STC on NYSE
Stewart Information Services Corporation
American real estate title insurance company
Stewart Information Services Corporation (SISCO) is a real estate information, title insurance and transaction management company. Wholly owned subsidiaries, Stewart Title Guaranty Co. and Stewart Title Company offer products and services in the United States and abroad through its direct retail operations, independent agencies in the Stewart Trusted Provider network, and other companies. Stewart Title is headquartered in Houston, Texas, and has approximately 6,350 employees.3 Its shares trade on NYSE under the symbol STC.1 Wikipedia text CC BY-SA 4.0
$52.05 up 1.21 (2.37%)Price as of Oct 15, 2026 at 17:33 UTC
Last updated Oct 21, 2026.
Overview
1893Founded1
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- TickerSTC on NYSE1
- Industryfinancial services1
- HeadquartersHouston1
- Websitewww.stewart.com
- Legal formcorporation1
- Incorporated inDE6
- Business address1360 Post Oak Blvd, Suite 100, Houston, Tx 770566
- Filer categoryLarge accelerated filer6
- LEI529900TV1XI0PLKENU104
- StatusActive4
- LEI statusLapsed (not renewed)4
- Registered addressc/o THE CORPORATION TRUST COMPANY, CORPORATION TRUST CENTER 1209 ORANGE ST, 77056 Houston, TX, United States4
- Registered withDivision of Corporations, Department of State, 7471294
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Stewart Information Services Corporation (SISCO) is a real estate information, title insurance and transaction management company. Wholly owned subsidiaries, Stewart Title Guaranty Co. and Stewart Title Company offer products and services in the United States and abroad through its direct retail operations, independent agencies in the Stewart Trusted Provider network, and other companies. Stewart Title is headquartered in Houston, Texas, and has approximately 6,350 employees.3
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2025
What sells
Revenue by product, business segment and region, as the company reports it to the SEC.
Business segments
Title brought in 85% of the revenue Stewart Information Services Corporation broke down this way in fiscal 2025.
Business segments by year
| Business segments | 2023 | 2024 | 2025 |
|---|---|---|---|
| Title | $2.0B | $2.1B | $2.5B |
| Real Estate Solutions | $263.7M | $358.7M | $438.4M |
| Corporate | -$3.5M | -$1.2M | $1.2M |
Regions
United States brought in 95% of the revenue Stewart Information Services Corporation broke down this way in fiscal 2025.
Regions by year
| Regions | 2023 | 2024 | 2025 |
|---|---|---|---|
| United States | $2.1B | $2.3B | $2.8B |
| Outside the United States | $134.8M | $148.1M | $156.4M |
Where the money goes
Where each dollar of revenue went, fiscal 2025
- Other costs95¢$2.8B
- Income tax1¢$35.4M
- Profit4¢$115.5M
Out of $2.9B in revenue.8
Where each dollar of operating cash went, fiscal 2025
- Dividends paid28¢$58.5M
- Share buybacks2¢$3.9M
- Kept or used elsewhere70¢$143.3M
Out of $205.7M of cash from operations.8
Financial statements
Every line of the income statement as filed: the last 3 fiscal years, latest first.8
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating revenues | $2.9B | $2.4B | $2.2B |
| Investment income | $57.8M | $55.4M | $45.1M |
| Net realized and unrealized gains (losses) | $5.6M | $12.9M | -$34.0K |
| Revenues | $2.9B | $2.5B | $2.3B |
| Amounts retained by agencies | $1.0B | $864.8M | $813.5M |
| Employee costs | $830.6M | $745.4M | $712.8M |
| Other operating expenses | $714.6M | $604.0M | $507.7M |
| Title losses and related claims | $81.7M | $80.4M | $80.3M |
| Depreciation and amortization | $61.1M | $61.6M | $62.4M |
| Interest | $20.4M | $19.9M | $19.7M |
| Total expenses | $2.8B | $2.4B | $2.2B |
| Income before taxes and noncontrolling interests | $165.6M | $114.3M | $60.9M |
| Income tax expense | -$35.4M | -$26.2M | -$15.3M |
| Net income | $130.2M | $88.2M | $45.6M |
| Less net income attributable to noncontrolling interests | $14.6M | $14.8M | $15.2M |
| Net income attributable to Stewart | $115.5M | $73.3M | $30.4M |
| Foreign currency translation adjustments | $11.5M | -$14.8M | $5.3M |
| Change in net unrealized gains and losses on investments | $8.4M | $5.5M | $10.5M |
| Reclassification adjustment for realized gains and losses on investments | $1.5M | $1.1M | $390.0K |
| Other comprehensive income (loss), net of taxes | $21.5M | -$8.2M | $16.1M |
| Comprehensive income | $151.7M | $80.0M | $61.7M |
| Less comprehensive income attributable to noncontrolling interests | $14.6M | $14.8M | $15.2M |
| Comprehensive income attributable to Stewart | $137.0M | $65.1M | $46.6M |
| Basic average shares outstanding (in shares) | 28.1M shares | 27.6M shares | 27.3M shares |
| Basic earnings per share attributable to Stewart (in usd per share) | $4.12 | $2.65 | $1.12 |
| Diluted average shares outstanding (in shares) | 28.6M shares | 28.1M shares | 27.5M shares |
| Diluted earnings per share attributable to Stewart (in usd per share) | $4.05 | $2.61 | $1.11 |
No quarter-by-quarter statement was filed.
Every line of the balance sheet as filed: the last 4 fiscal years (annual) or 4 quarters (quarterly), latest first.8
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Cash and cash equivalents | $321.8M | $216.3M | ||
| Short-term investments | $47.9M | $41.2M | ||
| Debt securities (amortized cost of $558,544 and $599,287, respectively) | $558.5M | $586.6M | ||
| Equity securities | $47.7M | $82.5M | ||
| Investments in debt and equity securities, at fair value | $606.2M | $669.1M | ||
| Premiums from agencies | $38.3M | $36.8M | ||
| Trade and other | $116.6M | $87.7M | ||
| Income taxes | $3.1M | $3.1M | ||
| Notes | $39.8M | $21.0M | ||
| Allowance for credit losses | -$7.8M | -$7.7M | ||
| Total receivables | $190.1M | $140.8M | ||
| Land | $1.6M | $2.5M | ||
| Buildings and improvements | $16.2M | $19.8M | ||
| Furniture and equipment | $259.6M | $245.4M | ||
| Accumulated depreciation | -$192.1M | -$180.2M | ||
| Total property and equipment, at cost | $85.3M | $87.6M | ||
| Operating lease assets | $106.0M | $102.2M | ||
| Title plants, at cost | $81.7M | $74.9M | ||
| Investments in investees, on an equity method basis | $4.9M | $4.6M | ||
| Goodwill | $1.3B | $1.1B | $1.1B | |
| Intangible assets, net of amortization | $325.1M | $173.1M | ||
| Deferred tax assets, net | $7.7M | $4.8M | ||
| Other assets | $204.2M | $131.5M | ||
| Total assets | $3.3B | $2.7B | ||
| Notes payable and line of credit | $646.6M | $445.8M | ||
| Accounts payable and accrued liabilities | $255.9M | $214.6M | ||
| Operating lease liabilities | $122.2M | $118.8M | ||
| Estimated title losses | $524.5M | $511.5M | $528.3M | $549.4M |
| Deferred tax liabilities, net | $53.3M | $28.3M | ||
| Total liabilities | $1.6B | $1.3B | ||
| Common Stock $1 par, authorized 51,500,000; issued 30,575,472 and 28,115,852; outstanding 30,223,311 and 27,763,691, respectively | $30.6M | $28.1M | ||
| Additional paid-in capital | $489.7M | $330.6M | ||
| Retained earnings | $1.1B | $1.1B | ||
| Foreign currency translation adjustments | -$21.9M | -$33.4M | ||
| Net unrealized losses on debt securities investments | -$44.0K | -$10.0M | ||
| Treasury stock 352,161 common shares, at cost, for both 2025 and 2024 (including 145,820 shares held by a subsidiary) | -$2.7M | -$2.7M | ||
| Total stockholders equity attributable to Stewart | $1.6B | $1.4B | ||
| Noncontrolling interests | $9.3M | $8.9M | ||
| Total stockholders equity | $1.7B | $1.4B | $1.4B | $1.4B |
| Total liabilities and stockholders' equity | $3.3B | $2.7B | ||
| Amortized cost | $558.5M | $599.3M | ||
| Common stock, par value (in usd per share) | $1.00 | $1.00 | ||
| Common stock, shares authorized (in shares) | 51.5M shares | 51.5M shares | ||
| Common stock, shares issued (in shares) | 30.6M shares | 28.1M shares | ||
| Common stock, shares outstanding (in shares) | 30.2M shares | 27.8M shares | ||
| Treasury stock, common shares (in shares) | 352.2K shares | 352.2K shares |
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Cash and cash equivalents | $321.8M | $216.3M | ||
| Short-term investments | $47.9M | $41.2M | ||
| Debt securities (amortized cost of $558,544 and $599,287, respectively) | $558.5M | $586.6M | ||
| Equity securities | $47.7M | $82.5M | ||
| Investments in debt and equity securities, at fair value | $606.2M | $669.1M | ||
| Premiums from agencies | $38.3M | $36.8M | ||
| Trade and other | $116.6M | $87.7M | ||
| Income taxes | $3.1M | $3.1M | ||
| Notes | $39.8M | $21.0M | ||
| Allowance for credit losses | -$7.8M | -$7.7M | ||
| Total receivables | $190.1M | $140.8M | ||
| Land | $1.6M | $2.5M | ||
| Buildings and improvements | $16.2M | $19.8M | ||
| Furniture and equipment | $259.6M | $245.4M | ||
| Accumulated depreciation | -$192.1M | -$180.2M | ||
| Total property and equipment, at cost | $85.3M | $87.6M | ||
| Operating lease assets | $106.0M | $102.2M | ||
| Title plants, at cost | $81.7M | $74.9M | ||
| Investments in investees, on an equity method basis | $4.9M | $4.6M | ||
| Goodwill | $1.3B | $1.1B | $1.1B | |
| Intangible assets, net of amortization | $325.1M | $173.1M | ||
| Deferred tax assets, net | $7.7M | $4.8M | ||
| Other assets | $204.2M | $131.5M | ||
| Total assets | $3.3B | $2.7B | ||
| Notes payable and line of credit | $646.6M | $445.8M | ||
| Accounts payable and accrued liabilities | $255.9M | $214.6M | ||
| Operating lease liabilities | $122.2M | $118.8M | ||
| Estimated title losses | $524.5M | $511.5M | $528.3M | $549.4M |
| Deferred tax liabilities, net | $53.3M | $28.3M | ||
| Total liabilities | $1.6B | $1.3B | ||
| Common Stock $1 par, authorized 51,500,000; issued 30,575,472 and 28,115,852; outstanding 30,223,311 and 27,763,691, respectively | $30.6M | $28.1M | ||
| Additional paid-in capital | $489.7M | $330.6M | ||
| Retained earnings | $1.1B | $1.1B | ||
| Foreign currency translation adjustments | -$21.9M | -$33.4M | ||
| Net unrealized losses on debt securities investments | -$44.0K | -$10.0M | ||
| Treasury stock 352,161 common shares, at cost, for both 2025 and 2024 (including 145,820 shares held by a subsidiary) | -$2.7M | -$2.7M | ||
| Total stockholders equity attributable to Stewart | $1.6B | $1.4B | ||
| Noncontrolling interests | $9.3M | $8.9M | ||
| Total stockholders equity | $1.7B | $1.4B | $1.4B | $1.4B |
| Total liabilities and stockholders' equity | $3.3B | $2.7B | ||
| Amortized cost | $558.5M | $599.3M | ||
| Common stock, par value (in usd per share) | $1.00 | $1.00 | ||
| Common stock, shares authorized (in shares) | 51.5M shares | 51.5M shares | ||
| Common stock, shares issued (in shares) | 30.6M shares | 28.1M shares | ||
| Common stock, shares outstanding (in shares) | 30.2M shares | 27.8M shares | ||
| Treasury stock, common shares (in shares) | 352.2K shares | 352.2K shares |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Every line of the cash flow as filed: the last 3 fiscal years, latest first.8
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Net income | $130.2M | $88.2M | $45.6M |
| Depreciation and amortization | $61.1M | $61.6M | $62.4M |
| Provision for credit losses on receivables | $2.3M | $2.2M | $2.4M |
| Net realized and unrealized (gains) losses | -$5.6M | -$12.9M | $34.0K |
| Amortization of net (discount) premium on debt securities investments | -$1.5M | -$792.0K | $486.0K |
| Payments for title losses less than (in excess of) provisions | $4.8M | -$5.0M | -$24.0M |
| Adjustments for insurance recoveries of title losses | $0 | $208.0K | -$208.0K |
| Increase in receivables net | -$14.8M | -$12.1M | -$5.4M |
| (Increase) decrease in other assets net | -$20.1M | -$17.5M | $3.2M |
| Increase (decrease) in payables and accrued liabilities net | $23.8M | $13.3M | -$6.4M |
| Change in net deferred income taxes | $8.3M | $4.5M | -$6.8M |
| Net income from equity investees | -$2.5M | -$1.8M | -$1.1M |
| Dividends received from equity investees | $2.2M | $1.4M | $1.4M |
| Stock-based compensation expense | $17.1M | $13.6M | $10.9M |
| Other net | $500.0K | $681.0K | $419.0K |
| Cash provided by operating activities | $205.7M | $135.6M | $83.0M |
| Proceeds from sales of investments in securities | $140.9M | $36.6M | $60.5M |
| Proceeds from matured investments in debt securities | $73.8M | $94.0M | $71.8M |
| Purchases of investments in securities | -$112.1M | -$121.5M | -$78.0M |
| Net purchases of short-term investments | -$4.2M | -$4.7M | -$14.3M |
| Purchases of property and equipment and other long-lived assets | -$73.4M | -$40.5M | -$37.8M |
| Cash paid for acquisition of businesses and related assets | -$370.0M | -$14.4M | -$25.1M |
| Increase in notes receivable | -$21.7M | -$8.3M | -$8.0M |
| Purchases of cost-basis and other investments | -$8.8M | -$31.6M | -$1.0M |
| Other net | $6.9M | $3.1M | $2.1M |
| Cash used by investing activities | -$368.6M | -$87.3M | -$30.0M |
| Proceeds from notes payable and line of credit | $201.2M | $3.4M | $3.5M |
| Payments on notes payable | -$1.2M | -$3.4M | -$5.8M |
| Cash dividends paid | -$58.5M | -$53.9M | -$50.5M |
| Distributions to noncontrolling interests | -$13.9M | -$13.1M | -$16.1M |
| Payment of acquisition contingent consideration | -$5.4M | -$720.0K | -$3.4M |
| Issuance of Common Stock | $140.8M | $0 | $0 |
| Repurchases of Common Stock | -$3.9M | -$3.8M | -$1.8M |
| Proceeds from stock option and employee stock purchase plan exercises | $7.5M | $10.6M | $5.0M |
| Other - net | -$1.3M | $54.0K | $0 |
| Cash provided (used) by financing activities | $265.2M | -$61.0M | -$69.1M |
| Effects of changes in foreign currency exchange rates | $3.2M | -$4.5M | $1.0M |
| Net change in cash and cash equivalents | $105.5M | -$17.1M | -$15.0M |
| Goodwill acquired (adjusted) | $187.8M | $12.9M | -$706.0K |
| Intangible assets acquired | $184.0M | $12.0M | $28.7M |
| Receivables and other assets acquired | $22.3M | $37.0K | $296.0K |
| Fixed assets and title plants (adjusted) acquired | $1.8M | $0 | -$225.0K |
| Liabilities recognized | -$25.9M | -$10.5M | -$3.0M |
| Net cash paid for acquisition of businesses and related assets | $370.0M | $14.4M | $25.1M |
| Income taxes paid, net | $24.3M | $25.8M | $5.3M |
| Interest paid | $17.8M | $17.5M | $17.2M |
No quarter-by-quarter statement was filed.
Compare Stewart Information Services Corporation with another company
Corporate structure
Stewart Information Services Corporation sits at the top of its group. 135 entities, 8 countries on record. Switch between the flow chart and the network, and select any entity to see its details.
Major holders of Stewart Information Services Corporation
- BlackRock Filed SCHEDULE 13G/A on Stewart Information Services Corporation, latest Jul 30, 2026 (6 filings since Jan 25, 2022)
- VANGUARD CAPITAL MANAGEMENT LLC Filed SCHEDULE 13G on Stewart Information Services Corporation, latest Apr 30, 2026
- Allspring Global Investments Holdings, LLC Filed SCHEDULE 13G/A on Stewart Information Services Corporation, latest Apr 14, 2026 (4 filings since Jan 19, 2022)
- VANGUARD GROUP INC Filed SCHEDULE 13G/A on Stewart Information Services Corporation, latest Mar 27, 2026 (4 filings since Feb 10, 2022)
- FMR LLC Filed SCHEDULE 13G/A on Stewart Information Services Corporation, latest Nov 5, 2025 (3 filings since Nov 12, 2024)
- DIMENSIONAL FUND ADVISORS LP Filed SCHEDULE 13G/A on Stewart Information Services Corporation, latest Apr 15, 2025 (4 filings since Feb 8, 2022)
- Neuberger Berman Filed SCHEDULE 13G on Stewart Information Services Corporation, latest Feb 4, 2025
- VICTORY CAPITAL MANAGEMENT INC Filed SC 13G on Stewart Information Services Corporation, latest Feb 2, 2023
- Wells Fargo Filed SC 13G/A on Stewart Information Services Corporation, latest Jan 27, 2022
- Stewart Information Services Corporation Houston, Texas, United States
- 9ONE5 Title, LLC Subsidiary · Texas, United States
- ABC Title, LLC Subsidiary · Texas, United States
- Advanced Support and Knowledge Services, LLC Subsidiary · Michigan, United States
- Advantage Title Solutions, LLC Subsidiary · Texas, United States
- Advantage Title Solutions, S.R.L. Subsidiary · Romania
- All New York Title Agency Corp. Subsidiary · New York, United States
- Allegiant Reverse Escrow Services, LLC Subsidiary · Maryland, United States
- Allegiant Reverse Services Title Agency of Louisiana, LLC Subsidiary · Louisiana, United States
- Allegiant Reverse Services Title Agency of Utah, LLC Subsidiary · Utah, United States
- Allegiant Reverse Services Title Agency, LLC Subsidiary · Maryland, United States
- Allegiant Reverse Services Title Company Subsidiary · California, United States
- Allegiant Reverse Services Title of Alabama, LLC Subsidiary · Alabama, United States
- Allegiant Reverse Services, LLC Subsidiary · Maryland, United States
- API NR 1 LLC Subsidiary · California, United States
- API NR 2 LLC Subsidiary · California, United States
- API NR 3 LLC Subsidiary · California, United States
- API NR 4 LLC Subsidiary · California, United States
- API Stewart Holdings LLC Subsidiary · California, United States
- Asset Preservation, Inc. Subsidiary · California, United States
- BCHH Escrow of Washington, LLC Subsidiary · Pennsylvania, United States
- BCHH Holding Company, LLC Subsidiary · Delaware, United States
- BCHH of the West, LLC Subsidiary · Pennsylvania, United States
- BCHH of Utah Title Agency, LLC Subsidiary · Utah, United States
- BCHH Title Agency of Arkansas, L.L.C. Subsidiary · Arkansas, United States
- BCHH Title Company of Alabama, LLC Subsidiary · Alabama, United States
- and 109 more
Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.
What it owns
What Stewart Information Services Corporation reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
Property and equipment
| Item | Latest | A year before | Change |
|---|---|---|---|
| Land | $1.6M8 Dec 31, 2025 | $2.5M8 Dec 31, 2024 | −37.2% |
| Buildings and improvements | $16.2M8 Dec 31, 2025 | $19.8M8 Dec 31, 2024 | −18.2% |
| Finance-lease assets | $08 Dec 31, 2025 | $473.0K8 Dec 31, 2024 | −100.0% |
| Operating-lease assets (leased space) | $106.0M8 Dec 31, 2025 | $102.2M8 Dec 31, 2024 | +3.7% |
Investments
| Item | Latest | A year before | Change |
|---|---|---|---|
| Cash and cash equivalents | $321.8M8 Dec 31, 2025 | $216.3M8 Dec 31, 2024 | +48.8% |
| Marketable securities, current | $47.9M8 Dec 31, 2025 | $41.2M8 Dec 31, 2024 | +16.3% |
| Debt securities available for sale | $558.5M8 Dec 31, 2025 | $586.6M8 Dec 31, 2024 | −4.8% |
| Stakes in other companies (equity method) | $4.9M8 Dec 31, 2025 | $4.6M8 Dec 31, 2024 | +7.7% |
Intangibles and goodwill
| Item | Latest | A year before | Change |
|---|---|---|---|
| Goodwill | $1.3B8 Dec 31, 2025 | $1.1B8 Dec 31, 2024 | +17.3% |
| Intangible assets, net (excluding goodwill) | $325.1M8 Dec 31, 2025 | $173.1M8 Dec 31, 2024 | +87.9% |
| Finite-lived intangibles, gross | $488.3M8 Dec 31, 2025 | $304.3M8 Dec 31, 2024 | +60.5% |
| Accumulated amortization | $163.2M8 Dec 31, 2025 | $131.2M8 Dec 31, 2024 | +24.3% |
| Finite-lived intangibles, net | $325.1M8 Dec 31, 2025 | $173.1M8 Dec 31, 2024 | +87.9% |
Properties, in its own words
We currently lease under a non-cancelable operating lease that expires in 2036, approximately 110,000 square feet of space in an office building in Houston, Texas, which is used for our corporate offices and for offices of several of our subsidiaries. We also lease space at approximately 440 locations for business operations, administrative and technology centers. These additional locations include significant leased facilities in Arizona (Phoenix and Scottsdale), New York (New York City), Illinois (Chicago), California (Glendale and Roseville), Texas (San Antonio), Nevada (Las Vegas), Virginia (Fairfax) and Colorado (Denver).
Our current leases expire through 2036 and we believe we will not have any difficulty obtaining renewals of leases as they expire or, alternatively, leasing comparable properties. The aggregate rent expense under all office leases was approximately $44.7 million in 2025.
The rest of Item 2
We also own office buildings in Arizona, Texas, New Mexico, California, Florida and the United Kingdom. These owned properties are not material to our consolidated financial condition. We consider all buildings and equipment that we own or lease to be well maintained, adequately insured and generally sufficient for our purposes.
Item 2 of the 10-K filed Feb 27, 2026.16
Leadership
Who has led Stewart Information Services Corporation, and when. Pick a name to see everywhere that person has worked.
Chief executive
President
Chief financial officer
Chief operating officer
197019801990200020102020
- Chief executive officerFrederick Eppinger Sep 23, 2019 to now17
- Chief executive officerMatthew Morris Mar 28, 2012 to Mar 11, 201918
- Chief executive officerStewart Morris Jr. Feb 3, 2004 to May 5, 201119
- Chief executive officerMalcolm S. Morris Nov 4, 2003 to May 5, 201120
- ChairMalcolm S. Morris Nov 4, 2003 to May 5, 201120
- PresidentErinlea Sheckler Jan 6, 2025 to now21
- PresidentRyan M. Swed Jan 6, 2025 to now22
- PresidentIain Martyn Bryant Jun 11, 2024 to Jan 6, 202523
- PresidentBrad Rable Feb 9, 2023 to Jun 11, 202424
- PresidentTara Smith Feb 8, 2019 to Mar 27, 202425
- PresidentDave Fauth May 5, 2016 to Jan 3, 201926
- PresidentPatrick Henry Beall Jan 2, 2015 to Jan 3, 201927
- PresidentGeorge L. Houghton Jan 9, 2012 to May 7, 201428
- PresidentGlenn H. Clements Jan 9, 2012 to Jan 5, 201629
- PresidentJason Nadeau Jan 9, 2012 to Jan 5, 201630
- PresidentSteven Mark Lessack Nov 21, 2012 to Dec 16, 202431
- PresidentStewart Morris Jr. Feb 3, 2004 to May 5, 201119
- Chief financial officerDavid C. Hisey Sep 8, 2017 to now32
- Chief financial officerJoseph Allen Berryman Sep 5, 2008 to Jun 16, 201733
- Chief financial officerMax Crisp Oct 30, 2003 to Mar 5, 200834
- Chief operating officerTimothy Okrie Dec 19, 2016 to Apr 4, 201735
Board members and other officers (35)
- EVP, Chief Information OfficerJohn Earl Hamm Jr. Sep 7, 2022 to now36
- Chief Human Resource OfficerEmily Kain Jan 29, 2020 to now37
- Chief Human Resources OfficerAnn Manal Jan 9, 2017 to Mar 11, 201938
- Chief Corp. Development Off.John Magness Oct 20, 2017 to Oct 18, 201939
- Chief Information OfficerBrad Rable May 5, 2016 to Mar 14, 202240
- Chief Enterprise Sales OfficerJay Milligan Jul 31, 2014 to Apr 4, 201741
- SVP-Corporate Controller & PAOBrian Glaze Apr 14, 2008 to now42
- Senior Vice PresidentMatthew Morris May 14, 2004 to Mar 11, 201143
- Board memberHelen Vaid Aug 2, 2023 to now44
- Board memberDeborah Jane Matz Jun 10, 2020 to now45
- Board memberWilliam S. Corey Jr. Jul 2, 2020 to now46
- Board memberKaren R. Pallotta Dec 20, 2019 to now47
- Board memberRodriquez Manuel Sanchez Dec 20, 2019 to now48
- Board memberC. Allen Bradley Jr. Jan 4, 2017 to now49
- Board memberFrederick Eppinger Jan 4, 2017 to now50
- Board memberClifford Press Oct 27, 2016 to May 24, 201851
- Board memberMatthew Morris Nov 17, 2016 to now52
- Board memberJames M. Chadwick May 4, 2015 to Sep 13, 201953
- Board memberArnaud Ajdler May 6, 2014 to Jun 21, 201954
- Board memberGlenn C. Christenson May 6, 2014 to Oct 31, 201955
- Board memberMalcolm S. Morris Apr 19, 2012 to Apr 28, 201656
- Board memberCatherine A. Allen May 5, 2009 to May 7, 201357
- Board memberThomas G. Apel May 5, 2009 to now58
- Board memberLaurie C. Moore May 20, 2005 to May 2, 201659
- Board memberStewart Morris Jr. Feb 3, 2004 to Apr 28, 201619
- Board memberEdward Douglas Hodo May 3, 2004 to May 7, 201360
- Board memberJohn P. Laware May 3, 2004 to May 3, 200461
- Board memberLloyd M. Bentsen Iii. May 3, 2004 to May 3, 200462
- Board memberPaul W. Hobby May 3, 2004 to May 7, 201363
- Board memberW. Arthur Porter May 3, 2004 to May 7, 201464
- Board memberNita B. Hanks Aug 21, 2003 to Aug 15, 200865
- Board memberMax Crisp Oct 30, 2003 to Jan 5, 200934
- General counselElizabeth Giddens Jan 4, 2023 to now66
- General counselJohn L. Killea May 2, 2012 to Mar 14, 202267
- General counselEdgar Ashley Smith Feb 6, 2006 to Jun 17, 201168
Products and brands
- title insurance
Listed on Wikidata.1
Subsidiaries and ownership
Subsidiaries (Exhibit 21)
- 9ONE5 Title, LLC Texas7
- ABC Title, LLC Texas7
- API NR 1 LLC California7
- API NR 2 LLC California7
- API NR 3 LLC California7
- API NR 4 LLC California7
- API Stewart Holdings LLC California7
- Advanced Support and Knowledge Services, LLC Michigan7
- Advantage Title Solutions, LLC Texas7
- Advantage Title Solutions, S.R.L. Romania7
- All New York Title Agency Corp. New York7
- Allegiant Reverse Escrow Services, LLC Maryland7
- Allegiant Reverse Services Title Agency of Louisiana, LLC Louisiana7
- Allegiant Reverse Services Title Agency of Utah, LLC Utah7
- Allegiant Reverse Services Title Agency, LLC Maryland7
- Allegiant Reverse Services Title Company California7
- Allegiant Reverse Services Title of Alabama, LLC Alabama7
- Allegiant Reverse Services, LLC Maryland7
- Asset Preservation, Inc. California7
- BCHH Escrow of Washington, LLC Pennsylvania7
- BCHH Holding Company, LLC Delaware7
- BCHH Title Agency of Arkansas, L.L.C. Arkansas7
- BCHH Title Company of Alabama, LLC Alabama7
- BCHH Title of Louisiana, LLC Louisiana7
All 136 listed subsidiaries
- BCHH Title of Texas, LLC Texas7
- BCHH of Utah Title Agency, LLC Utah7
- BCHH of the West, LLC Pennsylvania7
- BCHH, LLC Pennsylvania7
- Bison Tax Service Company, LLC Texas7
- Brazos Insurance Company Vermont7
- Caliber Title Agency, LLC Ohio7
- Chadco Builders, Inc. Texas7
- Classic Title Company, LLC Texas7
- CloudVirga, Inc. Delaware7
- Columbus Commercial Title Agency, LLC Ohio7
- Crown Title Company of Houston, LLC Texas7
- Developers Title, LLC Ohio7
- EQUIMINE California7
- Eliseco, Inc. Michigan7
- Equity Title Agency LLC Michigan7
- EverHome Title, LLC Missouri7
- Falcon Master Holdings, LLC Delaware7
- Fieldstone Title Agency, LLC New Jersey7
- First Ohio Title Insurance Agency, Ltd. Ohio7
- Fulghum, Inc. Texas7
- GESS Management, L.L.C. Texas7
- GESS Real Estate Investments, L.P. Texas7
- GIS Field Services, LLC Texas7
- GIT Holding Company, Inc. Illinois7
- GIT Settlement Services LLC Illinois7
- Graystone Title Company, LLC Texas7
- Great American Title of Houston, LLC Texas7
- Greater Illinois Tax Deferred Exchange Corporation Illinois7
- Greater Illinois Title Company, Inc. Illinois7
- Hantz Title Agency, LLC Michigan7
- Heritage Title Company of McHenry Inc. Illinois7
- IT24 of Houston, LLC Texas7
- Informative Research California7
- Informative Research Data Solutions LLC Nevada7
- InterCity Capital Corporation California7
- JPM & DJM Enterprises Services Private Limited India7
- LCH Title Company, L.C. Texas7
- Lakeside Title, LLC Missouri7
- LandSafe Default, Inc. Pennsylvania7
- Landon Title Company, LLC Texas7
- Lender MCS Acquisition Corporation Delaware7
- Lender MCS Holdings, Inc. Delaware7
- Lender MCS Intermediate Holdings, Inc. Delaware7
- MCS Five Brothers, LLC Delaware7
- Metropolitan Title & Escrow, LLC Missouri7
- Midwest Home Title Agency, LLC Ohio7
- Mortgage Contracting Services, LLC Delaware7
- NVR Title Agency, L.L.C. Ohio7
- National Transfer Services, LLC Texas7
- New Title, LLC Michigan7
- North Forest Title Services, LLC Ohio7
- NotaryCam, Inc. Delaware7
- Oakhearth National Title Insurance Company Alabama7
- Oklahoma Land Title Services, LLC Oklahoma7
- PSI-Fire, L.P. Texas7
- Parked Properties NY, Inc. New York7
- Polaris Title Services, LLC Ohio7
- Premier Title of Texas, LLC Texas7
- Priority Title, LLC Texas7
- Professional Real Estate Tax Service of North Texas, L.L.C. Texas7
- Professional Real Estate Tax Service of South Texas, L.L.C. Texas7
- Professional Real Estate Tax Service, L.L.C. Texas7
- PropertyInfo Corporation Texas7
- RET Solutions, LLC Ohio7
- Rainier Title, LLC Washington7
- Richmond Settlement Solutions, LLC Virginia7
- SISCO Holdings, LLC Delaware7
- Signature Closers, LLC Ohio7
- Stewart Ancillary Services, LLC Texas7
- Stewart Enterprise Payment Solutions, Inc. Texas7
- Stewart Financial Services, Inc. Texas7
- Stewart Information Services Corporation Delaware7
- Stewart Land Title Services, L.L.C. Virginia7
- Stewart Lender Services, Inc. Texas7
- Stewart Pakistan (Private) Limited Pakistan7
- Stewart Properties of Tampa, Inc. Florida7
- Stewart Solutions, LLC Texas7
- Stewart Title & Settlement Services, Inc. Virginia7
- Stewart Title & Trust of Phoenix, Inc. Delaware7
- Stewart Title & Trust of Tucson Arizona7
- Stewart Title Company Texas7
- Stewart Title Europe Ltd Malta7
- Stewart Title Guaranty Company Texas7
- Stewart Title Guaranty de Mexico, S.A. de C.V. Mexico7
- Stewart Title Holdings, Inc. Delaware7
- Stewart Title Inspection Service, LLC Nevada7
- Stewart Title Insurance Company New York7
- Stewart Title Limited United Kingdom7
- Stewart Title Malta Ltd Malta7
- Stewart Title and Escrow, Inc. Virginia7
- Stewart Title of Alabama, LLC Alabama7
- Stewart Title of Albuquerque, L.L.C. New Mexico7
- Stewart Title of Arkansas, LLC Arkansas7
- Stewart Title of California, Inc. California7
- Stewart Title of Dona Ana, Inc. New Mexico7
- Stewart Title of Oklahoma, Inc. Oklahoma7
- Stewart Title of Utah, Inc. Utah7
- Stewart Valuation Intelligence, LLC Kansas7
- Stewart Valuation Services, LLC Delaware7
- Stewart-India Company, LLC Texas7
- TCNM, LLC New Mexico7
- Texarkana Title & Abstract Company, Inc. Texas7
- Thomas Title & Escrow, LLC Wyoming7
- Timeshare Administration Group, LLC Florida7
- Title First Agency, Inc. Ohio7
- Treefort Technologies Incorporated Canada7
- U.S. Title Company of Wichita County I, Ltd. Texas7
- United Alliance Title Agency, LLC Ohio7
- ValuGuard Solutions, LLC Kansas7
- Western America Title Service, LLC Utah7
- Yankton Title Company, Inc. South Dakota7
The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.
Timeline
- Aug 31, 20268-K Other events69
- Jul 22, 20268-K Results of operations70
- Jul 17, 20268-K Regulation FD disclosure71
- Jun 1, 20268-K Regulation FD disclosure72
- May 11, 20268-K Shareholder vote73
- Apr 22, 20268-K Results of operations74
- Mar 2, 20268-K Regulation FD disclosure75
- Feb 4, 20268-K Results of operations76
- Dec 12, 20258-K Entered a material agreement; Regulation FD disclosure; Other events77
- Dec 1, 20258-K Regulation FD disclosure78
- Nov 7, 20258-K Entered a material agreement; Other events79
- Oct 22, 20258-K Results of operations80
- Sep 23, 2019New chief executive Frederick Eppinger becomes CEO17
- Mar 28, 2012New chief executive Matthew Morris becomes CEO18
- Feb 3, 2004New chief executive Stewart Morris Jr. becomes CEO19
- Nov 4, 2003New chief executive Malcolm S. Morris becomes CEO20
- 1893Founded Founded1
Calendar
Coming up
- Oct 21, 2026 · After the closeReports results for the quarter ending Sep/2026 A year earlier it reported $1.64 a share, on Oct 22, 2025.81
When it reported results
- Jul 22, 2026Reported quarterly or annual results70
- Apr 22, 2026Reported quarterly or annual results74
- Feb 4, 2026Reported quarterly or annual results76
- Oct 22, 2025Reported quarterly or annual results80
- Jul 23, 2025Reported quarterly or annual results82
- Apr 23, 2025Reported quarterly or annual results83
- Feb 5, 2025Reported quarterly or annual results84
- Oct 23, 2024Reported quarterly or annual results85
Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar
Filings
381 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 61 major events, 227 insider forms, 25 large holders, 48 other. The latest 20:
- Aug 31, 20268-K EDGAR
- Aug 24, 20264 EDGAR
- Aug 21, 2026144 EDGAR
- Aug 4, 202610-Q STEWART Q2 2026 FORM 10-Q EDGAR
- Jul 30, 2026SCHEDULE 13G/A EDGAR
- Jul 22, 20268-K EDGAR
- Jul 17, 20268-K EDGAR
- Jul 6, 20263 EDGAR
- Jul 2, 20264 EDGAR
- Jun 2, 20264 EDGAR
- Jun 1, 20268-K EDGAR
- May 11, 20268-K EDGAR
- May 8, 20264 EDGAR
- May 8, 20264 EDGAR
- May 8, 20264 EDGAR
- May 8, 20264 EDGAR
- May 8, 20264 EDGAR
- May 8, 20264 EDGAR
- May 8, 20264 EDGAR
- May 8, 20264 EDGAR
The 381 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
31 open-market trades by officers, directors and large owners since October 2021: 17 buys and 14 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Aug 21, 2026 | Glaze BrianPAO | Sale | 1,500 | $69.16 | $103.7K | Form 4 |
| Jun 1, 2026 | BRADLEY C ALLEN JRDirector | Buy | 1,000 | $63.87 | $63.9K | Form 4 |
| Apr 24, 2026 | Hisey David CChief Financial Officer | Sale | 10,992 | $71.28 | $783.5K | Form 4 |
| Mar 12, 2026 | BRADLEY C ALLEN JRDirector | Buy | 700 | $62.59 | $43.8K | Form 4 |
| Mar 12, 2026 | BRADLEY C ALLEN JRDirector | Buy | 700 | $62.59 | $43.8K | Form 4 |
| Mar 11, 2026 | BRADLEY C ALLEN JRDirector | Buy | 300 | $63.15 | $18.9K | Form 4 |
| Mar 11, 2026 | BRADLEY C ALLEN JRDirector | Buy | 300 | $63.15 | $18.9K | Form 4 |
| Mar 10, 2026 | BRADLEY C ALLEN JRDirector | Buy | 1,000 | $65.34 | $65.3K | Form 4 |
| Jul 28, 2025 | Rable BradGroup President | Sale | 5,694 | $65.32 | $371.9K | Form 4 |
| Jul 25, 2025 | Hisey David CChief Financial Officer | Sale | 2,224 | $64.39 | $143.2K | Form 4 |
| May 28, 2025 | BRADLEY C ALLEN JRDirector | Buy | 1,000 | $59.63 | $59.6K | Form 4 |
| Mar 6, 2025 | Hisey David CChief Financial Officer | Sale | 1,356 | $69.28 | $93.9K | Form 4 |
| Dec 13, 2024 | Lessack Steven MarkGroup President | Sale | 22,125 | $73.60 | $1.6M | Form 4 |
| Dec 2, 2024 | Morris MatthewDirector | Sale | 12,899 | $74.12 | $956.1K | Form 4 |
| Aug 28, 2024 | Lessack Steven MarkGroup President | Sale | 9,524 | $73.00 | $695.3K | Form 4 |
| Aug 8, 2024 | Hisey David CChief Financial Officer | Sale | 12,649 | $69.27 | $876.2K | Form 4 |
| Jun 28, 2024 | Bryant Iain MartynGroup President | Buy | 430 | $52.21 | $22.4K | Form 4 |
| Mar 7, 2024 | Morris MatthewDirector | Sale | 12,000 | $63.11 | $757.3K | Form 4 |
| Jun 14, 2023 | BRADLEY C ALLEN JRDirector | Buy | 1,000 | $41.91 | $41.9K | Form 4 |
| Jun 14, 2023 | EPPINGER FREDERICK HChief Executive Officer | Buy | 2,000 | $42.00 | $84.0K | Form 4 |
All 31 trades can be filtered by person here when JavaScript is on.
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
- BlackRockSCHEDULE 13G/A, 6 filings Jan 25, 2022 to Jul 30, 202686
- VANGUARD CAPITAL MANAGEMENT LLCSCHEDULE 13G, 1 filing Apr 30, 202687
- Allspring Global Investments Holdings, LLCSCHEDULE 13G/A, 4 filings Jan 19, 2022 to Apr 14, 202688
- VANGUARD GROUP INCSCHEDULE 13G/A, 4 filings Feb 10, 2022 to Mar 27, 202689
- FMR LLCSCHEDULE 13G/A, 3 filings Nov 12, 2024 to Nov 5, 202590
- DIMENSIONAL FUND ADVISORS LPSCHEDULE 13G/A, 4 filings Feb 8, 2022 to Apr 15, 202591
- Neuberger BermanSCHEDULE 13G, 1 filing Feb 4, 202592
- VICTORY CAPITAL MANAGEMENT INCSC 13G, 1 filing Feb 2, 202393
- Wells FargoSC 13G/A, 1 filing Jan 27, 202294
Executive pay
What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.
| Year | Executive | Age | Salary | Total pay |
|---|---|---|---|---|
| 2025 | Frederick H. EppingerChief Executive Officer | $1.1M | $7.9M95 | |
| 2025 | David C. HiseyChief Financial Officer and Treasurer | $546.0K | $2.3M95 | |
| 2025 | Ryan M. SwedGroup President | $493.0K | $1.5M95 | |
| 2025 | Erin E. ShecklerGroup President | $346.5K | $1.3M95 | |
| 2025 | Elizabeth K. GiddensChief Legal Officer and Corporate Secretary | $398.8K | $1.3M95 | |
| 2024 | Frederick H. EppingerChief Executive Officer | $995.9K | $5.4M95 | |
| 2024 | David C. HiseyChief Financial Officer and Treasurer | $530.0K | $2.7M95 | |
| 2024 | Elizabeth K. GiddensChief Legal Officer and Corporate Secretary | $383.5K | $1.2M95 | |
| 2023 | Frederick H. EppingerChief Executive Officer | $953.0K | $4.2M95 | |
| 2023 | David C. HiseyChief Financial Officer and Treasurer | $513.5K | $2.0M95 | |
| 2023 | Elizabeth K. GiddensChief Legal Officer and Corporate Secretary | $350.0K | $994.6K95 |
Held by these funds
The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.
| Fund | Shares | Value | Share of the fund | Change |
|---|---|---|---|---|
| BlackRock, Inc. | 5,260,136 | $347.3M | 0.0% | +133,096 |
| Fmr LLC | 2,721,769 | $179.7M | 0.0% | −12,866 |
| Neuberger Berman Group LLC | 2,548,868 | $168.3M | 0.1% | −20,357 |
| Dimensional Fund Advisors LP | 1,561,542 | $103.1M | 0.0% | +19,302 |
| State Street Corp | 1,386,741 | $91.6M | 0.0% | +89,781 |
| Vanguard Capital Management LLC | 1,344,962 | $88.8M | 0.0% | +15,257 |
| Allspring Global Investments Holdings, LLC | 1,247,000 | $84.3M | 0.1% | −242,626 |
| Capital International Investors | 922,015 | $60.9M | 0.0% | +63,599 |
| Geode Capital Management, LLC | 783,370 | $51.7M | 0.0% | +46,021 |
| Millennium Management LLC | 690,281 | $45.6M | 0.0% | −117,715 |
| Vanguard Portfolio Management LLC | 639,859 | $42.2M | 0.0% | +34,200 |
| Citadel Advisors LLC | 588,641 | $38.9M | 0.0% | +103,800 |
| Goldman Sachs Group Inc | 481,476 | $31.8M | 0.0% | +37,617 |
| Charles Schwab Investment Management Inc | 463,670 | $30.6M | 0.0% | −34,937 |
| DAVENPORT & Co LLC | 416,867 | $27.5M | 0.1% | +26,335 |
| Victory Capital Management Inc | 416,189 | $27.5M | 0.0% | +55,363 |
| Nuveen, LLC | 416,024 | $27.5M | 0.0% | +186,252 |
| Cooke & Bieler LP | 370,288 | $24.4M | 0.3% | −258,233 |
| Northern Trust Corp | 360,251 | $23.8M | 0.0% | +8,090 |
| Morgan Stanley | 355,244 | $23.5M | 0.0% | +33,607 |
| Massachusetts Financial Services Co /ma/ | 321,664 | $21.2M | 0.0% | −17,050 |
| Rockefeller Capital Management L.P. | 277,877 | $18.3M | 0.0% | +64,050 |
| Bank of New York Mellon Corp | 269,001 | $17.8M | 0.0% | +7,070 |
| Tributary Capital Management, LLC | 249,532 | $16.5M | 1.4% | −7,406 |
| First Eagle Investment Management, LLC | 246,236 | $16.3M | 0.0% | +120,618 |
13F reports cover disclosed long positions in U.S. stocks only.
SEC filer profile
How Stewart Information Services Corporation is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
- Name on EDGARSTEWART INFORMATION SERVICES CORP2
- CIK0000094344
- Employer ID (EIN)74-167733016
- Filer statusLarge accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company16
- Incorporated inDelaware16
- Fiscal year endsDecember 312
- Industry code (SIC)6361 Title Insurance2
- SEC reviewing officeOffice of Finance, Division of Corporation Finance2
- Business address1360 Post Oak Blvd, Suite 100, Houston, TX 770562
- Phone71362581002
- Shares outstanding30,522,199 as of Jul 28, 202614
- Public float$1.8B as of Jun 30, 202516
- AuditorKPMG LLP, Houston, Texas PCAOB ID 185; it also attests to the company’s internal control over financial reporting16
- On EDGAR sinceFeb 4, 19942
- Filings1,627 in all: 4 (725), 8-K (255), SC 13G/A (134), 10-Q (95), SC 13G (51), 3 (45), DEFA14A (33), 4/A (32)2
All 48 form types
DEF 14A (32), 10-K (25), 144 (24), SC 13D/A (20), 11-K (19), CORRESP (17), UPLOAD (17), S-8 (12), ARS (11), SCHEDULE 13G/A (7), 10-K405 (6), 424B5 (6), 5 (6), PRE 14A (6), 425 (5), SC 13D (5), 8-K/A (4), 10-Q/A (3), PREC14A (3), S-3 (3), 424B2 (2), EFFECT (2), PRRN14A (2), S-3/A (2), S-3ASR (2), SCHEDULE 13G (2), 10-K405/A (1), 3/A (1), 305B2 (1), 424B3 (1), 8-A12B/A (1), DEFC14A (1), DEFM14A (1), DEFR14A (1), DFAN14A (1), DFRN14A (1), FWP (1), POS AM (1), PRER14A (1), RW (1)
- Latest filingsAnnual report (10-K) Feb 27, 2026
Quarterly report (10-Q) Aug 4, 2026
Proxy statement (DEF 14A) Mar 25, 2026
Latest 8-K (8-K) Aug 31, 2026
Securities registered for trading
| Class | Symbol | Exchange |
|---|---|---|
| Common Stock, $1 par value per share | STC | New York Stock Exchange |
From the cover page of the 10-K filed Feb 27, 2026 (Section 12(b) of the Exchange Act).16
Risk factors and legal proceedings
The risks Stewart Information Services Corporation names in Item 1A of its 10-K filed Feb 27, 2026: 25 risks under these headings, as written.16
- Strategic Risk Factors
- Acquisitions or strategic investments we have made or may make could turn out to be unsuccessful.
- Innovations and title insurance waivers and alternatives introduced by real estate industry participants, including our competitors, lenders and investors may be potentially disruptive and could adversely affect Stewart.
- Rapid changes in our industry require secure, timely and cost-effective technological responses. Our earnings may be adversely affected if we are unable to effectively use technology to address regulatory changes and increase productivity.
- Stewart’s risk management program may not effectively assess, identify, and manage risks, which could negatively impact our business, financial condition and results of operations.
- Operational Risk Factors
- Adverse changes in economic conditions, especially those affecting the levels of real estate and mortgage activity, may reduce our revenues.
- Our claims experience may require us to increase our provision for title losses or to record additional reserves, either of which would adversely affect our earnings.
- The issuance of our title insurance policies and related activities by title agents, which operate with substantial independence from us, could adversely affect our operations.
- Competition in the title insurance industry may affect our revenues.
- Information technology (IT) systems present potential targets for cybersecurity attacks.
- Errors and fraud relating to fund transfers may adversely affect us.
The other 15 risks
- It may become difficult to acquire necessary data used in our business, or we may experience increased costs related to acquiring and utilizing such data.
- Failure to attract, develop, and retain qualified personnel could adversely affect our business.
- Climate change and extreme weather events could adversely affect our operations and financial performance.
- Widespread health crises could adversely impact our business operations.
- Regulatory and Compliance Risk Factors
- A downgrade of our underwriters by rating agencies may reduce our revenues.
- Our insurance subsidiaries must comply with extensive government regulations. These regulations and the enforcement environment could adversely affect our ability to increase our revenues and operating results.
- Dividends from our insurance underwriting subsidiaries are an important source for capital planning.
- Financial Risk Factors
- Availability and cost of credit may reduce our liquidity and negatively impact our ability to fund operations.
- Unfavorable economic or other business conditions could cause us to record an impairment of all or a portion of our goodwill, other intangible assets and other long-lived assets.
- Our investment portfolio is subject to interest rate and other risks and could experience losses.
- Claims by large classes of claimants may impact our financial condition or results of operations.
- Failures at financial institutions at which we deposit funds could adversely affect us.
- Risks Related to Our Common Stock
- The price of our Common Stock historically has been volatile, which may affect the price at which our investors can sell their common stock.
- Anti-takeover provisions in our charter and bylaws and Delaware law may delay or prevent an acquisition of our Company.
- General Risk Factor
- Our business could be disrupted as a result of a threatened proxy contest and other actions of activist stockholders.
Legal proceedings
Information regarding our legal proceedings can be found in Note 16 to our audited consolidated financial statements, included in Part IV, Item 15 of this annual report on Form 10-K and is incorporated herein by reference.
The opening of Item 3, Legal Proceedings.16
Links
- Websitewww.stewart.com1
- WikipediaStewart Information Services Corporation
- WikidataQ7615829
- SEC EDGARCIK 94344
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1
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- 5Yahoo FinanceSTC quote
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- 21SEC EDGARErinlea Sheckler, President
- 22SEC EDGARRyan M. Swed, President
- 23SEC EDGARIain Martyn Bryant, President
- 24SEC EDGARBrad Rable, President
- 25SEC EDGARTara Smith, President
- 26SEC EDGARDave Fauth, President
- 27SEC EDGARPatrick Henry Beall, President
- 28SEC EDGARGeorge L. Houghton, President
- 29SEC EDGARGlenn H. Clements, President
- 30SEC EDGARJason Nadeau, President
- 31SEC EDGARSteven Mark Lessack, President
- 32
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- 34SEC EDGARMax Crisp, Chief financial officer
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- 44SEC EDGARHelen Vaid, Board member
- 45SEC EDGARDeborah Jane Matz, Board member
- 46SEC EDGARWilliam S. Corey Jr., Board member
- 47SEC EDGARKaren R. Pallotta, Board member
- 48
- 49SEC EDGARC. Allen Bradley Jr., Board member
- 50SEC EDGARFrederick Eppinger, Board member
- 51SEC EDGARClifford Press, Board member
- 52SEC EDGARMatthew Morris, Board member
- 53SEC EDGARJames M. Chadwick, Board member
- 54SEC EDGARArnaud Ajdler, Board member
- 55SEC EDGARGlenn C. Christenson, Board member
- 56SEC EDGARMalcolm S. Morris, Board member
- 57SEC EDGARCatherine A. Allen, Board member
- 58SEC EDGARThomas G. Apel, Board member
- 59SEC EDGARLaurie C. Moore, Board member
- 60SEC EDGAREdward Douglas Hodo, Board member
- 61SEC EDGARJohn P. Laware, Board member
- 62SEC EDGARLloyd M. Bentsen Iii., Board member
- 63SEC EDGARPaul W. Hobby, Board member
- 64SEC EDGARW. Arthur Porter, Board member
- 65SEC EDGARNita B. Hanks, Board member
- 66SEC EDGARElizabeth Giddens, General counsel
- 67SEC EDGARJohn L. Killea, General counsel
- 68SEC EDGAREdgar Ashley Smith, General counsel
- 69SEC EDGAROther events
- 70SEC EDGARResults of operations
- 71SEC EDGARRegulation FD disclosure
- 72SEC EDGARRegulation FD disclosure
- 73SEC EDGARShareholder vote
- 74SEC EDGARResults of operations
- 75SEC EDGARRegulation FD disclosure
- 76SEC EDGARResults of operations
- 77
- 78SEC EDGARRegulation FD disclosure
- 79
- 80SEC EDGARResults of operations
- 81NasdaqNasdaq calendar
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