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Private company

PRUCO LIFE INSURANCE OF NEW JERSEY

PRUCO LIFE INSURANCE OF NEW JERSEY is an American life insurance company based in Newark, incorporated in New Jersey.2

Last updated Oct 21, 2026.

Overview

  • IndustryLife Insurance2
  • HeadquartersNewark, United States2
  • Incorporated inNJ3
  • Business address213 Washington St, Newark, Nj 071023
  • Filer categoryNon-accelerated filer3
  • Legal formINSURANCE COMPANY2
  • LEIDBR6MGIKH8V5B3EO0X562
  • StatusActive2
  • LEI statusIssued and current2
  • Registered addressC/O AMY WOLTMAN, 07102 Newark, United States2
  • Registered withNational Association of Insurance Commissioners, 971952

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Pruco Life Insurance Company of New Jersey (the “Company”, “PLNJ”, “we”, or “our”) is a wholly-owned subsidiary of the Pruco Life Insurance Company, (“Pruco Life”), which in turn is a wholly-owned subsidiary of The Prudential Insurance Company of America, (“Prudential Insurance”). Prudential Insurance is a direct wholly-owned subsidiary of Prudential Financial, Inc. (“Prudential Financial”). See Note 1 to the Financial Statements for additional information.4 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2025

24.3%Net margin5
-74.7%Revenue growth, 20255
4.5%Return on equity5

Where the money goes

Where each dollar of revenue went, fiscal 2025

  • Other costs72¢$183.6M
  • Income tax3¢$8.2M
  • Profit24¢$61.6M

Out of $253.4M in revenue.5

Where each dollar of operating cash went, fiscal 2025

  • Kept or used elsewhere100¢$449.2M

Out of $449.2M of cash from operations.5

Financial statements

Revenue67895$253.4M in 2025+71% since 2019
0$500.0M$1.0B$1.5B2019: $148.5M$148.5M20192020: $193.8M$193.8M2020+31%2021: $251.2M$251.2M2021+30%2022: $68.0M$68.0M2022−73%2023: $296.5M$296.5M2023+336%2024: $1.0B$1.0B2024+237%2025: $253.4M$253.4M2025−75%
Net income67895$61.6M in 2025+68% since 2019
-$100.0M-$50.0M0$50.0M$100.0M2019: $36.8M$36.8M20192020: $48.4M$48.4M2020+32%2021: $84.6M$84.6M2021+75%2022: -$69.8M-$69.8M20222023: $95.7M$95.7M20232024: -$30.6M-$30.6M20242025: $61.6M$61.6M2025
Fiscal year2019202020212022202320242025
Revenue$148.5M6$193.8M7$251.2M8$68.0M9$296.5M5$1.0B5$253.4M5
Operating expenses$08$09$259.4M5$4.5M5$05
Income before tax$95.7M8-$100.6M9$107.6M5-$50.5M5$69.8M5
Income tax-$3.4M6-$6.3M7$11.1M8-$30.8M9$11.9M5-$19.8M5$8.2M5
Net income$36.8M6$48.4M7$84.6M8-$69.8M9$95.7M5-$30.6M5$61.6M5

Compare PRUCO LIFE INSURANCE OF NEW JERSEY with another company

Corporate structure

PRUCO LIFE INSURANCE OF NEW JERSEY is part of a group headed by Prudential Financial. 1,123 entities, 21 countries on record. Switch between the flow chart and the network, and select any entity to see its details.

  • Prudential Financial Newark, New Jersey, United States
    • PGIM, INC. New York, New York, United States
      • 88 more
    • PRUDENTIAL INSURANCE COMPANY OF AMERICA Newark, New Jersey, United States
      • PRUCO LIFE INSURANCE CO Newark, New Jersey, United States
        • PRUCO LIFE INSURANCE OF NEW JERSEY Newark, New Jersey, United States
          • 1 more
        • and 2 more
      • Union Carbide New York, New York, United States
        • 2 more
      • IRONBOUND FUND LLC Subsidiary · Wilmington, Delaware, United States
      • IRONBOUND REINSURANCE CAPTIVE COMPANY Subsidiary · Newark, New Jersey, United States
      • Lotus Reinsurance Company Ltd. Subsidiary · Hamilton, Bermuda
      • PGIM REF EUROPE MEMBER, LLC Subsidiary · Wilmington, Delaware, United States
      • Platinum, L.P. Subsidiary · Newark, New Jersey, United States
      • PRU 3XSquare, LLC Subsidiary · Newark, New Jersey, United States
      • PRUDENTIAL ARIZONA REINSURANCE CAPTIVE COMPANY Subsidiary · Scottsdale, Arizona, United States
      • PRUDENTIAL FUNDING LLC Subsidiary · Newark, New Jersey, United States
      • PRUDENTIAL GLOBAL FUNDING LLC Subsidiary · Newark, New Jersey, United States
      • Prudential Insurance Company Of America On Behalf Of Its 98287 Pru Single Client Buy-out Sa Separate Account Subsidiary · Newark, New Jersey, United States
      • PRUDENTIAL LEGACY INS CO OF NJ Subsidiary · Newark, New Jersey, United States
      • PRUDENTIAL SELECT STRATEGIES LLC Subsidiary · Newark, New Jersey, United States
      • THE PRUDENTIAL INSURANCE COMPANY OF AMERICA Subsidiary · Newark, New Jersey, United States
        • 1 more
      • The Prudential Insurance Company of America Non-Participating Group Annuity Separate Account 2 Subsidiary · Newark, New Jersey, United States
      • The Prudential Insurance Company of America on behalf of it Project Baton Separate Account Subsidiary · Newark, New Jersey, United States
      • The Prudential Insurance Company of America on behalf of its Project Avocado Separate Account Subsidiary · Newark, New Jersey, United States
      • The Prudential Insurance Company of America on behalf of its Project Hancock PRT Separate Account Subsidiary · Newark, New Jersey, United States
      • THE PRUDENTIAL INSURANCE COMPANY OF AMERICA ON BEHALF OF THE PROJECT GELATO-PORTFOLIO PROTECTED BUY-OUT SEPARATE ACCOUNT Subsidiary · Newark, New Jersey, United States
      • PGIM BROAD MARKET HIGH YIELD BOND FUND, L.P. Fund · Newark, New Jersey, United States
      • Property Investment Separate Account (PRISA) Fund · Newark, New Jersey, United States
      • Prudential Discovery Premier Group Variable Contract Account Fund · Newark, New Jersey, United States
      • Prudential Discovery Select Group Variable Contract Account Fund · Newark, New Jersey, United States
      • Prudential Trust Company, as Trustee of the Trust dated August 21, 2008 by and between Commerce Street Investments, LLC and Prudential Trust Company Fund · Newark, New Jersey, United States
      • and 32 more
    • PRUDENTIAL MORTGAGE CAPITAL FUNDING, LLC Wilmington, Delaware, United States
      • 1 more
    • プルデンシャル・ホールディング・オブ・ジャパン Subsidiary · Nagatachō, Japan
      • 1 more
    • PGIM Netherlands B.V. Subsidiary · 100% · Amsterdam, Netherlands
      • 15 more
    • 210-220 E. 22nd Street SSGA Owner, LLC Subsidiary · Delaware, United States
    • Adlerwerke CB Investment LLC Subsidiary · Delaware, United States
    • Administradora Americana de Inversiones S.A. Subsidiary · Chile
    • Administradora de Fondos de Pensiones Habitat, S.A. Subsidiary · Chile
    • Administradora de Inversiones Previsionales SpA Subsidiary · Chile
    • Alexander Forbes Group Holdings Limited Subsidiary · South Africa
    • Amber Five (GP) Limited Subsidiary · Guernsey
    • Amber VII GP Limited Subsidiary · Guernsey
    • AREF Cayman Co Ltd. Subsidiary · Cayman Islands
    • AREF GP II Pte. Ltd. Subsidiary · Singapore
    • AREF GP Ltd. Subsidiary · Cayman Islands
    • Art 10 (GP) Limited Subsidiary · Guernsey
    • Asia Property Fund III GP S.à r.l. Subsidiary · Luxembourg
    • ASPF III (Scots) L.P. Subsidiary · United Kingdom
    • Assurance Intelligence, LLC Subsidiary · Washington, United States
    • Assurance IQ, LLC Subsidiary · Washington, United States
    • AST Investment Services, Inc. Subsidiary · Connecticut, United States
    • Ballyshannon Holdings III, LLC Subsidiary · Delaware, United States
    • Ballyshannon Partners (Ireland) III, L.P. Subsidiary · Delaware, United States
    • Ballyshannon Partners (Rated Feeder Fund GP) III, LLC Subsidiary · Delaware, United States
    • and 553 more

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; subsidiaries, stakes and holdings from Wikidata (CC0). Each entity in the chart links to its source.

What it owns

What PRUCO LIFE INSURANCE OF NEW JERSEY reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$262.2M5 Dec 31, 2025$170.8M5 Dec 31, 2024+53.5%
Marketable securities, current$11.4M9 Dec 31, 2024$6.0M8 Dec 31, 2023+91.2%
Debt securities available for sale$3.4B5 Dec 31, 2025$2.7B5 Dec 31, 2024+25.5%
Equity securities at fair value$192.8M5 Dec 31, 2025$62.0K5 Dec 31, 2024+310864.5%

Properties, in its own words

Office space is provided by Prudential Insurance, as described under “Expense Charges and Allocations” in Note 15 to the Financial Statements.

Item 2 of the 10-K filed Mar 6, 2026.4

Subsidiaries and ownership

Parent company (GLEIF)

Ultimate parent

Ownership links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); each one cites its LEI record.

Timeline

  1. Jul 14, 20238-K Other events15
  2. Oct 2, 2017Parent Directly consolidated by PRUCO LIFE INSURANCE CO2
  3. Oct 18, 1982Founded PRUCO LIFE INSURANCE OF NEW JERSEY is founded2

Filings

44 filings to the SEC since October 2021: 5 annual reports, 13 quarterly reports, 1 major events, 25 other. The latest 20:

  1. Mar 6, 202610-K 10-K - 4Q 2025 EDGAR
  2. Nov 7, 202510-Q 10-Q - 3Q 2025 EDGAR
  3. Aug 8, 202510-Q 10-Q - 2Q 2025 EDGAR
  4. May 9, 202510-Q 10-Q - 1Q 2025 EDGAR
  5. May 7, 2025424B3 EDGAR
  6. Mar 26, 202510-K 10-K - 4Q 2024 EDGAR
  7. Jan 28, 2025EFFECT EDGAR
  8. Jan 24, 2025S-3/A EDGAR
  9. Nov 15, 2024S-3 EDGAR
  10. Nov 8, 202410-Q 10-Q - 3Q 2024 EDGAR
  11. Aug 16, 202410-Q 10-Q - 2Q 2024 EDGAR
  12. Aug 14, 2024NT 10-Q EDGAR
  13. Jun 26, 2024EFFECT EDGAR
  14. Jun 21, 2024POS AM EDGAR
  15. May 23, 2024424B3 EDGAR
  16. May 13, 202410-Q 10-Q - 1Q 2024 EDGAR
  17. Mar 20, 202410-K 10-K - 4Q 2023 EDGAR
  18. Nov 9, 202310-Q 10-Q - 3Q 2023 EDGAR
  19. Nov 1, 2023POS AM EDGAR
  20. Oct 31, 2023EFFECT EDGAR

The 44 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

SEC filer profile

How PRUCO LIFE INSURANCE OF NEW JERSEY is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARPRUCO LIFE INSURANCE OF NEW JERSEY1
  • CIK0001038509
  • Employer ID (EIN)22-24260914
  • Filer statusNon-accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company4
  • Incorporated inNew Jersey4
  • Fiscal year endsDecember 311
  • Industry code (SIC)6311 Life Insurance1
  • SEC reviewing officeOffice of Finance, Division of Corporation Finance1
  • Business address213 Washington St, Newark, NJ 071021
  • Phone97380228591
  • Shares outstanding400,000 shares as of Mar 6, 20264
  • Public float$0 as of Dec 31, 20255
  • AuditorPricewaterhouseCoopers LLP, New York, New York PCAOB ID 238; no auditor attestation of internal control over financial reporting4
  • On EDGAR sinceMay 15, 19971
  • Filings362 in all: 10-Q (87), 424B3 (72), POS AM (41), EFFECT (39), 10-K (29), S-3 (27), S-3/A (14), 8-K (12)1
    All 24 form types

    CORRESP (7), 40-OIP/A (6), 10-Q/A (5), 40-APP/A (3), RW (3), UPLOAD (3), 40-APP (2), 40-OIP (2), 497 (2), APP WD (2), 10-K/A (1), 8-K/A (1), NT 10-Q (1), OIP NTC (1), OIP ORDR (1), SP 15D2 (1)

  • Latest filingsAnnual report (10-K) Mar 6, 2026
    Quarterly report (10-Q) Nov 7, 2025
    Latest 8-K (8-K) Jul 14, 2023

Risk factors and legal proceedings

The risks PRUCO LIFE INSURANCE OF NEW JERSEY names in Item 1A of its 10-K filed Mar 6, 2026: 22 risks under these headings, as written.4

  • Investment Risk
  • Our investment portfolios are subject to the risk of loss due to default or deterioration in credit quality or value.
  • Our investment portfolio is subject to credit risk, which is the risk that an obligor (or guarantor) is unable or unwilling to meet its contractual payment obligations on its fixed maturity security, loan or other obligations.
  • The Company is subject to counterparty risk, which is the risk that the counterparty to a transaction could default or deteriorate in creditworthiness before or at the final settlement of a transaction.
  • Our investment portfolio is subject to equity risk, which is the risk of loss due to deterioration in market value of public equity or alternative assets.
  • Insurance Risk
  • We have significant liabilities for policyholders' benefits which are subject to insurance risk. Insurance risk is the risk that actual experience deviates adversely from our insurance assumptions, including mortality, morbidity, and policyholder behavior assumptions.
  • Certain of our insurance products are subject to mortality risk, which is the risk that actual deaths experienced deviate adversely from our expectations.
  • Our ability to reprice products is limited, and may not compensate for deviations from our expected insurance assumptions.
  • The profitability of many of our insurance and annuity products are subject to market risk. Market risk is the risk of loss from changes in interest rates and equity prices.
  • Our insurance and annuity products, and our investment returns, are subject to interest rate risk, which is the risk of loss arising from asset/liability duration mismatches within our general account investments.
  • Guarantees within certain of our products, in particular our variable annuities and to a lesser extent certain individual life products, are market sensitive and may decrease our earnings or increase the volatility of our results of operations or financial position.
The other 12 risks
  • We are subject to counterparty risk associated with reinsurance transactions.
  • Liquidity Risk
  • As a financial services company, we are exposed to liquidity risk, which is the risk that the Company is unable to meet near-term obligations as they come due.
  • Operational Risk
  • Operational Risk Types
  • Potential Impacts
  • We are subject to business continuation risk, which is the risk that our operations, systems or data, or those of third- parties on whom we rely, may be disrupted.
  • We, or third-parties on whom we rely, may not adequately maintain information security.
  • The development and adoption of artificial AI, including generative AI and agentic AI, and its use and anticipated use by us or by third-parties on whom we rely, may increase the operational risks discussed above or create new operational risks that we are not currently anticipating.
  • We, or third-parties on whom we rely, may not adequately ensure the integrity, confidentiality, or availability of personal and confidential information.
  • The manner in which our products are distributed, including by affiliate and third-party distributors of our products presents added regulatory, competitive and other risks to our enterprise.
  • Strategic Risk
  • We are subject to the risk of events that can cause our fundamental business model to change, either through a shift in the businesses in which we are engaged or a change in our execution.
  • Our ability to successfully execute on strategic transactions is subject to risks.
  • Changes in the regulatory landscape may be unsettling to our business model.
  • Changes in technology and other external factors may be unsettling to our business model.
  • •Our reputation may be adversely impacted if any of the risks described in this section are realized.

Legal proceedings

See Note 16 to the Financial Statements under “Litigation and Regulatory Matters” for a description of certain pending litigation and regulatory matters affecting us, and certain risks to our business presented by such matters.

The opening of Item 3, Legal Proceedings.4

Sources

The numbers on this page point here. Each one links to the record it came from.

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    SEC EDGAROther events