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Banks in Hawaii
The 6 FDIC-insured banks headquartered in Hawaii, their bank failures since 1934 and the largest credit unions. From the FDIC and the NCUA; quarter ending Jun 30, 2026.
- Banks headquartered here
- 6
- Their assets
- $65.6B
- Their deposits
- $57.4B
- Failures since 2000
- 1
- Credit unions
- 45
Every bank headquartered in Hawaii
Ranked by total assets, quarter ending Jun 30, 2026. Banks based elsewhere with branches here are not included.
| # | Bank | Holding company | Assets | Deposits | Equity | Net income, year to date | ROA | ROE | CET1 ratio | Uninsured deposits | Offices |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Bank of HawaiiHonolulu, HI | Bank of Hawaii | $23.8B | $21.0B | $1.8B | $123.0M | 1.03% | 13.92% | 13.9% | 47% | 52 |
| 2 | First Hawaiian BankHonolulu, HI | First Hawaiian Inc | $23.6B | $20.2B | $2.8B | $149.3M | 1.25% | 10.74% | 13.2% | 48% | 49 |
| 3 | American Savings Bank, National AssociationHonolulu, HI | – | $9.0B | $8.2B | $692.5M | $55.7M | 1.24% | 16.36% | 13.5% | 23% | 35 |
| 4 | Central Pacific BankHonolulu, HI | Central Pacific Financial Corp | $7.5B | $6.7B | $638.0M | $45.0M | 1.21% | 14.16% | 13.4% | 42% | 27 |
| 5 | Hawaii National BankHonolulu, HI | Hawaii National Bancshares Inc | $871.7M | $772.3M | $94.2M | $3.8M | 0.86% | 8.09% | 17.7% | 47% | 10 |
| 6 | Finance Factors, Ltd.Honolulu, HI | – | $683.7M | $519.3M | $80.0M | $2.1M | 0.62% | 5.37% | 15.6% | 8% | 14 |
Source: FDIC BankFind Suite. Assets, deposits and equity at the end of the latest quarter; net income is year to date. ROA and ROE are annualized returns on assets and equity. CET1 is common equity tier 1 capital as a share of risk-weighted assets. CET1 is blank for banks that do not report it (many small banks use the simpler community bank leverage ratio). Uninsured deposits is the bank's own estimate of the share of deposits above the insurance limit.
Bank failures in Hawaii
6 since 1934; the latest 25.
| Date | Bank | State | Assets | Deposits | Cost to the fund | Acquirer | Resolution |
|---|---|---|---|---|---|---|---|
| Oct 13, 2000 | Bank of HonoluluHonolulu, HI | HI | $63.9M | $59.0M | $399.7K | Bank of the Orient | Purchase and assumption, insured deposits |
| May 19, 1995 | Bank Usa, N.A.Kihei, Maui, HI | HI | $9.0M | $9.1M | $2.6M | Hawaii National Bank | Purchase and assumption, insured deposits |
| Oct 2, 1992 | Eastwest Bank, N.A.Kihei, HI | HI | $3.8M | $3.4M | $870.1K | First Hawaiian Bank | Insured deposit transfer |
| Dec 13, 1991 | Federal Finance & Mortgage, LTDHonolulu, HI | HI | $7.7M | $7.4M | $877.7K | First Hawaiian Credit Corp, | Insured deposit transfer |
| Jan 1, 1985 | Peoples S&LAHonolulu, HI | HI | $15.0M | $10.5M | $4.3M | New Peoples S&LA | Open-bank assistanceAssistance |
| Feb 1, 1980 | First S&LAHonolulu, HI | HI | $33.2M | $26.1M | $126.8K | First FS&LA of America | Open-bank assistanceAssistance |
Source: FDIC BankFind Suite. Cost to the fund is the FDIC's estimated loss to the deposit insurance fund (earlier funds for older failures). Assets and deposits as of the last report before failure. Assistance transactions kept the bank open with FDIC help.
The largest credit unions in Hawaii
45 credit unions; the largest 25 by assets.
| # | Credit union | Charter | Assets | Members | Loans | Shares and deposits | Net worth ratio | Net income, year to date |
|---|---|---|---|---|---|---|---|---|
| 1 | Hawaii StateHonolulu, HI | Federal | $2.9B | 139,996 | $1.5B | $2.5B | 9.98% | $22.5M |
| 2 | HawaiiusaHonolulu, HI | Federal | $2.7B | 131,069 | $1.6B | $2.4B | 10.63% | $11.3M |
| 3 | Aloha PacificHonolulu, HI | Federal | $1.5B | 71,350 | $759.5M | $1.3B | 9.81% | $6.3M |
| 4 | Hawaiian FinancialHonolulu, HI | Federal | $1.1B | 51,589 | $592.1M | $1.0B | 11.72% | $4.2M |
| 5 | HFSHilo, HI | Federal | $1.1B | 56,409 | $482.1M | $987.9M | 9.32% | $5.3M |
| 6 | University of HawaiiHonolulu, HI | Federal | $975.7M | 35,521 | $389.4M | $895.9M | 11.08% | $6.4M |
| 7 | GatherLihue, HI | Federal | $934.5M | 40,924 | $484.6M | $841.5M | 12.81% | $7.3M |
| 8 | Hawaii CommunityKailua Kona, HI | Federal | $808.3M | 46,242 | $412.2M | $737.8M | 9.65% | $2.1M |
| 9 | LokahiPearl City, HI | Federal | $701.9M | 45,384 | $382.6M | $624.0M | 9.49% | $1.0M |
| 10 | Pearl HawaiiWaipahu, HI | Federal | $545.1M | 31,649 | $254.7M | $488.1M | 10.19% | $3.6M |
| 11 | Maui CountyWailuku, HI | Federal | $487.5M | 20,862 | $228.8M | $417.2M | 13.98% | $1.7M |
| 12 | Cu HawaiiHilo, HI | Federal | $460.3M | 29,983 | $212.1M | $401.1M | 10.97% | $1.3M |
| 13 | HonoluluHonolulu, HI | Federal | $423.3M | 19,888 | $318.1M | $365.3M | 12.76% | $2.5M |
| 14 | Hawaii CentralHonolulu, HI | Federal | $307.6M | 16,211 | $178.3M | $283.3M | 10.06% | $1.2M |
| 15 | Hawaii Law EnforcementHonolulu, HI | Federal | $230.3M | 14,189 | $112.0M | $201.5M | 13.17% | $626.6K |
| 16 | Big IslandHilo, HI | Federal | $194.5M | 9,555 | $42.5M | $175.3M | 9.30% | $685.4K |
| 17 | KauaiLihue, HI | Federal | $192.8M | 7,793 | $152.9M | $140.4M | 8.75% | $604.6K |
| 18 | Valley Isle CommunityKahului, HI | Federal | $174.1M | 12,729 | $60.4M | $160.9M | 9.26% | $570.3K |
| 19 | Hawaii County EmployeesHilo, HI | Federal | $148.0M | 5,947 | $45.6M | $124.7M | 15.17% | $1.0M |
| 20 | MauiKahului, HI | Federal | $146.2M | 7,338 | $35.7M | $124.7M | 14.14% | $729.5K |
| 21 | WailukuKahului, HI | Federal | $135.4M | 5,396 | $94.0M | $118.4M | 12.65% | $1.3M |
| 22 | Garden IslandLihue, HI | Federal | $126.2M | 7,235 | $63.9M | $110.5M | 13.72% | $245.6K |
| 23 | HawaiiHonolulu, HI | Federal | $104.0M | 11,578 | $70.6M | $86.5M | 15.15% | $649.7K |
| 24 | Ko`olauKailua, HI | Federal | $103.9M | 6,161 | $55.5M | $93.3M | 9.45% | $567.1K |
| 25 | McbrydeEleele, HI | Federal | $102.7M | 3,165 | $16.2M | $78.3M | 26.92% | $619.2K |
Source: NCUA credit union call report data, quarter ending Jun 30, 2026. Names as filed (the NCUA abbreviates them, usually without "Federal Credit Union"). Net income is year to date. The net worth ratio is net worth as a share of assets; 7% or more is "well capitalized".