RF on NYSE

Regions Financial Corporation

Logo: Regions Financial Corporation, Public domain, via Wikimedia Commons5

Financial services company based in Birmingham, Alabama

Regions Financial Corporation is an American bank holding company headquartered in the Regions Center in Birmingham, Alabama. The company provides retail and commercial banking, trust, stock brokerage, and mortgage services. Its banking subsidiary, Regions Bank, operates about 2,000 automated teller machines and 1,300 branches in 15 states in the Southern and Midwestern United States.3 Its revenue was $4.8 billion in 2022.1 Its shares trade on NYSE under the symbol RF.1 Wikipedia text CC BY-SA 4.0

Price unavailable

Last updated Oct 21, 2026.

Overview

Jul 13, 1971Founded1

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  • TickerRF on NYSE1
  • Industryeconomics of banking, financial sector, financial services1
  • HeadquartersBirmingham1
  • Websitewww.regions.com
  • Legal formDelaware corporation1
  • Incorporated inDE6
  • Business address1900 Fifth Avenue North, Birmingham, Al 352036
  • Filer categoryLarge accelerated filer6
  • LEICW05CS5KW59QTC0DG8244
  • StatusActive4
  • LEI statusIssued and current4
  • Registered address251 LITTLE FALLS DRIVE, 19808 Wilmington, United States4
  • Registered withDivision of Corporations, Department of State, 37646174
SKYSCRAPERS - NARA - 545376
Photo: LeRoy Woodson, Public domain, via Wikimedia Commons9

Regions Financial Corporation is an American bank holding company headquartered in the Regions Center in Birmingham, Alabama. The company provides retail and commercial banking, trust, stock brokerage, and mortgage services. Its banking subsidiary, Regions Bank, operates about 2,000 automated teller machines and 1,300 branches in 15 states in the Southern and Midwestern United States.3

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2021

44.2%Operating margin10
2424.0%Net margin10
23.8%Revenue growth, 202111
13.8%Return on equity12
0.13×Debt to equity13

Where the money goes

Where each dollar of revenue went, fiscal 2021

  • Interest5¢$167.0M
  • Income tax21¢$694.0M
  • Profit75¢$2.5B

Out of $104.0M in revenue.1110

Where each dollar of operating cash went, fiscal 2021

  • Dividends paid20¢$608.0M
  • Share buybacks15¢$467.0M
  • Kept or used elsewhere65¢$2.0B

Out of $3.0B of cash from operations.10

Financial statements

Revenue11$104.0M in 2021+32% since 2019
0$50.0M$100.0M$150.0M2019: $79.0M$79.0M20192020: $84.0M$84.0M2020+6%2021: $104.0M$104.0M2021+24%
Net income111310$2.5B in 2021+59% since 2019
0$1.0B$2.0B$3.0B2019: $1.6B$1.6B20192020: $1.1B$1.1B2020−31%2021: $2.5B$2.5B2021+130%

Every line of the income statement as filed: the last 3 fiscal years, latest first.16

Period ending2025-12-312024-12-312023-12-31
Loans, including fees$5.5B$5.7B$5.7B
Debt securities$1.1B$925.0M$749.0M
Loans held for sale$35.0M$39.0M$40.0M
Other earning assets$430.0M$412.0M$375.0M
Total interest income$7.1B$7.1B$6.9B
Deposits$1.8B$2.0B$1.3B
Short-term borrowings$17.0M$40.0M$96.0M
Long-term borrowings$299.0M$279.0M$226.0M
Total interest expense$2.1B$2.3B$1.6B
Net interest income$5.0B$4.8B$5.3B
Provision for credit losses$470.0M$487.0M$553.0M
Net interest income after provision for credit losses$4.5B$4.3B$4.8B
Total Noninterest Income$2.5B$2.3B$2.3B
Salaries and employee benefits$2.6B$2.5B$2.4B
Equipment and software expense$421.0M$406.0M$412.0M
Net occupancy expense$288.0M$278.0M$289.0M
Other$988.0M$1.0B$1.3B
Total non-interest expense$4.3B$4.2B$4.4B
Income before income taxes$2.7B$2.4B$2.6B
Income tax expense$587.0M$461.0M$533.0M
Net income$2.2B$1.9B$2.1B
Net income available to common shareholders$2.1B$1.8B$2.0B
Basic892.0M shares916.0M shares936.0M shares
Diluted896.0M shares918.0M shares938.0M shares
Basic$2.31$1.94$2.11
Diluted$2.30$1.93$2.11

Compare Regions Financial Corporation with another company

Corporate structure

Regions Financial Corporation sits at the top of its group. 28 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of Regions Financial Corporation

  • VANGUARD CAPITAL MANAGEMENT LLC Filed SCHEDULE 13G on Regions Financial Corporation, latest Apr 30, 2026
  • VANGUARD GROUP INC Filed SCHEDULE 13G/A on Regions Financial Corporation, latest Mar 27, 2026 (4 filings since Feb 10, 2022)
  • Wellington Management Company Filed SCHEDULE 13G/A on Regions Financial Corporation, latest Nov 12, 2025 (4 filings since Feb 8, 2024)
  • State Street Corporation Filed SC 13G/A on Regions Financial Corporation, latest Jan 30, 2024 (3 filings since Feb 11, 2022)
  • BlackRock Filed SC 13G/A on Regions Financial Corporation, latest Jan 24, 2024 (3 filings since Jan 10, 2022)
  • Regions Financial Corporation Wilmington, Delaware, United States
    • (1) Affiliate state bank chartered under the banking laws of Subsidiary · Alabama, United States
    • (10) Organized under the laws of Subsidiary · Mississippi, United States
    • (11) Organized under the laws of Subsidiary · South Carolina, United States
    • (12) Incorporated/Organized under the laws of Subsidiary · California, United States
    • (2) Incorporated/Organized under the laws of Subsidiary · Alabama, United States
    • (3) Incorporated under the laws of Subsidiary · Arkansas, United States
    • (4) Incorporated/Organized under the laws of Subsidiary · Delaware, United States
    • (5) Incorporated/Organized under the laws of Subsidiary · Florida, United States
    • (6) Incorporated under the laws of Subsidiary · Tennessee, United States
    • (7) Organized under the laws of Subsidiary · North Carolina, United States
    • (8) Organized under the laws of Subsidiary · New York, United States
    • (9) Organized under the laws of Subsidiary · Massachusetts, United States
    • Highland Associates, Inc. Subsidiary · Birmingham, Alabama, United States
      • Cahaba Partners Collective Investment Trust Fund · Montgomery, Alabama, United States
      • Cahaba Partners Collective Total Return Fund LTD Fund · Montgomery, Alabama, United States
      • Cahaba Partners Core Fixed Income Fund Fund · Montgomery, Alabama, United States
      • Cahaba Partners Equity Plus Fund Fund · Montgomery, Alabama, United States
      • Cahaba Partners Investment Fund LLC Fund · Birmingham, Alabama, United States
      • Cahaba Partners Public Inflation Hedges Fund Fund · Birmingham, Alabama, United States
      • Cahaba Partners Tactical Equity Fund Fund · Birmingham, Alabama, United States
      • Cahaba Partners Total Return Collective Investment Fund Fund · Montgomery, Alabama, United States
      • Cahaba Partners Total Return Fund LTD Fund · Woburn, Massachusetts, United States
    • Regions Bank Subsidiary · Birmingham, Alabama, United States
      • REGIONS INVESTMENT MANAGEMENT, INC. Subsidiary · Birmingham, Alabama, United States
      • SABAL CAPITAL HOLDINGS LLC Subsidiary · Pasadena, California, United States
      • SABAL TL1, LLC Subsidiary · Wilmington, Delaware, United States
    • THE FRAZER LANIER COMPANY, INCORPORATED Subsidiary · Montgomery, Alabama, United States

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What Regions Financial Corporation reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Property and equipment, before depreciation$4.2B16 Dec 31, 2025$4.2B16 Dec 31, 2024−1.2%
Accumulated depreciation$2.5B16 Dec 31, 2025$2.5B16 Dec 31, 2024−1.5%
Property and equipment, net$1.7B16 Dec 31, 2025$1.7B16 Dec 31, 2024−0.8%
Operating-lease assets (leased space)$464.0M16 Dec 31, 2025$453.0M16 Dec 31, 2024+2.4%

Investments

ItemLatestA year beforeChange
Debt securities available for sale$27.6B16 Dec 31, 2025$26.2B16 Dec 31, 2024+5.1%
Debt securities held to maturity$5.6B16 Dec 31, 2025$4.4B16 Dec 31, 2024+26.6%
Equity securities at fair value$946.0M16 Dec 31, 2025$819.0M16 Dec 31, 2024+15.5%
Stakes in other companies (equity method)$217.0M16 Dec 31, 2025$198.0M16 Dec 31, 2024+9.6%
Loans, net of allowance$94.1B16 Dec 31, 2025$95.1B16 Dec 31, 2024−1.1%
Deposits held (banks)$131.1B16 Dec 31, 2025$127.6B16 Dec 31, 2024+2.8%

Intangibles and goodwill

ItemLatestA year beforeChange
Goodwill$5.7B16 Dec 31, 2025$5.7B16 Dec 31, 20240%
Intangible assets, net (excluding goodwill)$140.0M16 Dec 31, 2025$169.0M16 Dec 31, 2024−17.2%
Finite-lived intangibles, gross$1.5B12 Dec 31, 2024$1.5B12 Dec 31, 20230%
Accumulated amortization$1.3B12 Dec 31, 2024$1.3B12 Dec 31, 2023+2.8%
Finite-lived intangibles, net$169.0M12 Dec 31, 2024$205.0M12 Dec 31, 2023−17.6%

Properties, in its own words

Regions’ corporate headquarters occupy the main banking facility of Regions Bank, located at 1900 Fifth Avenue North, Birmingham, Alabama 35203. Our office space is used by all of our segments.

At December 31, 2025, Regions Bank, Regions’ banking subsidiary, operated 1,247 banking offices. At December 31, 2025, there were no significant encumbrances on the offices, equipment and other operational facilities owned by Regions and its subsidiaries.

The rest of Item 2

See Item 1. “Business” of this Annual Report on Form 10-K for a list of the states in which Regions Bank’s branches are located.

Item 2 of the 10-K filed Feb 24, 2026.18

The story

Regions Financial Corporation, formerly known as First Alabama Bankshares, was founded on July 13, 1971 with the merger of three Alabama banks: First National Bank of Montgomery, Alabama (opened 1871), Exchange Security Bank of Birmingham, Alabama (opened 1928), and First National Bank of Huntsville, Alabama (opened 1856). The headquarters of First National Bank of Huntsville was a historic building built in 1835. It served as a hospital for Union soldiers during the American Civil War, and once held a rifle owned by Frank James as collateral for bail money when he was incarcerated across the street in the Madison County Jail. Until their formal merger in March 1985, under revised banking regulations, the banks continued to operate independently.

In 1986, changes in the Interstate Banking Bill allowed bank holding companies to purchase bank branches outside the state in which they were chartered. First Alabama Bankshares expanded its operations first into Florida, continuing into Georgia, Tennessee, and Arkansas. In 1994, to reflect its growth into a regional company, First Alabama Bankshares changed its name to Regions Financial Corporation and the name of its banking subsidiary to Regions Bank. Regions added banking branches in Alabama, Georgia, Tennessee, Florida, South Carolina, Texas, Louisiana, and Arkansas. The name "Regions" was purchased from First Commercial Corporation, the Arkansas Bank that Regions subsequently purchased in 1998.

In 2001, Regions acquired Rebsamen Insurance Company, which was renamed Regions Insurance Group. In 2001, Regions acquired Morgan Keegan & Company for $789 million. In January 2012, Regions sold Morgan Keegan to Raymond James for $930 million. The trust department was retained by Regions and now operates as Regions Trust. In 2002, the company announced that it will list its common stock on the New York Stock Exchange. In 2002, Regions acquired Independence Bank for approximately $24 million in cash.

On January 24, 2004, Regions merged with Memphis, Tennessee–based Union Planters Bank in a $5.9 billion transaction. Jackson W. Moore, the former CEO of Union Planters, became CEO of the merged company. He suffered a stroke after the merger closed, but was still able to assume his new post upon recovery. After the merger, Regions adopted Union Planters' former logo of a young cotton plant and used it until the AmSouth conversion. The merger significantly increased Regions' footprint in Tennessee; Union Planters had been the largest Tennessee-based bank.

In 2006, Regions acquired AmSouth Bancorporation, another Birmingham-based bank, in a $10 billion transaction. While Regions was the surviving company, the merged entity adopted AmSouth's corporate structure. In 2008, Regions Bank received a $3.5 billion loan as part of the Troubled Asset Relief Program. On April 4, 2012, Regions repaid the $3.5 billion loan. On August 29, 2008, as a result of the 2008 financial crisis, Integrity Bank of Alpharetta, Georgia was placed into receivership by the Federal Deposit Insurance Corporation and Regions Bank assumed its operations. In February 2009, FirstBank Financial Services of McDonough, Georgia, was also placed into receivership by the FDIC and Regions Bank assumed its operations.

In July 2018, the company sold its insurance operations to BB&T. In June 2021 Regions announced they would acquire home improvement lender EnerBank USA for $960 million. EnerBank USA was previously a subsidiary of CMS Energy.

From Wikipedia’s article on Regions Financial Corporation, shared under CC BY-SA 4.0.7

Leadership

Who has led Regions Financial Corporation, and when. Pick a name to see everywhere that person has worked.

Board members and other officers (88)

Products and brands

  • finance

Listed on Wikidata.1

Subsidiaries and ownership

Subsidiaries (Exhibit 21)

  • (1) Affiliate state bank chartered under the banking laws of Alabama8
  • (10) Organized under the laws of Mississippi8
  • (11) Organized under the laws of South Carolina8
  • (12) Incorporated/Organized under the laws of California8
  • (2) Incorporated/Organized under the laws of Alabama8
  • (3) Incorporated under the laws of Arkansas8
  • (4) Incorporated/Organized under the laws of Delaware8
  • (5) Incorporated/Organized under the laws of Florida8
  • (6) Incorporated under the laws of Tennessee8
  • (7) Organized under the laws of North Carolina8
  • (8) Organized under the laws of New York8
  • (9) Organized under the laws of Massachusetts8

The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.

Former names

  • NEW REGIONS FINANCIAL CORPFeb 27, 2004 to Apr 29, 20046

Timeline

  1. Aug 11, 20268-K Executive or director change; Regulation FD disclosure127
  2. Aug 7, 20268-K Regulation FD disclosure128
  3. Jul 17, 20268-K Results of operations; Regulation FD disclosure129
  4. May 11, 20268-K Bylaws or fiscal year changed; Shareholder vote130
  5. May 11, 20268-K Regulation FD disclosure131
  6. Apr 17, 20268-K Results of operations; Regulation FD disclosure132
  7. Feb 9, 20268-K Regulation FD disclosure133
  8. Feb 9, 20268-K Executive or director change134
  9. Feb 4, 20268-K Bylaws or fiscal year changed135
  10. Jan 16, 20268-K Results of operations; Regulation FD disclosure136
  11. Jan 12, 20268-K Executive or director change; Regulation FD disclosure137
  12. Nov 5, 20258-K Regulation FD disclosure138
  13. Aug 2, 2018New chief executive John M. Turner Jr. becomes CEO19
  14. Apr 19, 2010New chief executive Grayson Hall becomes CEO20
  15. Nov 8, 2006New chief executive C. Dowd Ritter becomes CEO29
  16. Jul 21, 2006New chief executive Richard D. Horsley becomes CEO28
  17. May 19, 2006New chief executive G. Douglas Edwards becomes CEO27
  18. Jan 25, 2006New chief executive Steve J. Schenck becomes CEO26
  19. Jan 25, 2006New chief executive Jackson W. Moore becomes CEO25
  20. Jan 20, 2006New chief executive Robert A. Goethe becomes CEO24
  21. Jan 20, 2006New chief executive Peter D. Miller becomes CEO23
  22. Jan 20, 2006New chief executive John I. Fleischauer Jr. becomes CEO22
  23. Jan 20, 2006New chief executive Andrew W. Stein becomes CEO21
  24. Jul 13, 1971Founded Founded1

Calendar

When it reported results

  1. Jul 17, 2026Reported quarterly or annual results129
  2. Apr 17, 2026Reported quarterly or annual results132
  3. Jan 16, 2026Reported quarterly or annual results136
  4. Oct 17, 2025Reported quarterly or annual results139
  5. Jul 18, 2025Reported quarterly or annual results140
  6. Apr 17, 2025Reported quarterly or annual results141
  7. Jan 17, 2025Reported quarterly or annual results142
  8. Oct 18, 2024Reported quarterly or annual results143

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

499 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 71 major events, 325 insider forms, 15 large holders, 68 other. The latest 20:

  1. Sep 14, 20264 EDGAR
  2. Sep 9, 20263 EDGAR
  3. Aug 11, 20268-K EDGAR
  4. Aug 10, 202613F-HR EDGAR
  5. Aug 7, 20268-K EDGAR
  6. Aug 6, 202610-Q EDGAR
  7. Aug 6, 2026N-PX EDGAR
  8. Jul 17, 20264 EDGAR
  9. Jul 17, 20264 EDGAR
  10. Jul 17, 20264 EDGAR
  11. Jul 17, 20268-K EDGAR
  12. Jul 17, 20264 EDGAR
  13. Jul 17, 20264 EDGAR
  14. Jul 2, 20264 EDGAR
  15. Jun 16, 202611-K EDGAR
  16. May 18, 2026144 EDGAR
  17. May 13, 20264 EDGAR
  18. May 13, 20264 EDGAR
  19. May 13, 20264 EDGAR
  20. May 13, 20264 EDGAR

The 499 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

25 open-market trades by officers, directors and large owners since October 2021: 12 buys and 13 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Sep 10, 2026Chadha Anil DChief Financial OfficerSale1$29.90$23Form 4
May 7, 2026Willman Brian RSEVPSale7,014$27.91$195.8KForm 4
Jan 22, 2026Ritter William D.SEVPSale36,000$28.78$1.0MForm 4
Aug 13, 2025Jenkins Roger W.DirectorBuy4,000$25.48$101.9KForm 4
Aug 6, 2025Keenan David R.SEVPSale30,000$25.01$750.3KForm 4
May 8, 2025Willman Brian RSEVPSale8,185$21.37$174.9KForm 4
Mar 11, 2025JOHNSON JOIA MDirectorBuy2,300$21.18$48.7KForm 4
Feb 3, 2025SUQUET JOSE SDirectorSale125$24.15$3.0KForm 4
Jan 29, 2025SUQUET JOSE SDirectorBuy45$25.07$1.1KForm 4
Jan 28, 2025SUQUET JOSE SDirectorBuy549$24.70$13.6KForm 4
Jan 22, 2025SUQUET JOSE SDirectorBuy494$24.44$12.1KForm 4
Jan 14, 2025SUQUET JOSE SDirectorBuy41$23.93$981Form 4
Jan 13, 2025SUQUET JOSE SDirectorBuy525$23.57$12.4KForm 4
Dec 30, 2024SUQUET JOSE SDirectorBuy125$23.68$3.0KForm 4
Dec 23, 2024SUQUET JOSE SDirectorSale99$23.76$2.4KForm 4
Dec 20, 2024SUQUET JOSE SDirectorBuy530$23.75$12.6KForm 4
Aug 5, 2024SUQUET JOSE SDirectorBuy99$20.41$2.0KForm 4
May 3, 2024Ritter William D.SEVPSale23,000$19.95$458.9KForm 4
Apr 23, 2024RHODES WILLIAM C IIIDirectorBuy50,000$19.37$968.5KForm 4
Dec 8, 2023Lusco C. MatthewSEVP & CROSale28,617$17.47$499.9KForm 4

All 25 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Executive pay

What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.

YearExecutiveAgeSalaryTotal pay
2025John M. Turner, Jr.Chairman, President and Chief Executive Officer64$1.2M$10.0M149
2025C. Dandridge MasseyChief Enterprise Operations and Technology Officer55$663.1K$3.6M149
2025David J. Turner, Jr.Chief Financial Officer62$725.2K$3.6M149
2025David R. KeenanChief Administrative Officer58$645.2K$3.0M149
2025Russell K. ZusiChief Risk Officer51$650.0K$2.7M149
2024John M. Turner, Jr.Chairman, President and Chief Executive Officer64$1.1M$10.5M149
2024Russell K. ZusiChief Risk Officer51$637.5K$9.6M149
2024David J. Turner, Jr.Chief Financial Officer62$705.0K$3.7M149
2024David R. KeenanChief Administrative Officer58$620.3K$3.0M149
2024C. Dandridge MasseyChief Enterprise Operations and Technology Officer55$645.3K$2.7M149
2023John M. Turner, Jr.Chairman, President and Chief Executive Officer64$1.1M$9.2M149
2023David J. Turner, Jr.Chief Financial Officer62$702.3K$3.2M149
2023David R. KeenanChief Administrative Officer58$591.0K$2.5M149
2023C. Dandridge MasseyChief Enterprise Operations and Technology Officer55$620.5K$1.9M149

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
BlackRock, Inc.81,326,428$2.5B0.0%−891,918
Vanguard Capital Management LLC55,724,527$1.7B0.0%−440,273
State Street Corp50,667,092$1.5B0.0%+2,953,594
Vanguard Portfolio Management LLC39,837,734$1.2B0.1%−279,674
Charles Schwab Investment Management Inc27,773,516$838.8M0.1%+2,201,798
Geode Capital Management, LLC24,125,742$725.9M0.0%+40,947
Wellington Management Group Llp20,992,390$634.0M0.1%−15,144,333
Invesco Ltd.18,585,587$561.3M0.0%+720,577
First Trust Advisors LP18,544,746$560.1M0.3%+5,185,777
Jpmorgan Chase & Co17,977,505$544.2M0.0%−36,853
Victory Capital Management Inc17,357,535$524.2M0.3%+2,093,493
Morgan Stanley16,769,504$506.4M0.0%−2,345,240
Federated Hermes, Inc.11,174,523$337.5M0.5%+11,166,179
Goldman Sachs Group Inc10,275,638$310.3M0.0%+1,230,720
Dimensional Fund Advisors LP10,083,971$304.6M0.1%+256,613
Norges Bank8,849,540$267.3M0.0%New
Northern Trust Corp8,349,572$252.2M0.0%−101,011
UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC8,079,871$244.0M0.0%−39,851
Nykredit A/S7,839,597$236.8M0.8%New
Bank Of America Corp /de/7,253,906$219.1M0.0%+3,781,658
Massachusetts Financial Services Co /ma/7,192,487$217.6M0.1%+70,621
Thornburg Investment Management Inc6,746,453$203.7M2.0%+231,181
Allspring Global Investments Holdings, LLC6,195,185$190.8M0.3%−78,185
Bank of New York Mellon Corp6,254,737$188.9M0.0%−357,137
Royal Bank Of Canada6,203,208$187.3M0.0%+736,715

13F reports cover disclosed long positions in U.S. stocks only.

Members of Congress who traded it

13 trades disclosed by members of Congress. “Vs S&P since” is the stock’s change since the trade minus the S&P 500’s.

DateMemberTradeAmountVs S&P sinceFiling
Oct 31, 2025Lisa C. McClainRepublican, HouseSale$1,001 - $15,000+0.3%Report
Oct 30, 2025Lisa C. McClainRepublican, HouseBuy$1,001 - $15,000−0.7%Report
Oct 30, 2025Lisa C. McClainRepublican, HouseSale$1,001 - $15,000+0.7%Report
Jun 23, 2025J. French HillRepublican, HouseSale$15,001 - $50,000+8.0%Report
Jun 17, 2025Lisa C. McClainRepublican, HouseBuy$1,001 - $15,000−2.4%Report
Dec 26, 2023Tommy TubervilleRepublican, SenateSale$15,001 - $50,000+22.7%Report
May 8, 2023Tommy TubervilleRepublican, SenateBuy$1,001 - $15,000−20.5%Report
Mar 30, 2022Tommy TubervilleRepublican, SenateBuy$1,001 - $15,000−47.7%Report
Apr 14, 2020David A Perdue , Jr, SenateSale$50,001 - $100,000+2.1%Report
Mar 26, 2020Steve CohenDemocratic, HouseSale$1,001 - $15,000+18.2%Report
Mar 16, 2020David A Perdue , Jr, SenateBuy$1,001 - $15,000+6.9%Report
Jan 9, 2020Michael John Gallagher, HouseSale$1,001 - $15,000+71.3%Report
Jan 3, 2020David A Perdue , Jr, SenateBuy$15,001 - $50,000−76.5%Report

Members report amounts as ranges, not exact figures. Returns are price-only (no dividends).

SEC filer profile

How Regions Financial Corporation is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARREGIONS FINANCIAL CORP2
  • CIK0001281761
  • Employer ID (EIN)63-058936818
  • Filer statusLarge accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company18
  • Incorporated inDelaware18
  • Fiscal year endsDecember 312
  • Industry code (SIC)6021 National Commercial Banks2
  • SEC reviewing officeOffice of Finance, Division of Corporation Finance2
  • Business address1900 Fifth Avenue North, Birmingham, AL 352032
  • Phone800-734-46672
  • Shares outstanding851,929,506 as of Aug 5, 202615
  • Public float$20.6B as of Jun 30, 202518
  • AuditorErnst & Young LLP, Birmingham, Alabama PCAOB ID 42; it also attests to the company’s internal control over financial reporting18
  • On EDGAR sinceFeb 27, 20042
  • Filings3,801 in all: 4 (2,305), 8-K (478), 5 (327), 3 (113), 13F-HR (89), 10-Q (67), SC 13G/A (46), 424B2 (31)2
    All 50 form types

    11-K (29), FWP (25), UPLOAD (24), 10-K (22), DEF 14A (22), CORRESP (21), DEFA14A (20), SC 13G (19), 424B5 (18), 425 (16), 3/A (13), 4/A (11), ARS (9), S-8 (9), S-4/A (8), S-3ASR (7), 144 (6), 424B3 (6), 8-A12B (6), 8-K/A (6), 13F-HR/A (4), PRE 14A (4), 10-K/A (3), 25-NSE (3), CERT (3), N-PX (3), POS AM (3), S-4 (3), 10-Q/A (2), 5/A (2), CERTNYS (2), EFFECT (2), PX14A6G (2), S-3 (2), SCHEDULE 13G (2), SCHEDULE 13G/A (2), 8-A12B/A (1), 8-K12G3 (1), CT ORDER (1), POSASR (1), S-3/A (1), S-8 POS (1)

  • Latest filingsAnnual report (10-K) Feb 24, 2026
    Quarterly report (10-Q) Aug 6, 2026
    Proxy statement (DEF 14A) Mar 23, 2026
    Latest 8-K (8-K) Aug 11, 2026

Securities registered for trading

ClassSymbolExchange
Common Stock, $.01 par valueRFNew York Stock Exchange
5.700% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series CRF PRCNew York Stock Exchange
4.45% Non-Cumulative Perpetual Preferred Stock, Series ERF PRENew York Stock Exchange
Non-Cumulative Perpetual Preferred Stock, Series FRF PRFNew York Stock Exchange

From the cover page of the 10-K filed Feb 24, 2026 (Section 12(b) of the Exchange Act).18

Risk factors and legal proceedings

The risks Regions Financial Corporation names in Item 1A of its 10-K filed Feb 24, 2026: 50 risks under these headings, as written.18

  • Market Risks
  • Our businesses have been, and may continue to be, adversely affected by conditions in the financial markets and economic conditions generally.
  • Fluctuations in market interest rates, including the level and shape of the yield curve, may adversely affect our performance.
  • Credit Risks
  • If we experience greater credit losses in our loan portfolios than anticipated, our earnings may be materially adversely affected.
  • Any future reductions in our credit ratings may increase our funding costs and place limitations on business activities.
  • Changes in the soundness of other financial institutions could adversely affect us.
  • We may suffer losses if the value of collateral declines in stressed market conditions.
  • Liquidity Risks
  • Ineffective liquidity management could adversely affect our financial results and condition.
  • Loss of deposits or a change in deposit mix could increase our funding costs.
  • We rely on the mortgage secondary market to manage various risks.
The other 41 risks
  • Technology Risks
  • We are at risk of a variety of systems failures or errors and cyber-attacks or other similar incidents that could adversely affect customer experience and our business and financial performance.
  • We are subject to complex and evolving laws, regulations, rules, standards and contractual obligations regarding privacy and cybersecurity, which could increase the cost of doing business, compliance risks and potential liability.
  • We will continually encounter technological change and must effectively anticipate, develop and implement new technology.
  • The development and use of AI presents risks and challenges that may adversely impact our business.
  • Strategic Risks
  • Industry competition, including competition from decentralized finance platforms, cryptocurrencies and blockchain technologies, could disrupt our business model and adversely affect our revenues, market share or liquidity.
  • Our operations are concentrated primarily in the South, Midwest and Texas, and adverse changes in the economic conditions in this region can adversely affect our financial results and condition.
  • Weakness in the residential real estate markets could adversely affect our performance.
  • Weakness in the commercial real estate markets could adversely affect our performance.
  • Risks associated with home equity products where we are in a second lien position could adversely affect our performance.
  • Weakness in commodity businesses could adversely affect our performance.
  • An outbreak or escalation of hostilities between countries or within a country or region could have a material adverse effect on the U.S. economy and on our businesses.
  • Operational Risks
  • We are subject to a variety of operational risks, including the risk of fraud or theft by internal or external parties, which may adversely affect our business and results of operations.
  • We rely on other companies to provide key components of our business infrastructure.
  • We depend on the accuracy and completeness of information about clients and counterparties.
  • We are exposed to risk of environmental liability when we take title to property.
  • We can be negatively affected if we fail to identify and address operational risks associated with the introduction of or changes to products, services and delivery platforms.
  • Enhanced regulatory and other standards for the oversight of vendors and other service providers can result in higher costs and other potential exposures.
  • We are, and may in the future be, subject to claims and litigation calling into question our right to use the intellectual property underlying certain technology in our business.
  • Weather-related events, pandemics and other natural or man-made disasters could cause a disruption in our operations or lead to other consequences that could adversely impact our financial results and condition. These impacts could be intensified by climate change. Heightening focus on climate change may also carry transition risks that could negatively impact our results of operations and financial condition.
  • Reputational Risks
  • We are subject to sociopolitical risks that could adversely affect our business, reputation and the trading price of our common stock.
  • Damage to our reputation could significantly harm our businesses.
  • Legal, Regulatory and Compliance Risks
  • We are, and may in the future be, subject to litigation, investigations and governmental proceedings that may result in liabilities adversely affecting our financial condition, business or results of operations or in reputational harm.
  • We are subject to extensive governmental regulation, which could have an adverse impact on our operations and our business model.
  • We are subject to a variety of risks in connection with any sale of loans we may conduct.
  • We may be subject to more stringent capital and liquidity requirements.
  • Rulemaking changes and regulatory initiatives implemented by the CFPB may result in higher regulatory and compliance costs that may adversely affect our results of operations.
  • We are subject to numerous laws designed to protect consumers, including the CRA and fair lending laws, and a failure to comply with these laws could lead to a wide variety of penalties and other sanctions.
  • We may not be able to complete future acquisitions, may not be successful in realizing the benefits of any future acquisitions that are completed or may choose not to pursue acquisition opportunities we might find beneficial.
  • Increases in FDIC insurance assessments may adversely affect our earnings.
  • Unfavorable results from ongoing stress analyses may adversely affect our ability to retain customers or compete for new business opportunities.
  • We are a holding company and depend on our subsidiaries for dividends, distributions and other payments.
  • We may not pay dividends on shares of our capital stock.
  • Anti-takeover and banking laws and certain agreements and charter provisions may adversely affect share value.
  • Our amended and restated by-laws designate (i) the Court of Chancery of the State of Delaware as the sole and exclusive forum for certain types of actions and proceedings that may be initiated by our shareholders and (ii) the federal district courts of the United States as the sole and exclusive forum for any action asserting a cause of action arising under the Securities Act, which could limit our shareholders’ ability to obtain a favorable judicial forum for disputes with our company or our company’s directors, officers or other employees.
  • We face substantial legal and operational risks in our safeguarding and other processing of personal information.
  • Differences in regulation can affect our ability to compete effectively.
  • Talent Management Risks
  • Our businesses may be adversely affected if we are unable to hire and retain qualified employees.
  • Our operations rely on our ability, and the ability of key external parties, to maintain appropriately staffed workforces, and on the competence, trustworthiness, health and safety of employees.
  • Estimates and Assumptions Risks
  • Our reported financial results depend on management’s selection of accounting methods and certain assumptions and estimates.
  • If the models that we use in our business perform poorly or provide inadequate information, our business or results of operations may be adversely affected.
  • Changes in our accounting policies or in accounting standards could materially affect how we report our financial results and condition.

Legal proceedings

The information presented in the Legal Contingencies section of Note 23 "Commitments, Contingencies and Guarantees" of the Notes to Consolidated Financial Statements, which is included in Item 8. of this Annual Report on Form 10-K, is incorporated herein by reference.

The opening of Item 3, Legal Proceedings.18

Sources

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