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Banks in Alabama

The 93 FDIC-insured banks headquartered in Alabama, their bank failures since 1934 and the largest credit unions. From the FDIC and the NCUA; quarter ending Jun 30, 2026.

Banks headquartered here
93
Their assets
$230.0B
Their deposits
$191.1B
Failures since 2000
7
Credit unions
88

Every bank headquartered in Alabama

Ranked by total assets, quarter ending Jun 30, 2026. Banks based elsewhere with branches here are not included.

#BankHolding companyAssetsDepositsEquityNet income, year to dateROAROECET1 ratioUninsured depositsOffices
1Regions BankBirmingham, ALRegions Financial Corporation$159.8B$131.8B$17.9B$1.2B1.46%12.86%11.6%38%1,259
2ServisFirst BankBirmingham, ALServisFirst Bancshares, Inc.$18.3B$14.6B$2.0B$169.6M1.88%17.46%12.0%61%34
3River Bank & TrustPrattville, ALRiver Financial Corp$4.0B$3.5B$355.1M$29.2M1.49%16.87%12.6%43%25
4CB&S Bank, Inc.Russellville, ALCBS Banc-Corp$3.1B$2.6B$188.3M$10.6M0.71%12.21%–31%58
5Bryant BankTuscaloosa, AL–$2.9B$2.3B$276.3M$23.2M1.59%16.94%19.0%57%19
6Bank IndependentSheffield, ALBancindependent Inc$2.9B$2.5B$292.2M$9.3M0.63%6.52%13.2%43%34
7Oakworth Capital BankBirmingham, ALOakworth Capital, Inc.$2.1B$1.8B$193.6M$12.1M1.17%12.94%10.7%57%4
8Troy Bank & Trust CompanyTroy, ALTrust No 3 Under Will Charles Henderson$1.6B$1.4B$192.2M$10.9M1.37%11.29%–55%14
9United BankAtmore, ALUnited Bcorp of Alabama Inc$1.5B$1.2B$221.1M$9.5M1.31%8.81%20.7%48%20
10Peoples Bank of AlabamaCullman, ALAltrust Financial Services Inc$1.4B$1.3B$143.7M$13.7M1.93%19.18%15.7%46%28
11First Bank of AlabamaTalladega, ALFirstbanc of Alabama Inc$1.4B$1.2B$112.1M$8.6M1.31%16.45%13.4%35%18
12SouthPoint BankBirmingham, ALSouthpoint Bancshares Inc$1.4B$1.2B$104.5M−$12.4M−1.71%−22.09%8.9%13%11
13Citizens Bank & TrustGuntersville, ALCitizens B&t Holdings Inc$1.2B$1.1B$75.7M$3.5M0.60%9.27%14.7%30%10
14Metro BankPell City, AL–$1.2B$1.0B$170.4M$8.4M1.41%10.08%–37%9
15First US BankBirmingham, ALFIRST US BANCSHARES, INC.$1.1B$1.0B$109.2M$4.4M0.77%8.12%10.8%18%16
16AuburnBankAuburn, ALAuburn National Bcorp Inc$1.1B$990.5M$90.9M$4.6M0.88%10.15%16.3%38%7
17CommerceOne BankBirmingham, ALCommerceone Financial Corp$1.1B$970.2M$85.0M−$752.0K−0.16%−1.78%11.9%62%2
18First Metro BankMuscle Shoals, ALFirst Metro Bcorp$1.0B$893.7M$113.6M$8.2M1.62%14.77%–43%11
19West Alabama Bank & TrustReform, ALWest Alabama Capital Corp$929.0M$806.4M$97.6M$6.1M1.28%12.73%–23%16
20First Southern State BankStevenson, ALFirst Bancshares Stevenson Inc$893.5M$807.2M$80.1M$6.5M1.46%16.53%–32%11
21Traditions BankCullman, ALTraditions Bancshares Inc$890.9M$756.1M$91.1M$4.9M1.12%11.02%13.6%19%6
22Central State BankCalera, ALCentral State Bcorp$890.7M$810.3M$74.6M$8.1M2.01%22.05%–48%7
23MidSouth BankDothan, ALMidsouth Bcorp$771.5M$702.8M$63.7M$3.1M0.82%10.00%11.9%41%14
24First Community Bank of Central AlabamaWetumpka, ALCentral Alabama Bancshares Inc$694.3M$638.3M$45.9M$8.4M2.44%37.87%10.8%34%9
25First Southern BankFlorence, ALFirst Southern Bancshares Inc$679.2M$577.1M$59.7M−$8.7M−2.50%−27.77%–53%11
26CCB Community BankAndalusia, ALSouthern National Corp$661.9M$592.5M$63.8M$7.8M2.34%24.83%–25%5
27The Hometown Bank of AlabamaOneonta, ALHometown Bcorp of Alabama Inc$660.7M$563.9M$63.1M$3.1M0.97%10.26%19.0%25%5
28Merit BankHuntsville, ALMerit Holdings LLC$581.6M$446.6M$54.1M$2.7M1.01%10.43%12.2%59%1
29EvaBankEva, AL–$490.6M$340.6M$138.6M$6.1M2.53%9.02%–14%6
30Peoples Independent BankBoaz, ALPeoples Ind Bancshares Inc$485.7M$441.3M$40.9M$3.9M1.60%19.04%14.1%26%9
31Robertson Banking CompanyDemopolis, ALRBC Inc$462.7M$399.5M$51.1M$4.8M2.04%19.34%14.9%28%8
32Cullman Savings BankCullman, ALCullman Bcorp Inc$456.7M$308.2M$83.4M$1.8M0.81%4.40%–32%5
33The Bank of VernonVernon, ALFirst Vernon Bancshares Inc$445.4M$373.6M$70.1M$2.7M1.27%7.88%–18%5
34First Jackson Bank, Inc.Stevenson, AL1st Jackson Bancshares Inc$444.3M$359.2M$63.2M$4.3M1.93%13.94%–23%7
35NobleBank & TrustAnniston, ALNoble Bancshares Inc$444.0M$396.6M$37.7M$3.8M1.74%21.16%–29%6
36State Bank & TrustWinfield, ALPEOPLES BANCORP INC$413.0M$362.6M$23.3M$1.8M0.89%16.39%–32%5
37First Citizens BankLuverne, ALFirst Citizens-Crenshaw Bancshares$402.6M$344.1M$51.4M$4.0M2.01%16.09%–29%5
38Southern Independent BankOpp, ALSouthern Ind Bancshares Inc$395.3M$336.5M$45.2M$2.2M1.11%9.94%–19%3
39The Exchange Bank of AlabamaAltoona, ALThe Gadsden Corp$392.5M$336.4M$53.0M$2.4M1.21%9.18%–30%5
40Pinnacle BankJasper, ALPinnacle Bancshares Inc$384.5M$355.0M$23.0M$2.2M1.15%19.64%20.0%48%7
41First National BankHamilton, ALMarion County Bancshares Inc$372.7M$305.5M$66.3M$4.7M2.51%14.16%–22%5
42Premier Bank of the SouthCullman, ALFCB Bancshares Inc$370.6M$337.1M$31.6M$2.0M1.07%12.65%16.1%29%9
43Marion Community BankMarion, ALMarion Bancshares Inc$364.2M$326.2M$23.5M$1.9M1.06%16.41%–21%8
44AmeriFirst BankMontgomery, ALUsal Bcorp Inc$364.1M$325.1M$34.6M$2.2M1.23%13.28%12.0%28%6
45First State Bank of DeKalb CountyFort Payne, ALFirst ST Bancshares Dekalb Cnty$353.8M$299.0M$48.8M$4.0M2.26%17.06%24.0%27%5
46FirstState BankLineville, ALFirst State Capital Corp$349.4M$323.9M$23.4M$1.4M0.77%11.68%–20%3
47Phenix-Girard BankPhenix City, ALPhenix-Girard Bancshares Inc$342.3M$323.6M$9.0M$1.8M1.04%43.88%–53%4
48Farmers and Merchants BankPiedmont, ALF&m Financial Corp$308.7M$268.6M$32.0M$1.3M0.85%8.23%17.0%26%5
49Farmers and Merchants BankLafayette, ALFarmers & Merchants Bancshares, Inc.$307.6M$276.9M$22.0M$1.6M1.08%15.60%–33%3
50The Citizens Bank of WinfieldWinfield, ALCitizens Bcorp of Winfield Inc$301.3M$215.2M$29.4M$636.0K0.43%4.56%–28%1
5122nd State Banking CompanyMobile, ALFeb Bancshares Inc$292.2M$241.9M$33.7M$712.0K0.51%4.07%13.1%30%4
52HNB First BankHeadland, ALHNB Holding Co Inc$282.4M$253.7M$25.7M$1.6M1.15%12.86%–30%4
53Liberty BankGeraldine, ALFirst Bcorp of Geraldine Inc$258.6M$229.9M$27.4M$2.1M1.69%15.57%–21%7
54First Financial BankBessemer, ALFirstfed Bcorp Employee STK Ownership Plan$248.1M$237.4M$8.1M$1.3M1.06%35.39%15.1%23%8
55First Bank of BoazBoaz, ALFirst Boaz Bcorp$239.8M$208.0M$29.0M$1.0M0.85%7.04%–29%1
56The First National Bank and TrustAtmore, ALFirst Suncoast TR Bancshares$238.6M$218.9M$18.7M$596.0K0.50%6.48%–23%4
57The Citizens BankEnterprise, ALEnterprise Capital Corp Inc$233.3M$209.8M$22.9M$1.4M1.12%12.15%–31%2
58Community Spirit BankRed Bay, ALIndependent Bancshares Employee STK Ownership Plan$228.8M$205.7M$18.5M$1.6M1.39%17.21%–18%6
59BankSouthDothan, ALBancsouth Corp$221.5M$178.4M$41.4M$1.5M1.39%7.30%–43%2
60Friend BankSlocomb, ALSNB Holdings Inc$221.0M$190.9M$29.4M$1.8M1.67%12.42%–25%5
61Union State BankPell City, ALUnion Bancshares Inc$212.5M$191.7M$11.8M$451.0K0.43%8.00%13.6%23%8
62First Cahawba BankSelma, ALFirst Cahawba Bancshares Inc$205.7M$186.6M$18.6M$1.1M1.13%12.67%–33%5
63Millennial BankLeeds, AL–$201.3M$183.9M$16.0M$741.0K0.75%9.54%9.5%34%2
64PeoplesTrust BankHamilton, ALHometown Bancshares Inc$201.2M$177.6M$21.2M$1.1M1.08%10.28%–23%3
65Community Neighbor BankCamden, ALFirst Camden Bancshares Inc$193.2M$171.7M$21.2M$1.3M1.39%12.98%–29%4
66First Federal Bank, A FSBTuscaloosa, ALSoutheastern Financial Inc$182.6M$120.4M$13.9M$661.0K0.74%9.71%12.4%9%3
67North Alabama BankHazel Green, ALBolc Corp$178.6M$156.0M$20.4M$1.3M1.53%13.66%–16%4
68The First National Bank of HartfordHartford, ALFirst Hartford Bancshares Inc$173.0M$152.3M$19.4M$1.2M1.43%12.71%–29%3
69Valley State BankRussellville, ALValley Bancshares Inc$169.5M$139.4M$29.3M$1.2M1.37%8.02%–41%3
70Citizens' Bank, Inc.Robertsdale, ALCitizens Capital Corp$158.9M$143.1M$15.0M$915.0K1.16%12.55%–30%3
71Sweet Water State BankSweet Water, ALTombigbee Bancshares Inc$150.0M$134.8M$12.9M$1.2M1.59%18.82%–23%5
72Bank of MoundvilleMoundville, ALMoundville Bancshares Inc$144.6M$127.8M$16.2M$273.0K0.39%3.37%–37%1
73Merchants & Farmers Bank of Greene County, AlabamaEutaw, ALMerchants&farmers Bancshares$135.9M$120.4M$14.7M$516.0K0.77%7.14%–27%3
74The Southern Bank CompanyGadsden, ALThe Southern Banc Co Inc$133.1M$104.8M$17.9M$859.0K1.32%9.80%–23%4
75First State Bank of the South, Inc.Sulligent, ALFirst State Holding Corp$130.7M$109.2M$19.8M$680.0K1.05%6.95%–19%5
76The Citizens BankGreensboro, ALCitizens Bancshares Inc$129.2M$116.2M$12.4M$710.0K1.09%11.51%21.0%21%1
77Brantley Bank and Trust CompanyBrantley, ALBrantley Bcorp Inc$126.9M$115.9M$10.4M$457.0K0.75%8.90%–23%4
78The Samson Banking Company, Inc.Samson, AL–$124.5M$106.3M$17.7M$807.0K1.33%9.06%–11%2
79Peoples Bank of GreensboroGreensboro, ALGreensboro Bancshares Inc$115.5M$109.0M$6.2M$521.0K0.91%18.02%17.2%23%1
80The Commercial Bank Of OzarkOzark, ALCommercial Bancshares Ozark$115.2M$107.6M$5.7M$296.0K0.51%11.02%18.3%17%2
81Local BankTuscaloosa, ALLocal Bcorp Inc$111.3M$87.5M$17.1M−$802.0K−1.47%−9.21%–24%3
82Peoples Exchange BankMonroeville, ALPeoples Exc Bancshares Inc$98.6M$86.6M$11.4M$482.0K0.99%8.60%–19%1
83Bank of Walker CountyJasper, ALRelations Bancshares Inc$98.5M$87.9M$10.4M$716.0K1.49%14.03%–26%2
84The Farmers & Merchants BankWaterloo, AL–$98.3M$86.5M$11.3M$290.0K0.59%5.14%–31%2
85Bank47Huntsville, AL–$97.0M$87.7M$8.3M−$1.9M−4.32%−47.10%–25%2
86Nova BankHuntsville, AL–$91.2M$66.1M$24.6M$309.0K0.69%2.52%–17%1
87Commonwealth National BankMobile, ALCNB Bcorp Inc$78.5M$69.5M$8.8M−$110.0K−0.30%−2.45%28.3%42%2
88Bank of EvergreenEvergreen, AL–$78.1M$68.6M$9.1M$259.0K0.67%5.76%–22%1
89Dozier BankDozier, ALFirst Dozier Bancshares Inc$54.8M$40.3M$13.6M$292.0K1.06%4.34%–39%1
90Bank of BrewtonBrewton, ALRepton Supply Co Inc$49.6M$40.3M$9.3M$279.0K1.14%6.13%–18%2
91Solutions Plus BankAlbertville, AL–$43.9M$21.1M$22.6M−$927.0K−5.30%−8.05%–21%2
92First Progressive BankBrewton, AL–$31.6M$22.7M$8.9M$4.0K0.02%0.09%–57%1
93BHM BankBirmingham, ALCarver Financial Corp$17.4M$14.2M$2.4M−$353.0K−3.95%−27.73%18.7%16%1

Source: FDIC BankFind Suite. Assets, deposits and equity at the end of the latest quarter; net income is year to date. ROA and ROE are annualized returns on assets and equity. CET1 is common equity tier 1 capital as a share of risk-weighted assets. CET1 is blank for banks that do not report it (many small banks use the simpler community bank leverage ratio). Uninsured deposits is the bank's own estimate of the share of deposits above the insurance limit.

Bank failures in Alabama

39 since 1934; the latest 25.

All failures
DateBankStateAssetsDepositsCost to the fundAcquirerResolution
May 18, 2012Alabama Trust Bank, National AssociationSylacauga, ALAL$51.6M$45.1M$10.7MSouthern States BankPurchase and assumption
Apr 15, 2011Nexity BankBirmingham, ALAL$757.6M$611.7M$182.0MAlostar Bank of CommercePurchase and assumption
Apr 15, 2011Superior BankBirmingham, ALAL$3.0B$2.7B$281.2MSuperior Bank, N.A.Purchase and assumption
Mar 19, 2010First Lowndes BankFort Deposit, ALAL$137.2M$131.1M$11.7MFirst Citizens BankPurchase and assumption
Dec 18, 2009New South Federal Savings BankIrondale, ALAL$1.5B$1.2B$311.6MBeal BankPurchase and assumption
Aug 21, 2009Capitalsouth BankBirmingham, ALAL$586.6M$539.4M$126.3MIberiabankPurchase and assumption
Aug 14, 2009Colonial BankMontgomery, ALAL$25.5B$20.1B$2.4BBb&tPurchase and assumption
Aug 21, 1992Birmingham FSBBirmingham, ALAL$91.8M$82.1M$3.4MFirst Commercial BankPurchase and assumption
Jul 24, 1992First Russell CountyPhenix City, ALAL$87.0M$80.5M$390.3KBranch SalePurchase and assumption
May 17, 1991Altus FSBMobile, ALAL$2.0B$1.2B$71.2MBranch SalePurchase and assumption
Mar 8, 1991Jefferson Federal SaBirmingham, ALAL$666.5M$488.7M$17.5MBranch SalePurchase and assumption
Dec 28, 1990First FS & La of AndalusiaAndalusia, ALAL$38.7M$37.7M$6.3MColonial BankPurchase and assumption
Nov 30, 1990Tuskegee S & LaTuskegee, ALAL$31.8M$28.5M$15.3MFirst Tuskegee BankPurchase and assumption
Mar 30, 1989City FS & LaBirmingham, ALAL$712.0M$648.2M$53.3MFirst Alabama BankPurchase and assumption
Mar 30, 1989Baldwin County Fed. Savings BankRobertsdale, ALAL$171.5M$156.8M$7.3MFirst Alabama BankPurchase and assumption
Mar 9, 1989Phenix Fed. S & L Assoc.Phenix City, ALAL$150.3M$194.8M$69.9MBranch SalePurchase and assumption
Mar 9, 1989First Savings Bank of AlabamaHamilton, ALAL$26.0M$24.0M$1.9MSouthtrust Bank of Marion CInsured deposit transfer
Feb 17, 1989Guaranty Fed. S & L Assoc.Birmingham, ALAL$381.3M$398.6M$55.9MSouthtrust Affliated BanksPurchase and assumption
Sep 6, 1988Coosa FS&LAGadsden, ALAL$72.1M$76.2M$13.1MSecor Savings Bank FSBOpen-bank assistanceAssistance
Nov 12, 1987Gulf FS&LAMobile, ALAL$6.1M$6.5M$1.3MGulf Federal Bank A FSBOpen-bank assistanceAssistance
Sep 18, 1987Phenix FS&LAPhenix City, ALAL$225.5M$235.5M––Merger
Apr 22, 1987The Peoples BankCollinsville, ALAL$11.9M$11.9M$934.2KBank of GeraldinePurchase and assumption
Feb 19, 1987First State Bank of AtmoreAtmore, ALAL$12.4M$12.4M$0First NB of AtmorePurchase and assumption
May 9, 1986Rainsville BankRainsville, ALAL$17.5M$16.1M$565.8KJacobs BankPurchase and assumption
Aug 16, 1985The Commercial BankAndalusia, ALAL$77.8M$76.4M$0The Commercial BankOpen-bank assistanceAssistance

Source: FDIC BankFind Suite. Cost to the fund is the FDIC's estimated loss to the deposit insurance fund (earlier funds for older failures). Assets and deposits as of the last report before failure. Assistance transactions kept the bank open with FDIC help.

The largest credit unions in Alabama

88 credit unions; the largest 25 by assets.

#Credit unionCharterAssetsMembersLoansShares and depositsNet worth ratioNet income, year to date
1RedstoneHuntsville, ALFederal$8.6B539,259$3.7B$7.5B13.86%$59.1M
2All inDaleville, ALFederal$3.7B214,129$2.9B$3.3B10.11%$21.6M
3Southern EnergyBirmingham, ALState$3.6B90,996$956.3M$3.2B14.59%$8.3M
4America's FirstBirmingham, ALFederal$2.8B195,624$2.2B$2.4B12.25%$17.3M
5MaxMontgomery, ALState$2.4B132,648$1.2B$2.1B14.52%$19.0M
6AlabamaTuscaloosa, ALState$2.1B152,571$1.5B$1.8B9.92%$3.9M
7Alabama OneTuscaloosa, ALState$1.5B96,594$1.1B$1.4B9.08%$4.5M
8ListerhillMuscle Shoals, ALState$1.5B91,900$1.1B$1.3B11.06%$5.5M
9AvadianHoover, ALState$1.4B83,496$1.1B$1.3B10.31%$7.6M
10GuardianPrattville, ALState$1.3B95,671$970.8M$1.0B9.46%$7.5M
11Five StarDothan, ALState$1.3B68,823$860.9M$1.1B13.82%$6.8M
12Family SavingsRainbow City, ALState$1.2B78,572$968.4M$999.6M8.86%$3.8M
13Family SecurityDecatur, ALState$1.1B88,825$417.7M$876.5M19.93%$10.8M
14Legacy CommunityBirmingham, ALFederal$727.2M39,234$426.9M$631.6M13.28%$3.1M
15EmblemGadsden, ALState$627.6M29,813$480.0M$558.3M11.29%$3.6M
16WinsouthGadsden, ALState$479.4M33,719$305.5M$438.7M10.41%$1.8M
17Alabama State EmployeesMontgomery, ALState$471.2M39,354$238.4M$416.6M12.01%$2.2M
18AodOxford, ALFederal$466.7M37,793$252.4M$395.2M16.36%$3.0M
19Tva Community Credit UnionMuscle Shoals, ALState$429.0M20,029$173.0M$373.4M18.38%$2.3M
20Coosa PinesChildersburg, ALFederal$420.8M25,793$257.8M$356.6M16.20%$3.7M
21New HorizonsMobile, ALState$304.1M23,666$213.6M$269.6M10.27%$1.1M
22Auburn UniversityAuburn, ALState$267.9M18,764$160.1M$241.5M9.77%$789.3K
23Mutual SavingsHoover, ALState$242.8M18,931$146.0M$214.0M9.06%$309.7K
24Fort McclellanAnniston, ALState$224.1M15,449$98.3M$201.7M12.73%$200.8K
25AlatrustHoover, ALState$224.0M13,471$125.3M$197.8M13.97%$1.4M

Source: NCUA credit union call report data, quarter ending Jun 30, 2026. Names as filed (the NCUA abbreviates them, usually without "Federal Credit Union"). Net income is year to date. The net worth ratio is net worth as a share of assets; 7% or more is "well capitalized".