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UHAL on NYSE

U-Haul Holding Company

U-Haul Holding Company is an American holding company based in Reno.1 Its shares trade on NYSE under the symbol UHAL.1

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Last updated Oct 21, 2026.

Overview

$761.5MRevenue, fiscal 20264
$83.1MNet income, fiscal 20264

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  • TickerUHAL on NYSE1
  • IndustryServices-Auto Rental & Leasing (No Drivers)1
  • HeadquartersReno1
  • Websitewww.amerco.com
  • Incorporated inNV5
  • Business address5555 Kietzke Lane Ste 100, Reno, Nv 895115
  • Filer categoryLarge accelerated filer5
  • Legal formProfit Corporation3
  • LEI5493003WIDMLDHYC6Y243
  • StatusActive3
  • LEI statusIssued and current3
  • Registered addressC/O C T CORPORATION SYSTEM, 89701 Carson City, United States3
  • Registered withBusiness Center (Secretary of State), C936-19693

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We are North America’s largest “do-it-yourself” moving and storage operator through our subsidiary U-Haul International, Inc. (“U-Haul”). U-Haul is synonymous with “do-it-yourself” moving and storage and is a leader in supplying products and services to help people move and store their household and commercial goods. Our primary service objective is to “provide a better and better product and service to more and more people at a lower and lower cost.” Unless the context otherwise requires, the terms “U-Haul Holding Company,” “Company,” “we,” “us,” or “our” refer to U-Haul Holding Company, a Nevada corporation, and all of its legal subsidiaries, on a consolidated basis.7 From its latest annual report

Financials

From the company’s reports to the SEC. Every number links to the filing it came from.

Key numbers, fiscal 2026

56.8%Operating margin4
10.9%Net margin4
3.6%Revenue growth, 20264
1.1%Return on equity4
1.07×Debt to equity4
-$1.4BFree cash flow4

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Products and services

Property Available For Contract Lease brought in 93% of the revenue U-Haul Holding Company broke down this way in fiscal 2026.

  1. Property Available For Contract Lease$4.9B493%up 4% from 2025
  2. Accident and Health Insurance Product Line$192.4M44%up 2% from 2025
  3. Insurance, Other$163.1M43%up 7% from 2025
Products and services by year
Products and services202420252026
Property Available For Contract Lease$4.6B$4.8B$4.9B
Accident and Health Insurance Product Line$189.3M$188.1M$192.4M
Insurance, Other$146.5M$152.0M$163.1M

Business segments

Moving and Storage Consolidations brought in 94% of the revenue U-Haul Holding Company broke down this way in fiscal 2026.

  1. Moving and Storage Consolidations$5.7B494%up 4% from 2025
  2. Life Insurance$221.8M44%down 0% from 2025
  3. Property and Casualty Insurance$141.2M42%up 13% from 2025
Business segments by year
Business segments202420252026
Moving and Storage Consolidations$5.3B$5.5B$5.7B
Life Insurance$219.2M$221.9M$221.8M
Property and Casualty Insurance$123.1M$125.2M$141.2M

Regions

United States brought in 95% of the revenue U-Haul Holding Company broke down this way in fiscal 2026.

  1. United States$5.7B495%up 3% from 2025
  2. CA [member]$318.8M45%up 7% from 2025
Regions by year
Regions202420252026
United States$5.3B$5.5B$5.7B
CA [member]$288.2M$298.7M$318.8M

Where the money goes

Where each dollar of revenue went, fiscal 2026

  • Cost of revenue32¢$246.9M
  • Other costs5¢$37.2M
  • Interest48¢$364.8M
  • Income tax4¢$29.5M
  • Profit11¢$83.1M

Out of $761.5M in revenue.4

Where each dollar of operating cash went, fiscal 2026

  • Capital spending100¢$3.2B

Out of $1.8B of cash from operations. Spending exceeded cash from operations; the rest came from savings or borrowing.4

Financial statements

Revenue891011124$761.5M in 2026−80% since 2019
0$2.0B$4.0B$6.0B2019: $3.8B$3.8B20192020: $4.0B$4.0B2020+6%2021: $4.5B$4.5B2021+14%2022: $699.4M$699.4M2022−85%2023: $746.4M$746.4M2023+7%2024: $714.4M$714.4M2024−4%2025: $735.0M$735.0M2025+3%2026: $761.5M$761.5M2026+4%
Operating income891011124$432.6M in 2026−30% since 2019
0$500.0M$1.0B$1.5B$2.0B2019: $621.0M$621.0M20192020: $540.1M$540.1M2020−13%2021: $961.1M$961.1M2021+78%2022: $1.6B$1.6B2022+71%2023: $1.4B$1.4B2023−12%2024: $977.8M$977.8M2024−32%2025: $716.2M$716.2M2025−27%2026: $432.6M$432.6M2026−40%
Net income891011124$83.1M in 2026−78% since 2019
0$500.0M$1.0B$1.5B2019: $370.9M$370.9M20192020: $442.0M$442.0M2020+19%2021: $610.9M$610.9M2021+38%2022: $1.1B$1.1B2022+84%2023: $924.5M$924.5M2023−18%2024: $628.7M$628.7M2024−32%2025: $367.1M$367.1M2025−42%2026: $83.1M$83.1M2026−77%

Every line of the income statement as filed: the last 3 fiscal years, latest first.4

Period ending2026-03-312025-03-312024-03-31
Self-moving equipment rentals$3.8B$3.7B$3.6B
Self-storage revenues$972.4M$897.9M$831.1M
Self-moving and self-storage products and service sales$329.6M$327.5M$335.8M
Property management fees$36.9M$36.8M$37.0M
Life insurance premiums$81.0M$83.7M$89.7M
Property and casualty insurance premiums$105.1M$98.9M$94.8M
Net investment and Interest income$163.1M$152.0M$146.5M
Other revenue$537.8M$506.3M$466.1M
Total revenues$6.0B$5.8B$5.6B
Operating expenses$3.4B$3.3B$3.1B
Commission expenses$416.2M$407.4M$384.1M
Cost of product sales$246.9M$234.1M$241.6M
Benefits and losses$192.2M$182.7M$167.0M
Amortization of deferred policy acquisition costs$19.7M$18.3M$24.2M
Lease expense$19.3M$20.5M$32.7M
Depreciation, net of (gains) losses on disposals$1.3B$958.2M$663.9M
Net (gains) losses on disposal of real estate-$8.6M-$15.8M-$7.9M
Costs and expenses, amount$5.6B$5.1B$4.6B
Earnings from operations$432.6M$716.2M$977.8M
Other components of net periodic benefit costs-$1.4M-$1.5M-$1.5M
Other interest income$47.3M$59.1M$120.0M
Interest expense-$364.8M-$295.7M-$256.2M
Fees on early extinguishment of debt and costs of defeasance-$1.1M-$495.0K
Total pretax earnings$112.6M$477.5M$840.2M
Income tax expense-$29.5M-$110.4M-$211.5M
Earnings available to common stockholders$83.1M$367.1M$628.7M
Weighted average common shares outstanding: basic196.1M shares196.1M shares196.1M shares
Net gains on disposal of personal property-$103.9M$13.7M$154.0M
Related party, costs and expenses, net of eliminations$114.1M$113.4M$90.1M

Compare U-Haul Holding Company with another company

Corporate structure

U-Haul Holding Company sits at the top of its group. 9 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of U-Haul Holding Company

  • VANGUARD GROUP INC Filed SCHEDULE 13G/A on U-Haul Holding Company, latest Mar 27, 2026 (3 filings since Feb 9, 2023)
  • Edward J. Shoen Filed SC 13D/A on U-Haul Holding Company, latest Mar 28, 2023 (5 filings since Nov 14, 2022)
  • U-Haul Holding Company Carson City, Nevada, United States
    • CollegeBoxes Subsidiary · Phoenix, United States
    • U-Haul Subsidiary · Carson City, Nevada, United States
    • Amerco Real Estate Company of Subsidiary · Texas, United States
    • U-Haul Co. of Subsidiary · Alabama, United States
    • U-Haul Co. of Massachusetts and Subsidiary · Ohio, United States
    • U-Haul Co. of New York and Subsidiary · Vermont, United States
    • U-Haul Propane of Subsidiary · Texas, United States

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; subsidiaries, stakes and holdings from Wikidata (CC0); major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What U-Haul Holding Company reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

ItemLatestA year beforeChange
Land$1.9B4 Mar 31, 2026$1.8B4 Mar 31, 2025+2.9%
Buildings and improvements$10.5B4 Mar 31, 2026$9.6B4 Mar 31, 2025+9.5%
Furniture and fixtures$1.1B4 Mar 31, 2026$1.0B4 Mar 31, 2025+2.5%
Property and equipment, before depreciation$23.2B4 Mar 31, 2026$21.0B4 Mar 31, 2025+10.7%
Accumulated depreciation$6.9B4 Mar 31, 2026$5.9B4 Mar 31, 2025+16.5%
Property and equipment, net$16.4B4 Mar 31, 2026$15.1B4 Mar 31, 2025+8.4%
Finance-lease assets$138.7M4 Mar 31, 2025$289.3M12 Mar 31, 2024−52.1%
Operating-lease assets (leased space)$40.2M4 Mar 31, 2026$46.0M4 Mar 31, 2025−12.7%

Investments

ItemLatestA year beforeChange
Cash and cash equivalents$1.1B4 Mar 31, 2026$988.8M4 Mar 31, 2025+13.3%
Debt securities available for sale$2.4B4 Mar 31, 2026$2.5B4 Mar 31, 2025−2.5%
Equity securities at fair value$15.0M4 Mar 31, 2026$65.5M4 Mar 31, 2025−77.2%

Inventory

ItemLatestA year beforeChange
Inventory, total$178.2M4 Mar 31, 2026$163.1M4 Mar 31, 2025+9.2%
Raw materials$167.3M4 Mar 31, 2026$149.3M4 Mar 31, 2025+12.0%

Properties, in its own words

The Company, through its legal subsidiaries, owns property, plant and equipment that are utilized in the manufacturing, repair and rental of U-Haul equipment and storage space, as well as providing office space for us. Such facilities exist throughout the United States and Canada. We also manage storage facilities owned by others. We operate over 2,400 U-Haul retail centers of which 489 U-Haul branded locations are managed for subsidiaries of WGHLP and Mercury Partners, L.P., and 11 manufacturing and assembly facilities. We also operate over 154 fixed-site repair facilities located throughout the United States and Canada. These facilities are used primarily for the benefit of Moving and Storage.

Item 2 of the 10-K filed May 27, 2026.7

Leadership

Who has led U-Haul Holding Company, and when. Pick a name to see everywhere that person has worked.

Chair

  1. Edward J. Shoen2005–2021

President

  1. Mark Shoen V.2005–2006
  2. Edward J. Shoen2005–2011
  3. Samuel J. Shoen2011
  4. Mark A. Haydukovich2013
  5. Douglas M. Bell2013
  6. Robert William Simmons2024

Chief financial officer

  1. Robert T. Peterson2004–2012
20052010201520202025
Board members and other officers (23)

Subsidiaries and ownership

Subsidiaries

Subsidiaries (Exhibit 21)

  • Amerco Real Estate Company of Texas, Inc.6
  • U-Haul Co. of Alabama, Inc.6
  • U-Haul Co. of Massachusetts and Ohio, Inc.6
  • U-Haul Co. of New York and Vermont, Inc.6
  • U-Haul Company of Missouri6
  • U-Haul Propane of Texas, LLC6
  • U-Haul of Hawaii, Inc.6

From Wikidata.1 The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.

Former names

  • AMERCO /NV/Oct 13, 1994 to Dec 16, 20225

Timeline

  1. Aug 24, 20268-K Shareholder vote49
  2. Aug 5, 20268-K Results of operations50
  3. May 27, 20268-K Results of operations51
  4. Feb 4, 20268-K Results of operations52
  5. Dec 10, 20258-K Other events53
  6. Nov 5, 20258-K Results of operations54
  7. Aug 25, 20258-K Shareholder vote55
  8. Aug 6, 20258-K Results of operations56
  9. May 29, 20258-K Results of operations57
  10. Feb 5, 20258-K Results of operations58
  11. Nov 6, 20248-K Results of operations59
  12. Aug 22, 20248-K Entered a material agreement; New debt or obligation; Regulation FD disclosure60
  13. Dec 19, 2022Went public Listed on NYSE1
  14. Apr 9, 1969Founded U-Haul Holding Company is founded3

Calendar

Coming up

  1. Nov 4, 2026Reports results for the quarter ending Sep/2026 A year earlier it reported $0.49 a share, on Nov 5, 2025.61

When it reported results

  1. Aug 5, 2026Reported quarterly or annual results50
  2. May 27, 2026Reported quarterly or annual results51
  3. Feb 4, 2026Reported quarterly or annual results52
  4. Nov 5, 2025Reported quarterly or annual results54
  5. Aug 6, 2025Reported quarterly or annual results56
  6. May 29, 2025Reported quarterly or annual results57
  7. Feb 5, 2025Reported quarterly or annual results58
  8. Nov 6, 2024Reported quarterly or annual results59

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

159 filings to the SEC since October 2021: 5 annual reports, 15 quarterly reports, 45 major events, 44 insider forms, 8 large holders, 42 other. The latest 20:

  1. Aug 24, 20268-K EDGAR
  2. Aug 5, 20268-K EDGAR
  3. Aug 5, 202610-Q EDGAR
  4. Jul 1, 2026ARS EDGAR
  5. Jul 1, 2026DEFA14A EDGAR
  6. Jul 1, 2026DEF 14A EDGAR
  7. May 27, 20268-K EDGAR
  8. May 27, 202610-K EDGAR
  9. Mar 27, 2026SCHEDULE 13G/A EDGAR
  10. Feb 4, 20268-K EDGAR
  11. Feb 4, 202610-Q EDGAR
  12. Jan 16, 20263 EDGAR
  13. Dec 10, 20258-K EDGAR
  14. Dec 10, 2025424B5 EDGAR
  15. Dec 10, 2025S-3ASR EDGAR
  16. Nov 21, 20254 PRIMARY DOCUMENT EDGAR
  17. Nov 5, 20258-K EDGAR
  18. Nov 5, 202510-Q EDGAR
  19. Sep 22, 20254 EDGAR
  20. Sep 22, 20254 EDGAR

The 159 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

50 open-market trades by officers, directors and large owners since October 2021: 41 buys and 9 sales. Grants, option exercises and gifts are left out.

DateWhoTradeSharesPriceValueFiling
Sep 18, 2025SHOEN EDWARD JPresidentBuy229,515Form 4
Sep 18, 2025SHOEN MARK V10% ownerBuy229,515Form 4
Sep 18, 2025Willow Grove Holdings LP10% ownerBuy229,515Form 4
Feb 26, 2025SHOEN MARK V10% ownerSale12,500$65.03$812.9KForm 4
Feb 21, 2025SHOEN MARK V10% ownerSale289$65.79$19.0KForm 4
Feb 20, 2025SHOEN MARK V10% ownerSale12,500$65.86$823.3KForm 4
Feb 18, 2025Brogan John P.DirectorSale3,000$67.04$201.1KForm 4
Mar 1, 2024Ducey Douglas AnthonyBuy100$64.24$6.4KForm 4
Feb 22, 2024Brogan John P.DirectorSale3,000$64.32$193.0KForm 4
Nov 16, 2023SHOEN MARK V10% ownerBuy132,500$52.43$6.9MForm 4
Nov 16, 2023SHOEN MARK V10% ownerSale132,500$52.43$6.9MForm 4
Jun 13, 2023Schmidt Karl A.DirectorBuy1,500$49.59$74.4KForm 4
Mar 23, 2023SHOEN MARK V10% ownerBuy24,900$56.41$1.4MForm 4
Mar 23, 2023Willow Grove Holdings LP10% ownerBuy24,900$56.41$1.4MForm 4
Mar 23, 2023SHOEN EDWARD JPresidentBuy24,900$56.41$1.4MForm 4
Feb 15, 2023Brogan John P.DirectorSale3,000$58.69$176.1KForm 4
Jan 3, 2023Brogan John P.DirectorBuy37$54.69$2.0KForm 4
Dec 8, 2022Herrera Richard JayDirectorBuy180$61.78$11.1KForm 4
Dec 8, 2022Willow Grove Holdings LP10% ownerBuy115,000$65.68$7.6MForm 4
Dec 8, 2022SHOEN MARK V10% ownerBuy115,000$65.68$7.6MForm 4

All 50 trades can be filtered by person here when JavaScript is on.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

Executive pay

What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.

YearExecutiveAgeSalaryTotal pay
2026Edward J. Shoen77$675.0K$1.0M64
2026Jason A. Berg53$430.8K$743.6K64
2026Samuel J. Shoen$283.5K$725.8K64
2026John C. Taylor68$285.6K$615.8K64
2026Douglas M. Bell67$230.6K$390.3K64
2025Edward J. Shoen77$675.0K$1.0M64
2025Jason A. Berg53$415.4K$737.4K64
2025U-Box Project Manager$275.0K$726.5K64
2025John C. Taylor68$285.6K$624.9K64
2025President of Repwest Insurance Company$234.4K$396.1K64
2024Edward J. Shoen77$675.0K$1.0M64
2024Jason A. Berg53$415.4K$727.2K64
2024U-Box Project Manager$285.6K$726.9K64
2024John C. Taylor68$285.6K$614.4K64

Held by these funds

The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.

FundSharesValueShare of the fundChange
Dimensional Fund Advisors LP664,394$43.5M0.0%+154,297
Two Sigma Investments, LP583,933$38.2M0.0%+374,649
Norges Bank546,476$35.8M0.0%New
D. E. Shaw & Co., Inc.489,815$32.1M0.0%+197,537
BlackRock, Inc.478,754$31.3M0.0%+4,507
Vanguard Capital Management LLC425,551$27.8M0.0%+20,851
Millennium Management LLC415,461$27.2M0.0%+94,174
Scharf Investments, LLC412,078$27.0M0.9%+90,076
Vanguard Portfolio Management LLC360,569$23.6M0.0%+5,967
Jacobs Levy Equity Management, Inc351,018$23.0M0.1%+119,383
Quantinno Capital Management LP327,776$21.4M0.0%+83,479
Yacktman Asset Management LP325,376$21.3M0.3%+7
Gotham Asset Management, LLC221,815$14.5M0.0%+178,329
State Street Corp206,087$13.5M0.0%+29,573
Trexquant Investment LP205,093$13.4M0.1%+163,698
Citadel Advisors LLC162,159$10.6M0.0%+94,413
ArrowMark Colorado Holdings LLC155,000$10.1M0.4%−28,800
Morgan Stanley133,187$8.7M0.0%−46,359
Geode Capital Management, LLC128,215$8.4M0.0%−20,766
Goldman Sachs Group Inc103,053$6.7M0.0%+50,361
UBS Group AG99,905$6.5M0.0%−13,780
Russell Investments Group, Ltd.84,524$5.5M0.0%+50,986
Los Angeles Capital Management LLC81,234$5.3M0.0%New
Point72 Asset Management, L.P.77,151$5.0M0.0%+49,532
Envestnet Asset Management Inc73,120$4.8M0.0%−20,246

13F reports cover disclosed long positions in U.S. stocks only.

Members of Congress who traded it

3 trades disclosed by members of Congress. “Vs S&P since” is the stock’s change since the trade minus the S&P 500’s.

DateMemberTradeAmountVs S&P sinceFiling
Apr 14, 2020David A Perdue , Jr, SenateSale$15,001 - $50,000+51.1%Report
Mar 18, 2020David A Perdue , Jr, SenateBuy$1,001 - $15,000−113.3%Report
Mar 17, 2020David A Perdue , Jr, SenateBuy$1,001 - $15,000−102.9%Report

Members report amounts as ranges, not exact figures. Returns are price-only (no dividends).

SEC filer profile

How U-Haul Holding Company is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

  • Name on EDGARU-Haul Holding Co /NV/2
  • CIK0000004457
  • Employer ID (EIN)88-01068157
  • Filer statusLarge accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company7
  • Incorporated inNevada7
  • Fiscal year endsMarch 312
  • Industry code (SIC)7510 Services-Auto Rental & Leasing (No Drivers)2
  • SEC reviewing officeOffice of Trade & Services, Division of Corporation Finance2
  • Business address5555 Kietzke Lane Ste 100, Reno, NV 895112
  • Mailing address5555 Kietzke Lane, Suite 100, Reno, NV 895112
  • Phone77568863002
  • Shares outstanding19,607,788 Common Class A shares; 176,470,092 Nonvoting Common Stock shares as of May 27, 20267
  • Public float$5.0B as of Sep 30, 20257
  • AuditorDeloitte & Touche LLP, Tempe PCAOB ID 34; it also attests to the company’s internal control over financial reporting7
  • On EDGAR sinceFeb 11, 19942
  • Filings978 in all: 4 (240), 8-K (198), 10-Q (98), 424B2 (51), 424B5 (46), 10-K (33), DEF 14A (32), 3 (28)2
    All 52 form types

    SC 13G/A (24), SC 13G (19), UPLOAD (17), DEFA14A (14), SC 13D/A (14), 10-Q/A (13), ARS (11), CORRESP (11), S-2/A (10), NT 10-K (9), S-3 (9), S-3/A (9), NT 10-Q (8), SC 13D (8), 424B3 (7), 8-K/A (6), 4/A (5), PRE 14A (5), S-3ASR (5), 424B4 (4), 8-A12B (4), 10-K/A (3), 144 (3), DEFC14A (3), RW (3), S-2 (3), 10-C (2), 8-A12B/A (2), CERT (2), FWP (2), PREC14A (2), PRER14A (2), T-3 (2), 25 (1), 25-NSE (1), 305B2 (1), 8-A12G (1), DEF 14C (1), EFFECT (1), POS AM (1), PX14A6G (1), S-4 (1), S-4/A (1), SCHEDULE 13G/A (1)

  • Latest filingsAnnual report (10-K) May 27, 2026
    Quarterly report (10-Q) Aug 5, 2026
    Proxy statement (DEF 14A) Jul 1, 2026
    Latest 8-K (8-K) Aug 24, 2026

Securities registered for trading

ClassSymbolExchange
Common stock, $0.25 par valueUHALNew York Stock Exchange
Series N Non-Voting Common Stock, $0.001 par valueUHAL.BNew York Stock Exchange

From the cover page of the 10-K filed May 27, 2026 (Section 12(b) of the Exchange Act).7

Risk factors and legal proceedings

The risks U-Haul Holding Company names in Item 1A of its 10-K filed May 27, 2026: 21 risks under these headings, as written.7

  • Risks Related to our Business and Operations
  • Our fleet rotation program can be adversely affected by financial market conditions.
  • We obtain our rental trucks from a limited number of manufacturers.
  • A significant portion of our revenues are generated through third parties.
  • Existing and future laws or regulations favoring electric, autonomous, and connected vehicles may negatively impact the composition of our fleet and negatively affect our business and results of operations.
  • We face liability risks associated with the operation of our rental fleet, sales of our products, and operation of our locations.
  • Cybersecurity incidents are inevitable and disruptions in our information technology systems or a compromise of security with respect to those systems could adversely affect us.
  • Our response to cybersecurity incidents, our investments in our technology, and our controls, processes, and practices, may not be sufficient to shield us from significant losses or liability.
  • We may incur losses due to our reinsurers’ or counterparties’ failure to perform under existing contracts or we may be unable to secure sufficient reinsurance or hedging protection in the future.
  • Risks Related to our Industry
  • We operate in a highly competitive industry.
  • The moving and storage industry is experiencing rapid changes in technology.
The other 11 risks
  • Economic conditions, including those related to the credit markets, interest rates and inflation, may adversely affect our industry, business and results of operations.
  • A.M. Best financial strength ratings are crucial to our life insurance business.
  • Risks Related to our Financings
  • We are leveraged.
  • Risks Related to our Organization
  • A majority of our Voting Common Stock is owned by a small contingent of stockholders.
  • The trading price for our outstanding Voting Common Stock and Series N Non-Voting Common Stock may be volatile.
  • Risks Related to Legal, Regulatory and Compliance
  • Our operations subject us to numerous environmental laws and regulations and the possibility that environmental liability in the future could adversely affect our operations.
  • We are highly regulated and changes in existing laws and regulations or violations of existing or future laws and regulations could have a material adverse effect on our operations and profitability.
  • Safety recalls on our trucks may adversely effect our financial condition or results of operations.
  • Potential risks related to our protection of our intellectual property.
  • Changes to U.S. tax laws may adversely affect our financial condition or results of operations and create the risk that we may need to adjust our accounting for these changes.
  • General Risk Factors
  • Terrorist attacks could negatively impact our operations and profitability and may expose us to liability and reputational damage.

Legal proceedings

Please see Note 19, Contingencies, of the Notes to Consolidated Financial Statements.

The opening of Item 3, Legal Proceedings.7

Sources

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    SEC EDGAROther events
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