IMXI on Nasdaq
International Money Express, Inc.
American business services company, incorporated in Delaware1
In its 2026 annual report the company says: “International Money Express, Inc. is a global leading omnichannel money remittance services company focused primarily on the United States of America to Latin America and the Caribbean corridor, which includes Mexico, Central and South America and the Caribbean. We also provide our remittance services to Africa and Asia from the United States and offer money transfer services from Canada to Latin America and Africa. We also provide remittance services from Spain, Italy and Germany to Africa, Asia and Latin America.”4 It is headquartered in Miami, Florida.1 Its shares trade on Nasdaq under the symbol IMXI.1
Price unavailable
Last updated Oct 21, 2026.
Overview
Compare with Flywire, Xometry or ICTS INTERNATIONAL N V, or pick any stock.
- TickerIMXI on Nasdaq1
- IndustryServices-Business Services, NEC1
- HeadquartersMiami, Florida1
- Incorporated inDE2
- Business address9100 South Dadeland Blvd, Suite 1100, Miami, Fl 331562
- Filer categoryAccelerated filer2
See how the biggest companies compare on our leaderboards
International Money Express, Inc. (the “Company” or “Intermex”) is a global leading omnichannel money remittance services company focused primarily on the United States of America (“United States” or “U.S.”) to Latin America and the Caribbean (“LAC”) corridor, which includes Mexico, Central and South America and the Caribbean. We also provide our remittance services to Africa and Asia from the United States and offer money transfer services from Canada to Latin America and Africa. We also provide remittance services from Spain, Italy and Germany to Africa, Asia and Latin America. We utilize our proprietary technology to deliver convenient, reliable and value-added services to consumers through a broad network of sending and paying agents. Our remittance services, which include a comprehensive suite of ancillary financial processing solutions and payment services, are available in all 50 …4 From its latest annual report
Financials
From the company’s reports to the SEC. Every number links to the filing it came from.
Key numbers, fiscal 2025
9.2%Operating margin5
5.4%Net margin5
-7.7%Revenue growth, 20255
20.3%Return on equity5
1.21×Debt to equity5
$15.8MFree cash flow5
What sells
Revenue by product, business segment and region, as the company reports it to the SEC.
Products and services
Wire Transfer and Money Order brought in 83% of the revenue International Money Express, Inc. broke down this way in fiscal 2025.
Products and services by year
| Products and services | 2023 | 2024 | 2025 |
|---|---|---|---|
| Wire Transfer and Money Order | $561.5M | $554.8M | $502.2M |
| Foreign Exchange Gain | $87.9M | $88.9M | $87.2M |
| Financial Service, Other | $9.3M | $14.9M | $18.5M |
Where the money goes
Where each dollar of revenue went, fiscal 2025
- Other costs92¢$560.7M
- Income tax2¢$14.4M
- Profit5¢$32.7M
Out of $607.8M in revenue.5
Where each dollar of operating cash went, fiscal 2025
- Capital spending56¢$21.1M
- Share buybacks44¢$16.3M
Out of $36.9M of cash from operations. Spending exceeded cash from operations; the rest came from savings or borrowing.5
Financial statements
Every line of the income statement as filed: the last 3 fiscal years, latest first.5
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Total revenues | $607.8M | $658.6M | $658.7M |
| Service charges from agents and banks | $388.9M | $429.0M | $430.9M |
| Salaries and benefits | $75.0M | $68.2M | $70.2M |
| Other selling, general and administrative expenses | $50.7M | $41.5M | $42.7M |
| Provision for credit losses | $7.9M | $6.4M | $5.0M |
| Restructuring costs | $742.0K | $3.1M | $1.2M |
| Transaction costs | $10.5M | $1.8M | $445.0K |
| Goodwill impairment | $1.2M | $0 | $0 |
| Depreciation and amortization | $17.2M | $13.6M | $12.9M |
| Total operating expenses | $552.1M | $563.6M | $563.2M |
| Operating income | $55.6M | $95.0M | $95.5M |
| Gain contingency | $3.3M | $0 | $0 |
| Interest expense | $11.8M | $11.7M | $10.4M |
| Income before income taxes | $47.1M | $83.3M | $85.1M |
| Income tax provision | $14.4M | $24.4M | $25.5M |
| Net income | $32.7M | $58.8M | $59.5M |
| Other comprehensive income (loss) | $1.6M | -$1.7M | $404.0K |
| Comprehensive income | $34.2M | $57.1M | $59.9M |
| Basic (in dollars per share) | $1.09 | $1.81 | $1.67 |
| Diluted (in dollars per share) | $1.08 | $1.79 | $1.63 |
| Basic (in shares) | 29.9M shares | 32.4M shares | 35.6M shares |
| Diluted (in shares) | 30.2M shares | 32.9M shares | 36.4M shares |
No quarter-by-quarter statement was filed.
Every line of the balance sheet as filed: the last 4 fiscal years (annual) or 4 quarters (quarterly), latest first.5
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Cash and cash equivalents | $168.7M | $130.5M | ||
| Accounts receivable, net of allowance of $$5,530 and $$3,546, respectively | $105.4M | $107.1M | ||
| Prepaid wires, net | $59.5M | $49.2M | ||
| Prepaid expenses and other current assets | $19.6M | $11.0M | ||
| Total current assets | $353.2M | $297.8M | ||
| Property and equipment, net | $57.1M | $50.4M | ||
| Goodwill | $54.0M | $55.2M | $54.0M | $49.8M |
| Intangible assets, net | $25.4M | $26.8M | $18.1M | $19.8M |
| Other assets | $28.0M | $32.2M | ||
| Total assets | $517.7M | $462.4M | ||
| Accounts payable | $15.3M | $19.5M | ||
| Wire transfers and money orders payable, net | $87.5M | $85.0M | ||
| Accrued and other liabilities | $38.1M | $47.4M | ||
| Total current liabilities | $141.0M | $152.0M | ||
| Debt, net | $194.8M | $156.6M | ||
| Lease liabilities, net | $15.5M | $18.6M | ||
| Deferred tax liability, net | $5.4M | $250.0K | ||
| Total long-term liabilities | $215.7M | $175.5M | ||
| Preferred stock $0.0001 par value; 5,000,000 shares authorized, none issued or outstanding | $0 | $0 | ||
| Common stock $0.0001 par value; 200,000,000 shares authorized, 40,682,683 and 40,164,056 shares issued and 29,719,115 and 30,548,702 shares outstanding as of December 31, 2025 and 2024, respectively | $4.0K | $4.0K | ||
| Additional paid-in capital | $87.8M | $79.6M | ||
| Retained earnings | $290.1M | $257.5M | ||
| Accumulated other comprehensive income (loss) | $104.0K | -$1.4M | ||
| Treasury stock, at cost; 10,963,568 and 9,615,354 shares as of December 31, 2025 and 2024, respectively | -$217.0M | -$200.7M | ||
| Total stockholders equity | $161.1M | $134.9M | $149.0M | $149.9M |
| Total liabilities and stockholders equity | $517.7M | $462.4M | ||
| Accounts receivable | $5.5M | $3.5M | $2.6M | |
| Preferred stock, par value (in dollars per share) | $0.00 | $0.00 | ||
| Preferred stock, authorized (in shares) | 5.0M shares | 5.0M shares | ||
| Preferred stock, issued (in shares) | 0 shares | 0 shares | ||
| Preferred stock, outstanding (in shares) | 0 shares | 0 shares | ||
| Common stock, par value (in dollars per share) | $0.00 | $0.00 | ||
| Common stock, authorized (in shares) | 200.0M shares | 200.0M shares | ||
| Common stock, issued (in shares) | 40.7M shares | 40.2M shares | ||
| Common stock, outstanding (in shares) | 29.7M shares | 30.5M shares | ||
| Treasury stock (in shares) | 11.0M shares | 9.6M shares |
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Cash and cash equivalents | $168.7M | $130.5M | ||
| Accounts receivable, net of allowance of $$5,530 and $$3,546, respectively | $105.4M | $107.1M | ||
| Prepaid wires, net | $59.5M | $49.2M | ||
| Prepaid expenses and other current assets | $19.6M | $11.0M | ||
| Total current assets | $353.2M | $297.8M | ||
| Property and equipment, net | $57.1M | $50.4M | ||
| Goodwill | $54.0M | $55.2M | $54.0M | $49.8M |
| Intangible assets, net | $25.4M | $26.8M | $18.1M | $19.8M |
| Other assets | $28.0M | $32.2M | ||
| Total assets | $517.7M | $462.4M | ||
| Accounts payable | $15.3M | $19.5M | ||
| Wire transfers and money orders payable, net | $87.5M | $85.0M | ||
| Accrued and other liabilities | $38.1M | $47.4M | ||
| Total current liabilities | $141.0M | $152.0M | ||
| Debt, net | $194.8M | $156.6M | ||
| Lease liabilities, net | $15.5M | $18.6M | ||
| Deferred tax liability, net | $5.4M | $250.0K | ||
| Total long-term liabilities | $215.7M | $175.5M | ||
| Preferred stock $0.0001 par value; 5,000,000 shares authorized, none issued or outstanding | $0 | $0 | ||
| Common stock $0.0001 par value; 200,000,000 shares authorized, 40,682,683 and 40,164,056 shares issued and 29,719,115 and 30,548,702 shares outstanding as of December 31, 2025 and 2024, respectively | $4.0K | $4.0K | ||
| Additional paid-in capital | $87.8M | $79.6M | ||
| Retained earnings | $290.1M | $257.5M | ||
| Accumulated other comprehensive income (loss) | $104.0K | -$1.4M | ||
| Treasury stock, at cost; 10,963,568 and 9,615,354 shares as of December 31, 2025 and 2024, respectively | -$217.0M | -$200.7M | ||
| Total stockholders equity | $161.1M | $134.9M | $149.0M | $149.9M |
| Total liabilities and stockholders equity | $517.7M | $462.4M | ||
| Accounts receivable | $5.5M | $3.5M | $2.6M | |
| Preferred stock, par value (in dollars per share) | $0.00 | $0.00 | ||
| Preferred stock, authorized (in shares) | 5.0M shares | 5.0M shares | ||
| Preferred stock, issued (in shares) | 0 shares | 0 shares | ||
| Preferred stock, outstanding (in shares) | 0 shares | 0 shares | ||
| Common stock, par value (in dollars per share) | $0.00 | $0.00 | ||
| Common stock, authorized (in shares) | 200.0M shares | 200.0M shares | ||
| Common stock, issued (in shares) | 40.7M shares | 40.2M shares | ||
| Common stock, outstanding (in shares) | 29.7M shares | 30.5M shares | ||
| Treasury stock (in shares) | 11.0M shares | 9.6M shares |
Cash flow is reported year to date, not quarter by quarter, so there are no separate quarterly figures.
Every line of the cash flow as filed: the last 3 fiscal years, latest first.5
| Period ending | 2025-12-31 | 2024-12-31 | 2023-12-31 |
|---|---|---|---|
| Net income | $32.7M | $58.8M | $59.5M |
| Depreciation and amortization | $17.2M | $13.6M | $12.9M |
| Share-based compensation | $9.3M | $7.0M | $8.1M |
| Provision for credit losses | $7.9M | $6.4M | $5.0M |
| Fair value of contingent consideration | $0 | $0 | -$763.0K |
| Debt origination costs amortization | $1.0M | $1.4M | $1.1M |
| Deferred income tax provision (benefit), net | $5.2M | -$448.0K | -$2.6M |
| Gain contingency | $3.3M | $0 | $0 |
| Goodwill impairment | $1.2M | $0 | $0 |
| Non-cash lease expense | $7.0M | $7.0M | $7.8M |
| Loss on disposal of property and equipment | $1.5M | $1.6M | $1.8M |
| Total adjustments | $53.6M | $36.7M | $33.4M |
| Accounts receivable | -$7.1M | $41.6M | -$29.2M |
| Prepaid wires, net | -$7.4M | -$24.5M | $68.4M |
| Prepaid expenses and other assets | -$9.2M | $5.7M | -$6.9M |
| Lease liabilities | -$7.9M | -$5.9M | -$6.2M |
| Wire transfers and money orders payable, net | $36.0K | -$36.3M | $4.0M |
| Accounts payable and accrued and other liabilities | -$17.8M | -$23.1M | $20.6M |
| Net cash provided by operating activities | $36.9M | $53.1M | $143.5M |
| Cash used in business acquisitions, net of cash and cash equivalents acquired | $0 | -$1.2M | -$5.5M |
| Cash used in asset acquisitions | $0 | -$12.0M | $0 |
| Purchases of property and equipment | -$21.1M | -$30.0M | -$12.8M |
| Proceeds from sale of real estate property | $407.0K | $0 | $0 |
| Acquisition of agent locations | -$1.4M | -$700.0K | $0 |
| Net cash used in investing activities | -$22.1M | -$43.9M | -$18.3M |
| Repayments of term loan facility | $0 | -$75.5M | -$5.5M |
| Borrowings under revolving credit facility | $8.1B | $3.0B | $38.0M |
| Repayments of Lines of Credit | -$8.0B | -$3.0B | $0 |
| Debt origination costs | $0 | -$3.1M | -$751.0K |
| Proceeds (payments) from exercise of options | $46.0K | -$669.0K | $1.3M |
| Payments for stock-based awards | -$1.1M | -$2.5M | -$3.9M |
| Repurchases of common stock | -$16.3M | -$75.1M | -$66.3M |
| Other financing activities | -$52.0K | $0 | $0 |
| Net cash provided by (used in) financing activities | $20.8M | -$114.2M | -$37.1M |
| Effect of exchange rate changes on cash and cash equivalents | $2.6M | -$3.6M | $1.6M |
| Net increase (decrease) in cash and cash equivalents | $38.2M | -$108.7M | $89.7M |
| Cash paid for interest | $10.8M | $10.4M | $9.2M |
| Cash paid for income taxes | $17.9M | $24.6M | $21.5M |
| Lease liabilities arising from obtaining right-of-use assets | $3.0M | $2.4M | $6.0M |
| Settlement of receivables from agent acquisitions | $1.6M | $0 | $0 |
| Accrued liabilities related to agent acquisitions | $150.0K | $0 | $0 |
| Contingent consideration liability | $0 | $0 | $600.0K |
| Settlement of preexisting receivable balance from LAN Holdings against the consideration transferred | $0 | $0 | $2.5M |
| Issuance of common stock for cashless exercise of options | $0 | $4.4M | $0 |
| Settlement of contingent consideration and acquisition related liabilities | $2.0M | $0 | $0 |
No quarter-by-quarter statement was filed.
Compare International Money Express, Inc. with another company
Corporate structure
International Money Express, Inc. sits at the top of its group. 21 entities, 8 countries on record. Switch between the flow chart and the network, and select any entity to see its details.
Major holders of International Money Express, Inc.
- AllianceBernstein Filed SCHEDULE 13G/A on International Money Express, Inc., latest Aug 14, 2026 (2 filings since Nov 14, 2025)
- Goldman Sachs Filed SCHEDULE 13G on International Money Express, Inc., latest May 11, 2026
- VANGUARD GROUP INC Filed SCHEDULE 13G/A on International Money Express, Inc., latest Mar 27, 2026 (4 filings since Feb 10, 2022)
- Voss Capital, LP Filed SCHEDULE 13D/A on International Money Express, Inc., latest Oct 27, 2025 (4 filings since Sep 5, 2024)
- Forager Capital Management, LLC Filed SCHEDULE 13G/A on International Money Express, Inc., latest Oct 14, 2025 (3 filings since Jul 10, 2025)
- Magnetar Financial LLC Filed SCHEDULE 13D/A on International Money Express, Inc., latest Sep 11, 2025 (2 filings since Sep 2, 2025)
- BlackRock Filed SC 13G/A on International Money Express, Inc., latest Jan 26, 2024 (3 filings since Feb 3, 2022)
- Conifer Management, L.L.C. Filed SC 13G/A on International Money Express, Inc., latest Feb 14, 2023 (2 filings since Feb 14, 2022)
- WELLINGTON TRUST Co N A Filed SC 13G/A on International Money Express, Inc., latest Feb 6, 2023 (2 filings since Feb 4, 2022)
- Wellington Management Company Filed SC 13G/A on International Money Express, Inc., latest Feb 6, 2023 (2 filings since Feb 4, 2022)
- Adam P. Godfrey Filed SC 13D/A on International Money Express, Inc., latest Aug 11, 2022
- Nantahala Capital Management, LLC Filed SC 13G/A on International Money Express, Inc., latest Feb 14, 2022
- International Money Express, Inc. Miami, Florida
- Canada International Transfers Corp. Subsidiary · British Columbia, Canada
- Envios de Valores La Nacional Corp. Subsidiary · New York, United States
- Girosmex S.A. de C.V. Subsidiary · Mexico
- GS Mexico Holdings I, LLC Subsidiary · Delaware, United States
- GS Mexico Holdings II, LLC Subsidiary · Delaware, United States
- I-Transfer Deutschland Gmbh Subsidiary · Germany
- I-Transfer Global Payments EP, SAU Subsidiary · Spain
- Inara - Transfers Limited Subsidiary · United Kingdom
- Intermex Central de Servicios S. de R.L. de C.V. Subsidiary · Mexico
- Intermex Holdings, Inc. Subsidiary · Delaware, United States
- Intermex Servicios Integrales S. de R.L. de C.V. Subsidiary · Mexico
- Intermex Transfers de Mexico S.A. de C.V. Subsidiary · Mexico
- Intermex Wire Transfer Corp. Subsidiary · California, United States
- Intermex Wire Transfer de Mexico S.A. de C.V. Subsidiary · Mexico
- Intermex Wire Transfer II, LLC Subsidiary · Delaware, United States
- Intermex Wire Transfer MI, LLC Subsidiary · Michigan, United States
- Intermex Wire Transfers de Guatemala S.A. Subsidiary · Guatemala
- International Money Express Sub 2, LLC Subsidiary · Delaware, United States
- LAN Holdings Corp. Subsidiary · Delaware, United States
- Tempo Financial Cooperatief U.A. Subsidiary · Netherlands
Built from subsidiaries listed in Exhibit 21 of annual reports filed with the SEC; major holders from Schedules 13D and 13G. Each entity in the chart links to its source.
What it owns
What International Money Express, Inc. reports owning in its annual reports to the SEC: buildings, land and equipment, real estate and locations, investments, intangible assets and inventory, at the end of its latest fiscal year and a year before.
Property and equipment
| Item | Latest | A year before | Change |
|---|---|---|---|
| Property and equipment, before depreciation | $104.0M5 Dec 31, 2025 | $93.9M5 Dec 31, 2024 | +10.7% |
| Accumulated depreciation | $46.8M5 Dec 31, 2025 | $43.6M5 Dec 31, 2024 | +7.4% |
| Property and equipment, net | $57.1M5 Dec 31, 2025 | $50.4M5 Dec 31, 2024 | +13.5% |
| Operating-lease assets (leased space) | $15.9M5 Dec 31, 2025 | $18.5M5 Dec 31, 2024 | −14.2% |
Real estate and locations
| Item | Latest | A year before | Change |
|---|---|---|---|
| Stores | 1185 Dec 31, 2025 | 1179 Dec 31, 2024 | +0.9% |
| Countries it operates in | 85 Dec 31, 2025 | 89 Dec 31, 2024 | 0% |
Investments
| Item | Latest | A year before | Change |
|---|---|---|---|
| Cash and cash equivalents | $168.7M5 Dec 31, 2025 | $130.5M5 Dec 31, 2024 | +29.3% |
Intangibles and goodwill
| Item | Latest | A year before | Change |
|---|---|---|---|
| Goodwill | $54.0M5 Dec 31, 2025 | $55.2M5 Dec 31, 2024 | −2.2% |
| Intangible assets, net (excluding goodwill) | $25.4M5 Dec 31, 2025 | $26.8M5 Dec 31, 2024 | −5.4% |
| Finite-lived intangibles, gross | $91.7M5 Dec 31, 2025 | $88.5M5 Dec 31, 2024 | +3.6% |
| Accumulated amortization | $66.3M5 Dec 31, 2025 | $61.6M5 Dec 31, 2024 | +7.5% |
| Finite-lived intangibles, net | $25.4M5 Dec 31, 2025 | $26.8M5 Dec 31, 2024 | −5.4% |
Properties, in its own words
Our leased corporate offices are located in Miami, Florida. We lease three other facilities in the United States, located in Miami, Florida and New York, New York and three facilities internationally, located in Madrid, Spain, Milan, Italy and London, England. In addition, as of December 31, 2025, we lease 115 Company-operated stores throughout the United States and 3 Company-operated stores throughout Italy and Germany. Substantially all our facilities are leased. Our main international customer and shared service centers are located in Guatemala City, Guatemala, Aguascalientes, Mexico, and Puebla, Mexico where our employees answer operational questions from agents and customers, and provide back-office support to our operating entities in the United States and Europe. Our facilities are used for operational, sales and administrative purposes in support of our business, and are all currently being utilized as intended.
We believe that our properties are sufficient to meet our current and projected business needs. We periodically review our facility requirements and may acquire new facilities, or modify, update, consolidate, dispose of or sublet existing facilities based on evolving business needs. In December 2022, we entered into a lease agreement, which expires in 2033, for our new headquarters to accommodate our growing workforce.
Item 2 of the 10-K filed Mar 6, 2026.4
Leadership
Who has led International Money Express, Inc., and when. Pick a name to see everywhere that person has worked.
Chief executive
Chair
Chief financial officer
Chief operating officer
20202025
- Chief executive officerRobert Lisy Jul 30, 2018 to now14
- Chief executive officerDaniel G. Cohen Jan 19, 2017 to Jul 27, 201815
- ChairRobert Lisy Jul 30, 2018 to now14
- PresidentJoseph Aguilar Mar 2, 2023 to now16
- PresidentRobert Lisy Jul 30, 2018 to Mar 2, 202314
- PresidentJames J. McEntee Iii. Jan 19, 2017 to Jul 2, 201817
- Chief financial officerAndras Quinn Bende Dec 8, 2020 to now18
- Chief financial officerTony Lauro Ii. Jul 30, 2018 to Oct 8, 201919
- Chief financial officerJames J. McEntee Iii. Jan 19, 2017 to Jul 2, 201817
- Chief operating officerChristopher D. Hunt Jan 20, 2023 to now20
- Chief operating officerJoseph Aguilar Oct 2, 2019 to Aug 19, 202221
Board members and other officers (22)
- Chief Business Dev. OfficerEduardo Azcarate Jul 30, 2018 to Jul 30, 201822
- CAO & Chief Compliance OfficerJose Perez-Villarreal Jul 30, 2018 to Jan 12, 202123
- Chief Sales/Marketing OfficerRandy Nilsen Jul 30, 2018 to Mar 6, 202324
- Chief Information OfficerWilliam Velez Jul 30, 2018 to Jul 30, 201825
- Board memberKaren Higgins-Carter Dec 19, 2023 to now26
- Board memberBernardo B. Fernandez Jr. Jan 10, 2022 to now27
- Board memberDebra A. Bradford Jan 10, 2022 to now28
- Board memberLaura I. Maydon Oct 20, 2020 to now29
- Board memberChristopher B. Lofgren Oct 9, 2019 to Jul 1, 202130
- Board memberAdam P. Godfrey Jul 30, 2018 to now31
- Board memberJohn Rincon Jul 30, 2018 to now32
- Board memberJustin B. Wender Jul 30, 2018 to May 9, 202333
- Board memberKurt Holstein Jul 30, 2018 to Jan 4, 202234
- Board memberMichael J. Purcell Jul 30, 2018 to now35
- Board memberRobert Jahn Jul 30, 2018 to Jul 30, 201836
- Board memberBetsy Z. Cohen Jan 19, 2017 to Jul 20, 201837
- Board memberDaniel G. Cohen Jan 19, 2017 to Jul 27, 201815
- Board memberJeremy L. Kuiper Jan 19, 2017 to Jan 26, 201738
- Board memberShami Patel Jan 19, 2017 to Jan 26, 201739
- Board memberWalter T. Beach Jan 19, 2017 to Jan 19, 201740
- General counselRobert Pargac May 30, 2024 to now41
- General counselErnesto Luciano Dec 7, 2020 to Jan 19, 202442
Subsidiaries and ownership
Subsidiaries (Exhibit 21)
- Canada International Transfers Corp. British Columbia, Canada3
- Envios de Valores La Nacional Corp. New York, USA3
- GS Mexico Holdings I, LLC Delaware, USA3
- GS Mexico Holdings II, LLC Delaware, USA3
- Girosmex S.A. de C.V. Mexico3
- I-Transfer Deutschland Gmbh Germany3
- I-Transfer Global Payments EP, SAU Spain3
- Inara - Transfers Limited United Kingdom3
- Intermex Central de Servicios S. de R.L. de C.V. Mexico3
- Intermex Holdings, Inc. Delaware, USA3
- Intermex Servicios Integrales S. de R.L. de C.V. Mexico3
- Intermex Transfers de Mexico S.A. de C.V. Mexico3
- Intermex Wire Transfer Corp. California, USA3
- Intermex Wire Transfer II, LLC Delaware, USA3
- Intermex Wire Transfer MI, LLC Michigan, USA3
- Intermex Wire Transfer de Mexico S.A. de C.V. Mexico3
- Intermex Wire Transfer, LLC Florida, USA3
- Intermex Wire Transfers de Guatemala S.A. Guatemala3
- International Money Express Sub 2, LLC Delaware, USA3
- LAN Holdings Corp. Delaware, USA3
- Tempo Financial Cooperatief U.A. Netherlands3
The subsidiaries the company lists in Exhibit 21 of its annual report, as filed.
Former names
- Fintech Acquisition Corp. IISep 6, 2016 to Jul 27, 20182
Timeline
- Oct 2, 20268-K Other events43
- Dec 9, 20258-K Shareholder vote44
- Oct 7, 20258-K Other events45
- Aug 11, 20258-K Entered a material agreement; Executive or director change; Regulation FD disclosure46
- Aug 11, 20258-K Results of operations47
- Aug 11, 20258-K Regulation FD disclosure48
- Jul 31, 20258-K Executive or director change49
- Jun 26, 20258-K Executive or director change; Shareholder vote50
- May 7, 20258-K Results of operations51
- Mar 14, 20258-K Entered a material agreement52
- Feb 26, 20258-K Results of operations53
- Nov 8, 20248-K Results of operations54
- Jul 30, 2018New chief executive Robert Lisy becomes CEO14
- Jan 19, 2017New chief executive Daniel G. Cohen becomes CEO15
Calendar
Coming up
- Nov 9, 2026Reports results for the quarter ending Sep/202655
When it reported results
- Aug 11, 2025Reported quarterly or annual results47
- May 7, 2025Reported quarterly or annual results51
- Feb 26, 2025Reported quarterly or annual results53
- Nov 8, 2024Reported quarterly or annual results54
- Aug 7, 2024Reported quarterly or annual results56
- May 8, 2024Reported quarterly or annual results57
- Feb 27, 2024Reported quarterly or annual results58
- Nov 7, 2023Reported quarterly or annual results59
Upcoming dates from Nasdaq's calendar; past results from the company's 8-K filings (Item 2.02). The full markets calendar
Filings
335 filings to the SEC since October 2021: 6 annual reports, 15 quarterly reports, 45 major events, 216 insider forms, 29 large holders, 24 other. The latest 20:
- Oct 2, 20264 EDGAR
- Oct 2, 20264 EDGAR
- Oct 2, 20264 EDGAR
- Oct 2, 20268-K EDGAR
- Aug 14, 2026SCHEDULE 13G/A EDGAR
- Aug 10, 202610-Q EDGAR
- Jul 20, 20264 EDGAR
- Jul 20, 20264 EDGAR
- Jul 20, 20264 EDGAR
- Jul 20, 20264 EDGAR
- Jul 20, 20264 EDGAR
- Jul 20, 20264 EDGAR
- Jul 20, 20264 EDGAR
- Jul 2, 20264 EDGAR
- Jul 2, 20264 EDGAR
- Jul 2, 20264 EDGAR
- May 11, 202610-Q EDGAR
- May 11, 2026SCHEDULE 13G EDGAR
- Apr 30, 202610-K/A EDGAR
- Apr 2, 20264 EDGAR
The 335 filings since October 2021 can be filtered by form type and year here when JavaScript is on.
Every filing from the last five years, summarized. The full record is on SEC EDGAR.
Insider trades
49 open-market trades by officers, directors and large owners since October 2021: 2 buys and 47 sales. Grants, option exercises and gifts are left out.
| Date | Who | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Mar 15, 2024 | Aguilar JosephPresident - GM, Latin America | Sale | 23,700 | $21.13 | $500.8K | Form 4 |
| May 11, 2023 | Lisy RobertCEO, President & Chairman | Sale | 21,000 | $24.08 | $505.7K | Form 4 |
| May 10, 2023 | Lisy RobertCEO, President & Chairman | Sale | 25,000 | $24.45 | $611.2K | Form 4 |
| May 9, 2023 | Lisy RobertCEO, President & Chairman | Sale | 45,255 | $25.03 | $1.1M | Form 4 |
| May 8, 2023 | Lisy RobertCEO, President & Chairman | Sale | 24,745 | $25.98 | $642.9K | Form 4 |
| Mar 10, 2023 | Lisy RobertCEO, President & Chairman | Sale | 150,000 | $24.67 | $3.7M | Form 4 |
| Dec 5, 2022 | Rincon JohnDirector | Sale | 26,445 | $21.15 | $559.3K | Form 4 |
| Dec 2, 2022 | Rincon JohnDirector | Sale | 20,500 | $22.04 | $451.8K | Form 4 |
| Nov 15, 2022 | Lisy RobertCEO, President & Chairman | Sale | 74,466 | $20.36 | $1.5M | Form 4 |
| Nov 14, 2022 | Lisy RobertCEO, President & Chairman | Sale | 75,534 | $20.25 | $1.5M | Form 4 |
| Aug 18, 2022 | Godfrey Adam PDirector | Sale | 21,000 | $25.79 | $541.5K | Form 4 |
| Aug 18, 2022 | Wender Justin BDirector | Sale | 21,000 | $25.79 | $541.5K | Form 4 |
| Aug 17, 2022 | Aguilar JosephPresident - GM, Latin America | Sale | 25,000 | $25.10 | $627.5K | Form 4 |
| Aug 17, 2022 | Godfrey Adam PDirector | Sale | 22,000 | $25.17 | $553.7K | Form 4 |
| Aug 17, 2022 | Wender Justin BDirector | Sale | 22,000 | $25.17 | $553.7K | Form 4 |
| Aug 16, 2022 | Godfrey Adam PDirector | Sale | 14,883 | $25.03 | $372.5K | Form 4 |
| Aug 16, 2022 | Wender Justin BDirector | Sale | 14,883 | $25.03 | $372.5K | Form 4 |
| Aug 15, 2022 | Wender Justin BDirector | Sale | 4,117 | $25.01 | $103.0K | Form 4 |
| Aug 15, 2022 | Godfrey Adam PDirector | Sale | 4,117 | $25.01 | $103.0K | Form 4 |
| Aug 11, 2022 | Wender Justin BDirector | Sale | 4,240 | $25.14 | $106.6K | Form 4 |
All 49 trades can be filtered by person here when JavaScript is on.
From Forms 4 filed with the SEC.
Major holders
Investors who own more than 5% of the shares must tell the SEC: a 13D if they may seek to influence the company, a 13G if they hold passively.
- AllianceBernsteinSCHEDULE 13G/A, 2 filings Nov 14, 2025 to Aug 14, 202660
- Goldman SachsSCHEDULE 13G, 1 filing May 11, 202661
- VANGUARD GROUP INCSCHEDULE 13G/A, 4 filings Feb 10, 2022 to Mar 27, 202662
- Voss Capital, LPSCHEDULE 13D/A, 4 filings Sep 5, 2024 to Oct 27, 202563
- Forager Capital Management, LLCSCHEDULE 13G/A, 3 filings Jul 10, 2025 to Oct 14, 202564
- Magnetar Financial LLCSCHEDULE 13D/A, 2 filings Sep 2, 2025 to Sep 11, 202565
- BlackRockSC 13G/A, 3 filings Feb 3, 2022 to Jan 26, 202466
- Conifer Management, L.L.C.SC 13G/A, 2 filings Feb 14, 2022 to Feb 14, 202367
- WELLINGTON TRUST Co N ASC 13G/A, 2 filings Feb 4, 2022 to Feb 6, 202368
- Wellington Management CompanySC 13G/A, 2 filings Feb 4, 2022 to Feb 6, 202369
- Adam P. GodfreySC 13D/A, 1 filing Aug 11, 202270
- Nantahala Capital Management, LLCSC 13G/A, 1 filing Feb 14, 202271
- Federated HermesSC 13G/A, 2 filings Feb 10, 202272
Executive pay
What the company paid its top executives, from the summary compensation table in its proxy statement. Total pay includes salary, bonus, stock and option awards and other pay, as the company valued them.
| Year | Executive | Age | Salary | Total pay |
|---|---|---|---|---|
| 2024 | Robert LisyChief Executive Officer and President | 67 | $1.0M | $6.0M73 |
| 2024 | Andras BendeChief Financial Officer | 50 | $500.0K | $1.6M73 |
| 2024 | Christopher HuntChief Operating Officer | 49 | $406.2K | $1.3M73 |
| 2024 | Joseph AguilarPresident and General Manager - Latin America | 63 | $440.0K | $1.2M73 |
| 2024 | Robert PargacChief Legal Officer and Secretary | 58 | $245.7K | $788.9K73 |
| 2023 | Robert LisyChief Executive Officer and President | 67 | $1.0M | $6.1M73 |
| 2023 | Andras BendeChief Financial Officer | 50 | $472.5K | $1.6M73 |
| 2023 | Joseph AguilarPresident and General Manager - Latin America | 63 | $440.0K | $1.4M73 |
| 2023 | Christopher HuntChief Operating Officer | 49 | $350.0K | $1.0M73 |
| 2022 | Robert LisyChief Executive Officer and President | 67 | $1.0M | $5.8M73 |
| 2022 | Andras BendeChief Financial Officer | 50 | $450.0K | $1.4M73 |
| 2022 | Joseph AguilarPresident and General Manager - Latin America | 63 | $420.0K | $1.4M73 |
| 2022 | Christopher HuntChief Operating Officer | 49 | $329.0K | $836.3K73 |
Held by these funds
The largest holders among investment managers' 13F reports for the quarter ending Jun 30, 2026, the top 25 of 100. Change is in shares since the quarter before.
| Fund | Shares | Value | Share of the fund | Change |
|---|---|---|---|---|
| BlackRock, Inc. | 2,305,506 | $33.3M | 0.0% | +240,754 |
| Magnetar Financial LLC | 2,008,234 | $29.0M | 0.3% | +83,824 |
| Alliancebernstein L.P. | 1,528,758 | $24.2M | 0.0% | −758,209 |
| Oddo Bhf Asset Management Sas | 1,470,000 | $21.2M | 1.0% | New |
| Man Group plc | 1,252,360 | $18.1M | 0.0% | −51,809 |
| Vanguard Capital Management LLC | 1,231,381 | $17.8M | 0.0% | +9,505 |
| FIL Ltd | 1,203,780 | $17.4M | 0.0% | −1,689 |
| Qube Research & Technologies Ltd | 1,149,315 | $16.6M | 0.0% | +620,602 |
| Morgan Stanley | 1,072,979 | $15.5M | 0.0% | +930,474 |
| Geode Capital Management, LLC | 998,949 | $14.4M | 0.0% | +145,551 |
| Alpine Associates Management Inc. | 987,150 | $14.3M | 0.9% | +386,152 |
| LMR Partners LLP | 955,810 | $13.8M | 0.1% | +758,993 |
| Hsbc Holdings PLC | 795,197 | $11.5M | 0.0% | +234,612 |
| Alberta Investment Management Corp | 773,196 | $11.2M | 0.1% | +159,796 |
| Polar Asset Management Partners Inc. | 704,613 | $10.2M | 0.2% | +404,737 |
| Millennium Management LLC | 605,976 | $8.8M | 0.0% | +167,900 |
| State Street Corp | 553,369 | $8.0M | 0.0% | −33,928 |
| Gabelli Funds LLC | 525,981 | $7.6M | 0.0% | +120,038 |
| Marshall Wace, Llp | 513,000 | $7.4M | 0.0% | +111,600 |
| American Century Companies Inc | 495,039 | $7.2M | 0.0% | −203,488 |
| Hotchkis & Wiley Capital Management LLC | 371,340 | $5.4M | 0.0% | +4,200 |
| Verition Fund Management LLC | 348,836 | $5.0M | 0.0% | +214,440 |
| GABELLI & Co INVESTMENT ADVISERS, INC. | 333,000 | $4.8M | 0.7% | +60,250 |
| Healthcare Of Ontario Pension Plan Trust Fund | 309,977 | $4.5M | 0.0% | No change |
| Goldman Sachs Group Inc | 269,505 | $3.9M | 0.0% | −260,061 |
13F reports cover disclosed long positions in U.S. stocks only.
SEC filer profile
How International Money Express, Inc. is registered with the Securities and Exchange Commission, from its EDGAR record and the cover page of its latest annual report.
- Name on EDGARInternational Money Express, Inc.1
- CIK0001683695
- Employer ID (EIN)47-42190824
- Filer statusAccelerated filer not an emerging growth company; not a smaller reporting company; not a shell company4
- Incorporated inDelaware4
- Fiscal year endsDecember 311
- Industry code (SIC)7389 Services-Business Services, NEC1
- SEC reviewing officeOffice of Trade & Services, Division of Corporation Finance1
- Business address9100 South Dadeland Blvd, Suite 1100, Miami, FL 331561
- Phone30567180001
- Shares outstanding30,211,627 as of Aug 3, 202612
- Public float$281.4M as of Jun 30, 20254
- AuditorBDO USA, P.C., Miami, FL PCAOB ID 243; it also attests to the company’s internal control over financial reporting4
- On EDGAR sinceSep 6, 20161
- Filings686 in all: 4 (330), 8-K (98), 3 (44), 10-Q (29), SC 13G/A (22), CORRESP (14), DEFA14A (13), SC 13G (13)1
All 47 form types
SC 13D/A (11), 10-K (10), UPLOAD (9), 425 (7), DEF 14A (7), 4/A (6), EFFECT (6), 424B4 (5), 144 (4), 424B3 (4), S-4/A (4), SCHEDULE 13D/A (4), SCHEDULE 13G/A (4), 3/A (3), ARS (3), SC 13D (3), SCHEDULE 13G (3), 10-K/A (2), 25-NSE (2), 8-K/A (2), S-1 (2), S-1/A (2), S-3 (2), S-4 (2), S-8 (2), 5 (1), 8-A12B (1), CERTNAS (1), DEFM14A (1), DEFR14A (1), DRS (1), DRS/A (1), DRSLTR (1), PREM14A (1), S-1MEF (1), S-3/A (1), SC TO-I (1), SC TO-I/A (1), SCHEDULE 13D (1)
- Latest filingsAnnual report (10-K) Mar 6, 2026
Quarterly report (10-Q) Aug 10, 2026
Proxy statement (DEF 14A) Apr 30, 2025
Latest 8-K (8-K) Oct 2, 2026
Securities registered for trading
| Class | Symbol | Exchange |
|---|---|---|
| Common stock ($0.0001 par value) | IMXI | Nasdaq |
From the cover page of the 10-K filed Mar 6, 2026 (Section 12(b) of the Exchange Act).4
Risk factors and legal proceedings
The risks International Money Express, Inc. names in Item 1A of its 10-K filed Mar 6, 2026: 40 risks under these headings, as written.4
- Risks Related to the Pending Merger with The Western Union Company
- The announcement and pendency of the proposed Merger may adversely affect our business, financial condition, and results of operations.
- Failure to consummate the Merger within the expected time frame or at all could have a material adverse impact on our business, financial condition and results of operations.
- Risks Relating to Our Business and Industry
- If we fail to successfully expand customer acceptance of our digital services and infrastructure or develop and timely introduce new and enhanced services, including the introduction of new digital platforms, or if we make substantial investments in an unsuccessful new service or infrastructure change, our business, financial condition and results of operations could be adversely affected.
- If we lose key sending agents, our business with key sending agents is reduced or we are unable to maintain our sending agent network under terms consistent with those currently in place, our business, financial condition and results of operations could be adversely affected.
- We face intense competition, and if we are unable to continue to compete effectively, our business, financial condition and results of operations could be adversely affected.
- Weakness in economic conditions, in both the U.S. and international markets, could adversely affect our business, financial condition and results of operations. We are subject to business cycles and other outside factors, including geopolitical events, natural disasters and other factors, that may negatively affect our business.
- Our business and results of operations may be adversely affected by international political, economic and social instability risks, foreign currency restrictions and volatility, tariffs or restrictions on remittances or transfers from the countries in which we operate.
- Our financial condition, results of operations or business may be affected by volatility in foreign exchange rates of the countries to which we send a significant portion of consumer remittances.
- Our financial condition, results of operations, business and cash flow may be negatively affected by a public health conditions, responses thereto and the economic and market effects thereof.
- If consumer confidence in our business, brands or in consumer money remittance providers generally deteriorates, our business, financial condition and results of operations could be adversely affected.
The other 30 risks
- Our profit margins may be adversely affected by expansion into new geographic or product markets, which we may enter by acquisition or otherwise, that do not have the same profitability as our core markets.
- Acquisitions and integration of new businesses create risks and may affect operating results. Failure to successfully complete, manage or integrate strategic transactions can adversely affect our business, financial condition and results of operations.
- Our current risk management and compliance systems may not be able to exhaustively assess or mitigate all risks to which we are exposed from a transaction monitoring perspective.
- Our services might be used for illegal or improper purposes, such as consumer fraud or money laundering, which could expose us to additional liability.
- A cybersecurity incident or breach of security in the information systems on which we rely could adversely affect our reputation, business, financial condition, and results of operations.
- Our business is particularly dependent on the efficient and uninterrupted operation of our information technology, computer network systems, and data centers. Disruptions to these systems and data centers could adversely affect our business, financial condition and results of operations.
- A significant percentage of our banking relationships are concentrated in a few banks.
- A significant portion of our paying agents are concentrated in a few large banks and financial institutions or large retail chains.
- Bank failures, sustained financial market illiquidity, or illiquidity at the clearing, cash management and custodial financial institutions with which we do business, could adversely affect our business, financial condition and results of operations.
- Changes in banking industry regulation and practice could make it more difficult for us and our sending agents to maintain depository accounts with banks, which would harm our business.
- We face credit risks from our sending agents, digital partners and financial institutions with which we do business.
- Retaining our chief executive officer and other key executives and recruiting and retaining qualified personnel is important to our continued success, and any inability to attract and retain such personnel could harm our operations.
- Regulatory and Legal Risks
- Significant developments stemming from the U.S. government policies could have an adverse effect on our business.
- A significant change or disruption in international migration patterns, including as a result of changes in immigration laws and their enforcement, could adversely affect our business, financial condition and results of operations.
- We and our agents are subject to numerous U.S. and international laws and regulations. Failure to comply with these laws and regulations could result in material settlements, fines or penalties and reputational harm, and changes in these laws or regulations could result in increased operating costs or reduced demand for our services, all of which may adversely affect our business, financial condition and results of operations.
- Current and future data privacy and cybersecurity laws and regulations could adversely affect our business, financial condition, and results of operations.
- Litigation or investigations involving us or our agents could result in material settlements, fines or penalties.
- We could be adversely affected by violations of the FCPA or other similar anti-corruption laws.
- New business initiatives, such as modifications to our current product offerings or the introduction of new products, may modify our risk profile from a regulatory perspective.
- The use of third-party vendors and service providers is subject to regulatory review and scrutiny.
- Changes in tax laws in the countries we operate could adversely affect our results of operations.
- Risks Relating to Our Intellectual Property
- If we are unable to adequately protect our brands and the intellectual property rights related to our existing and any new or enhanced services, or if we infringe on the rights of others, our business, financial condition and results of operations could be adversely affected.
- The processes and systems we employ may be subject to patent protection by other parties, and any claims could adversely affect our business and results of operations.
- Risks Relating to Our Indebtedness
- The Company’s indebtedness may limit our operating flexibility and could adversely affect our business, financial condition and results of operations.
- Our Second Amended and Restated Credit Agreement contains covenants that may limit our ability to conduct business.
- Risks Relating to Our Securities
- Because we have no current plans to pay cash dividends on our common stock for the foreseeable future, stockholders may not receive any return on investment unless they sell our common stock for a price greater than that which was paid for it.
- Our ability to meet expectations and projections in any research or reports published by securities or industry analysts, or a lack of coverage by securities or industry analysts, could result in a depressed market price and limited liquidity for our common stock.
- Provisions in our charter and Delaware law may inhibit a takeover of us, which could limit the price investors might be willing to pay in the future for our common stock and could entrench management.
- Our charter designates the Court of Chancery of the State of Delaware as the exclusive forum for certain litigation that may be initiated by our stockholders, which could limit our stockholders’ ability to obtain a favorable judicial forum for disputes with us.
- We may be subject to securities litigation, which is expensive and could divert management’s attention.
Legal proceedings
From time to time, we are subject to various claims, charges and litigation matters that arise in the ordinary course of business. We believe these actions are a normal incident of the nature and kind of business in which we are engaged. While it is not feasible to predict the outcome of these matters with certainty, we do not believe that any asserted or unasserted legal claims or proceedings, individually or in the aggregate, will have a material and adverse effect on our business, financial condition and results of operations.
Reference is made to Note 19 – Commitments and Contingencies in the Consolidated Financial Statements of International Money Express, Inc. contained elsewhere in this Annual Report on Form 10–K for information regarding certain legal proceedings to which we are a party, which information is incorporated by reference herein.
The opening of Item 3, Legal Proceedings.4
Sources
The numbers on this page point here. Each one links to the record it came from.
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10
- 11
- 12
- 13
- 14SEC EDGARRobert Lisy, Chief executive officer
- 15
- 16SEC EDGARJoseph Aguilar, President
- 17SEC EDGARJames J. McEntee Iii., President
- 18
- 19
- 20
- 21
- 22
- 23
- 24
- 25
- 26SEC EDGARKaren Higgins-Carter, Board member
- 27
- 28SEC EDGARDebra A. Bradford, Board member
- 29SEC EDGARLaura I. Maydon, Board member
- 30SEC EDGARChristopher B. Lofgren, Board member
- 31SEC EDGARAdam P. Godfrey, Board member
- 32SEC EDGARJohn Rincon, Board member
- 33SEC EDGARJustin B. Wender, Board member
- 34SEC EDGARKurt Holstein, Board member
- 35SEC EDGARMichael J. Purcell, Board member
- 36SEC EDGARRobert Jahn, Board member
- 37SEC EDGARBetsy Z. Cohen, Board member
- 38SEC EDGARJeremy L. Kuiper, Board member
- 39SEC EDGARShami Patel, Board member
- 40SEC EDGARWalter T. Beach, Board member
- 41SEC EDGARRobert Pargac, General counsel
- 42SEC EDGARErnesto Luciano, General counsel
- 43SEC EDGAROther events
- 44SEC EDGARShareholder vote
- 45SEC EDGAROther events
- 46
- 47SEC EDGARResults of operations
- 48SEC EDGARRegulation FD disclosure
- 49SEC EDGARExecutive or director change
- 50
- 51SEC EDGARResults of operations
- 52SEC EDGAREntered a material agreement
- 53SEC EDGARResults of operations
- 54SEC EDGARResults of operations
- 55NasdaqNasdaq calendar
- 56
- 57
- 58
- 59
- 60
- 61
- 62
- 63
- 64
- 65
- 66
- 67
- 68
- 69
- 70
- 71
- 72
- 73