1y return+21.3%S&P 500 +20.9%
3y return+46.9%S&P 500 +68.5%
These returns are for its stock picks as disclosed on Form 13F: last quarter's holdings, valued at this quarter's prices. They miss trades within each quarter, short positions, options, bonds, cash and fees, so they aren't the returns its clients got.
$100 invested in its stock picks
Since December 31, 2022: $162 against $195 in the S&P 500.2
Cardinal Point Capital Management ULCS&P 500 (SPY)
Top holdings
At the end of June 30, 2026. Change is in shares since the quarter before.2
| Stock | Value | Share of portfolio | Change |
|---|---|---|---|
| VTIVanguard Index Fds | $229.1M | 13.0% | +1.2% |
| VEUVanguard Intl Equity Index F | $76.9M | 4.4% | +1.5% |
| DFAXDimensional Etf Trust | $72.3M | 4.1% | |
| USFRWisdomtree Tr | $72.3M | 4.1% | −2.6% |
| VGITVanguard Scottsdale Fds | $70.0M | 4.0% | +4.0% |
| AAPLApple Inc | $69.8M | 4.0% | +2.7% |
| LRGFIshares Tr | $55.7M | 3.2% | |
| Dimensional Etf TrustCUSIP 25434V708 | $46.0M | 2.6% | |
| RYRoyal Bk Cda | $39.8M | 2.3% | −1.9% |
| MUBIshares Tr | $39.6M | 2.2% | +2.4% |
| DBMFLitman Gregory Fds Tr | $38.5M | 2.2% | +1.9% |
| GOOGAlphabet Inc | $37.7M | 2.1% | +5.4% |
| TDToronto Dominion Bk Ont | $34.7M | 2.0% | −2.4% |
| PYLDPimco Etf Tr | $33.6M | 1.9% | +7.1% |
| BMOBank Montreal Medium | $31.0M | 1.8% | |
| NVDANvidia Corporation | $30.8M | 1.7% | |
| MINOPimco Etf Tr | $27.0M | 1.5% | |
| VBILVanguard Instl Index Fd | $24.3M | 1.4% | +17.4% |
| IAUIshares Gold Tr | $22.3M | 1.3% | −2.7% |
| JPMJpmorgan Chase & Co | $20.0M | 1.1% | |
| SUSuncor Energy Inc New | $19.9M | 1.1% | −2.2% |
| TFLOIshares Tr | $18.9M | 1.1% | −27.5% |
| MFCManulife Finl Corp | $18.9M | 1.1% | −1.2% |
| CSCOCisco Sys Inc | $18.7M | 1.1% | −33.0% |
| BNSBank Nova Scotia B C | $18.6M | 1.1% |
Best picks still held
How each current holding has done since the quarter it first appeared in its filings (up to six years back).
| Stock | Held since | Return since | Now worth |
|---|---|---|---|
| GOOGAlphabet Inc | September 30, 2023 | +168.0% | $37.7M |
| GOOGLAlphabet Inc | March 31, 2024 | +136.8% | $11.3M |
| AAPLApple Inc | December 31, 2022 | +122.7% | $69.8M |
| NVDANvidia Corporation | March 31, 2024 | +121.4% | $30.8M |
| IAUIshares Gold Tr | December 31, 2022 | +118.3% | $22.3M |
| TDToronto Dominion Bk Ont | March 31, 2025 | +102.6% | $34.7M |
| LRGFIshares Tr | December 31, 2022 | +93.9% | $55.7M |
| VTIVanguard Index Fds | December 31, 2022 | +93.5% | $229.1M |
| NEMNewmont Corp | March 31, 2025 | +93.5% | $13.2M |
| CSCOCisco Sys Inc | March 31, 2025 | +90.3% | $18.7M |
Sold off last quarter
- KVUEKenvue Inc was $4.4M
- CDNSCadence Design System Inc was $824K
- PUBMPubmatic Inc was $585K
- AVUSAmerican Centy Etf Tr was $426K
- HRIHerc Hldgs Inc was $374K
- BNDXVanguard Charlotte Fds was $334K
- IWDIshares Tr was $312K
- GEGe Aerospace was $304K
- BKNGBooking Holdings Inc was $295K
- AZOAutozone Inc was $287K
Quarter by quarter
| Quarter | Its picks | S&P 500 |
|---|---|---|
| June 30, 2026 | +7.9% | +14.8% |
| March 31, 2026 | −0.1% | −4.6% |
| December 31, 2025 | +3.6% | +2.4% |
| September 30, 2025 | +8.5% | +7.8% |
| June 30, 2025 | +7.4% | +10.5% |
| March 31, 2025 | −1.2% | −4.6% |
| December 31, 2024 | −0.6% | +2.1% |
| September 30, 2024 | +4.0% | +5.4% |
| June 30, 2024 | +1.6% | +4.0% |
| March 31, 2024 | +4.9% | +10.0% |
| December 31, 2023 | +6.6% | +11.2% |
| September 30, 2023 | −2.8% | −3.6% |
| June 30, 2023 | +4.3% | +8.3% |
| March 31, 2023 | +5.7% | +7.0% |
Sources
Every number on this page points here. Each one links to the public record.
- 1SEC EDGAR: Cardinal Point Capital Management ULC Form 13F filingshttps://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=1950841&type=13F-HR&dateb=&owner=include&count=40CIK 1950841
- 2SEC: 13F for the quarter ended June 30, 2026https://www.sec.gov/Archives/edgar/data/1950841/000195084126000003/Filed July 14, 2026 · accession 0001950841-26-000003