WEBNF on OTC

WESTPAC BANKING CORP

WESTPAC BANKING CORP is a commercial banks company, listed on OTC (WEBNF).¹

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Last updated Oct 21, 2026.

Overview

58.0BRevenue, fiscal 2025²

6.9BNet income, fiscal 2025²

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TickerWEBNF on OTC¹
IndustryCommercial Banks, NEC¹
HeadquartersC3¹
Incorporated inAustralia³
Business addressLevel 3, 275 Kent Street, Sydney, C3 2000³
Filer categoryLarge accelerated filer³

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Financials

From the company’s reports to the SEC. Every number links to the filing it came from. Figures are in AUD, the currency the company reports in.

Key numbers, fiscal 2025

11.9%Net margin²

1.5%Revenue growth, 2025²

9.5%Return on equity²

9.1B AUDFree cash flow²

What sells

Revenue by product, business segment and region, as the company reports it to the SEC.

Regions

Country of domicile [member] brought in 83% of the revenue WESTPAC BANKING CORP broke down this way in fiscal 2025.

Country of domicile [member]48.2B AUD²83%down 0% from 2024
NZ8.0B AUD²14%up 18% from 2024
Pacific Islands, Asia, the Americas and Europe1.8B AUD²3%down 6% from 2024

Regions by year

Regions	2023	2024	2025
Country of domicile [member]	40.2B AUD	48.4B AUD	48.2B AUD
NZ	5.1B AUD	6.8B AUD	8.0B AUD
Pacific Islands, Asia, the Americas and Europe	1.8B AUD	1.9B AUD	1.8B AUD

Where the money goes

Where each dollar of revenue went, fiscal 2025

Other costsInterestProfit

Other costs21¢12.3B AUD
Interest61¢35.7B AUD
Income tax5¢3.1B AUD
Profit12¢6.9B AUD

Out of 58.0B AUD in revenue.²

Where each dollar of operating cash went, fiscal 2025

Dividends paidKept or used elsewhere

Capital spending4¢371.0M AUD
Dividends paid55¢5.2B AUD
Kept or used elsewhere41¢3.9B AUD

Out of 9.5B AUD of cash from operations.²

Financial statements

Revenue⁴⁵⁶⁷⁸²58.0B AUD in 2025+52% since 2018

Net income⁴⁵⁶⁷⁸²6.9B AUD in 2025−14% since 2018

Every line of the income statement as filed: the last 3 fiscal years, latest first.²

Period ending	2025-09-30	2024-09-30	2023-09-30
Calculated using the effective interest method	53.1B AUD	52.7B AUD	42.5B AUD
Other	2.0B AUD	1.6B AUD	1.2B AUD
Total interest income	55.0B AUD	54.3B AUD	43.8B AUD
Interest expense	-35.7B AUD	-35.6B AUD	-25.4B AUD
Net interest income	19.4B AUD	18.8B AUD	18.3B AUD
Net fees	1.7B AUD	1.7B AUD	1.6B AUD
Net wealth management	476.0M AUD	441.0M AUD	562.0M AUD
Trading	717.0M AUD	704.0M AUD	717.0M AUD
Other	79.0M AUD	18.0M AUD	404.0M AUD
Total non-interest income	3.0B AUD	2.8B AUD	3.3B AUD
Net operating income	22.4B AUD	21.6B AUD	21.6B AUD
Operating expenses	-11.9B AUD	-10.9B AUD	-10.7B AUD
Impairment (charges)/benefits	-424.0M AUD	-537.0M AUD	-648.0M AUD
Profit before income tax expense	10.0B AUD	10.1B AUD	10.3B AUD
Income tax expense	-3.1B AUD	-3.1B AUD	-3.1B AUD
Profit after income tax expense	6.9B AUD	7.0B AUD	7.2B AUD
Net profit attributable to non-controlling interests (NCI)	-17.0M AUD		-6.0M AUD
Net profit attributable to owners of Westpac Banking Corporation (WBC)	6.9B AUD	7.0B AUD	7.2B AUD
Basic	2.02 AUD	2.01 AUD	2.05 AUD
Diluted	1.99 AUD	1.92 AUD	1.95 AUD

Total assets⁹⁴⁵⁶⁷⁸²1.1T AUD in 2025+28% since 2018

Total liabilities⁹⁴⁵⁶⁷⁸²1.1T AUD in 2025+29% since 2018

Shareholders’ equity⁵⁶⁷⁸²73.1B AUD in 2025+13% since 2018

Cash⁵⁶⁷⁸²50.4B AUD in 2025+88% since 2018

Every line of the balance sheet as filed: the last 4 fiscal years (annual) or 4 quarters (quarterly), latest first.²

Period ending	2025-09-30	2024-09-30	2023-09-30	2022-09-30
Cash and balances with central banks	50.4B AUD	65.7B AUD
Collateral paid	4.6B AUD	6.3B AUD
Trading securities and financial assets measured at fair value through income statement (FVIS)	55.8B AUD	49.2B AUD
Derivative financial instruments	18.5B AUD	24.1B AUD
Investment securities	117.5B AUD	103.9B AUD
Loans	851.9B AUD	806.8B AUD
Other financial assets	10.8B AUD	5.5B AUD
Property and equipment	2.3B AUD	2.3B AUD
Tax assets	2.1B AUD	2.2B AUD
Intangible assets	10.5B AUD	10.7B AUD
Other assets	1.1B AUD	1.0B AUD
Total assets	1.1T AUD	1.1T AUD
Collateral received	3.2B AUD	3.1B AUD
Deposits and other borrowings	770.5B AUD	720.5B AUD
Other financial liabilities	41.5B AUD	38.1B AUD
Derivative financial instruments	20.6B AUD	31.0B AUD
Debt issues	171.4B AUD	169.3B AUD	156.6B AUD
Tax liabilities	137.0M AUD	569.0M AUD
Provisions	2.6B AUD	2.5B AUD
Other liabilities	2.4B AUD	2.6B AUD
Total liabilities excluding loan capital	1.0T AUD	967.6B AUD
Loan capital	40.0B AUD	37.9B AUD	33.2B AUD
Total liabilities	1.1T AUD	1.0T AUD
Net assets	73.1B AUD	72.1B AUD
Ordinary share capital	37.3B AUD	38.0B AUD
Treasury shares	-845.0M AUD	-758.0M AUD
Reserves	1.9B AUD	1.7B AUD
Retained profits	34.5B AUD	32.8B AUD
Total equity attributable to owners of WBC	72.8B AUD	71.7B AUD
NCI	327.0M AUD	347.0M AUD
Total shareholders' equity and NCI	73.1B AUD	72.1B AUD	72.5B AUD	70.5B AUD

Period ending	2025-09-30	2024-09-30	2023-09-30	2022-09-30
Cash and balances with central banks	50.4B AUD	65.7B AUD
Collateral paid	4.6B AUD	6.3B AUD
Trading securities and financial assets measured at fair value through income statement (FVIS)	55.8B AUD	49.2B AUD
Derivative financial instruments	18.5B AUD	24.1B AUD
Investment securities	117.5B AUD	103.9B AUD
Loans	851.9B AUD	806.8B AUD
Other financial assets	10.8B AUD	5.5B AUD
Property and equipment	2.3B AUD	2.3B AUD
Tax assets	2.1B AUD	2.2B AUD
Intangible assets	10.5B AUD	10.7B AUD
Other assets	1.1B AUD	1.0B AUD
Total assets	1.1T AUD	1.1T AUD
Collateral received	3.2B AUD	3.1B AUD
Deposits and other borrowings	770.5B AUD	720.5B AUD
Other financial liabilities	41.5B AUD	38.1B AUD
Derivative financial instruments	20.6B AUD	31.0B AUD
Debt issues	171.4B AUD	169.3B AUD	156.6B AUD
Tax liabilities	137.0M AUD	569.0M AUD
Provisions	2.6B AUD	2.5B AUD
Other liabilities	2.4B AUD	2.6B AUD
Total liabilities excluding loan capital	1.0T AUD	967.6B AUD
Loan capital	40.0B AUD	37.9B AUD	33.2B AUD
Total liabilities	1.1T AUD	1.0T AUD
Net assets	73.1B AUD	72.1B AUD
Ordinary share capital	37.3B AUD	38.0B AUD
Treasury shares	-845.0M AUD	-758.0M AUD
Reserves	1.9B AUD	1.7B AUD
Retained profits	34.5B AUD	32.8B AUD
Total equity attributable to owners of WBC	72.8B AUD	71.7B AUD
NCI	327.0M AUD	347.0M AUD
Total shareholders' equity and NCI	73.1B AUD	72.1B AUD	72.5B AUD	70.5B AUD

Cash from operations⁴⁵⁶⁷⁸²9.5B AUD in 2025−52% since 2018

Capital spending⁴⁵⁶⁷⁸²371.0M AUD in 2025+20% since 2018

Free cash flow⁴⁵⁶⁷⁸²9.1B AUD in 2025−53% since 2018

Dividends paid⁸²5.2B AUD in 2025+20% since 2022

Every line of the cash flow as filed: the last 3 fiscal years, latest first.²

Period ending	2025-09-30	2024-09-30	2023-09-30
Interest received	53.9B AUD	52.5B AUD	42.0B AUD
Interest paid	-35.6B AUD	-34.0B AUD	-22.7B AUD
Dividends received	2.0M AUD	3.0M AUD	1.0M AUD
Other non-interest income received	2.2B AUD	4.3B AUD	3.6B AUD
Operating expenses paid	-10.1B AUD	-9.7B AUD	-9.9B AUD
Income tax paid	-3.5B AUD	-3.4B AUD	-2.4B AUD
Cash flows from operating activities before changes in operating assets and liabilities	6.9B AUD	9.8B AUD	10.6B AUD
Collateral paid	1.9B AUD	-2.1B AUD	1.5B AUD
Trading securities and financial assets measured at FVIS	-6.1B AUD	-19.0B AUD	-4.5B AUD
Derivative financial instruments	5.7B AUD	-836.0M AUD	4.1B AUD
Loans	-50.2B AUD	-35.1B AUD	-27.3B AUD
Other financial assets	-48.0M AUD	-348.0M AUD	128.0M AUD
Other assets	-29.0M AUD	-34.0M AUD	8.0M AUD
Collateral received	-5.0M AUD	-318.0M AUD	-2.9B AUD
Deposits and other borrowings	51.9B AUD	35.2B AUD	24.7B AUD
Other financial liabilities	-457.0M AUD	-7.1B AUD	-17.1B AUD
Other liabilities	4.0M AUD		-12.0M AUD
Net cash provided by/(used in) operating activities	9.5B AUD	-19.8B AUD	-10.8B AUD
Proceeds from investment securities	63.4B AUD	47.6B AUD	36.5B AUD
Purchase of investment securities	-75.8B AUD	-72.8B AUD	-33.8B AUD
Proceeds from disposal of controlled entities and other businesses, net of cash disposed			293.0M AUD
Purchase of controlled entities and other businesses		-30.0M AUD
Purchase of associates	-10.0M AUD	-4.0M AUD	-1.0M AUD
Proceeds from sale of loans portfolio	1.4B AUD
Proceeds from disposal of property and equipment	33.0M AUD	46.0M AUD	72.0M AUD
Purchase of property and equipment	-371.0M AUD	-235.0M AUD	-238.0M AUD
Purchase of intangible assets	-776.0M AUD	-782.0M AUD	-1.1B AUD
Net cash provided by/(used in) investing activities	-12.2B AUD	-26.2B AUD	1.7B AUD
Proceeds from debt issues (net of issue costs)	68.8B AUD	80.2B AUD	71.0B AUD
Redemption of debt issues	-76.0B AUD	-67.1B AUD	-62.6B AUD
Payments for the principal portion of lease liabilities	-390.0M AUD	-416.0M AUD	-401.0M AUD
Issue of loan capital (net of issue costs)	5.0B AUD	6.3B AUD	3.5B AUD
Redemption of loan capital	-4.1B AUD	-2.0B AUD	-1.2B AUD
Payment for share buyback	-672.0M AUD	-1.8B AUD
Issue of perpetual preference shares (net of issue cost)		339.0M AUD
Purchase of shares relating to share-based payment arrangements	-23.0M AUD	-56.0M AUD	-32.0M AUD
Net purchase of treasury shares (including RSP and EIP restricted shares)	-87.0M AUD	-56.0M AUD	-47.0M AUD
Payment of dividends	-5.2B AUD	-5.7B AUD	-4.5B AUD
Dividends paid to NCI	-17.0M AUD	-4.0M AUD	-21.0M AUD
Purchase of shares from NCI	-4.0M AUD	-25.0M AUD
Net cash provided by/(used in) financing activities	-12.6B AUD	9.8B AUD	5.7B AUD
Net increase/(decrease) in cash and balances with central banks	-15.3B AUD	-36.1B AUD	-3.4B AUD
Effect of exchange rate changes on cash and balances with central banks	82.0M AUD	-753.0M AUD	694.0M AUD

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Corporate structure

WESTPAC BANKING CORP sits at the top of its group. 1 entity on record. Switch between the flow chart and the network, and select any entity to see its details.

Major holders of WESTPAC BANKING CORP

VANGUARD GROUP INC Filed SC 13G/A on WESTPAC BANKING CORP, latest Feb 13, 2024 (3 filings since Feb 10, 2022)
BlackRock Filed SC 13G/A on WESTPAC BANKING CORP, latest Feb 2, 2024 (3 filings since Feb 1, 2022)

WESTPAC BANKING CORP C3

Built from major holders from Schedules 13D and 13G. Each entity in the chart links to its source.

What it owns

What WESTPAC BANKING CORP reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.

Property and equipment

Item	Latest	A year before	Change
Property and equipment, net	2.3B AUD² Sep 30, 2025	2.3B AUD² Sep 30, 2024	+0.7%

Investments

Item	Latest	A year before	Change
Cash and cash equivalents	50.4B AUD² Sep 30, 2025	65.7B AUD² Sep 30, 2024	−23.2%

Intangibles and goodwill

Item	Latest	A year before	Change
Goodwill	7.4B AUD² Sep 30, 2025	7.4B AUD² Sep 30, 2024	−0.3%
Intangible assets, net (excluding goodwill)	638.0M AUD⁸ Sep 30, 2024	670.0M AUD⁸ Sep 30, 2023	−4.8%

Filings

240 filings to the SEC since October 2021: 5 annual reports, 6 large holders, 229 other. The latest 20:

Aug 12, 202613F-HR EDGAR
May 12, 202613F-HR EDGAR
May 1, 202615F-12B EDGAR
Apr 14, 20266-K EDGAR
Mar 26, 20266-K EDGAR
Mar 5, 20266-K EDGAR
Feb 13, 20266-K EDGAR
Feb 13, 20266-K EDGAR
Feb 10, 202613F-HR EDGAR
Feb 10, 20266-K EDGAR
Dec 11, 20256-K EDGAR
Dec 2, 20256-K EDGAR
Nov 14, 202513F-HR/A EDGAR
Nov 12, 202513F-HR EDGAR
Nov 4, 2025IRANNOTICE EDGAR
Nov 4, 202520-F EDGAR
Nov 3, 20256-K EDGAR
Nov 3, 20256-K EDGAR
Nov 3, 20256-K EDGAR
Nov 3, 20256-K EDGAR

The 240 filings since October 2021 can be filtered by form type and year here when JavaScript is on.

Every filing from the last five years, summarized. The full record is on SEC EDGAR.

Major holders

Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.

VANGUARD GROUP INCSC 13G/A, 3 filings Feb 10, 2022 to Feb 13, 2024¹⁰
BlackRockSC 13G/A, 3 filings Feb 1, 2022 to Feb 2, 2024¹¹

SEC filer profile

How WESTPAC BANKING CORP is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.

Name on EDGARWESTPAC BANKING CORP¹
CIK0000719245
Employer ID (EIN)98-6008211¹
Filer statusLarge accelerated filer not an emerging growth company; not a shell company¹²
Incorporated inAustralia¹²
Fiscal year endsSeptember 30¹
Industry code (SIC)6029 Commercial Banks, NEC¹
SEC reviewing officeOffice of Finance, Division of Corporation Finance¹
Business addressLevel 3, 275 Kent Street, Sydney, C3 2000¹
Phone01161478163167¹
Shares outstanding3,420,353,305 shares as of Sep 30, 2025¹²
AuditorKPMG, Sydney, Australia PCAOB ID 1020; it also attests to the company’s internal control over financial reporting¹²
On EDGAR sinceApr 29, 2002¹
Filings1,344 in all: 6-K (864), 424B2 (123), 424B5 (87), FWP (64), 13F-HR (59), 20-F (24), 6-K/A (13), CORRESP (12)¹
All 29 form types
SC 13G/A (12), UPLOAD (12), F-3ASR (11), F-N (11), 424B3 (10), ABS-15G (7), SC 13G (7), 13F-HR/A (5), IRANNOTICE (4), EFFECT (3), F-N/A (3), 20-F/A (2), F-3 (2), POSASR (2), 15F-12B (1), 25 (1), CB (1), F-3/A (1), F-6 (1), F-X (1), REGDEX/A (1)
Latest filingsAnnual report (20-F) Nov 4, 2025

Sources

The numbers on this page point here. Each one links to the record it came from.

1
SEC EDGARWESTPAC BANKING CORP filings on SEC EDGAR
2
SEC EDGARWESTPAC BANKING CORP 10-K for fiscal 2025
3
SEC EDGARWESTPAC BANKING CORP filings on SEC EDGAR
4
SEC EDGARWESTPAC BANKING CORP 10-K for fiscal 2018
5
SEC EDGARWESTPAC BANKING CORP 10-K for fiscal 2019
6
SEC EDGARWESTPAC BANKING CORP 10-K for fiscal 2020
7
SEC EDGARWESTPAC BANKING CORP 10-K for fiscal 2021
8
SEC EDGARWESTPAC BANKING CORP 10-K for fiscal 2022
9
SEC EDGARWESTPAC BANKING CORP 10-K for fiscal 2018
10
SEC EDGARVANGUARD GROUP INC SC 13G/A on WESTPAC BANKING CORP
11
SEC EDGARBlackRock SC 13G/A on WESTPAC BANKING CORP
12
SEC EDGARWESTPAC BANKING CORP 20-F filed Nov 4, 2025: cover page