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Banks in Virginia
The 56 FDIC-insured banks headquartered in Virginia, their bank failures since 1934 and the largest credit unions. From the FDIC and the NCUA; quarter ending Jun 30, 2026.
- Banks headquartered here
- 56
- Their assets
- $1.0T
- Their deposits
- $792.0B
- Failures since 2000
- 6
- Credit unions
- 95
Every bank headquartered in Virginia
Ranked by total assets, quarter ending Jun 30, 2026. Banks based elsewhere with branches here are not included.
| # | Bank | Holding company | Assets | Deposits | Equity | Net income, year to date | ROA | ROE | CET1 ratio | Uninsured deposits | Offices |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Capital One, National AssociationMclean, VA | Capital One Financial Corp | $662.2B | $512.6B | $98.7B | $5.6B | 1.67% | 11.35% | 13.2% | 21% | 251 |
| 2 | HSBC Bank USA, National AssociationTysons, VA | Hsbc Holdings PLC | $173.1B | $141.2B | $16.6B | $822.5M | 0.98% | 10.02% | 15.9% | 69% | 41 |
| 3 | Atlantic Union BankRichmond City, VA | Atlantic Union Bankshares Corp | $38.0B | $30.6B | $5.8B | $304.2M | 1.62% | 10.57% | 13.0% | 35% | 185 |
| 4 | United BankFairfax, VA | United Bankshares Inc | $33.6B | $27.3B | $5.6B | $261.9M | 1.56% | 9.36% | 13.7% | 38% | 237 |
| 5 | TowneBankPortsmouth, VA | – | $22.6B | $18.8B | $3.0B | $234.2M | 2.17% | 16.91% | 12.2% | 48% | 81 |
| 6 | Burke & Herbert Bank & Trust CompanyAlexandria, VA | Burke&herbert Finl Services | $11.0B | $9.0B | $1.3B | $47.4M | 1.06% | 8.92% | 13.3% | 35% | 106 |
| 7 | Carter Bank & TrustMartinsville, VA | Carter Bankshares, Inc. | $4.8B | $4.2B | $541.9M | $88.0M | 3.66% | 37.13% | 14.3% | 18% | 66 |
| 8 | Primis BankTappahannock, VA | Primis Financial Corp. | $4.3B | $3.5B | $478.2M | $21.5M | 1.02% | 9.10% | 10.6% | 23% | 28 |
| 9 | The First Bank and Trust CompanyLebanon, VA | First Bcorp Inc | $4.3B | $3.8B | $422.6M | $38.6M | 1.83% | 18.63% | 12.6% | 41% | 35 |
| 10 | First Community BankBluefield, VA | First Community Bankshares Inc | $3.6B | $3.0B | $510.5M | $35.9M | 2.05% | 14.59% | 15.3% | 21% | 67 |
| 11 | Citizens and Farmers BankWest Point, VA | C&f Financial Corp | $2.8B | $2.4B | $325.5M | $17.6M | 1.27% | 11.04% | 13.5% | 30% | 32 |
| 12 | John Marshall BankReston, VA | John Marshall Bancorp, Inc. | $2.4B | $2.0B | $294.7M | $14.1M | 1.19% | 9.75% | 15.6% | 45% | 8 |
| 13 | FVCbankFairfax, VA | FVCBankcorp, Inc. | $2.4B | $2.1B | $279.7M | $15.9M | 1.37% | 11.69% | 15.4% | 47% | 8 |
| 14 | Blue Ridge Bank, National AssociationMartinsville, VA | BLUE RIDGE BANKSHARES, INC. | $2.3B | $1.9B | $245.8M | $140.0K | 0.01% | 0.11% | 15.1% | 23% | 27 |
| 15 | MainStreet BankFairfax, VA | MainStreet Bancshares, Inc. | $2.2B | $1.9B | $279.2M | $10.0M | 0.90% | 7.19% | 14.1% | 28% | 7 |
| 16 | Chain Bridge Bank, National AssociationMclean, VA | CHAIN BRIDGE BANCORP INC | $2.2B | $2.0B | $178.4M | $18.2M | 1.86% | 21.61% | 48.1% | 81% | 1 |
| 17 | First BankStrasburg, VA | First National Corp | $2.1B | $1.8B | $195.5M | $11.7M | 1.14% | 12.24% | 12.9% | 31% | 33 |
| 18 | Bank Of ClarkeBerryville, VA | EAGLE FINANCIAL SERVICES INC | $1.8B | $1.6B | $222.4M | $9.5M | 1.02% | 8.64% | 14.3% | 26% | 14 |
| 19 | The National Bank of BlacksburgBlacksburg, VA | NATIONAL BANKSHARES INC | $1.8B | $1.7B | $169.2M | $5.2M | 0.57% | 6.29% | 16.5% | 41% | 28 |
| 20 | Old Dominion National BankCharlottesville, VA | ODNB Financial Corp | $1.8B | $1.5B | $191.6M | $6.6M | 0.78% | 6.95% | 14.0% | 39% | 6 |
| 21 | Chesapeake BankKilmarnock, VA | CHESAPEAKE FINANCIAL SHARES INC | $1.7B | $1.5B | $184.6M | $15.2M | 1.78% | 17.03% | 14.2% | 23% | 19 |
| 22 | Virginia National BankCharlottesville, VA | Virginia National Bankshares Corp | $1.6B | $1.4B | $195.2M | $15.3M | 1.86% | 16.19% | 20.5% | 24% | 16 |
| 23 | Benchmark Community BankKenbridge, VA | BENCHMARK BANKSHARES INC | $1.4B | $1.3B | $133.5M | $11.3M | 1.63% | 17.45% | 13.0% | 8% | 19 |
| 24 | Farmers & Merchants BankTimberville, VA | F&M BANK CORP | $1.4B | $1.3B | $116.0M | $8.6M | 1.24% | 15.54% | 13.5% | 14% | 16 |
| 25 | SKYLINE NATIONAL BANKIndependence, VA | Skyline Bankshares, Inc. | $1.3B | $1.2B | $115.1M | $9.9M | 1.51% | 17.83% | 11.0% | 34% | 29 |
| 26 | Trustar BankGreat Falls, VA | Trustar Bankshares Inc | $1.1B | $970.4M | $107.7M | $3.8M | 0.65% | 7.14% | 11.3% | 44% | 6 |
| 27 | First National BankAltavista, VA | Pinnacle Bankshares Corp | $1.1B | $1.0B | $91.5M | $9.6M | 1.76% | 21.85% | 13.0% | 32% | 20 |
| 28 | The Freedom Bank of VirginiaFairfax, VA | Freedom Financial Holdings Inc | $1.0B | $875.0M | $104.1M | $2.3M | 0.45% | 4.55% | 13.7% | 25% | 6 |
| 29 | Bank of the JamesLynchburg, VA | BK James Finl Group Inc | $1.0B | $938.1M | $81.6M | $5.2M | 1.01% | 13.08% | 11.8% | 31% | 22 |
| 30 | Oak View National BankWarrenton, VA | Oak View Bankshares, Inc. | $966.1M | $693.0M | $84.1M | $4.3M | 0.93% | 10.74% | 16.7% | 30% | 4 |
| 31 | New Peoples Bank, Inc.Honaker, VA | NEW PEOPLES BANKSHARES INC | $942.5M | $828.4M | $97.8M | $6.9M | 1.48% | 14.43% | 15.5% | 13% | 19 |
| 32 | Bank of BotetourtBuchanan, VA | – | $939.4M | $821.5M | $101.0M | $8.4M | 1.80% | 17.31% | – | 13% | 14 |
| 33 | TruPoint BankGrundy, VA | Miners&merchants Bcorp Inc | $690.8M | $593.7M | $64.2M | $3.9M | 1.12% | 12.24% | – | 17% | 16 |
| 34 | The Bank of Southside VirginiaCarson, VA | The Bank of Southside Va Corp | $670.3M | $489.2M | $140.0M | $12.2M | 3.74% | 18.45% | – | 27% | 15 |
| 35 | The Bank of MarionMarion, VA | Southwest Va Bankshares Inc | $634.1M | $535.9M | $58.5M | $4.4M | 1.43% | 15.88% | 18.2% | 14% | 17 |
| 36 | Citizens Bank and Trust CompanyBlackstone, VA | Citizens Bcorp of Virginia Inc | $577.6M | $485.5M | $83.0M | $6.1M | 2.11% | 15.05% | – | 22% | 12 |
| 37 | Select BankForest, VA | Select Bank Financial Corp | $524.4M | $448.4M | $43.5M | $3.1M | 1.22% | 15.01% | 11.5% | 24% | 6 |
| 38 | Powell Valley National BankJonesville, VA | Powell Valley Bankshares Inc | $516.5M | $460.0M | $53.9M | $5.7M | 2.20% | 22.59% | 13.8% | 30% | 7 |
| 39 | First Sentinel BankRichlands, VA | First Region Bancshares Inc | $398.0M | $348.5M | $40.4M | $1.7M | 0.85% | 8.66% | 12.8% | 28% | 9 |
| 40 | The Farmers Bank of AppomattoxAppomattox, VA | – | $374.6M | $313.6M | $40.4M | $1.8M | 0.98% | 9.29% | 18.5% | 9% | 6 |
| 41 | Pioneer BankStanley, VA | Pioneer Bankshares Inc | $371.8M | $296.2M | $43.5M | $5.1M | 2.81% | 24.90% | 15.7% | 24% | 7 |
| 42 | Legacy BankGrundy, VA | GNB Bankshares Corp | $360.2M | $279.7M | $65.1M | $1.5M | 0.85% | 4.77% | 27.8% | 32% | 4 |
| 43 | Locus Bank, Inc.Richmond, VA | Locus | $359.4M | $259.3M | $74.1M | $2.2M | 1.26% | 5.99% | – | 27% | 2 |
| 44 | New Horizon Bank, National AssociationPowhatan, VA | Csbh LLC | $359.3M | $286.4M | $33.2M | −$581.0K | −0.39% | −3.46% | – | 55% | 3 |
| 45 | Lee Bank and Trust CompanyPennington Gap, VA | Lee Bankshares Inc | $257.3M | $218.3M | $35.7M | $4.4M | 3.40% | 26.38% | 26.2% | 30% | 3 |
| 46 | CornerStone BankLexington, VA | – | $232.8M | $198.6M | $24.8M | $1.4M | 1.20% | 11.36% | – | 26% | 4 |
| 47 | The Bank of Charlotte CountyPhenix, VA | BCC Bankshares Inc | $222.8M | $194.5M | $27.2M | $3.9M | 3.44% | 31.08% | 20.0% | 22% | 6 |
| 48 | Farmers and Miners BankPennington Gap, VA | – | $193.2M | $166.3M | $25.4M | $1.5M | 1.63% | 12.45% | – | 9% | 6 |
| 49 | Highlands Community BankCovington, VA | – | $188.9M | $167.3M | $20.4M | $368.0K | 0.39% | 3.61% | – | 18% | 3 |
| 50 | Movement BankDanville, VA | – | $165.5M | $145.6M | $18.4M | $771.0K | 0.96% | 8.55% | 17.0% | 35% | 4 |
| 51 | Community Bankers' BankMidlothian, VA | CBB Financial Corp | $139.4M | $94.9M | $19.3M | $155.0K | 0.22% | 1.62% | – | 27% | 1 |
| 52 | Integrity Bank for BusinessVirginia Beach, VA | – | $111.7M | $70.6M | $21.4M | $137.0K | 0.28% | 1.28% | 38.3% | 49% | 1 |
| 53 | Miners Exchange BankCoeburn, VA | – | $93.5M | $81.0M | $10.8M | −$242.0K | −0.51% | −4.38% | 20.9% | 9% | 5 |
| 54 | Farmers & Merchants Bank of Craig CountyNew Castle, VA | – | $93.0M | $76.8M | $15.9M | $611.0K | 1.31% | 7.80% | – | 10% | 1 |
| 55 | The Blue Grass Valley BankBlue Grass, VA | – | $59.9M | $53.6M | $6.1M | $165.0K | 0.54% | 5.49% | – | 6% | 2 |
| 56 | Martinsville First Savings BankMartinsville, VA | First Mutual Holding Co | $32.1M | $24.8M | $7.2M | $67.0K | 0.41% | 1.87% | 46.9% | 5% | 1 |
Source: FDIC BankFind Suite. Assets, deposits and equity at the end of the latest quarter; net income is year to date. ROA and ROE are annualized returns on assets and equity. CET1 is common equity tier 1 capital as a share of risk-weighted assets. CET1 is blank for banks that do not report it (many small banks use the simpler community bank leverage ratio). Uninsured deposits is the bank's own estimate of the share of deposits above the insurance limit.
Bank failures in Virginia
54 since 1934; the latest 25.
| Date | Bank | State | Assets | Deposits | Cost to the fund | Acquirer | Resolution |
|---|---|---|---|---|---|---|---|
| Feb 28, 2014 | Millennium Bank, National AssociationSterling, VA | VA | $130.3M | $121.7M | $10.9M | Washingtonfirst Bank | Purchase and assumption |
| Sep 23, 2011 | Bank of the CommonwealthNorfolk, VA | VA | $985.1M | $901.8M | $238.7M | Southern Bank and Trust Company | Purchase and assumption |
| Jul 29, 2011 | Virginia Business BankRichmond, VA | VA | $83.5M | $73.0M | $19.9M | Xenith Bank | Purchase and assumption |
| Aug 20, 2010 | Imperial Savings and Loan AssociationMartinsville, VA | VA | $9.4M | $10.1M | $4.7M | River Community Bank, National Association | Purchase and assumption |
| Dec 4, 2009 | Greater Atlantic BankReston, VA | VA | $203.3M | $179.2M | $26.6M | Sonabank | Purchase and assumption |
| Jan 16, 2009 | Countrywide Bank FSBAlexandria, VA | VA | $118.0B | $43.7B | – | – | Open-bank assistance mergerAssistance |
| Aug 12, 1993 | New Atlantic Bank, NANorfolk, VA | VA | $15.1M | $14.4M | $792.4K | Bank of Hampton Roads | Purchase and assumption |
| Dec 11, 1992 | Sailors & Merchants B&t Co.Vienna, VA | VA | $34.8M | $34.5M | $5.0M | First Union Bank of Virg | Purchase and assumption |
| Oct 9, 1992 | Peidmont FsaManassas, VA | VA | $444.6M | $370.1M | $75.6M | Crestar Bank | Purchase and assumption |
| Sep 18, 1992 | The Washington BankFairfax County, VA | VA | $28.1M | $27.9M | $5.1M | George Mason Bank | Purchase and assumption, insured deposits |
| Jul 17, 1992 | Liberty FSBWarrenton, VA | VA | $92.0M | $86.9M | $12.3M | Jefferson NB | Purchase and assumption |
| Jul 10, 1992 | Home FSBNorfolk, VA | VA | $224.2M | $195.2M | $42.8M | Home Sb, FSB | Purchase and assumption |
| Apr 10, 1992 | Federal Sa of VirginiaFalls Church, VA | VA | $31.5M | $29.6M | $14.5M | Fairfax B&tc | Purchase and assumption |
| Apr 3, 1992 | Commonwealth FSBManassas, VA | VA | $72.5M | $64.8M | $16.4M | Fairfax B&tc | Purchase and assumption |
| Feb 28, 1992 | Vista FsaReston, VA | VA | $113.2M | $108.7M | $36.9M | Eastern American Bank, FSB | Purchase and assumption |
| Jan 10, 1992 | Perpetual Savings BankVienna, VA | VA | $2.9B | $2.4B | $453.7M | Crestar Bank | Purchase and assumption |
| Dec 13, 1991 | Investors FSBRichmond, VA | VA | $2.1B | $1.4B | $470.7M | Central Fidelity Bank | Purchase and assumption |
| May 24, 1991 | First Security BankRoanoke, VA | VA | $15.9M | $15.0M | $4.5M | First Century Bank | Insured deposit transfer |
| May 10, 1991 | Madison National Bank of VirginiaMclean, VA | VA | $174.2M | $159.4M | $18.2M | Signet Bank - Virginia | Purchase and assumption |
| May 3, 1991 | Sentry FsaNorfolk, VA | VA | $50.3M | $47.2M | $12.3M | Payout | Payout |
| Feb 1, 1991 | Coreast FSBRichmond, VA | VA | $1.2B | $993.2M | $210.8M | Branch Sale | Purchase and assumption, insured deposits |
| Jan 25, 1991 | Trustbank FSBTysons Corner, VA | VA | $1.8B | $1.5B | $172.8M | Branch Sale | Purchase and assumption, insured deposits |
| Oct 19, 1990 | Heritage Savings Bank, FSBRichmond, VA | VA | $888.8M | $726.2M | $124.2M | Crfc Interim SB (crestar Ba | Purchase and assumption |
| Jul 31, 1990 | United FSBVienna, VA | VA | $415.6M | $352.7M | $134.5M | Crestar Bank | Purchase and assumption |
| Mar 2, 1990 | Security FS & LaRichmond, VA | VA | $341.6M | $237.5M | $24.0M | Crestar Bank | Purchase and assumption |
Source: FDIC BankFind Suite. Cost to the fund is the FDIC's estimated loss to the deposit insurance fund (earlier funds for older failures). Assets and deposits as of the last report before failure. Assistance transactions kept the bank open with FDIC help.
The largest credit unions in Virginia
95 credit unions; the largest 25 by assets.
| # | Credit union | Charter | Assets | Members | Loans | Shares and deposits | Net worth ratio | Net income, year to date |
|---|---|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit UnionVienna, VA | Federal | $204.4B | 15,517,448 | $146.3B | $173.4B | 11.65% | $1.4B |
| 2 | PentagonMcLean, VA | Federal | $29.2B | 2,751,004 | $22.0B | $25.1B | 10.72% | $144.0M |
| 3 | VirginiaNorth Chesterfield, VA | Federal | $7.4B | 480,100 | $5.3B | $6.4B | 10.75% | $13.8M |
| 4 | AppleFairfax, VA | Federal | $5.7B | 268,158 | $3.3B | $4.8B | 10.93% | $39.8M |
| 5 | LangleyNewport News, VA | Federal | $5.6B | 408,716 | $4.6B | $4.8B | 9.25% | $21.5M |
| 6 | NorthwestHerndon, VA | Federal | $4.6B | 266,304 | $3.1B | $3.5B | 11.84% | $8.4M |
| 7 | ChartwayVirginia Beach, VA | Federal | $3.2B | 257,809 | $2.8B | $2.9B | 8.37% | $6.6M |
| 8 | State DepartmentAlexandria, VA | Federal | $2.9B | 85,293 | $1.6B | $2.4B | 10.78% | $7.2M |
| 9 | BayportNewport News, VA | Federal | $2.8B | 157,891 | $2.2B | $2.4B | 11.26% | $15.2M |
| 10 | Dupont CommunityWaynesboro, VA | State | $2.1B | 124,899 | $1.2B | $1.9B | 10.91% | $10.6M |
| 11 | University of Va Community CuCharlottesville, VA | State | $1.6B | 86,800 | $1.0B | $1.4B | 10.34% | $6.2M |
| 12 | United States SenateAlexandria, VA | Federal | $1.5B | 52,712 | $1.1B | $1.4B | 7.88% | $1.4M |
| 13 | Wright Patman CongressionalOakton, VA | Federal | $1.3B | 52,232 | $805.1M | $1.1B | 11.04% | $5.2M |
| 14 | Freedom FirstRoanoke, VA | Federal | $1.3B | 63,954 | $1.1B | $1.0B | 10.56% | $3.5M |
| 15 | JusticeChantilly, VA | Federal | $1.1B | 79,173 | $874.7M | $997.6M | 12.11% | $4.0M |
| 16 | 1st AdvantageYorktown, VA | Federal | $1.1B | 71,651 | $786.3M | $895.7M | 16.66% | $9.8M |
| 17 | AbnbChesapeake, VA | Federal | $914.3M | 75,907 | $724.4M | $817.5M | 7.95% | $156.9K |
| 18 | ArgentChester, VA | Federal | $571.8M | 35,330 | $335.2M | $517.4M | 9.16% | $2.8M |
| 19 | CallGlen Allen, VA | Federal | $557.1M | 27,508 | $271.9M | $497.7M | 10.47% | $784.1K |
| 20 | SpectraAlexandria, VA | Federal | $544.4M | 31,519 | $337.6M | $458.8M | 8.67% | $43.7K |
| 21 | Arlington CommunityFalls Church, VA | Federal | $537.8M | 26,132 | $463.5M | $490.2M | 7.95% | $600.0K |
| 22 | ValleystarMartinsville, VA | State | $503.4M | 34,919 | $333.0M | $406.1M | 10.25% | −$2.6M |
| 23 | Commonwealth OneAlexandria, VA | Federal | $501.7M | 30,477 | $363.9M | $432.9M | 8.30% | $2.5M |
| 24 | HenricoHenrico, VA | Federal | $499.7M | 31,656 | $321.8M | $447.6M | 10.68% | $2.6M |
| 25 | TopsideDahlgren, VA | Federal | $492.1M | 41,881 | $266.6M | $455.2M | 8.82% | $2.5M |
Source: NCUA credit union call report data, quarter ending Jun 30, 2026. Names as filed (the NCUA abbreviates them, usually without "Federal Credit Union"). Net income is year to date. The net worth ratio is net worth as a share of assets; 7% or more is "well capitalized".