 23, 2026Reported quarterly or annual results34
- Apr 23, 2026Reported quarterly or annual results36
- Jan 29, 2026Reported quarterly or annual results37
- Oct 23, 2025Reported quarterly or annual results38
- Jul 24, 2025Reported quarterly or annual results40
- Apr 24, 2025Reported quarterly or annual results44
- Jan 30, 2025Reported quarterly or annual results45
- Oct 24, 2024Reported quarterly or annual results46
Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar
Filings
232 filings to the SEC since October 2021: 5 annual reports, 16 quarterly reports, 39 major events, 144 insider forms, 8 large holders, 20 other. The latest 20:
- Sep 28, 20268-K EDGAR
- Sep 24, 20268-K EDGAR
- Aug 28, 20264 EDGAR
- Aug 19, 20264 EDGAR
- Aug 17, 20264 EDGAR
- Aug 6, 202610-Q EDGAR
- Jul 24, 20268-K/A EDGAR
- Jul 23, 20268-K EDGAR
- May 27, 20268-K EDGAR
- May 7, 202610-Q EDGAR
- Apr 23, 20268-K EDGAR
- Apr 9, 2026ARS EDGAR
- Apr 9, 2026DEFA14A EDGAR
- Apr 9, 2026DEF 14A EDGAR
- Mar 16, 202610-K EDGAR
- Mar 6, 20264 EDGAR
- Mar 4, 20264 EDGAR
- Mar 2, 20264 EDGAR
- Feb 24, 20264 EDGAR
- Jan 29, 20268-K EDGAR
The 232 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
108 open-market trades by officers, directors and large owners since October 2021: 99 buys and 9 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Mar 6, 2026 | LEE SANG YOUNGDirector | Buy | 1,090 | $21.75 | $23.7K | Form 4 |
| Mar 5, 2026 | LEE SANG YOUNGDirector | Buy | 7,500 | $22.25 | $166.9K | Form 4 |
| Mar 4, 2026 | LEE SANG YOUNGDirector | Buy | 2,000 | $22.75 | $45.5K | Form 4 |
| Mar 3, 2026 | LEE SANG YOUNGDirector | Buy | 92 | $22.00 | $2.0K | Form 4 |
| Feb 27, 2026 | LEE SANG YOUNGDirector | Buy | 3,027 | $22.43 | $67.9K | Form 4 |
| Feb 23, 2026 | LEE SANG YOUNGDirector | Buy | 5,000 | $22.48 | $112.4K | Form 4 |
| Aug 21, 2025 | LEE SANG YOUNGDirector | Buy | 13,400 | $21.55 | $288.8K | Form 4 |
| Aug 20, 2025 | LEE SANG YOUNGDirector | Buy | 232 | $21.60 | $5.0K | Form 4 |
| Aug 1, 2025 | RHEE DONDirector | Buy | 10,000 | $20.13 | $201.3K | Form 4 |
| Jul 29, 2025 | LEE SANG YOUNGDirector | Buy | 18,200 | $21.45 | $390.4K | Form 4 |
| Feb 27, 2025 | LEE SANG YOUNGDirector | Buy | 10,300 | $19.45 | $200.3K | Form 4 |
| Feb 21, 2025 | LEE SANG YOUNGDirector | Buy | 4,400 | $19.50 | $85.8K | Form 4 |
| Feb 20, 2025 | LEE SANG YOUNGDirector | Buy | 2,500 | $19.80 | $49.5K | Form 4 |
| Feb 19, 2025 | LEE SANG YOUNGDirector | Buy | 3,099 | $19.90 | $61.7K | Form 4 |
| Feb 13, 2025 | LEE SANG YOUNGDirector | Buy | 4,504 | $19.78 | $89.1K | Form 4 |
| Nov 29, 2024 | RHEE DONDirector | Buy | 7,300 | $21.22 | $154.9K | Form 4 |
| Nov 25, 2024 | LEE SANG YOUNGDirector | Buy | 8,200 | $21.46 | $175.9K | Form 4 |
| Nov 25, 2024 | KIM HENRYPRESIDENT, CEO & DIRECTOR | Buy | 3,000 | $21.44 | $64.3K | Form 4 |
| Nov 20, 2024 | LEE SANG YOUNGDirector | Buy | 299 | $20.43 | $6.1K | Form 4 |
| Nov 18, 2024 | LEE SANG YOUNGDirector | Buy | 8,174 | $20.74 | $169.5K | Form 4 |
All 108 trades can be filtered by person here when JavaScript is on.
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
- Sang Young LeeSC 13D/A, 3 filings Nov 1, 2022 to Sep 9, 202447
- BlackRockSC 13G/A, 2 filings Feb 3, 2023 to Jan 29, 202448
- Don RheeSC 13D, 1 filing Mar 16, 202349
- EJF Capital LPSC 13G/A, 2 filings Feb 25, 2022 to Feb 14, 202350
Executive pay
What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.
| Year | Executive | Age | Salary | Total pay |
|---|---|---|---|---|
| 2025 | Henry Kim | $500.0K | $1.1M51 | |
| 2025 | Timothy Chang | $316.1K | $459.2K51 | |
| 2025 | David W. Kim | $309.8K | $408.6K51 | |
| 2024 | Henry Kim | $500.0K | $921.7K51 | |
| 2024 | Timothy Chang | $307.3K | $523.3K51 | |
| 2024 | David W. Kim | $301.1K | $468.4K51 |
Held by these funds
The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.
13F reports cover disclosed long positions in U.S. stocks only.
SEC filer profile
How PCB BANCORP is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
- Name on EDGARPCB BANCORP1
- CIK0001423869
- Employer ID (EIN)20-88567553
- Filer statusAccelerated filer not an emerging growth company; a smaller reporting company; not a shell company3
- Incorporated inCalifornia3
- Fiscal year endsDecember 311
- Industry code (SIC)6022 State Commercial Banks1
- SEC reviewing officeOffice of Finance, Division of Corporation Finance1
- Business address3701 Wilshire Blvd, Suite 900, Los Angeles, CA 900101
- Phone213-210-20001
- Shares outstanding14,044,602 as of Jul 31, 202610
- Public float$225.1M as of Jun 30, 20253
- AuditorCrowe LLP, Los Angeles, California PCAOB ID 173; it also attests to the company’s internal control over financial reporting3
- On EDGAR sinceJan 11, 20081
- Filings434 in all: 4 (210), 8-K (85), 10-Q (25), 3 (20), DEF 14A (9), 10-K (8), DEFA14A (8), 5 (7)1
All 40 form types
D (6), SC 13G/A (6), 4/A (4), SC 13D/A (4), ARS (3), S-1/A (3), SC 13G (3), CORRESP (2), D/A (2), DRS/A (2), DRSLTR (2), PRE 14A (2), REGDEX (2), S-8 (2), SC 13D (2), 10-Q/A (1), 144 (1), 424B4 (1), 425 (1), 8-A12B (1), 8-K/A (1), CERT (1), DRS (1), EFFECT (1), FWP (1), NT 10-Q (1), REGDEX/A (1), RW (1), S-1 (1), S-4 (1), S-8 POS (1), UPLOAD (1)
- Latest filingsAnnual report (10-K) Mar 16, 2026
Quarterly report (10-Q) Aug 6, 2026
Proxy statement (DEF 14A) Apr 9, 2026
Latest 8-K (8-K) Sep 28, 2026
Securities registered for trading
| Class | Symbol | Exchange |
|---|---|---|
| Common Stock, No Par Value | PCB | Nasdaq Global Select Market |
From the cover page of the 10-K filed Mar 16, 2026 (Section 12(b) of the Exchange Act).3
Risk factors and legal proceedings
The risks PCB BANCORP names in Item 1A of its 10-K filed Mar 16, 2026: 41 risks under these headings, as written.3
- Risks Related to our Business
- Our business depends on our ability to successfully manage credit risk.
- Fluctuations in interest rates may reduce net interest income and otherwise negatively impact our financial condition and results of operations.
- Liquidity risks could affect operations and jeopardize our business, financial condition and results of operations.
- We face a risk of noncompliance and enforcement action with the Bank Secrecy Act and other anti-money laundering statutes and regulations.
- Adverse developments affecting the banking industry could have a material effect on our operations and/or stock price.
- A decline in general business and economic conditions and any regulatory responses to such conditions could have a material adverse effect on our business, financial position, results of operations and growth prospects.
- System failure or breaches of our network security could subject us to increased operating costs as well as litigation and other liabilities.
- We have a continuing need for technological change, and we may not have the resources to effectively implement new technology or we may experience operational challenges when implementing new technology.
- The use of artificial intelligence in our marketplace may result in reputational harm or liability, or could otherwise adversely affect our business.
- Our business depends on our ability to attract and retain Korean-American immigrants as clients.
- Adverse conditions in Asia and elsewhere could adversely affect our business.
The other 30 risks
- Severe Weather, Natural Disasters or Other Climate Change Related Matters Could Significantly Impact Our Business.
- As we expand our business outside of California markets, we will encounter risks that could adversely affect us.
- We have a limited service area. This lack of geographic and ethnic diversification increases our risk profile.
- We may not qualify to repurchase our Series C Preferred Stock on favorable terms.
- Risks Related to Our Loans
- Because a significant portion of our loan portfolio is comprised of real estate loans, negative changes in the economy affecting real estate values and liquidity could impair the value of collateral securing our real estate loans and result in loan and other losses.
- The recognition of gains on the sale of loans and servicing asset valuations reflect certain assumptions.
- If we breach any of the representations or warranties we make to a purchaser of our mortgage loans, we may be liable to the purchaser for certain costs and damages.
- The non-guaranteed portion of SBA loans that we retain on our balance sheet as well as the guaranteed portion of SBA loans that we sell could expose us to various credit and default risks.
- Many of our loans are to commercial borrowers, which have a higher degree of risk than other types of loans.
- Our high concentration in commercial real estate could cause our regulators to restrict our ability to grow and could adversely affect our results of operations and financial condition.
- Our residential mortgage loan product consists primarily of non-qualified residential mortgage loans which may be considered riskier and less liquid than qualified residential mortgage loans.
- Curtailment of government guaranteed loan programs could affect a segment of our business.
- The small- and medium-sized businesses that we lend to may have fewer resources to weather adverse business developments, which may impair a borrower’s ability to repay a loan, and such impairment could adversely affect our results of operations and financial condition.
- Real estate construction loans are based upon estimates of costs and values associated with the complete project. These estimates may be inaccurate, and we may be exposed to significant losses on loans for these projects.
- Nonperforming assets take significant time to resolve and adversely affect our results of operations and financial condition, and could result in further losses in the future.
- Real estate market volatility and future changes in our disposition strategies could result in net proceeds that differ significantly from our other real estate owned fair value appraisals.
- We could be exposed to risk of environmental liabilities with respect to properties to which we take title.
- Risks Related to Our Deposits
- Competition among U.S. banks for customer deposits is intense and may increase the cost of retaining current deposits or procuring new deposits.
- A large percentage of our deposits is attributable to a relatively small number of customers, which could adversely affect our liquidity, financial condition and results of operations.
- Risks Related to Our Management
- We are highly dependent on key personnel and the loss of one or more of those key personnel may materially and adversely affect our ability to execute on our strategic plan, existing and prospective customer relationships, growth prospects, and results of operations.
- Risks Related to Our Allowance for Credit Losses and Other Accounting Estimates
- Accounting estimates and risk management processes rely on analytical models that may prove inaccurate resulting in a material adverse effect on our business, financial condition and results of operations.
- Our allowance for credit losses may not be adequate to cover actual losses in our loan portfolio.
- Risks Related to Our Growth Strategy
- We may not be able to continue growing our business, particularly if we cannot increase loans and deposits through organic growth because of constrained capital resources or other reasons.
- Risks Related to Our Capital
- We are subject to stringent capital requirements.
- We may need to raise additional capital in the future, and if we fail to maintain sufficient capital, whether due to losses, an inability to raise additional capital or otherwise, our financial condition, liquidity and results of operations, as well as our ability to maintain regulatory compliance, would be adversely affected.
- The Company relies on dividends from the Bank to pay cash dividends, repurchase shares and fund its operating expenses.
- Legislative and Regulatory Risks
- We are subject to extensive government regulation that could limit or restrict our activities, which in turn may adversely impact our ability to increase our assets and earnings.
- We are subject to numerous laws designed to protect consumers, including the Community Reinvestment Act and fair lending laws, and failure to comply with these laws could lead to a wide variety of sanctions.
- Monetary policies and regulations of the Federal Reserve could adversely affect our business, financial condition and results of operations.
- Changes in U.S. trade policies, such as the implementation of tariffs, control may adversely impact our business, financial condition and results of operations.
Legal proceedings
In the normal course of business, the Company and the Bank are involved in various legal claims. The Company has reviewed all legal claims with counsel and has taken into consideration the views of such counsel as to the potential outcome of the claims in determining its accrued loss contingency. It is reasonably possible the Company may incur losses in addition to the amounts currently accrued. However, at this time, the Company is unable to determine the ultimate outcome of each proceeding or the estimate of the range of additional losses that are reasonably possible. There were, however, no legal proceedings pending or known to be contemplated against us that in the opinion of management, would be expected to have a material adverse effect on the financial condition or results of operations of the Company or the Bank at December 31, 2025.
The opening of Item 3, Legal Proceedings.3
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1SEC EDGARPCB BANCORP filings on SEC EDGAR
- 2SEC EDGARPCB BANCORP filings on SEC EDGAR
- 3
- 4SEC EDGARPCB BANCORP 10-K for fiscal 2025
- 5SEC EDGARPCB BANCORP 10-K for fiscal 2019
- 6SEC EDGARPCB BANCORP 10-K for fiscal 2020
- 7SEC EDGARPCB BANCORP 10-K for fiscal 2021
- 8SEC EDGARPCB BANCORP 10-K for fiscal 2022
- 9SEC EDGARPCB BANCORP 10-Q for fiscal 2026
- 10SEC EDGARPCB BANCORP 10-Q for fiscal 2026
- 11SEC EDGARPCB BANCORP 10-K for fiscal 2019
- 12SEC EDGARHenry Kim, Chief executive officer
- 13
- 14
- 15SEC EDGARAndrew Chung, Officer
- 16SEC EDGARBrian Bang, Officer
- 17SEC EDGARJohn Ju, Officer
- 18SEC EDGARJustin Chon, Officer
- 19SEC EDGARMimi Lee, Officer
- 20SEC EDGARTimothy Chang, Officer
- 21SEC EDGARSarah Jun, Board member
- 22SEC EDGARDaniel Cho, Board member
- 23SEC EDGARJanice Chung, Board member
- 24SEC EDGARDon Rhee, Board member
- 25SEC EDGARHaeyoung Cho, Board member
- 26SEC EDGARHong Kyun Park, Board member
- 27SEC EDGARKijun Ahn, Board member
- 28SEC EDGARKwang Jin Chung, Board member
- 29SEC EDGARSang Young Lee, Board member
- 30SEC EDGARSuk Won Youn, Board member
- 31
- 32SEC EDGARExecutive or director change
- 33SEC EDGARRegulation FD disclosure
- 34
- 35SEC EDGARShareholder vote
- 36
- 37
- 38
- 39
- 40
- 41SEC EDGARShareholder vote
- 42
- 43NasdaqNasdaq calendar
- 44
- 45
- 46
- 47
- 48SEC EDGARBlackRock SC 13G/A on PCB BANCORP
- 49SEC EDGARDon Rhee SC 13D on PCB BANCORP
- 50
- 51