Overview
$71.8MNet income, fiscal 20262
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2026
Financial statements
Every line of the income statement as filed: the last 3 fiscal years, latest first.2
| Period ending | 2026-06-30 | 2025-06-30 | 2024-06-30 |
|---|---|---|---|
| Loans | $265.2M | $250.8M | $222.5M |
| Investment securities | $5.0M | $5.8M | $6.9M |
| Mortgage-backed securities | $15.6M | $16.6M | $14.6M |
| Other interest-earning assets | $3.3M | $4.1M | $4.4M |
| TOTAL INTEREST INCOME | $289.0M | $277.4M | $248.4M |
| Deposits | $109.2M | $115.8M | $101.7M |
| Securities sold under agreements to repurchase | $806.0K | $766.0K | $451.0K |
| Advances from FHLB | $4.7M | $4.6M | $5.0M |
| Subordinated debt | $1.5M | $1.6M | $1.7M |
| TOTAL INTEREST EXPENSE | $116.1M | $122.7M | $108.9M |
| NET INTEREST INCOME | $172.8M | $154.6M | $139.5M |
| Provision for credit losses (Note 3) | $11.5M | $6.5M | $3.6M |
| NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES | $161.4M | $148.1M | $135.9M |
| Deposit account charges and related fees | $9.5M | $8.6M | $7.4M |
| Bank card interchange income | $6.5M | $6.0M | $5.7M |
| Loan late charges | $579.0K | ||
| Loan servicing fees | $1.0M | $909.0K | $1.3M |
| Other loan fees | $464.0K | $3.8M | $2.4M |
| Net realized gains on sale of loans | $904.0K | $751.0K | $713.0K |
| Net realized gains (losses) on sale of AFS securities | $0 | $48.0K | -$1.5M |
| Earnings on bank owned life insurance | $2.6M | $2.1M | $1.9M |
| Insurance brokerage commissions | $1.4M | $1.3M | $1.2M |
| Wealth management fees | $3.8M | $3.3M | $3.2M |
| Other income | $1.7M | $1.2M | $2.0M |
| TOTAL NONINTEREST INCOME | $27.8M | $28.0M | $24.8M |
| Compensation and benefits | $54.9M | $55.8M | $53.3M |
| Occupancy and equipment, net | $15.4M | $14.9M | $14.4M |
| Data processing expense | $10.6M | $9.3M | $9.0M |
| Telecommunications expense | $1.3M | $1.4M | $1.9M |
| Deposit insurance premiums | $2.2M | $2.3M | $2.5M |
| Legal and professional fees | $2.7M | $3.6M | $1.7M |
| Advertising | $2.3M | $2.1M | $2.1M |
| Postage and office supplies | $1.4M | $1.3M | $1.2M |
| Intangibles amortization | $3.1M | $3.5M | $4.1M |
| Foreclosed property expenses, net | $240.0K | $104.0K | $148.0K |
| Other operating expense | $8.0M | $7.8M | $7.3M |
| TOTAL NONINTEREST EXPENSE | $102.1M | $102.1M | $97.6M |
| INCOME BEFORE INCOME TAXES | $87.1M | $74.0M | $63.1M |
| Current | $16.6M | $14.7M | $12.2M |
| Deferred | -$1.3M | $694.0K | $694.0K |
| TOTAL INCOME TAXES | $15.3M | $15.4M | $12.9M |
| NET INCOME | $71.8M | $58.6M | $50.2M |
| Basic earnings per share | $6.44 | $5.19 | $4.42 |
| Diluted earnings per share | $6.43 | $5.18 | $4.42 |
| Dividends paid per share | $1.00 | $0.92 | $0.84 |
No quarter-by-quarter statement was filed.
Every line of the balance sheet as filed: the last 4 fiscal years (annual) or 4 quarters (quarterly), latest first.2
| Period ending | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 |
|---|---|---|---|---|
| Cash and cash equivalents | $91.0M | $192.9M | ||
| Interest-bearing time deposits | $246.0K | |||
| Available-for-sale-securities (Note 2) | $450.8M | $460.8M | ||
| Stock in FHLB | $10.9M | $9.4M | ||
| Stock in Federal Reserve Bank of St. Louis | $9.2M | $9.1M | ||
| Loans held for sale | $1.8M | $431.0K | ||
| Loans receivable, net of ACL of $54,912 and $51,629 at June 30, 2026 and June 30, 2025, respectively (Note 3) | $4.3B | $4.0B | ||
| Accrued interest receivable | $26.9M | $26.0M | ||
| Premises and equipment, net (Note 4) | $93.2M | $96.0M | ||
| Bank owned life insurance - cash surrender value | $77.1M | $75.7M | ||
| Goodwill | $50.7M | $50.7M | ||
| Other intangible assets, net | $19.9M | $23.0M | ||
| Prepaid expenses and other assets | $68.0M | $26.4M | ||
| TOTAL ASSETS | $5.2B | $5.0B | ||
| Deposits (Note 5) | $4.4B | $4.3B | ||
| Securities sold under agreements to repurchase (Note 6) | $20.0M | $15.0M | ||
| Advances from FHLB (Note 7) | $130.4M | $104.1M | ||
| Accounts payable and other liabilities | $59.9M | $37.1M | ||
| Accrued interest payable | $11.8M | $14.2M | ||
| Subordinated debt (Note 8) | $15.8M | $23.2M | ||
| TOTAL LIABILITIES | $4.6B | $4.5B | ||
| Common stock, $.01 par value; 25,000,000 shares authorized; 12,009,617 and 11,980,887 shares issued at June 30, 2026 and June 30, 2025, respectively | $120.0K | $120.0K | ||
| Additional paid-in capital | $223.6M | $221.3M | ||
| Retained earnings | $420.3M | $359.6M | ||
| Treasury stock of 998,508 and 681,420 shares at June 30, 2026 and June 30, 2025, respectively, at cost | -$43.5M | -$25.0M | ||
| Accumulated other comprehensive loss | -$9.8M | -$11.4M | ||
| TOTAL STOCKHOLDERS' EQUITY | $590.7M | $544.7M | ||
| TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY | $5.2B | $5.0B | ||
| Loans And Leases Receivable Allowance | $54.9M | $51.6M | $52.5M | $47.8M |
| Common Stock, Par or Stated Value Per Share | $0.01 | $0.01 | ||
| Common Stock, Shares Authorized | 25.0M shares | 25.0M shares | ||
| Common Stock, Shares, Issued | 12.0M shares | 12.0M shares | ||
| Treasury Stock | 998.5K shares | 681.4K shares |
| Period ending | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 |
|---|---|---|---|---|
| Cash and cash equivalents | $91.0M | $192.9M | ||
| Interest-bearing time deposits | $246.0K | |||
| Available-for-sale-securities (Note 2) | $450.8M | $460.8M | ||
| Stock in FHLB | $10.9M | $9.4M | ||
| Stock in Federal Reserve Bank of St. Louis | $9.2M | $9.1M | ||
| Loans held for sale | $1.8M | $431.0K | ||
| Loans receivable, net of ACL of $54,912 and $51,629 at June 30, 2026 and June 30, 2025, respectively (Note 3) | $4.3B | $4.0B | ||
| Accrued interest receivable | $26.9M | $26.0M | ||
| Premises and equipment, net (Note 4) | $93.2M | $96.0M | ||
| Bank owned life insurance - cash surrender value | $77.1M | $75.7M | ||
| Goodwill | $50.7M | $50.7M | ||
| Other intangible assets, net | $19.9M | $23.0M | ||
| Prepaid expenses and other assets | $68.0M | $26.4M | ||
| TOTAL ASSETS | $5.2B | $5.0B | ||
| Deposits (Note 5) | $4.4B | $4.3B | ||
| Securities sold under agreements to repurchase (Note 6) | $20.0M | $15.0M | ||
| Advances from FHLB (Note 7) | $130.4M | $104.1M | ||
| Accounts payable and other liabilities | $59.9M | $37.1M | ||
| Accrued interest payable | $11.8M | $14.2M | ||
| Subordinated debt (Note 8) | $15.8M | $23.2M | ||
| TOTAL LIABILITIES | $4.6B | $4.5B | ||
| Common stock, $.01 par value; 25,000,000 shares authorized; 12,009,617 and 11,980,887 shares issued at June 30, 2026 and June 30, 2025, respectively | $120.0K | $120.0K | ||
| Additional paid-in capital | $223.6M | $221.3M | ||
| Retained earnings | $420.3M | $359.6M | ||
| Treasury stock of 998,508 and 681,420 shares at June 30, 2026 and June 30, 2025, respectively, at cost | -$43.5M | -$25.0M | ||
| Accumulated other comprehensive loss | -$9.8M | -$11.4M | ||
| TOTAL STOCKHOLDERS' EQUITY | $590.7M | $544.7M | ||
| TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY | $5.2B | $5.0B | ||
| Loans And Leases Receivable Allowance | $54.9M | $51.6M | $52.5M | $47.8M |
| Common Stock, Par or Stated Value Per Share | $0.01 | $0.01 | ||
| Common Stock, Shares Authorized | 25.0M shares | 25.0M shares | ||
| Common Stock, Shares, Issued | 12.0M shares | 12.0M shares | ||
| Treasury Stock | 998.5K shares | 681.4K shares |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Every line of the cash flow as filed: the last 3 fiscal years, latest first.2
| Period ending | 2026-06-30 | 2025-06-30 | 2024-06-30 |
|---|---|---|---|
| Net Income | $71.8M | $58.6M | $50.2M |
| Depreciation | $6.5M | $6.5M | $6.0M |
| Loss on disposal of fixed assets | $73.0K | ||
| Stock option and stock grant expense | $1.8M | $1.7M | $1.0M |
| Loss (gain) on sale/write-down of foreclosed property | $77.0K | -$56.0K | $74.0K |
| Amortization of intangible assets | $3.1M | $3.5M | $4.1M |
| Accretion of purchase accounting adjustments | -$2.2M | -$3.9M | -$5.3M |
| Increase in cash surrender value of bank owned life insurance (BOLI) | -$2.6M | -$2.1M | -$1.9M |
| Provision for credit losses | $11.5M | $6.5M | $3.6M |
| (Gain) loss realized on sale of AFS securities | $0 | -$48.0K | $1.5M |
| Net amortization of premiums and discounts on securities | -$778.0K | -$1.5M | -$842.0K |
| Originations of loans held for sale | -$32.1M | -$22.2M | -$21.9M |
| Proceeds from sales of loans held for sale | $31.6M | $23.2M | $22.0M |
| Gain on sales of loans held for sale | -$904.0K | -$751.0K | -$713.0K |
| Gain on sale of investment tax credit | -$305.0K | ||
| Accrued interest receivable | -$850.0K | -$2.2M | -$5.0M |
| Prepaid expenses and other assets | -$6.2M | $6.7M | $8.9M |
| Accounts payable and other liabilities | $3.7M | $6.2M | -$141.0K |
| Deferred income taxes | -$1.3M | $40.0K | $414.0K |
| Accrued interest payable | -$2.4M | $1.3M | $8.1M |
| Net cash provided by operating activities | $80.5M | $81.6M | $70.3M |
| Net increase in loans | -$304.0M | -$254.9M | -$228.4M |
| Net change in interest-bearing deposits | $249.0K | $248.0K | $744.0K |
| Proceeds from maturities of available-for-sale securities | $73.2M | $68.6M | $42.3M |
| Proceeds from sales of available-for-sale securities | $72.0K | $32.2M | |
| Purchases of Federal Home Loan Bank stock | -$17.1M | -$12.1M | -$13.4M |
| Redemptions of Federal Home Loan Bank stock | $15.6M | $11.4M | $16.2M |
| Purchases of Federal Reserve Bank of St. Louis stock | -$42.0K | -$50.0K | -$28.0K |
| Purchases of available-for-sale securities | -$60.3M | -$92.3M | -$79.8M |
| Purchases of long-term investments and other assets | -$375.0K | -$612.0K | -$410.0K |
| Redemptions of long-term investments and other assets | $432.0K | ||
| Purchases of premises and equipment | -$4.0M | -$6.3M | -$9.0M |
| Investments in state & federal tax credits | -$10.2M | -$3.3M | -$7.4M |
| Proceeds from sale of fixed assets | $15.0K | ||
| Proceeds from sale of foreclosed assets | $1.5M | $4.0M | $1.3M |
| Proceeds from sale of investment tax credits | $315.0K | ||
| Proceeds from BOLI claim | $1.1M | ||
| Net cash used in investing activities | -$303.6M | -$285.1M | -$245.7M |
| Net increase (decrease) in demand deposits and savings accounts | $35.0M | $25.2M | -$53.8M |
| Net increase in certificates of deposits | $91.6M | $313.2M | $280.8M |
| Net increase in securities sold under agreements to repurchase | $5.0M | $5.6M | |
| Proceeds from Federal Home Loan Bank advances | $394.3M | $260.0M | $303.2M |
| Repayments of Federal Home Loan Bank advances | -$368.0M | -$258.1M | -$334.8M |
| Repayments of long-term debt | -$7.5M | ||
| Common stock issued | $1.0K | ||
| Exercise of stock options | $460.0K | $391.0K | |
| Purchases of treasury stock | -$18.6M | -$3.9M | |
| Dividends paid on common stock | -$11.1M | -$10.4M | -$9.5M |
| Net cash provided by financing activities | $121.2M | $335.5M | $182.4M |
| (Decrease) increase in cash and cash equivalents | -$101.9M | $132.0M | $6.9M |
| Conversion of loans to foreclosed real estate | $6.3M | $625.0K | $1.4M |
| Conversion of loans to repossessed assets | $417.0K | $98.0K | $209.0K |
| Right of use (ROU) assets obtained in exchange for lease obligations: Operating Leases | $241.0K | $322.0K | $2.3M |
| Termination of lease right of use asset and related lease obligation | $1.4M | ||
| Investment tax credits obtained in exchange for delayed capital contributions | $29.4M | ||
| Investment tax credits obtained in exchange for settlement of loans | $500.0K | ||
| Investment tax credits cancelled in exchange for sale of membership interest | $4.9M | ||
| Interest (net of interest credited) | $7.8M | $8.1M | $7.7M |
| Income taxes | $9.1M | $7.5M | $2.3M |
No quarter-by-quarter statement was filed.
Compare SOUTHERN MISSOURI BANCORP, INC. with another company
Corporate structure
SOUTHERN MISSOURI BANCORP, INC. sits at the top of its group. 10 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.
Major holders of SOUTHERN MISSOURI BANCORP, INC.
- VANGUARD GROUP INC Filed SCHEDULE 13G/A on SOUTHERN MISSOURI BANCORP, INC., latest Mar 27, 2026 (2 filings since Feb 13, 2024)
- FMR LLC Filed SCHEDULE 13G/A on SOUTHERN MISSOURI BANCORP, INC., latest Feb 5, 2026 (5 filings since Feb 9, 2022)
- FJ Capital Management LLC Filed SCHEDULE 13G/A on SOUTHERN MISSOURI BANCORP, INC., latest Nov 12, 2024 (4 filings since Feb 11, 2022)
- BlackRock Filed SC 13G on SOUTHERN MISSOURI BANCORP, INC., latest Jan 29, 2024 (4 filings since Feb 7, 2022)
- SOUTHERN MISSOURI BANCORP, INC. Poplar Bluff, Missouri
- Fortune Insurance Group, LLC (b) Subsidiary · Missouri, United States
- Fortune Investment Group, LLC (b) Subsidiary · Missouri, United States
- Fortune SBA, LLC (b) Subsidiary · Missouri, United States
- SB Corning, LLC (c) Subsidiary · Missouri, United States
- SB Real Estate Investment, LLC (c) Subsidiary · Missouri, United States
- SMS Financial Services, Inc. (b) Subsidiary · Missouri, United States
- Southern Bank Subsidiary · Missouri, United States
- Southern Bank Real Estate Investments, LLC (d) Subsidiary · Missouri, United States
- Southern Insurance Services, LLC (b) Subsidiary · Missouri, United States
Built from subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.
What it owns
What SOUTHERN MISSOURI BANCORP, INC. reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
Property and equipment
| Item | Latest | A year before | Change |
|---|---|---|---|
| Land | $15.5M2 Jun 30, 2026 | $15.4M2 Jun 30, 2025 | +0.8% |
| Buildings and improvements | $89.7M2 Jun 30, 2026 | $85.5M2 Jun 30, 2025 | +4.9% |
| Furniture and fixtures | $31.3M2 Jun 30, 2026 | $29.4M2 Jun 30, 2025 | +6.4% |
| Construction in progress | $43.0K2 Jun 30, 2026 | $2.8M2 Jun 30, 2025 | −98.4% |
| Property and equipment, before depreciation | $143.4M2 Jun 30, 2026 | $140.1M2 Jun 30, 2025 | +2.3% |
| Accumulated depreciation | $50.2M2 Jun 30, 2026 | $44.2M2 Jun 30, 2025 | +13.8% |
| Property and equipment, net | $93.2M2 Jun 30, 2026 | $96.0M2 Jun 30, 2025 | −2.9% |
| Operating-lease assets (leased space) | $6.8M2 Jun 30, 2026 | $7.0M2 Jun 30, 2025 | −3.4% |
Investments
| Item | Latest | A year before | Change |
|---|---|---|---|
| Cash and cash equivalents | $91.0M2 Jun 30, 2026 | $192.9M2 Jun 30, 2025 | −52.8% |
| Loans, net of allowance | $4.3B2 Jun 30, 2026 | $4.0B2 Jun 30, 2025 | +7.1% |
| Deposits held (banks) | $4.4B2 Jun 30, 2026 | $4.3B2 Jun 30, 2025 | +3.0% |
Intangibles and goodwill
Properties, in its own words
At June 30, 2026, the Bank operated from its headquarters, 63 full-service branch offices, two limited-service branch offices, and three loan production offices (“LPOs”). The Bank owns the office building and related land in which its headquarters are located, and 60 of its branch offices. The remaining five branch offices and three LPOs are either leased or partially owned.
For additional information regarding our properties, see "Part II, Item 8. Financial Statements and Supplementary Data – Notes to Consolidated Financial Statements – Note 4 – Premises and Equipment".
The rest of Item 2
Management believes that our current facilities are adequate to meet our present and immediately foreseeable needs. However, we will continue to monitor customer growth and expand our branching network, if necessary, to serve our customers’ needs.
Item 2 of the 10-K filed Sep 11, 2026.14
Leadership
Who has led SOUTHERN MISSOURI BANCORP, INC., and when. Pick a name to see everywhere that person has worked.
Chief executive
Chief financial officer
2010201520202025
- Chief executive officerGreg A. Steffens May 18, 2017 to now15
- ChairGreg A. Steffens Feb 23, 2023 to now16
- PresidentMatthew T. Funke Jul 21, 2022 to now17
- PresidentGreg A. Steffens Jan 24, 2008 to May 3, 202218
- Chief financial officerLora Lee Daves Feb 23, 2023 to Jul 17, 202319
- Chief financial officerStefan Chkautovich Sep 19, 2023 to now20
- Chief financial officerMatthew T. Funke Nov 1, 2010 to Feb 7, 202221
Board members and other officers (24)
- VP/Principal Accounting OfficeJane Butler Nov 26, 2024 to now22
- Executive Vice PresidentLance K. Greunke Mar 11, 2022 to now23
- EVP, Chief Strategies OfficerBrett Dorton Jan 10, 2019 to now24
- Chief Lending OfficerRichard Windes May 11, 2018 to now25
- EVP, Regional PresidentJustin Cox Feb 2, 2017 to now26
- EVP, Chief Credit OfficerMark E. Hecker Feb 7, 2017 to now27
- Chief Operations OfficerKimberly A. Capps Nov 1, 2010 to now28
- Chief of Credit AdministrationLora Lee Daves Nov 1, 2010 to Feb 7, 202229
- SVP and Chief Lending OfficerWilliam D. Hribovsek Nov 1, 2010 to Dec 19, 201730
- Board memberKenneth J. Bower Oct 27, 2025 to now31
- Board memberWilliam E. Young Jan 24, 2023 to now32
- Board memberDavid L. McClain Oct 28, 2022 to now33
- Board memberJohn R. Abercrombie Jun 21, 2017 to Feb 22, 201834
- Board memberTodd E. Hensley Aug 5, 2014 to now35
- Board memberDavid J. Tooley Nov 4, 2011 to now36
- Board memberSammy A. Schalk Sep 15, 2009 to Feb 20, 202537
- Board memberGreg A. Steffens Jan 24, 2008 to May 3, 202218
- Board memberCharles R. Moffitt Aug 12, 2008 to Oct 15, 201438
- Board memberDennis C. Robison Oct 30, 2008 to now39
- Board memberDouglas Bagby Dec 5, 2008 to now40
- Board memberCharles R. Love Oct 29, 2007 to now41
- Board memberRonnie D. Black Feb 10, 2006 to Feb 22, 201842
- Board memberRebecca J. Brooks Aug 16, 2006 to now43
- General counselMartin Weishaar Oct 15, 2019 to Feb 23, 202344
Subsidiaries and ownership
Subsidiaries (Exhibit 21)
- Fortune Insurance Group, LLC (b) Missouri4
- Fortune Investment Group, LLC (b) Missouri4
- Fortune SBA, LLC (b) Missouri4
- SB Corning, LLC (c) Missouri4
- SB Real Estate Investment, LLC (c) Missouri4
- SMS Financial Services, Inc. (b) Missouri4
- Southern Bank Missouri4
- Southern Bank Real Estate Investments, LLC (d) Missouri4
- Southern Insurance Services, LLC (b) Missouri4
The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.
Former names
- SOUTHERN MISSOURI BANCORP INCMay 14, 1996 to Apr 25, 20173
Timeline
- Jul 27, 20268-K Regulation FD disclosure45
- Jul 22, 20268-K Results of operations; Other events46
- May 5, 20268-K Regulation FD disclosure47
- Apr 23, 20268-K Results of operations; Other events48
- Feb 10, 20268-K Regulation FD disclosure49
- Jan 22, 20268-K Results of operations; Other events50
- Nov 25, 20258-K Bylaws or fiscal year changed51
- Nov 10, 20258-K Regulation FD disclosure52
- Oct 23, 20258-K Results of operations; Other events53
- Oct 23, 20258-K Shareholder vote54
- Aug 14, 20258-K Financial statements and exhibits55
- Jul 28, 20258-K Regulation FD disclosure56
- May 18, 2017New chief executive Greg A. Steffens becomes CEO15
Calendar
Coming up
- Oct 28, 2026Reports results for the quarter ending Sep/2026 A year earlier it reported $1.42 a share, on Oct 22, 2025.57
When it reported results
- Jul 22, 2026Reported quarterly or annual results46
- Apr 23, 2026Reported quarterly or annual results48
- Jan 22, 2026Reported quarterly or annual results50
- Oct 23, 2025Reported quarterly or annual results53
- Jul 23, 2025Reported quarterly or annual results58
- Apr 22, 2025Reported quarterly or annual results59
- Jan 28, 2025Reported quarterly or annual results60
- Oct 29, 2024Reported quarterly or annual results61
Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar
Filings
319 filings to the SEC since October 2021: 6 annual reports, 15 quarterly reports, 70 major events, 150 insider forms, 15 large holders, 63 other. The latest 20:
- Sep 21, 2026ARS EDGAR
- Sep 21, 2026DEF 14A EDGAR
- Sep 11, 202610-K EDGAR
- Sep 10, 20264 EDGAR
- Sep 8, 2026144 EDGAR
- Aug 20, 20264 EDGAR
- Aug 18, 2026144 EDGAR
- Aug 17, 2026144 EDGAR
- Jul 31, 20264 EDGAR
- Jul 27, 20268-K EDGAR
- Jul 22, 20268-K EDGAR
- Jun 9, 20264 EDGAR
- Jun 5, 2026144 EDGAR
- May 29, 20264 EDGAR
- May 22, 20264 EDGAR
- May 21, 2026144 EDGAR
- May 20, 20264 EDGAR
- May 15, 20264 EDGAR
- May 8, 20264 EDGAR
- May 8, 202610-Q EDGAR
The 319 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
41 open-market trades by officers, directors and large owners since October 2021: 9 buys and 32 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Sep 9, 2026 | Hensley Todd E.Director | Sale | 10,851 | $72.66 | $788.4K | Form 4 |
| Sep 8, 2026 | Hensley Todd E.Director | Sale | 4,749 | $73.48 | $349.0K | Form 4 |
| Aug 18, 2026 | HECKER MARK EEVP-CHIEF CREDIT OFFICER | Sale | 2,685 | $75.53 | $202.8K | Form 4 |
| Jun 5, 2026 | Windes RichardEVP-CHIEF LENDING OFFICER | Sale | 2,000 | $69.70 | $139.4K | Form 4 |
| May 21, 2026 | Windes RichardEVP-CHIEF LENDING OFFICER | Sale | 2,000 | $68.47 | $136.9K | Form 4 |
| May 6, 2026 | BAGBY DOUGLASDirector | Sale | 580 | $68.90 | $40.0K | Form 4 |
| Mar 4, 2026 | Love Charles RDirector | Sale | 580 | $64.00 | $37.1K | Form 4 |
| Nov 20, 2025 | Young William E | Sale | 1,500 | $53.87 | $80.8K | Form 4 |
| Jul 29, 2025 | Dorton BrettEVP-CHIEF STRATEGIES OFFICER | Sale | 130 | $56.30 | $7.3K | Form 4 |
| Jul 28, 2025 | Young William E | Sale | 10,000 | $56.30 | $563.0K | Form 4 |
| May 5, 2025 | Young William E | Sale | 3,000 | $53.23 | $159.7K | Form 4 |
| Mar 14, 2025 | Dorton BrettEVP-CHIEF STRATEGIES OFFICER | Sale | 450 | $53.30 | $24.0K | Form 4 |
| Mar 6, 2025 | Robison Dennis CDirector | Sale | 3,621 | $54.66 | $197.9K | Form 4 |
| Feb 18, 2025 | Young William E | Sale | 3,000 | $59.38 | $178.1K | Form 4 |
| Jan 30, 2025 | BAGBY DOUGLASDirector | Sale | 7,000 | $59.08 | $413.6K | Form 4 |
| Oct 31, 2024 | Young William E | Sale | 3,000 | $59.90 | $179.7K | Form 4 |
| Aug 23, 2024 | Love Charles RDirector | Sale | 600 | $56.00 | $33.6K | Form 4 |
| Aug 16, 2024 | Dorton BrettEVP-CHIEF STRATEGIES OFFICER | Sale | 260 | $53.86 | $14.0K | Form 4 |
| Aug 8, 2024 | Young William E | Sale | 18,917 | $48.98 | $926.5K | Form 4 |
| Aug 7, 2024 | Young William E | Sale | 20,000 | $48.70 | $973.9K | Form 4 |
All 41 trades can be filtered by person here when JavaScript is on.
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
- VANGUARD GROUP INCSCHEDULE 13G/A, 2 filings Feb 13, 2024 to Mar 27, 202662
- FMR LLCSCHEDULE 13G/A, 5 filings Feb 9, 2022 to Feb 5, 202663
- FJ Capital Management LLCSCHEDULE 13G/A, 4 filings Feb 11, 2022 to Nov 12, 202464
- BlackRockSC 13G, 4 filings Feb 7, 2022 to Jan 29, 202465
Held by these funds
The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.
13F reports cover disclosed long positions in U.S. stocks only.
SEC filer profile
How SOUTHERN MISSOURI BANCORP, INC. is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
- Name on EDGARSOUTHERN MISSOURI BANCORP, INC.1
- CIK0000916907
- Employer ID (EIN)43-166552314
- Filer statusAccelerated filer not an emerging growth company; not a smaller reporting company; not a shell company14
- Incorporated inMissouri14
- Fiscal year endsJune 301
- Industry code (SIC)6036 Savings Institutions, Not Federally Chartered1
- SEC reviewing officeOffice of Finance, Division of Corporation Finance1
- Business address2991 Oak Grove Road, Poplar Bluff, MO 639011
- Phone573-778-18001
- Shares outstanding11,013,279 shares as of Sep 10, 202614
- Public float$581.1M as of Dec 31, 202514
- AuditorForvis Mazars, LLP, Springfield, Missouri PCAOB ID 686; it also attests to the company’s internal control over financial reporting14
- On EDGAR sinceMay 14, 19961
- Filings1,028 in all: 4 (338), 8-K (265), 10-Q (63), SC 13G/A (52), DEF 14A (31), 10QSB (28), 3 (25), 10-K (21)1
All 45 form types
4/A (21), 144 (20), 11-K (15), SC 13G (13), ARS (11), EFFECT (10), UPLOAD (10), CORRESP (9), DEFA14A (9), 10KSB (8), 425 (7), PRE 14A (7), S-4/A (6), S-8 (6), 8-K/A (5), S-3 (5), S-4 (5), 424B3 (4), SCHEDULE 13G/A (4), 10-K/A (3), 10-Q/A (3), S-1/A (3), SC 13D (3), SC 13D/A (3), 10KSB40 (2), 11-K/A (2), 10QSB/A (1), 144/A (1), 424B1 (1), 424B5 (1), 5 (1), D (1), FWP (1), NT 10-K (1), RW (1), S-1 (1), S-3/A (1)
- Latest filingsAnnual report (10-K) Sep 11, 2026
Quarterly report (10-Q) May 8, 2026
Proxy statement (DEF 14A) Sep 21, 2026
Latest 8-K (8-K) Jul 27, 2026
Securities registered for trading
| Class | Symbol | Exchange |
|---|---|---|
| Common Stock | SMBC | The NASDAQ Stock Market, LLC |
From the cover page of the 10-K filed Sep 11, 2026 (Section 12(b) of the Exchange Act).14
Risk factors and legal proceedings
The risks SOUTHERN MISSOURI BANCORP, INC. names in Item 1A of its 10-K filed Sep 11, 2026: 33 risks under these headings, as written.14
- Risks Relating to the Company and the Bank
- Risks Relating to Marcoeconomic Conditions
- Changes in economic conditions, particularly an economic slowdown in Missouri or northern Arkansas, could hurt our business.
- Downturns in the real estate markets in our primary market area could hurt our business.
- Inflationary pressures and rising prices may adversely affect our results of operations and financial condition.
- Severe weather and other natural disasters, acts of war or terrorism, new public health issues or other adverse external events could harm our business.
- Our ACL may be insufficient to absorb losses in our loan portfolio.
- If our nonperforming assets increase, our earnings will be adversely affected.
- Our construction lending exposes us to significant risk.
- Our loan portfolio possesses increased risk due to our percentage of commercial real estate and commercial business loans.
- Our loan portfolio possesses risk due to our agricultural lending.
- Continued growth of our commercial real estate and commercial business loan portfolios may increase the risk of credit defaults in the future.
The other 23 risks
- Credit losses on investment securities could require charges to earnings, which could negatively impact our results of operations.
- Changes in interest rates may negatively affect our earnings and the value of our assets.
- We may incur losses on our securities portfolio due to factors beyond our control, including changes in interest rates.
- Liquidity risk could impair our ability to fund operations and jeopardize our financial condition.
- We may fail to realize all of the anticipated benefits of our acquisition activities.
- Our growth or future losses may require us to raise additional capital in the future, but that capital may not be available when it is needed or the cost of that capital may be very high.
- Legislative or regulatory changes or actions, or significant litigation, could adversely impact us or the businesses in which we are engaged.
- Non-compliance with USA Patriot Act, Bank Secrecy Act, or other laws and regulations could result in fines or sanctions.
- We operate in a highly regulated environment and may be adversely affected by changes in federal and state laws and regulations, some of which is expected to increase our costs of operations.
- The level of our non-owner occupied commercial real estate portfolio may subject us to additional regulatory scrutiny.
- Climate change may materially affect our business and the value of collateral securing our loans.
- The Company continually encounters technological change.
- We are subject to security and operational risks relating to our use of technology that could damage our reputation and business.
- We face significant operational risks because the financial services business involves a high volume of transactions and increased reliance on technology, including risk of loss related to cyber-security breaches.
- Our information technology systems may be subject to failure, interruption, or security breaches.
- The Company’s operations rely on certain external vendors.
- The soundness of other financial institutions could adversely affect us.
- Significant legal actions could subject us to substantial liabilities.
- Impairment of intangible assets or deferred tax assets could require charges to earnings, which could negatively impact our results of operations.
- The price of our common stock may fluctuate significantly, and this may make it difficult for you to resell our common stock when you want or at prices you find attractive.
- Regulatory and contractual restrictions may limit or prevent us from paying dividends on and repurchasing our common stock.
- If we defer interest payments on our outstanding junior subordinated debt securities or if certain defaults relating to those debt securities occur, we will be prohibited from declaring or paying dividends or distributions on, and from making liquidation payments with respect to, our common stock.
- Anti-takeover provisions could negatively impact our shareholders.
Legal proceedings
In the opinion of management, the Company and its Bank subsidiary are not parties to any pending claims or lawsuits that are expected to have a material effect on the Company’s financial condition or operations. Periodically, there have been various claims and lawsuits involving the Company or the Bank, mainly as defendants, such as claims to enforce liens, condemnation proceedings on properties in which the Company or the Bank holds security interests, claims involving the making and servicing of real property loans and other activities incident to the Company’s or the Bank’s business. Aside from such pending claims and lawsuits, which are incident to the conduct of the Company’s or the Bank’s ordinary business, the Company and the Bank are not parties to any material pending legal proceedings that are expected to have a material effect on the financial condition or operations of the Company.
The opening of Item 3, Legal Proceedings.14
Sources
The numbers on this page point here. Each one links to the record it came from.
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- 16SEC EDGARGreg A. Steffens, Chair
- 17SEC EDGARMatthew T. Funke, President
- 18SEC EDGARGreg A. Steffens, President
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- 26SEC EDGARJustin Cox, EVP, Regional President
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- 31SEC EDGARKenneth J. Bower, Board member
- 32SEC EDGARWilliam E. Young, Board member
- 33SEC EDGARDavid L. McClain, Board member
- 34SEC EDGARJohn R. Abercrombie, Board member
- 35SEC EDGARTodd E. Hensley, Board member
- 36SEC EDGARDavid J. Tooley, Board member
- 37SEC EDGARSammy A. Schalk, Board member
- 38SEC EDGARCharles R. Moffitt, Board member
- 39SEC EDGARDennis C. Robison, Board member
- 40SEC EDGARDouglas Bagby, Board member
- 41SEC EDGARCharles R. Love, Board member
- 42SEC EDGARRonnie D. Black, Board member
- 43SEC EDGARRebecca J. Brooks, Board member
- 44SEC EDGARMartin Weishaar, General counsel
- 45SEC EDGARRegulation FD disclosure
- 46SEC EDGARResults of operations; Other events
- 47SEC EDGARRegulation FD disclosure
- 48SEC EDGARResults of operations; Other events
- 49SEC EDGARRegulation FD disclosure
- 50SEC EDGARResults of operations; Other events
- 51SEC EDGARBylaws or fiscal year changed
- 52SEC EDGARRegulation FD disclosure
- 53SEC EDGARResults of operations; Other events
- 54SEC EDGARShareholder vote
- 55SEC EDGARFinancial statements and exhibits
- 56SEC EDGARRegulation FD disclosure
- 57NasdaqNasdaq calendar
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