Veritex Holdings, Inc.

Overview

• IndustryState Commercial Banks²
• HeadquartersDallas, United States²
• Incorporated inTX³
• Business address8214 Westchester Drive, Suite 800, Dallas, Tx 75225³
• Filer categoryLarge accelerated filer³
• Legal formFor-Profit Corporation²
• LEI549300F3SMOML02SC814²
• StatusInactive²
• LEI statusRetired²
• Registered address8214 WESTCHESTER DR SUITE 800, 75225 Dallas, United States²
• Registered withCorporations Section (Texas Secretary of State), 0801145315²

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Except where the context otherwise requires or where otherwise indicated, references in this Annual Report on Form 10-K to “we,” “us,” “our,” “our company,” the “Company” or “Veritex” refer to Veritex Holdings, Inc. and its subsidiaries, including Veritex Community Bank. The word “Holdco” refers to Veritex Holdings, Inc. The words “the Bank” refers to Veritex Community Bank.⁴ From its latest annual report

Corporate structure

Veritex Holdings, Inc. sits at the top of its group. 2 entities, 1 country on record. Switch between the flow chart and the network, and select any entity to see its details.

Built from parent and subsidiary links from GLEIF, the Global Legal Entity Identifier Foundation (CC0); major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What Veritex Holdings, Inc. reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

Investments

Intangibles and goodwill

Properties, in its own words

At December 31, 2024, our executive offices were located at 8214 Westchester Drive, Suite 800, Dallas, Texas 75225. In addition to our executive offices, at December 31, 2024, we had 19 full-service branches located in the Dallas-Fort Worth metroplex and 12 full-service branches in the Houston metropolitan area. We own the building in which our executive offices are located and lease the majority of the space in which our other administrative offices are located. As of December 31, 2024, we owned 16 of our branch locations and leased the remaining 15 branch and office locations. The remaining terms of our leases on our full-services branches range from one to fourteen years and give us the option to renew for subsequent terms of equal duration or otherwise extend the lease term subject to price adjustment based on market conditions at the time of renewal. We believe that our current facilities are adequate to meet our present and immediately foreseeable needs.

For more information about our bank premises and equipment and leases, please see Note 7 and Note 8, respectively, of our consolidated financial statements included elsewhere in this report.

Item 2 of the 10-K filed Mar 3, 2025.⁴

Leadership

Who has led Veritex Holdings, Inc., and when. Pick a name to see everywhere that person has worked.

• Chief executive officerC. Malcolm Holland Iii. Oct 8, 2014 to now¹³
• ChairC. Malcolm Holland Iii. Oct 8, 2014 to now¹³
• PresidentJeff Kesler Feb 9, 2021 to Feb 9, 2021¹⁴
• PresidentJonathan S. Heine Jun 20, 2019 to Feb 9, 2021¹⁵
• PresidentC. Malcolm Holland Iii. Oct 8, 2014 to Jun 20, 2019¹³
• Chief financial officerWilliam Lewis Holford Jul 11, 2025 to now¹⁶
• Chief financial officerTerry Earley Jan 3, 2019 to Jul 11, 2025¹⁷
• Chief financial officerNoreen E. Skelly Oct 8, 2014 to Feb 11, 2019¹⁸
• Chief operating officerLavonda Renfro Jan 5, 2021 to now¹⁹

Timeline

1. Oct 20, 20258-K Completed an acquisition or sale; Listing notice or transfer; Change to shareholders' rights⁴⁹
2. Oct 3, 20258-K Other events⁵⁰
3. Sep 23, 20258-K Shareholder vote⁵¹
4. Sep 12, 20258-K Other events⁵²
5. Sep 5, 20258-K Other events⁵³
6. Jul 18, 20258-K Results of operations; Other events⁵⁴
7. Jul 17, 20258-K Entered a material agreement⁵⁵
8. Jul 14, 20258-K Other events⁵⁶
9. Jul 1, 20258-K Executive or director change⁵⁷
10. May 28, 20258-K Shareholder vote⁵⁸
11. Apr 22, 20258-K Results of operations; Regulation FD disclosure; Other events⁵⁹
12. Mar 31, 20258-K Regulation FD disclosure⁶⁰
13. Oct 8, 2014New chief executive C. Malcolm Holland Iii. becomes CEO¹³
14. Jul 10, 2009Founded Veritex Holdings, Inc. is founded²

Calendar

When it reported results

1. Jul 18, 2025Reported quarterly or annual results⁵⁴
2. Apr 22, 2025Reported quarterly or annual results⁵⁹
3. Jan 28, 2025Reported quarterly or annual results⁶¹
4. Oct 22, 2024Reported quarterly or annual results⁶²
5. Jul 23, 2024Reported quarterly or annual results⁶³
6. Apr 23, 2024Reported quarterly or annual results⁶⁴
7. Jan 23, 2024Reported quarterly or annual results⁶⁵
8. Oct 24, 2023Reported quarterly or annual results⁶⁶

Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar

Filings

421 filings to the SEC since October 2021: 4 annual reports, 13 quarterly reports, 48 major events, 295 insider forms, 14 large holders, 47 other. The latest 20:

1. Jan 21, 2026SCHEDULE 13G/A EDGAR
2. Nov 14, 2025EFFECT EDGAR
3. Nov 14, 2025EFFECT EDGAR
4. Nov 14, 2025EFFECT EDGAR
5. Nov 3, 202515-12G EDGAR
6. Oct 22, 20254 EDGAR
7. Oct 22, 20254 EDGAR
8. Oct 22, 20254 EDGAR
9. Oct 22, 20254 EDGAR
10. Oct 22, 20254 EDGAR
11. Oct 22, 20254 EDGAR
12. Oct 22, 20254 EDGAR
13. Oct 22, 20254 EDGAR
14. Oct 22, 20254 EDGAR
15. Oct 22, 20254 EDGAR
16. Oct 22, 20254 EDGAR
17. Oct 22, 20254 EDGAR
18. Oct 22, 20254 EDGAR
19. Oct 22, 20254 EDGAR
20. Oct 22, 20254 EDGAR

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Insider trades

40 open-market trades by officers, directors and large owners since October 2021: 18 buys and 22 sales. Grants, option exercises and gifts are left out.

From Forms 4 filed with the SEC.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

• DIMENSIONAL FUND ADVISORS LPSCHEDULE 13G/A, 2 filings Jan 23, 2025 to Jan 21, 2026⁶⁷
• State Street CorporationSCHEDULE 13G, 2 filings Feb 5, 2025 to May 13, 2025⁶⁸
• T. Rowe Price Investment Management, Inc.SC 13G, 2 filings Feb 14, 2023 to Feb 14, 2024⁶⁹
• VANGUARD GROUP INCSC 13G/A, 3 filings Feb 10, 2022 to Feb 13, 2024⁷⁰
• BlackRockSC 13G/A, 4 filings Jan 26, 2022 to Jan 23, 2024⁷¹
• FJ Capital Management LLCSC 13G/A, 1 filing Feb 11, 2022⁷²

Executive pay

What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.

SEC filer profile

How Veritex Holdings, Inc. is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

• Name on EDGARVeritex Holdings, Inc.¹
• CIK0001501570
• Employer ID (EIN)27-0973566⁴
• Filer statusLarge accelerated filer not an emerging growth company; not a smaller reporting company; not a shell company⁴
• Incorporated inTexas⁴
• Fiscal year endsDecember 31¹
• Industry code (SIC)6022 State Commercial Banks¹
• SEC reviewing officeOffice of Finance, Division of Corporation Finance¹
• Business address8214 Westchester Drive, Suite 800, Dallas, TX 75225¹
• Phone972-349-6200¹
• Shares outstanding54,745,471 as of Jul 30, 2025¹¹
• Public float$1.1B as of Jun 30, 2024⁴
• AuditorGRANT THORNTON LLP, Dallas, Texas PCAOB ID 248; it also attests to the company’s internal control over financial reporting⁴
• On EDGAR sinceSep 17, 2010¹
• Filings1,313 in all: 4 (858), 8-K (144), 425 (43), 10-Q (33), 3 (31), SC 13G/A (25), 144 (18), CORRESP (18)¹
  All 48 form types

  UPLOAD (14), EFFECT (12), 10-K (11), DEF 14A (11), SC 13G (10), 4/A (8), 424B5 (8), S-4/A (6), S-4 (5), 8-K/A (4), FWP (4), S-8 (4), S-8 POS (4), 424B3 (3), D (3), POS AM (3), S-1/A (3), S-3 (3), SCHEDULE 13G (3), 3/A (2), DEFA14A (2), PRE 14A (2), 10-Q/A (1), 144/A (1), 15-12G (1), 25-NSE (1), 305B2 (1), 424B4 (1), 5 (1), 8-A12B (1), ARS (1), CERTNAS (1), D/A (1), DEFM14A (1), DRS (1), S-1 (1), S-3/A (1), S-3ASR (1), S-3MEF (1), SCHEDULE 13G/A (1)

• Latest filingsAnnual report (10-K) Mar 3, 2025
  Quarterly report (10-Q) Aug 1, 2025
  Proxy statement (DEF 14A) Apr 29, 2025
  Latest 8-K (8-K) Oct 20, 2025

Securities registered for trading

From the cover page of the 10-K filed Mar 3, 2025 (Section 12(b) of the Exchange Act).⁴

Risk factors and legal proceedings

The risks Veritex Holdings, Inc. names in Item 1A of its 10-K filed Mar 3, 2025: 52 risks under these headings, as written.⁴

• Risks Related to Veritex’s Business
• Our business concentration in Texas, and specifically the Dallas-Fort Worth metroplex and the Houston metropolitan area, imposes risks and may magnify the consequences of any regional or local economic downturn affecting the Dallas-Fort Worth metroplex and the Houston metropolitan area, including any downturn in the real estate sector.
• Uncertain market conditions and economic trends could adversely affect our business, financial condition and results of operations.
• Labor shortages and constraints in the supply chain could adversely affect our clients’ operations as well as our operations.
• Interest rate shifts could reduce net interest income and otherwise negatively impact our financial condition and results of operations.
• A large portion of our loan portfolio consists of commercial loans secured by receivables, promissory notes, inventory, equipment or other commercial collateral, the deterioration in value of which could increase the potential for future losses.
• The Company is subject to risks arising from conditions in the real estate market, as a significant portion of its loans are secured by commercial and residential real estate.
• Significant increases of nonperforming assets from the current level, or greater than anticipated costs to resolve these credits, will have an adverse effect on Veritex’s earnings.
• The small to medium-sized businesses that we lend to may have fewer resources to weather adverse business developments, which may impair a borrower’s ability to repay a loan, and such impairment could adversely affect our results of operations and financial condition.
• Our allowance for credit losses may prove to be insufficient to absorb potential losses in our loan portfolio, which could adversely affect our business, financial condition and results of operations.
• Our financial condition and results of operations may be adversely affected by changes in accounting policies, standards and interpretations.
• We may be unable to implement aspects of our growth strategy, which may affect our ability to maintain historical earnings trends.

Legal proceedings

We are from time to time subject to claims and litigation arising in the ordinary course of business. These claims and litigation may include, among other things, allegations of violation of banking and other applicable regulations, competition laws, labor laws and consumer protection laws, as well as claims or litigation relating to intellectual property, securities, breach of contract and tort. We intend to defend ourselves vigorously against any pending or future claims and litigation.

At this time, in the opinion of management, the likelihood is remote that the impact of such proceedings, either individually or in the aggregate, would have a material adverse effect on our consolidated results of operations, financial condition or cash flows. However, one or more unfavorable outcomes in any claim or litigation against us could have a material adverse effect for the period in which they are resolved. In addition, regardless of their merits or their ultimate outcomes, such matters are costly, divert management’s attention and may materially adversely affect our reputation, even if resolved in our favor.

The opening of Item 3, Legal Proceedings.⁴