Overview
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- TickerSNFCA on Nasdaq1
- IndustryFinance Services1
- HeadquartersSalt Lake City, Utah1
- Incorporated inUT3
- Business addressPo Box 57220, Salt Lake City, Ut 841573
- Filer categoryAccelerated filer, Smaller reporting company3
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Note 20 of the Notes to Consolidated Financial Statements for additional information regarding the business segments of the Company.4 From its latest annual report
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2025
Where the money goes
Where each dollar of revenue went, fiscal 2025
- Cost of revenue1¢$4.7M
- Other costs85¢$294.0M
- Interest1¢$4.5M
- Income tax3¢$9.3M
- Profit9¢$32.2M
Out of $344.6M in revenue.2
Where each dollar of operating cash went, fiscal 2025
- Capital spending4¢$1.7M
- Share buybacks4¢$1.6M
- Kept or used elsewhere93¢$42.2M
Out of $45.5M of cash from operations.2
Financial statements
Every line of the income statement as filed: the last 2 fiscal years, latest first.2
| Period ending | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Insurance premiums and other considerations | $119.8M | $119.7M |
| Mortgage fee income | $108.2M | $107.6M |
| Net investment income | $79.3M | $71.7M |
| Net mortuary and cemetery sales | $28.7M | $29.0M |
| Gains on investments and other assets | $4.6M | $1.9M |
| Other | $3.9M | $4.6M |
| Total revenues | $344.6M | $334.5M |
| Policyholder benefits and claims (including the impact of assumption updates to the liability for future policy benefits of nil and nil for 2025 and 2024, respectively) | $100.8M | $100.6M |
| Amortization of deferred policy and pre-need acquisition costs and value of business acquired | $11.7M | $11.0M |
| Commissions | $47.0M | $47.0M |
| Personnel | $87.2M | $85.1M |
| Advertising | $3.5M | $3.1M |
| Rent and rent related | $3.8M | $5.1M |
| Depreciation on property and equipment | $2.4M | $2.4M |
| Costs related to funding mortgage loans | $6.6M | $6.1M |
| Other | $31.0M | $27.6M |
| Interest expense | $4.5M | $4.3M |
| Cost of goods and services sold cemeteries and mortuaries | $4.7M | $4.8M |
| Total benefits and expenses | $303.2M | $297.1M |
| Earnings before income taxes | $41.4M | $37.4M |
| Income tax expense | -$9.3M | -$8.3M |
| Net earnings | $32.2M | $29.1M |
| Net earnings per Class A equivalent common share | $1.30 | $1.19 |
| Net earnings per Class A equivalent common share - assuming dilution | $1.26 | $1.16 |
| Weighted average Class A equivalent common shares outstanding | 24.7M shares | 24.5M shares |
| Weighted average Class A equivalent common shares outstanding-assuming dilution | 25.5M shares | 25.2M shares |
No quarter-by-quarter statement was filed.
Every line of the balance sheet as filed: the last 4 fiscal years (annual) or 4 quarters (quarterly), latest first.2
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Fixed maturity securities, available for sale, at estimated fair value (amortized cost of $382,401,293 and $376,012,071 for 2025 and 2024, respectively; net of allowance for credit losses of $579,450 and $420,993 for 2025 and 2024, respectively) | $382.8M | $366.5M | ||
| Equity securities at estimated fair value (cost of $12,206,559 and $11,386,454 for 2025 and 2024, respectively) | $18.1M | $15.8M | ||
| Mortgage loans held for investment (net of allowance for credit losses of $2,588,918 and $1,885,390 for 2025 and 2024, respectively) | $322.4M | $301.7M | ||
| Real estate held for investment (net of accumulated depreciation of $37,159,212 and $31,419,539 for 2025 and 2024, respectively) | $214.9M | $197.7M | ||
| Real estate held for sale | $6.4M | $1.3M | ||
| Other investments and policy loans (net of allowances for credit losses of $1,676,468 and $1,536,926 for 2025 and 2024, respectively) | $85.2M | $74.9M | ||
| Accrued investment income | $9.1M | $8.5M | ||
| Total investments | $1.0B | $966.4M | ||
| Cash and cash equivalents | $102.3M | $140.5M | ||
| Loans held for sale at estimated fair value | $156.0M | $131.2M | ||
| Receivables (net of allowance for credit losses of $1,428,672 and $1,678,531 for 2025 and 2024, respectively) | $15.6M | $15.9M | ||
| Restricted assets (including $16,106,168 and $12,323,535 for 2025 and 2024, respectively, at estimated fair value) | $28.8M | $23.8M | ||
| Cemetery perpetual care trust investments (including $6,575,744 and $5,689,706 for 2025 and 2024, respectively, at estimated fair value) | $9.9M | $8.8M | ||
| Receivable from reinsurers | $13.7M | $13.8M | ||
| Cemetery land and improvements | $11.3M | $10.6M | ||
| Mortgage servicing rights, net | $2.5M | $2.9M | $3.5M | |
| Property and equipment, net | $18.2M | $19.0M | ||
| Deferred policy and pre-need contract acquisition costs | $136.0M | $127.2M | $116.4M | |
| Value of business acquired | $7.1M | $7.6M | $8.1M | |
| Goodwill | $5.3M | $5.3M | $5.3M | |
| Other | $16.4M | $21.4M | ||
| Total Assets | $1.6B | $1.5B | ||
| Future policy benefits and unpaid claims | $799.7M | $752.1M | ||
| Policyholder account balances | $140.6M | $142.8M | ||
| Unearned premium reserve | $1.8M | $2.0M | ||
| Bank and other loans payable | $98.4M | $106.7M | ||
| Deferred pre-need cemetery and mortuary contract revenues | $23.0M | $20.2M | $18.2M | |
| Cemetery perpetual care obligation | $5.9M | $5.6M | ||
| Accounts payable | $4.2M | $2.9M | ||
| Other liabilities and accrued expenses | $52.0M | $55.6M | ||
| Income taxes | $25.9M | $24.5M | ||
| Total liabilities | $1.2B | $1.1B | ||
| Additional paid-in capital | $89.9M | $79.7M | ||
| Accumulated other comprehensive income, net of taxes | $28.8M | $33.7M | -$1.8M | |
| Retained earnings | $248.8M | $227.8M | ||
| Treasury stock, at cost - 1,095,964 Class A shares and 104,604 Class C shares as of December 31, 2025; and 1,080,243 (1) Class A shares and 104,604 (1) Class C shares as of December 31, 2024 | -$9.1M | -$8.5M | ||
| Total stockholders equity | $410.4M | $381.9M | $312.9M | |
| Total Liabilities and Stockholders Equity | $1.6B | $1.5B | ||
| Amortized cost | $382.4M | $376.0M | ||
| Allowance for credit loss | $579.5K | $421.0K | $314.5K | |
| Equity securities cost | $12.2M | $11.4M | ||
| Allowance for loan and lease losses, real estate | $2.6M | $1.9M | $3.8M | |
| Real estate investment property, accumulated depreciation | $37.2M | $31.4M | ||
| Allowance for doubtful accounts, premiums and other receivables | $1.7M | $1.5M | $1.6M | |
| Accounts receivable, allowance for credit loss | $1.4M | $1.7M | $1.9M | |
| Aggregate fair value, restricted assets | $16.1M | $12.3M | ||
| Aggregate fair value, cemetery perpetual care trust investments | $6.6M | $5.7M | ||
| Preferred stock, par value | $1.00 | $1.00 | ||
| Preferred stock, shares authorized | 5.0M shares | 5.0M shares | ||
| Preferred stock, shares issued | 0 shares | 0 shares | ||
| Preferred stock, shares outstanding | 0 shares | 0 shares |
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Fixed maturity securities, available for sale, at estimated fair value (amortized cost of $382,401,293 and $376,012,071 for 2025 and 2024, respectively; net of allowance for credit losses of $579,450 and $420,993 for 2025 and 2024, respectively) | $382.8M | $366.5M | ||
| Equity securities at estimated fair value (cost of $12,206,559 and $11,386,454 for 2025 and 2024, respectively) | $18.1M | $15.8M | ||
| Mortgage loans held for investment (net of allowance for credit losses of $2,588,918 and $1,885,390 for 2025 and 2024, respectively) | $322.4M | $301.7M | ||
| Real estate held for investment (net of accumulated depreciation of $37,159,212 and $31,419,539 for 2025 and 2024, respectively) | $214.9M | $197.7M | ||
| Real estate held for sale | $6.4M | $1.3M | ||
| Other investments and policy loans (net of allowances for credit losses of $1,676,468 and $1,536,926 for 2025 and 2024, respectively) | $85.2M | $74.9M | ||
| Accrued investment income | $9.1M | $8.5M | ||
| Total investments | $1.0B | $966.4M | ||
| Cash and cash equivalents | $102.3M | $140.5M | ||
| Loans held for sale at estimated fair value | $156.0M | $131.2M | ||
| Receivables (net of allowance for credit losses of $1,428,672 and $1,678,531 for 2025 and 2024, respectively) | $15.6M | $15.9M | ||
| Restricted assets (including $16,106,168 and $12,323,535 for 2025 and 2024, respectively, at estimated fair value) | $28.8M | $23.8M | ||
| Cemetery perpetual care trust investments (including $6,575,744 and $5,689,706 for 2025 and 2024, respectively, at estimated fair value) | $9.9M | $8.8M | ||
| Receivable from reinsurers | $13.7M | $13.8M | ||
| Cemetery land and improvements | $11.3M | $10.6M | ||
| Mortgage servicing rights, net | $2.5M | $2.9M | $3.5M | |
| Property and equipment, net | $18.2M | $19.0M | ||
| Deferred policy and pre-need contract acquisition costs | $136.0M | $127.2M | $116.4M | |
| Value of business acquired | $7.1M | $7.6M | $8.1M | |
| Goodwill | $5.3M | $5.3M | $5.3M | |
| Other | $16.4M | $21.4M | ||
| Total Assets | $1.6B | $1.5B | ||
| Future policy benefits and unpaid claims | $799.7M | $752.1M | ||
| Policyholder account balances | $140.6M | $142.8M | ||
| Unearned premium reserve | $1.8M | $2.0M | ||
| Bank and other loans payable | $98.4M | $106.7M | ||
| Deferred pre-need cemetery and mortuary contract revenues | $23.0M | $20.2M | $18.2M | |
| Cemetery perpetual care obligation | $5.9M | $5.6M | ||
| Accounts payable | $4.2M | $2.9M | ||
| Other liabilities and accrued expenses | $52.0M | $55.6M | ||
| Income taxes | $25.9M | $24.5M | ||
| Total liabilities | $1.2B | $1.1B | ||
| Additional paid-in capital | $89.9M | $79.7M | ||
| Accumulated other comprehensive income, net of taxes | $28.8M | $33.7M | -$1.8M | |
| Retained earnings | $248.8M | $227.8M | ||
| Treasury stock, at cost - 1,095,964 Class A shares and 104,604 Class C shares as of December 31, 2025; and 1,080,243 (1) Class A shares and 104,604 (1) Class C shares as of December 31, 2024 | -$9.1M | -$8.5M | ||
| Total stockholders equity | $410.4M | $381.9M | $312.9M | |
| Total Liabilities and Stockholders Equity | $1.6B | $1.5B | ||
| Amortized cost | $382.4M | $376.0M | ||
| Allowance for credit loss | $579.5K | $421.0K | $314.5K | |
| Equity securities cost | $12.2M | $11.4M | ||
| Allowance for loan and lease losses, real estate | $2.6M | $1.9M | $3.8M | |
| Real estate investment property, accumulated depreciation | $37.2M | $31.4M | ||
| Allowance for doubtful accounts, premiums and other receivables | $1.7M | $1.5M | $1.6M | |
| Accounts receivable, allowance for credit loss | $1.4M | $1.7M | $1.9M | |
| Aggregate fair value, restricted assets | $16.1M | $12.3M | ||
| Aggregate fair value, cemetery perpetual care trust investments | $6.6M | $5.7M | ||
| Preferred stock, par value | $1.00 | $1.00 | ||
| Preferred stock, shares authorized | 5.0M shares | 5.0M shares | ||
| Preferred stock, shares issued | 0 shares | 0 shares | ||
| Preferred stock, shares outstanding | 0 shares | 0 shares |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Every line of the cash flow as filed: the last 2 fiscal years, latest first.2
| Period ending | 2025-12-31 | 2024-12-31 |
|---|---|---|
| Net earnings | $32.2M | $29.1M |
| Gains on investments and other assets | -$4.6M | -$1.9M |
| Depreciation | $8.2M | $8.2M |
| Provision for credit losses | $2.1M | $55.8K |
| Net amortization of deferred fees and costs, premiums and discounts | -$2.7M | -$2.0M |
| Provision for deferred income taxes | $1.5M | $998.7K |
| Policy and pre-need acquisition costs deferred | -$19.9M | -$21.3M |
| Policy and pre-need acquisition costs amortized | $11.2M | $10.5M |
| Value of business acquired amortized | $493.3K | $534.9K |
| Interest credited to policyholder account balances | $4.6M | $3.4M |
| Policy fees assessed on policyholder account balances | -$2.3M | -$2.3M |
| Mortgage servicing rights, additions | -$151.1K | -$90.4K |
| Amortization of mortgage servicing rights | $562.5K | $611.6K |
| Stock based compensation expense | $1.3M | $800.8K |
| Benefit plans funded with treasury stock | $1.5M | $1.2M |
| Net change in fair value of loans held for sale | -$616.0K | -$2.9M |
| Originations of loans held for sale | -$2.3B | -$2.3B |
| Proceeds from sales of loans held for sale | $2.3B | $2.3B |
| Net gains on sales of loans held for sale | -$52.4M | -$45.4M |
| Land and improvements held for sale | -$704.7K | -$1.4M |
| Future policy benefits and unpaid claims | $31.2M | $32.2M |
| Other operating assets and liabilities | $7.3M | $4.7M |
| Net cash provided by operating activities | $45.5M | $57.3M |
| Purchases of fixed maturity securities | -$68.2M | -$85.2M |
| Sales, calls and maturities of fixed maturity securities | $61.2M | $101.0M |
| Purchase of equity securities | -$5.1M | -$3.1M |
| Sales of equity securities | $4.5M | $2.3M |
| Purchases of restricted assets | -$7.6M | -$6.0M |
| Sales, calls and maturities of restricted assets | $4.7M | $1.6M |
| Purchases of cemetery perpetual care trust investments | -$1.4M | -$4.6M |
| Sales, calls and maturities of cemetery perpetual care trust investments | $2.0M | $2.6M |
| Mortgage loans held for investment, other investments and policy loans made | -$856.7M | -$740.7M |
| Payments received for mortgage loans held for investment, other investments and policy loans | $826.2M | $707.2M |
| Purchases of property and equipment | -$1.7M | -$2.5M |
| Sales of property and equipment | $75.7K | $365.7K |
| Purchases of real estate | -$63.9M | -$52.3M |
| Sales of real estate | $38.7M | $36.3M |
| Net cash used in investing activities | -$67.2M | -$43.1M |
| Policyholder account balances - deposits | $12.0M | $13.3M |
| Policyholder account balances - withdrawals | -$16.3M | -$15.6M |
| Proceeds from stock options exercised | $106.0K | $449.1K |
| Purchase of treasury stock | -$1.6M | -$3.1M |
| Repayment of bank loans | -$71.0M | -$1.9M |
| Proceeds from bank loans | $69.0M | |
| Net change in warehouse line borrowings for loans held for sale | -$6.4M | $2.9M |
| Net cash used in financing activities | -$14.3M | -$4.0M |
| Net change in cash, cash equivalents, restricted cash and restricted cash equivalents | -$36.0M | $10.2M |
| Interest | $4.5M | $4.2M |
| Federal Income taxes | $6.4M | $8.1M |
| State Income taxes | $101.6K | $157.6K |
| Right-of-use assets obtained in exchange for operating lease liabilities | $2.6M | $1.8M |
| Fixed maturity securities available for sale transferred into other investments | $1.2M | |
| Mortgage loans held for investment foreclosed into real estate held for sale | $874.1K | $671.5K |
| Loans held for sale foreclosed into real estate held for sale | $380.0K | $859.0K |
| Right-of-use assets obtained in exchange for finance lease liabilities | $33.5K | $176.0K |
| Loans held for sale foreclosed into receivables | $382.9K |
No quarter-by-quarter statement was filed.
Compare SECURITY NATIONAL FINANCIAL CORP with another company
Corporate structure
SECURITY NATIONAL FINANCIAL CORP sits at the top of its group. 1 entity, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.
Major holders of SECURITY NATIONAL FINANCIAL CORP
- M3 PARTNERS LP Filed SC 13G/A on SECURITY NATIONAL FINANCIAL CORP, latest Feb 14, 2024 (3 filings since Feb 14, 2022)
- SECURITY NATIONAL FINANCIAL CORP Salt Lake City, Utah
Built from major holders from Schedules 13D and 13G. Each entity in the chart links to its source.
What it owns
What SECURITY NATIONAL FINANCIAL CORP reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
Property and equipment
| Item | Latest | A year before | Change |
|---|---|---|---|
| Property and equipment, before depreciation | $33.0M2 Dec 31, 2025 | $33.2M2 Dec 31, 2024 | −0.6% |
| Accumulated depreciation | $14.8M2 Dec 31, 2025 | $14.1M2 Dec 31, 2024 | +4.5% |
| Property and equipment, net | $18.2M2 Dec 31, 2025 | $19.0M2 Dec 31, 2024 | −4.4% |
| Finance-lease assets | $89.1K2 Dec 31, 2025 | $142.2K2 Dec 31, 2024 | −37.3% |
| Operating-lease assets (leased space) | $3.9M2 Dec 31, 2025 | $4.8M2 Dec 31, 2024 | −19.1% |
Real estate and locations
| Item | Latest | A year before | Change |
|---|---|---|---|
| Real estate investments, net | $214.9M2 Dec 31, 2025 | $197.7M2 Dec 31, 2024 | +8.7% |
| Real estate accumulated depreciation | $37.2M2 Dec 31, 2025 | $31.4M2 Dec 31, 2024 | +18.3% |
Investments
| Item | Latest | A year before | Change |
|---|---|---|---|
| Cash and cash equivalents | $102.3M2 Dec 31, 2025 | $140.5M2 Dec 31, 2024 | −27.2% |
| Marketable securities, current | $382.8M2 Dec 31, 2025 | $366.5M2 Dec 31, 2024 | +4.4% |
| Equity securities at fair value | $18.1M2 Dec 31, 2025 | $15.8M2 Dec 31, 2024 | +14.4% |
Intangibles and goodwill
| Item | Latest | A year before | Change |
|---|---|---|---|
| Goodwill | $5.3M2 Dec 31, 2025 | $5.3M2 Dec 31, 2024 | 0% |
| Accumulated amortization | $1.5M2 Dec 31, 2025 | $1.1M2 Dec 31, 2024 | +30.7% |
| Finite-lived intangibles, net | $3.7M2 Dec 31, 2025 | $4.1M2 Dec 31, 2024 | −8.5% |
Properties, in its own words
The tables below set forth the location of the Company’s office facilities and certain other information relating to these properties.
Street · City · State · Function · Owned / Leased · Approximate Square Footage · Lease Amount · Expiration
The rest of Item 2
433 W. Ascension Way · Salt Lake City · UT · Corporate Headquarters, Insurance Operations, Cemetery and Mortuary Operations, Mortgage Operations and Sales · Owned · 221,000 · N/A · N/A
1818 Marshall Street · Shreveport · LA · Insurance Operations · Owned · 12,274 · N/A · N/A
1080 River Oaks Drive Suite #B204 · Flowood · MS · Insurance Sales · Leased · 2,685 · 3,994 / mo · 8/31/2028
9440 Viscount Blvd. Suite 230 · El Paso · TX · Insurance Sales · Leased · 2,270 · 3,405 / mo · 11/30/2028
79 E. Main Street · Midway · UT · Funeral Service Sales · Leased · 4,476 · 6,774 / mo · 12/31/2030
200 Market Way · Rainbow City · AL · Fast Funding Operations · Leased · 20,140 · 10,490 / mo · 1/31/2030
3612 W. Southern Hills Blvd. #5 · Rogers · AR · Mortgage Sales · Leased · 1,560 · 2,600 / mo · 8/31/2028
5100 N. 99th Ave., #101 · Phoenix · AZ · Mortgage Sales · Sub-Leased · 3,940 · 3,575 / mo · month to month
1951 W. Camelback Rd. #200 · Phoenix · AZ · Mortgage Sales · Leased · 2,446 · 4,281 / mo · 1/31/2026
1360 N. Bullard Ave., #I-207 & J-208 · Goodyear · AZ · Mortgage Sales · Leased · 280 · 3,718 / mo · 8/31/2026
1630 S. Stapley Dr. #206 · Mesa · AZ · Mortgage Sales · Leased · 5,197 · 9,095 / mo · 4/30/2026
705 E. Coronado Rd. · Phoenix · AZ · Mortgage Sales · Leased · 1,287 · 4,950 / mo · month to month
2301 S. Stearman Dr. #3 · Chandler · AZ · Mortgage Sales · Leased · 144 · 1,200 / mo · month to month
15150 W. Park Place #2041 · Goodyear · AZ · Mortgage Sales · Leased · 300 · 1,099 / mo · 10/31/2026
40977 Oak Dr. · Forest Falls · CA · Mortgage Sales · Leased · 250 · - / mo · month to month
2934 E. Garvey Ave. South, #250 · West Covina · CA · Mortgage Sales · Leased · 500 · 1,100 / mo · month to month
7398 Fox Trail #B · Yucca Valley · CA · Mortgage Sales · Leased · 900 · 550 / mo · month to month
155 S. Highway 101 #7 · Solana Beach · CA · Mortgage Sales · Leased · 2,000 · 7,879 / mo · 8/22/2026
2455 Bennett Valley Rd. #C107 · Santa Rosa · CA · Mortgage Sales · Leased · 849 · 1,750 / mo · 7/31/2026
27 Main St., #C104B · Edwards · CO · Mortgage Sales · Leased · 680 · 1,950 / mo · month to month
5982 S. Zenos Ct · Aurora · CO · Mortgage Sales · Leased · 50 · - / mo · month to month
5475 Tech Center Drive #215 · Colorado Springs · CO · Mortgage Sales · Leased · 790 · 1,218 / mo · 12/31/2027
7800 E. Union Ave. #930 · Denver · CO · Mortgage Sales · Leased · 2,062 · - / mo · 3/31/2027
447 Naubuc Ave. #110 · Glastonbury · CT · Mortgage Sales · Leased · 1,420 · 2485 / mo · 3/31/2027
84 Broad Street 2nd Floor, #6 · Milford · CT · Mortgage Sales · Leased · 200 · 650 / mo · month to month
8191 College Parkway, #201 · Fort Myers · FL · Mortgage Sales · Leased · 4,676 · 5,112 / mo · 7/31/2026
2350 Fruitville Rd. #101 · Sarasota · FL · Mortgage Sales · Leased · 2,455 · 5,587 / mo · 3/14/2026
10293 61st Ct N · Pinellas Park · FL · Mortgage Sales · Leased · 100 · - / mo · month to month
250 International Pkwy #118 · Lake Mary · FL · Mortgage Sales · Leased · 3,068 · 3,812 / mo · 3/31/2027
5666 Seminole Blvd. #128 · Seminole · FL · Mortgage Sales · Leased · 136 · 816.40 / mo · 6/30/2026
2326 Del Prado Blvd. #18C · Cape Coral · FL · Mortgage Sales · Leased · 200 · 400.00 / mo · 4/30/2026
132 W. International Speedway Blvd. #15 · Daytona Beach · FL · Mortgage Sales · Leased · 60 · 500.00 / mo · 3/31/2026
1800 Phoenix Blvd. #128-25 · Atlanta · GA · Mortgage Sales · Leased · 235 · 850 / mo · month to month
3344 Peachtree Rd. NE #17 · Atlanta · GA · Mortgage Sales · Leased · 150 · 1,294 / mo · month to month
3344 Peachtree Rd. NE #18 · Atlanta · GA · Mortgage Sales · Leased · 150 · 1,294 / mo · month to month
4370 Kukui Grove St. #201 · Lihue · HI · Mortgage Sales · Leased · 864 · 1,650 / mo · 2/29/2028
677 Ala Moana Blvd. #609 · Honolulu · HI · Mortgage Sales · Leased · 716 · 2,399 / mo · 1/31/2026
1955 Main Street #301 · Wailuku · HI · Mortgage Sales · Leased · 500 · 1523.56 / mo · month to month
1350 Lake Street #6 · Roselle · IL · Mortgage Sales · Leased · 192 · 749.17 / mo · 11/30/2026
1350 Lake Street #7 · Roselle · IL · Mortgage Sales · Leased · 192 · 749.17 / mo · 11/30/2026
450 E. 96th Street #5008 · Indianapolis · IN · Mortgage Sales · Leased · 100 · 900 / mo · 7/31/2026
450 E. 96th Street #5009 · Indianapolis · IN · Mortgage Sales · Leased · 100 · 900 / mo · 7/31/2026
81 Boulder Drive, · Elizabethtown · KY · Mortgage Sales · Leased · 100 · - / mo · month to month
9300 SHELBYVILLE RD #1205 · Louisville · KY · Mortgage Sales · Leased · 2,453 · 4,000 / mo · 4/30/2026
8684 Veterans Hwy. #101 · Millersville · MD · Mortgage Sales · Leased · 4,018 · 7,349 / mo · 7/31/2026
960 S. 24th Street West Suite 1 · Billings · MT · Mortgage Sales · Leased · 200 · 1,613 / mo · month to month
534 N. Higgins Ave. · Missoula · MT · Mortgage Sales · Leased · 800 · 2,266 / mo · 6/28/2026
1980 Festival Plaza Dr. #850 · Las Vegas · NV · Mortgage Sales · Leased · 12,866 · 49,277 / mo · 3/31/2027
840 Pinnacle Ct. #3B · Mesquite · NV · Mortgage Sales · Leased · 900 · 720 / mo · month to month
2635 St. Rose Pkwy #D100 · Henderson · NV · Mortgage Sales · Leased · 5,788 · 13,775 / mo · 11/30/2030
2546 Findlater · Henderson · NV · Mortgage Sales · Leased · 120 · - / mo · month to month
1180 N. Town Center Dr. #265 · Las Vegas · NV · Mortgage Sales · Leased · 2,638 · 7,888 / mo · 9/30/2027
650 S. Green Valley Pkway #130 · Henderson · NV · Mortgage Sales · Leased · 215 · 600 / mo · month to month
100 S. Juniper 3rd Floor #A05 · Philadelphia · PA · Mortgage Sales · Leased · 100 · 141 / mo · month to month
670 Meridian Way #146 · Westerville · OH · Mortgage Sales · Leased · 100 · 669 / mo · month to month
Item 2 of the 10-K filed Mar 16, 2026.4
Leadership
Who has led SECURITY NATIONAL FINANCIAL CORP, and when. Pick a name to see everywhere that person has worked.
Chief executive
President
Chief financial officer
Chief operating officer
- Chief executive officerScott M. Quist Apr 18, 2013 to Feb 4, 202515
- Chief executive officerGeorge Robert Quist Jan 22, 2007 to Feb 21, 201216
- ChairScott M. Quist Oct 19, 2012 to Feb 4, 202517
- ChairGeorge Robert Quist Jan 22, 2007 to May 25, 201216
- PresidentScott M. Quist Jan 19, 2007 to Dec 14, 201718
- Chief financial officerGarrett S. Sill Feb 5, 2013 to now19
- Chief financial officerStephen M. Sill Jun 12, 2008 to Feb 20, 201320
- Chief operating officerScott M. Quist Jul 30, 2007 to Mar 7, 201221
Board members and other officers (22)
- VP Mem Serv Asst Sec. Gen ConAdam George Quist May 14, 2018 to May 14, 201822
- VP; Assoc. Gen. CounselS. Andrew Quist Jan 7, 2015 to Jan 24, 201823
- VP, Asst. Corp Sec.Jason G. Overbaugh Oct 11, 2013 to now24
- Senior V.P. of OperationsJeffrey Russell Stephens May 25, 2012 to now25
- Vice President-Mortgage OpertsJack Lynn Beckstead Jr. Jan 19, 2007 to May 6, 201526
- Vice President, TreasurerStephen M. Sill Jan 19, 2007 to Oct 19, 201227
- OfficerOverbaugh Christie Jan 22, 2007 to Jan 10, 202028
- Board memberLudmya B. Love Jun 25, 2021 to now29
- Board memberShital Ashok Mehta Jun 25, 2021 to now30
- Board memberAdam George Quist Sep 15, 2021 to now31
- Board memberS. Andrew Quist Oct 9, 2013 to now32
- Board memberJason G. Overbaugh Oct 11, 2013 to now24
- Board memberJohn L. Cook Dec 12, 2013 to now33
- Board memberGilbert A. Fuller Dec 17, 2012 to now34
- Board memberJack Lynn Beckstead Jr. Jan 19, 2007 to May 6, 201526
- Board memberScott M. Quist Jan 19, 2007 to Jul 8, 201918
- Board memberCharles L. Crittenden Jan 22, 2007 to May 25, 201235
- Board memberNorman G. Wilbur Jan 22, 2007 to Feb 2, 202136
- General counselAlissa Neufeld Aug 26, 2026 to now37
- General counselAdam George Quist Jan 22, 2019 to now38
- General counselS. Andrew Quist Oct 9, 2013 to now32
- General counselJeffrey Russell Stephens Mar 30, 2010 to Feb 10, 202239
Timeline
- Jun 29, 20268-K Shareholder vote; Other events40
- Jul 1, 20258-K Shareholder vote41
- Jun 30, 20258-K Other events42
- Jun 24, 20248-K Shareholder vote; Other events43
- Jun 28, 20238-K Shareholder vote44
- Jun 27, 20238-K Regulation FD disclosure45
- Jun 26, 20238-K Other events46
- Dec 6, 20228-K Bylaws or fiscal year changed47
- Nov 3, 20228-K Other events48
- Jun 23, 20228-K Shareholder vote49
- Jun 21, 20228-K Other events50
- Apr 18, 2013New chief executive Scott M. Quist becomes CEO15
- Jan 22, 2007New chief executive George Robert Quist becomes CEO16
Calendar
Coming up
- Nov 12, 2026Reports results for the quarter ending Sep/202651
Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar
Filings
209 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 11 major events, 160 insider forms, 3 large holders, 15 other. The latest 20:
- Oct 9, 20264 PRIMARY DOCUMENT EDGAR
- Oct 7, 20264 PRIMARY DOCUMENT EDGAR
- Oct 5, 20264/A PRIMARY DOCUMENT EDGAR
- Oct 5, 20264 PRIMARY DOCUMENT EDGAR
- Sep 14, 20264 PRIMARY DOCUMENT EDGAR
- Aug 26, 20263 PRIMARY DOCUMENT EDGAR
- Aug 10, 202610-Q EDGAR
- Jul 7, 20264 PRIMARY DOCUMENT EDGAR
- Jul 6, 20264 PRIMARY DOCUMENT EDGAR
- Jul 2, 20264 PRIMARY DOCUMENT EDGAR
- Jul 2, 20264 PRIMARY DOCUMENT EDGAR
- Jun 29, 20268-K EDGAR
- Jun 1, 20264 PRIMARY DOCUMENT EDGAR
- May 11, 202610-Q EDGAR
- Apr 28, 2026DEFA14A EDGAR
- Apr 28, 2026ARS EDGAR
- Apr 28, 2026DEF 14A EDGAR
- Apr 23, 20264 PRIMARY DOCUMENT EDGAR
- Apr 21, 20264 PRIMARY DOCUMENT EDGAR
- Apr 15, 20264 PRIMARY DOCUMENT EDGAR
The 209 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
17 open-market trades by officers, directors and large owners since October 2021: 0 buys and 17 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Apr 7, 2026 | FULLER GILBERT ADirector | Sale | 10,000 | $9.45 | $94.5K | Form 4 |
| Jan 2, 2025 | FULLER GILBERT ADirector | Sale | 460 | $12.22 | $5.6K | Form 4 |
| Oct 31, 2024 | Overbaugh Jason G.VP & Nat Mark Dir of Life Ins | Sale | 2,500 | $9.78 | $24.4K | Form 4 |
| Oct 2, 2024 | FULLER GILBERT ADirector | Sale | 460 | $9.18 | $4.2K | Form 4 |
| Jul 2, 2024 | FULLER GILBERT ADirector | Sale | 460 | $7.96 | $3.7K | Form 4 |
| Apr 2, 2024 | FULLER GILBERT ADirector | Sale | 460 | $7.36 | $3.4K | Form 4 |
| Jan 2, 2024 | FULLER GILBERT ADirector | Sale | 405 | $9.04 | $3.7K | Form 4 |
| Jan 2, 2024 | FULLER GILBERT ADirector | Sale | 405 | $9.04 | $3.7K | Form 4 |
| Dec 12, 2023 | FULLER GILBERT ADirector | Sale | 3,000 | $8.72 | $26.2K | Form 4 |
| Dec 11, 2023 | Stephens Jeffrey RussellGen. Counsel & Corp. Sec | Sale | 15,000 | $8.90 | $133.5K | Form 4 |
| Oct 3, 2023 | FULLER GILBERT ADirector | Sale | 405 | $7.61 | $3.1K | Form 4 |
| Jul 20, 2023 | MOODY H. CRAIGDirector | Sale | 3,000 | $8.61 | $25.8K | Form 4 |
| Jul 20, 2023 | MOODY H. CRAIGDirector | Sale | 3,000 | $8.61 | $25.8K | Form 4 |
| Jul 3, 2023 | FULLER GILBERT ADirector | Sale | 405 | $8.93 | $3.6K | Form 4 |
| Apr 3, 2023 | FULLER GILBERT ADirector | Sale | 405 | $6.58 | $2.7K | Form 4 |
| Apr 3, 2023 | FULLER GILBERT ADirector | Sale | 405 | $6.58 | $2.7K | Form 4 |
| Dec 29, 2021 | QUIST SCOTT MChairman of the Board/Pres/CEO | Sale | 13,837 | $8.81 | $121.9K | Form 4 |
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
- M3 PARTNERS LPSC 13G/A, 3 filings Feb 14, 2022 to Feb 14, 202452
Executive pay
What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.
| Year | Executive | Age | Salary | Total pay |
|---|---|---|---|---|
| 2025 | Scott M. Quist | 72 | $898.0K | $2.2M53 |
| 2025 | S. Andrew Quist | 45 | $498.2K | $1.5M53 |
| 2025 | Garrett S. Sill | 55 | $427.1K | $1.5M53 |
| 2025 | Adam G. Quist | 40 | $417.5K | $1.4M53 |
| 2025 | Jason G. Overbaugh | 51 | $374.2K | $737.7K53 |
| 2024 | ChairmanPresident and Chief Executive Officer | $751.7K | $1.3M53 | |
| 2024 | Vice President –Mortgage Operationsand General Counsel | $455.5K | $1.1M53 | |
| 2024 | Vice President – Life Insuranceand Memorial Services, and, General Counsel | $358.7K | $979.3K53 | |
| 2024 | Chief Financial Officer and Treasurer | $359.0K | $834.2K53 | |
| 2024 | Vice PresidentNational Marketing Director of Life Insurance | $354.2K | $685.9K53 |
Held by these funds
The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 76. Change is in shares since the quarter before.
| Fund | Shares | Value | Share of the fund | Change |
|---|---|---|---|---|
| BlackRock, Inc. | 1,013,364 | $9.8M | 0.0% | +76,951 |
| Dimensional Fund Advisors LP | 845,357 | $8.2M | 0.0% | +51,804 |
| Ameriprise Financial Inc | 823,770 | $8.0M | 0.0% | +93,268 |
| Vanguard Capital Management LLC | 746,134 | $7.2M | 0.0% | −5,961 |
| Lhm, Inc. | 601,188 | $5.5M | 1.9% | −116,320 |
| Geode Capital Management, LLC | 410,426 | $4.0M | 0.0% | +26,125 |
| Veradace Capital Management LLC | 353,055 | $3.4M | 2.7% | No change |
| RBF Capital, LLC | 303,534 | $2.9M | 0.1% | No change |
| Bridgeway Capital Management, LLC | 276,371 | $2.7M | 0.0% | −2,375 |
| State Street Corp | 194,578 | $1.9M | 0.0% | +22,116 |
| Renaissance Technologies LLC | 193,740 | $1.9M | 0.0% | −9,500 |
| Gem Investment Advisors, LLC | 158,171 | $1.5M | 0.9% | No change |
| Northern Trust Corp | 144,319 | $1.4M | 0.0% | +177 |
| Vanguard Fiduciary Trust Co | 112,877 | $1.1M | 0.0% | −11,811 |
| Vanguard Portfolio Management LLC | 107,056 | $1.0M | 0.0% | +12,703 |
| Empowered Funds, LLC | 97,684 | $946.6K | 0.0% | +6,825 |
| Goldman Sachs Group Inc | 93,367 | $904.7K | 0.0% | −21,624 |
| EP Wealth Advisors, LLC | 63,892 | $619.1K | 0.0% | +15 |
| Verdad Advisers, LP | 60,000 | $581.4K | 0.6% | No change |
| Aqr Capital Management LLC | 53,687 | $520.2K | 0.0% | +31,647 |
| Physician Wealth Advisors, Inc. | 52,376 | $507.5K | 0.1% | No change |
| Citadel Advisors LLC | 48,173 | $466.8K | 0.0% | −2,102 |
| Charles Schwab Investment Management Inc | 46,717 | $452.7K | 0.0% | +2,263 |
| Evergreen Capital Management LLC | 39,291 | $380.7K | 0.0% | No change |
| Barclays PLC | 38,924 | $377.2K | 0.0% | −1,429 |
13F reports cover disclosed long positions in U.S. stocks only.
SEC filer profile
How SECURITY NATIONAL FINANCIAL CORP is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
- Name on EDGARSECURITY NATIONAL FINANCIAL CORP1
- CIK0000318673
- Employer ID (EIN)87-03459414
- Filer statusAccelerated filer not an emerging growth company; a smaller reporting company; a shell company4
- Incorporated inutah4
- Fiscal year endsDecember 311
- Industry code (SIC)6199 Finance Services1
- SEC reviewing officeOffice of Finance, Division of Corporation Finance1
- Business addressPo Box 57220, Salt Lake City, UT 841571
- Phone80126410601
- Shares outstanding22,432,763 Common Class A shares; 3,587,237 Common Class C shares as of Mar 12, 20264
- Public float$85.0M as of Jun 30, 20254
- AuditorDeloitte & Touche LLP, Salt Lake City, UT PCAOB ID 34; it also attests to the company’s internal control over financial reporting4
- On EDGAR sinceMar 6, 19951
- Filings954 in all: 4 (499), 10-Q (96), 8-K (87), DEF 14A (33), 10-K (31), 4/A (31), SC 13G (19), SC 13G/A (19)1
All 31 form types
5 (16), CORRESP (15), 8-K/A (14), NT 10-Q (13), 3 (11), UPLOAD (11), DEFA14A (7), NT 10-K (7), PRE 14A (7), 10-K/A (6), 10-Q/A (6), S-8 (6), SC 13D/A (4), SC 13D (3), 144 (2), ARS (2), DEFR14A (2), S-3/A (2), 10-K405 (1), 5/A (1), AW (1), NT 10-K/A (1), S-3 (1)
- Latest filingsAnnual report (10-K) Mar 16, 2026
Quarterly report (10-Q) Aug 10, 2026
Proxy statement (DEF 14A) Apr 28, 2026
Latest 8-K (8-K) Jun 29, 2026
Securities registered for trading
| Class | Symbol | Exchange |
|---|---|---|
| Class A Common Stock | SNFCA | The Nasdaq Global Select Market |
From the cover page of the 10-K filed Mar 16, 2026 (Section 12(b) of the Exchange Act).4
Risk factors and legal proceedings
Legal proceedings
The Company is not a party to any material legal proceedings outside the ordinary course of business or to any other legal proceedings, which if adversely determined, would be expected to have a material adverse effect on its financial condition or results of operation.
The opening of Item 3, Legal Proceedings.4
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10
- 11
- 12
- 13
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- 15
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- 17SEC EDGARScott M. Quist, Chair
- 18SEC EDGARScott M. Quist, President
- 19
- 20
- 21
- 22
- 23
- 24
- 25
- 26
- 27
- 28SEC EDGAROverbaugh Christie, Officer
- 29SEC EDGARLudmya B. Love, Board member
- 30SEC EDGARShital Ashok Mehta, Board member
- 31SEC EDGARAdam George Quist, Board member
- 32SEC EDGARS. Andrew Quist, Board member
- 33SEC EDGARJohn L. Cook, Board member
- 34SEC EDGARGilbert A. Fuller, Board member
- 35SEC EDGARCharles L. Crittenden, Board member
- 36SEC EDGARNorman G. Wilbur, Board member
- 37SEC EDGARAlissa Neufeld, General counsel
- 38SEC EDGARAdam George Quist, General counsel
- 39
- 40SEC EDGARShareholder vote; Other events
- 41SEC EDGARShareholder vote
- 42SEC EDGAROther events
- 43SEC EDGARShareholder vote; Other events
- 44SEC EDGARShareholder vote
- 45SEC EDGARRegulation FD disclosure
- 46SEC EDGAROther events
- 47SEC EDGARBylaws or fiscal year changed
- 48SEC EDGAROther events
- 49SEC EDGARShareholder vote
- 50SEC EDGAROther events
- 51NasdaqNasdaq calendar
- 52
- 53