United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.3 It was founded in 1987.1 Its shares trade on NASDAQ under the symbol UBFO.1Wikipedia text CC BY-SA 4.0
Total assets10111213149$1.2B in 2025+30% since 2019Total liabilities10111213149$1.1B in 2025+32% since 2019Shareholders’ equity111213149$139.7M in 2025+20% since 2019Cash111213149$121.0M in 2025−45% since 2019
Total assets151617$1.2B in Q3 FY2025+4% since Q1 FY2025Total liabilities151617$1.1B in Q3 FY2025+4% since Q1 FY2025Shareholders’ equity151617$137.4M in Q3 FY2025+3% since Q1 FY2025Cash151617$66.8M in Q3 FY2025+76% since Q1 FY2025
Cash from operations10111213149$22.1M in 2025+36% since 2019Capital spending10111213149$2.3M in 2025+139% since 2019Free cash flow10111213149$19.8M in 2025+30% since 2019Dividends paid10111213149$8.4M in 2025+12% since 2019
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
United Security Bancshares sits at the top of its group. 2 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.
Major holders of United Security Bancshares
DIMENSIONAL FUND ADVISORS LPFiled SCHEDULE 13G/A on United Security Bancshares, latest Jul 14, 2026 (2 filings since Oct 31, 2024)
Jagroop GillFiled SC 13D/A on United Security Bancshares, latest Jul 30, 2024 (2 filings since Jun 12, 2023)
Strategic Value Investors LPFiled SC 13D/A on United Security Bancshares, latest Jun 6, 2023 (3 filings since Feb 10, 2022)
United Security BancsharesFresno, California, United States
1) United Security Bank – incorporated in the State of Subsidiary · California, United States
Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.
What it owns
What United Security Bancshares reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
The Company provides traditional banking services through 13 branches and two loan production offices located primarily throughout California’s Central Valley. Bank branches are located in Fresno, Madera, Kern, and Santa Clara Counties. The Company also has nine remote ITM locations. Both loan production offices are housed at branch facilities in Fresno County. The administration building is located in Fresno, California, and does not provide branch services.
At December 31, 2025, the Company held leases for seven of the branches and the seven remote ITM locations, and owned the remaining six branches. The Company also owns its headquarters in Fresno, California. Most of the leases have renewal options and, in management’s opinions, all properties are adequately covered by insurance. The Company considers its existing facilities to be sufficient for current and future use. Please see “Note 5 - Premises and equipment” and “Note 9 - Leases” in the “Notes to Consolidated Financial Statements” for further detail.
United Security Bank was formed on December 21, 1987.
In March 2001, the bank became a subsidiary of United Security Bancshares, a bank holding company.
In June 2009, the bank entered into an agreement with the Federal Reserve Bank of San Francisco as a result of its level of non-performing assets.
In 2014, the bank settled a dispute with TRC Operating Company over fraudulent wire transfers for $350,000. The authentication credentials for TRCs account had been compromised which allowed hackers to transfer the money.
Jan 22, 2026Reported quarterly or annual results54
Oct 16, 2025Reported quarterly or annual results58
Jul 17, 2025Reported quarterly or annual results60
Apr 17, 2025Reported quarterly or annual results62
Jan 27, 2025Reported quarterly or annual results63
Oct 18, 2024Reported quarterly or annual results64
Jul 18, 2024Reported quarterly or annual results65
Apr 18, 2024Reported quarterly or annual results66
Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar
Filings
435 filings to the SEC since October 2021: 6 annual reports, 13 quarterly reports, 58 major events, 327 insider forms, 7 large holders, 24 other. The latest 20:
87 open-market trades by officers, directors and large owners since October 2021: 79 buys and 8 sales. Grants, option exercises and gifts are left out.
What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.
How United Security Bancshares is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
From time to time, the Company is party to claims and legal proceedings arising in the ordinary course of business. At this time, the Company is not aware of any pending legal proceedings to which it is a party or of which any of its property is the subject, nor is the Company aware of any such proceedings known to be contemplated by governmental entities, which proceedings will have a material adverse effect on the financial condition or results of operations of the Company.
