Private company

Santander Consumer USA Holdings Inc.

Santander Consumer USA Holdings Inc. is an American personal credit institutions company based in Dallas.2

Last updated Oct 21, 2026.

Overview

  • IndustryPersonal Credit Institutions2
  • HeadquartersDallas, United States2
  • Incorporated inDE3
  • Business address1601 Elm St., Suite 800, Dallas, Tx 752013
  • Filer categoryLarge accelerated filer3
  • Legal formCorporation2
  • LEI5493004SHNXEHHZ58X762
  • StatusActive2
  • LEI statusLapsed (not renewed)2
  • Registered addressC/O CORPORATION SERVICE COMPANY, 19808 Wilmington, United States2
  • Registered withDivision of Corporations, Department of State, 53523042

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2020

5188.6%Net margin4
-64.0%Revenue growth, 20204
16.2%Return on equity4

Where the money goes

Where each dollar of revenue went, fiscal 2020

  • Interest50¢$1.2B
  • Income tax12¢$298.9M
  • Profit38¢$910.9M

Out of $17.6M in revenue.4

Where each dollar of operating cash went, fiscal 2020

  • Dividends paid5¢$212.6M
  • Kept or used elsewhere95¢$3.8B

Out of $4.0B of cash from operations.4

Financial statements

Revenue54$17.6M in 2020−83% since 2017
0$50.0M$100.0M$150.0M2017: $101.1M$101.1M20172018: $38.7M$38.7M2018−62%2019: $48.8M$48.8M2019+26%2020: $17.6M$17.6M2020−64%
Net income67854$910.9M in 2020+26% since 2014
0$500.0M$1.0B$1.5B2014: $725.3M$725.3M20142015: $824.0M$824.0M2015+14%2016: $766.5M$766.5M2016−7%2017: $1.2B$1.2B2017+53%2018: $915.9M$915.9M2018−22%2019: $994.4M$994.4M2019+9%2020: $910.9M$910.9M2020−8%
Fiscal year2014201520162017201820192020
Revenue$101.1M5$38.7M4$48.8M4$17.6M4
Interest$523.2M6$628.8M7$807.5M8$947.7M5$1.1B4$1.3B4$1.2B4
Income tax$395.9M6$465.6M7$394.2M8-$368.8M5$276.3M4$359.9M4$298.9M4
Net income$725.3M6$824.0M7$766.5M8$1.2B5$915.9M4$994.4M4$910.9M4
Earnings per share$2.086$2.327$2.148$3.265$2.554$2.874$2.874
Earnings per share (diluted)$2.046$2.317$2.138$3.265$2.544$2.864$2.874

Compare Santander Consumer USA Holdings Inc. with another company

Corporate structure

Santander Consumer USA Holdings Inc. sits at the top of its group. 36 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of Santander Consumer USA Holdings Inc.

  • Santander Consumer USA Holdings Inc. Dallas, Texas, United States
    • SANTANDER CONSUMER USA INC. Subsidiary · Dallas, Texas, United States
      • Chrysler Capital Auto Funding I LLC Subsidiary · Dallas, Texas, United States
      • CHRYSLER CAPITAL AUTO FUNDING II LLC Subsidiary · Dallas, Texas, United States
      • CHRYSLER CAPITAL MASTER AUTO RECEIVABLES FUNDING 2 LLC Subsidiary · Dallas, Texas, United States
      • Chrysler Capital Master Auto Receivables Funding 3 LLC Subsidiary · Dallas, Texas, United States
      • CHRYSLER CAPITAL MASTER AUTO RECEIVABLES FUNDING 4 LLC Subsidiary · Dallas, Texas, United States
      • CHRYSLER CAPITAL MASTER AUTO RECEIVABLES FUNDING LLC Subsidiary · Dallas, Texas, United States
      • Santander Consumer ABS Funding 3 LLC Subsidiary · Dallas, Texas, United States
      • SANTANDER CONSUMER AUTO RECEIVABLES FUNDING 2013-B2 LLC Subsidiary · Dallas, Texas, United States
      • SANTANDER CONSUMER AUTO RECEIVABLES FUNDING 2013-B3 LLC Subsidiary · Dallas, Texas, United States
      • Santander Consumer Auto Receivables Funding 2013-L1 LLC Subsidiary · Dallas, Texas, United States
      • SANTANDER CONSUMER AUTO RECEIVABLES FUNDING 2014-L1 LLC Subsidiary · Dallas, Texas, United States
      • SANTANDER CONSUMER AUTO RECEIVABLES FUNDING 2015-L1 LLC Subsidiary · Dallas, Texas, United States
      • SANTANDER CONSUMER AUTO RECEIVABLES FUNDING 2015-L2 LLC Subsidiary · Dallas, Texas, United States
      • SANTANDER CONSUMER AUTO RECEIVABLES FUNDING 2015-L3 LLC Subsidiary · Dallas, Texas, United States
      • SANTANDER CONSUMER AUTO RECEIVABLES FUNDING 2015-L4 LLC Subsidiary · Dallas, Texas, United States
      • Santander Consumer Auto Receivables Funding 2016-L1 LLC Subsidiary · Dallas, Texas, United States
      • Santander Consumer Auto Receivables Funding 2016-L2 LLC Subsidiary · Dallas, Texas, United States
      • SANTANDER CONSUMER AUTO RECEIVABLES FUNDING 2016-L3 LLC Subsidiary · Dallas, Texas, United States
      • Santander Consumer Auto Receivables Funding 2016-L4 LLC Subsidiary · Dallas, Texas, United States
      • Santander Consumer Auto Receivables Funding 2017-L1 LLC Subsidiary · Dallas, Texas, United States
      • Santander Consumer Auto Receivables Funding 2017-L3 LLC Subsidiary · Dallas, Texas, United States
      • SANTANDER CONSUMER AUTO RECEIVABLES FUNDING 2017-L4 LLC Subsidiary · Dallas, Texas, United States
      • Santander Consumer Auto Receivables Funding 2018-L1 LLC Subsidiary · Dallas, Texas, United States
      • SANTANDER CONSUMER AUTO RECEIVABLES FUNDING 2018-L2 LLC Subsidiary · Dallas, Texas, United States
      • SANTANDER CONSUMER AUTO RECEIVABLES FUNDING 2018-L3 LLC Subsidiary · Dallas, Texas, United States
      • and 9 more

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What Santander Consumer USA Holdings Inc. reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Accumulated depreciation$104.5M4 Dec 31, 2020$85.3M4 Dec 31, 2019+22.4%
Finance-lease assets$23.1M5 Dec 31, 2019$16.1M5 Dec 31, 2018+43.1%
Operating-lease assets (leased space)$46.4M4 Dec 31, 2020$57.5M4 Dec 31, 2019−19.2%

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$109.1M4 Dec 31, 2020$81.8M4 Dec 31, 2019+33.2%
Debt securities available for sale$95.7M4 Dec 31, 2020$92.2M4 Dec 31, 2019+3.7%
Debt securities held to maturity$44.8M4 Dec 31, 2020
Equity securities at fair value$1.4M4 Dec 31, 2020$04 Dec 31, 2019

Intangibles and goodwill

ItemLatestA year beforeChange
Goodwill$74.1M4 Dec 31, 2020$74.1M4 Dec 31, 20190%
Intangible assets, net (excluding goodwill)$70.1M4 Dec 31, 2020$42.8M4 Dec 31, 2019+64.0%
Finite-lived intangibles, gross$133.6M4 Dec 31, 2020$95.4M4 Dec 31, 2019+40.0%
Accumulated amortization$63.5M4 Dec 31, 2020$52.7M4 Dec 31, 2019+20.6%
Finite-lived intangibles, net$70.1M4 Dec 31, 2020$42.8M4 Dec 31, 2019+64.0%

Leadership

Who has led Santander Consumer USA Holdings Inc., and when. Pick a name to see everywhere that person has worked.

Board members and other officers (67)

Timeline

  1. Jan 31, 20228-K Completed an acquisition or sale; Listing notice or transfer; Change to shareholders' rights86
  2. Jan 14, 20228-K Executive or director change87
  3. Nov 19, 20218-K Other events88
  4. Oct 27, 20218-K Results of operations89
  5. May 5, 2020New chief executive Mahesh Aditya becomes CEO10
  6. Mar 5, 2019New chief executive Scott Powell becomes CEO11
  7. Jul 2, 2015New chief executive Jason A. Kulas becomes CEO12
  8. Jan 22, 2014New chief executive Thomas G. Dundon becomes CEO13
  9. Jul 1, 2013Founded Santander Consumer USA Holdings Inc. is founded2

Calendar

When it reported results

  1. Oct 27, 2021Reported quarterly or annual results89

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

62 filings to the SEC since October 2021: 4 quarterly reports, 4 major events, 18 insider forms, 2 large holders, 34 other. The latest 20:

  1. Mar 4, 202210-Q/A EDGAR
  2. Mar 4, 202210-Q/A EDGAR
  3. Mar 4, 202210-Q/A EDGAR
  4. Feb 14, 2022SC 13G SANTANDER CONSUMER USA HOLDINGS INC. EDGAR
  5. Feb 10, 202215-12B EDGAR
  6. Feb 2, 20224 FORM 4 SUBMISSION EDGAR
  7. Feb 2, 20224 FORM 4 SUBMISSION EDGAR
  8. Feb 2, 20224 FORM 4 SUBMISSION EDGAR
  9. Feb 2, 20224 FORM 4 SUBMISSION EDGAR
  10. Feb 2, 20224 FORM 4 SUBMISSION EDGAR
  11. Feb 2, 20224 FORM 4 SUBMISSION EDGAR
  12. Feb 2, 20224 FORM 4 SUBMISSION EDGAR
  13. Feb 2, 20224 FORM 4 SUBMISSION EDGAR
  14. Feb 2, 20224 FORM 4 SUBMISSION EDGAR
  15. Feb 2, 20224 FORM 4 SUBMISSION EDGAR
  16. Feb 2, 20224 FORM 4 SUBMISSION EDGAR
  17. Feb 2, 20224 FORM 4 SUBMISSION EDGAR
  18. Feb 2, 20224 FORM 4 SUBMISSION EDGAR
  19. Feb 2, 20224 FORM 4 SUBMISSION EDGAR
  20. Feb 2, 20224 FORM 4 SUBMISSION EDGAR

The 62 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

2 open-market trades by officers, directors and large owners since October 2021: 2 buys and 0 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Jan 27, 2022Banco Santander, S.A.10% ownerBuy14,184,414$41.50$588.7MForm 4
Jan 27, 2022Santander Holdings USA, Inc.10% ownerBuy14,184,414$41.50$588.7MForm 4

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

SEC filer profile

How Santander Consumer USA Holdings Inc. is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARSantander Consumer USA Holdings Inc.1
  • CIK0001580608
  • Employer ID (EIN)32-04144081
  • Filer statusLarge accelerated filer1
  • Incorporated inDelaware1
  • Fiscal year endsDecember 311
  • Industry code (SIC)6141 Personal Credit Institutions1
  • Business address1601 Elm St., Suite 800, Dallas, TX 752011
  • Phone214-634-11101
  • Shares outstanding306,111,379 as of Oct 25, 202192
  • Public float$1.3B as of Jun 30, 20204
  • On EDGAR sinceJul 3, 20131
  • Filings688 in all: 4 (272), 8-K (120), 3 (77), IRANNOTICE (32), SC 13E3/A (30), 10-Q (24), CORRESP (15), SC 14D9/A (15)1
    All 43 form types

    SC 13D/A (11), 10-K (8), S-1/A (8), SC 13G (8), 10-Q/A (7), DEF 14A (7), UPLOAD (7), 4/A (5), 10-K/A (3), 424B4 (3), SC TO-C (3), SC TO-I/A (3), 3/A (2), DEFA14A (2), EFFECT (2), FWP (2), S-1 (2), SC 13E3 (2), SC 14D9 (2), 15-12B (1), 25-NSE (1), 8-A12B (1), 8-K/A (1), CERTNYS (1), CT ORDER (1), NT 10-K (1), NT 10-Q (1), POSASR (1), S-3ASR (1), S-8 (1), S-8 POS (1), SC 13D (1), SC 13G/A (1), SC TO-I (1), SC14D9C (1)

  • Latest filingsAnnual report (10-K) Feb 24, 2021
    Quarterly report (10-Q) Oct 27, 2021
    Proxy statement (DEF 14A) Apr 23, 2021
    Latest 8-K (8-K) Jan 31, 2022

Sources

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